Loading...
HomeMy WebLinkAbout040-160-029BUTTE COUNTY DEPARTMENT OF DEVELOPMENT SERVICES BUILDING PERMIT 24 HOUR INSPECTION (IVR): (530) 538-4365 OFFICE: (530) 538-7541 FAX#: (530) 538-2140 ONLINE PERMIT/RENEWAL PAYMENTS: www.buttecounty.net\dds PROJECT INFORMATION Site Address: 1944 CUMMINGS LN Owner: Permit No: B08-1328 APN: 040-160-029 SNYDER, PATRICK J & DIANN Issued Date: 07/11/2008 By TMP Permit type: MISCELLANEOUS 1944 CUMMINGS LN Subtype: Re -Roof DURHAM, CA 95938 Expiration Date: 07/11/2009 Description: REROOF 28 SQ.'S COMP Occupancy: Zoning: A5 Contractor Applicant: Square Footage: DKJ CONSTRUCTION DKJ CONSTRUCTION Building Garage RemdUAddn 932 J WEST. 8TH AVENUE 932 J WEST. 8TH AVENUE CHICO, CA 95926 CHICO, CA 95926 Other Porch/Patio Total (530) 895-8400 (530) 895-8400 FEE INFORMATION DBMSC Re -Roofing $176.00 LICENSED CONTRACTOR'S DECLARATION Contractor (Name) State Contractors License No. / Class / Expires DKJ CONSTRUCTION 630348 / B / 10/31/2009 I HEREBY AFFIRM UNDER PENALTY OF PERJURY that I am licensed under provisions of Chapter (commencing with Section 7000) of Division 3 of the Business and Professions Code, and my license is in full force and effect. X %�� L- - 07/11/2008 Contractor's Signature Date WORKERS' COMPENSATION DECLARATION I HEREBY AFFIRM UNDER PENALTY OF PERJURY one of the following declarations: ❑I HAVE AND WILL MAINTAIN A CERTIFICATE OF CONSENT TO SELF -INSURE FOR WORKERS' COMPENSATION, as provided for by Section 3700 of the Labor Code, for the performance of the work for which this permit is issued. EI HAVE AND WILL MAINTAIN WORKER'S COMPENSATION INSURANCE, as required by L4 Section 3700 of the Labor Code, for the performance of the work for which this permit is issued. My Workers' Compensation insurance carrier and policy number are; Carrier: Policy Number: Exp. Date: (This section need not be completed if the permit is or one hundred dollars ($100) or less.) ❑I CERTIFY THAT IN THE PERFORMANCE OF THE WORK FOR WHICH THIS PERMIT IS ISSUED, I shall not employ any person in any manner so as to become subject to the Workers' Compensation Laws of California, and agree that if I should become subject to the workers' compensation provisions of Section 3700 of the Labor Code, I shall forthwith comply with those provisions. X i'le , z_ rf- 07/11/2008 Signature y Date WARNING: FAILURE TO SECl7RE WORKERS' COMPENSATION COVERAGE IS UNLAWFUL, AND SHALL SUBJECT AN EMPLOYER TO CRIMINAL PENALTIES AND CIVIL FINES UP TO ONE HUNDRED THOUSAND DOLLARS ($100,000); IN ADDITION TO THE COST OF COMPENSATION, DAMAGES AS PROVIDED FOR INSECTION 3706 OF THE LABOR CODE, INTEREST AND ATTORNEY'S FEES. CONSTRUCTION LENDING AGENCY I HEREBY AFFIRM UNDER PENALTY OF PERJURY that there is a construction lending agency for the performance of the work for which this permit is issued. (3097 civ. code) Lenders Address City State Zip $176.00 Balance Due: $0.00 Receipt No: OWNER / BUILDER DECLARATION I HEREBY AFFIRM UNDER PENALTY OF PERJURY that I am exempt from the Contractor's License Law for the following reason (Sec. 7031.5), Business and Professions Code: Any city or county that requires a permit to construct, alter, improve, demolish, or repair any structure prior to its issuance, also requires the applicant for such permit to file a signed statement that he or she is licensed pursuant to the provisions of the Contractor's License Law [Chapter 9 (commencing with Section 7000) of Division 3 of the Business and Professions Code) or that he or she is exempt therefrom and the basis for the alleged exemption. Any violation of Section 7031.5 by any applicant for a permit subjects the applicant to a civil penalty of not more than five hundred dollars [$500); Please check one of the following: ❑I, AS OWNER OF THE PROPERTY, OR MY EMPLOYEES WITH WAGES AS THEIR SOLE COMPENSATION, WILL DO THE WORK, AND THE STRUCTURE IS NOT INTENDED OR OFFERED FOR SALE (Sec. 7044, Business and Professions Code: The Contractors License Law does not apply to an owner of the property, who builds or improves thereon, and who does the work himself or herself or through his or her own employees, provided that such improvements are not intended or offered for sale. If, however, the building or improvement is sold within one year of completion, the owner -builder will have the burden of proof that he or she did not build or improve for the purpose of sale.). E]I, AS OWNER OF THE PROPERTY, AM EXCLUSIVELY CONTRACTING WITH LICENSED CONTRACTORS TO CONSTRUCT THE PROJECT (Sec. 7044, Business and Professions Code: The Contractors License Law dows not apply to an owner of the property who builds or improves thereon, and who contracts for the projects with a contractor(s) licensed pursuant to the Contractors License Law.). ❑ I AM EXEMPT under Section B. & P.C. for this reason: ix 07/11/2008 Owner's Signature Date I hereby certify that I have read this application and state that the above information is correct. I agree to comply with all City and County ordinances, rules, regulations, and State laws relating to building construction, and with any and all conditions of permit. I agree to defend, indemnify, and hold harmless Butte County, its officers, agents and employees from any and all claims and liability for personal injury, including death, and property damage caused by, arising out of, or in any way connected with the issuance of this permit. 1 hereby acknowledge that issuance of this permit does not authorize the use or occupancy of any sidewalk, street, or subsidewalk. I hereby authorize representatives of Butte County to enter the above mentioned property for inspection purposes. I hereby certify that I am the property owner or am auth rized to t'i on the property owners behalf. Z- 07/11/2008 Owner 0 Contractor OR; 11Agent for Owner DAgent for Contractor FILE COPY BUTTE COUNTY PERMIT DEPARTMENT OF DEVELOPMENT SERVICES NO. BUILDING PERMIT APPLICATION* * , OFFICE #: (530) 538-7541 FAX #: (530) 538-2140 g' o='_-=�' o A FEE WILL BE REQUIRED AT TIME OF APPLICATION Website: www.buttecounty.net/dds c0U N'� PLEASE PRINT CLEARLY 16 "When filed, this application and all supporting material becomes subject to the California Public Records Act. All pub. related to this application is subject to public inspection and will be posted on the County's website for electronic access. OWNER INFORMATION Last Name First Mailing Address City , I �\ Stag Phone;,Z.,ge Phon)Iz rFax E-mail CONTRACTOR Name --3>K ; Ca,, --,4 Address 4 City - Stat r — Zip Z Phone;,Z.,ge FaTq S E-mail l� C rtiS 'L Lic. #16 Ge Class BIN # PROJECT LOCATION API /1 _ �2 Property Address zq 1 City of /A 4-,-L— C, - 4 574 WORKER'S COMPENSATION Policy Number Carrier If hiring anyone other than license contractors, a certificate of worker's compensation must be shown at the time of permit issuance. ' LENDING AGENCY Name Address APPLICANT INFORMATION ARCHITECTIENGINEER Name City Address Zip City Fax State Zip Phone Fax E-mail State License Number APPLICANT INFORMATION Name Address City State Zip Phone Fax E-mail APPLICANT SIGNATURE X DESCRIPTION OR SCOPE OF WORK. Sq FT- Living Garage Open Cov ❑ Structure Built without Permits ❑ Proposed Change of Occupancy (Note previous use): For office use only: Zoning Flood Zone SRA I Yes I No Occ, Type Const. Butte County Department of Development Services ADMINISTRATION * BUILDING * GIS * PLANNING 7 County Center Drive Oroville, CA 95965 (530) 538-7541 Telephone (530) 538-2140 Facsimile January 6, 2006 Patrick & Dianna Snyder 1944 Cummings Lane Durham, CA a 95938 ` AP#040-160-029 BP#042317 Our records indicate that your building permit application has expired and was never issued. We are unable to provide continuous plan storage for inactive permit applications. If you would like to have the plans returned to you, you or your agent must pick up the plans at our office prior to January 19, 2006 or they will be destroyed (plans will not be mailed). Our office is located at 7 County Center Drive, Oroville., Our office hours are 8 a.m. to 4 p.m. Monday through Friday. If you have any questions concerning this matter, please contact a permit technician at our office, at the following number (530)538-7541. Please have this letter with you when you call or come into our office. Thank you. SNYDER, PATRICK 1 1944 CUMMINGS LN, DURHA Cont: DKJ CONST ADDITION/GARAGE/DECK o ��" �� ICES 0 o BUILDING PEKM1i Ar_,� r,...-..�.,., 6� o AND SUBMITTAL REQUIREMENTS o o 24 H UR SPECTIOW OROVILLE: (530) 538-7636 • CHICO: (530) 891-2834 COV N.�y OFFICE #: (530) 538-7541 A FEE WILL BE REQUIRED AT TIME OF APPLICATION C L APPLICANT NAME OWNER Name FamL?C� Address -ZIP1_T3 L City Address State Zip Phone 9�3-206?( Phone e!G f (1Lic. Fax Jam, S _ � OO E-mail E -mai APPLICANT NAME CONTRACTOR Name FamL?C� Address�'�?� -ZIP1_T3 L City Address foo Lyer e bdivision Name Phone e!G f (1Lic. 4-160 Fax E -mai State / Class APPLICANT NAME A lTE VENGINEER Address H44 CILMVl'li L 5 Loot FamL?C� State - - - -- -ZIP1_T3 L Phone i j• Q- _ q()9 9 Address foo Lyer e bdivision Name l `� Map. Book CityCh State ip Sq 13 Ph , F _ O 2 E-mail State Lice se Number APPLICANT NAME CC Name , and G cl rel/ Address H44 CILMVl'li L 5 Loot City I) 'o -v „o State - - - -- -ZIP1_T3 L Phone i j• Q- _ q()9 9 Fax E-mail 1POt+�O"s l e'r Ct U t LOW-) APPLICANT SIGNATURE For office use onlv: Zoning - Flood Zone SRA I Yes OCC. I Type Const. bdivision Name Map. Book Page Lot # Planner Date Approved: PERMIT NO. BP 04331 BIN# LOCATION AP# ,tel / /1 / _ 0 Property Address ( l Cross Street WORKER'S COMPENSATION Policy Number Carrier if hiring anyone other than license contractors, a certificate of worker's compensation must be shown at the time of permit issuance. LENDING AGENCY Name Address D�escgnpti n or ope of Work: C�s3 co .� I o 3 , Sq. Footage ❑ Structure Built without Permits ❑ Proposed Change of Occupancy (Note previous use): EXPIRATION OF APPLICATION Applications for which a permit has not been issued will expire one year after the date of application. In order to renew action on an application after expiration, a new application, plans and fee will be _.......... ._—ay.a�.vsJua--a•va�-1\:ail`-VY\Lc7--__ Refunds can only be made upon written request by the person who paid the fee. -The request must be made prior to the expiration of the permit and no construction work has been done. Filing fees, plan check fees for work plan checked and other department costs are not refundable. II Received by *.'\ Amount: (0 Ll (0 . (`f Rlda I I OVER FOR SUBMITTAL REQUIREMENTS L, K:\FORMS\BUILDING F0RMS\B1dgApp1SubRgmts.doc ' Page 1 of 2 Receipt #4 1,�-oo-7 Date: 't +10v SRA Sheriff SMIP Other REV 4-30-04 3 3� lawk,�"" �/s y r i BUTTE COUNTY DEPARTMENT OF DEVELOPMENT SERVICES BUILDING PERMIT APPLICATION AND SUBMITTAL REQUIREMENTS 24 HOUR INSPECTION#: OROVILLE: (530) 538-7636 - CHICO: (530) 891-2834 OFFICE #: (530) 538-7541 A FEE WILL BE REQUIRED AT TIME OF APPLICATION CONTRACTOR OWNER Name , 1gKa_ Address t Stn City Phone C. State Zip - o"F Phone ,? Fax 3C S_ �JO0 E-mail Phone CONTRACTOR Name ITE T/ENGINEER Address City I Stn Zi Phone C. Fax 5 a q E-mai.1'1 Uc. Class APPLICANT SIGNATURE X 7N VWVL For office use only: A ITE T/ENGINEER Name Name 0 C ��j� i -Q. S Address 312 LD lknm+V: -- , City Phone O , h State Tr 'p Ph 88 3 Fabo U E-mail State Lice se Number APPLICANT SIGNATURE X 7N VWVL For office use only: Zoning APPLICANT NAME Name hh CC,, and ck— c�vl de / Address QuVI iVICA 5 LO k City Subdivision Name -- Sta a — Lot # Phone O , h _ v q Fax E-mail POITYI 1/ • S nq der aiJ�' C�0W'1 APPLICANT SIGNATURE X 7N VWVL For office use only: Zoning I — 01 Flood Zone SRA I Yes Occ. IType Const. Subdivision Name Map Book Page Lot # Planner Date Approved: OVER FOR SUBMITTAL REQUIREMENTS PERMIT NO. BP 014317 BIN # A /*� LOCATION Property Address ([ .l Cross Street WORKER'S COMPENSATION Policy Number Carrier If hiring anyone other than license contractors, a certificate of worker's compensation must be shown at the time of permit issuance. LENDING AGENCY Name Address D�esc�ripti nor Aope of Work: `I. d3 Sq. Footage 0 Structure Built without Permits 0 Proposed Change of Occupancy (Note previous use): EXPIRATION OF APPLICATION Applications for which a permit has not been issued will expire one year after the date of application. In order to renew action on an application after expiration, a new application, plans and fee will be Refunds can only be made upon written request by the person who paid the fee., The request must be made prior to the expiration of the permit and no construction work has been done. Filing fees, plan check fees for work plan checked and other department costs are not refundable. Received by. 7" 11\ Amount: Receipt #41a-00-7 SRA Sheriff SMIP c Other K:\FORMSWILDING F0RMS\B1dgApp1SubRgmts.doc Page 1 of 2 REV 4-30-04 SUBMITTAL REQUIREMENTS The following drawings and specifications must be submitted to the Building Division in order to apply fora permit. INCOMPLETE SUBMITTALS WILL NOT BE ACCEPTED. ALL PLANS MUST BE LEGIBLE AND IN INK. Residential, New, Remodels, Additions, and Accessory Structures: ❑ 1. 3 Site Plans, signed by the preparer. NO GRAPH PAPER! ❑ 2. 3 Complete sets of plans, signed by the preparer. NO GRAPH PAPER! ❑ 3. 3 Engineered plans (if required) with wet signature on plans AND 2 sets of stamped and signed calculations. ❑ 4. 2 Engineered truss details and layouts (if required) (NO FAXES!). ❑ 5. Letter from Engineer or Architect for truss design review. ❑ 6. 2 Energy compliance design and supporting documentation: (Note: Not required for additions to mobile or modular homes.) ❑ 7. 2 Flood Elevation Certificate, wet -stamped and signed (if required). ❑ 8. Detached Accessory Building Form, filled out by the property owner (if required). ❑ 9. Sanitation and site plan approval from the Environmental Health Department. ❑ 10. Metal Buildings: (A) Metal Bldg Plans, (B) Fnd plans and calcs in triplicate, (C) Elevations in triplicate, (D) Floor plans in triplicate, All of these must be stamped and wet -signed by the engineer. Mobile, Manufactured, or Modular Homes: 0 1. 3 Site Plans, signed by the preparer. NO GRAPH PAPER! ❑ 2. 2 Data sheets and installation instruction manual. ❑ 3. 2 Marriage line information. ❑ 4. 2 Floor plans. ❑ 5. 2 Engineered Tie Downs or Foundation plans. ❑ 6. Sanitation and site plan approval from the Environmental Health Department. ❑ 7. 2 Flood Elevation Certificate, wet -stamped and signed (if required). Commercial, New, Additions and Remodels: ❑ 1. 4 Site Plans, signed by the preparer. NO GRAPH PAPER! ❑ 2. 4 Engineered plans with wet signature on plans AND 2 sets of stamped and signed calculations, with code analysis. ❑ 3. 2 Engineered truss details and layouts (if required) (NO FAXES!). ❑ 4. Letter from Engineer or Architect for truss design review. 0 5. 2 Energy compliance design and supporting documentation (if required). ❑ 6. 2 Flood Elevation Certificate, wet -stamped and signed (if required). ❑ 7. Statement of Intent for Non -heated and A/C (if required). ❑ 8. Metal Buildings: (A) Metal Bldg Plans, (B) Fnd plans and calcs in triplicate, (C) Elevations in triplicate, (D) Floor plans in triplicate, All of these must be stamped and wet-si Lied by the engineer. ❑ 9. Letter of intent. ❑ 10. Hazardous Material Form. ❑ 11. Sanitation and site plan approval from the Environmental Health Department. If you have questions or would like additional information regarding this process; contact a Permit Application Assistant at (530) 538-7541. OVER FOR BUILDING PERMIT APPLICATION KAFORMS\BUILDING F0RMS\B1dgApp1SubRgmts.doc Page 2 of 2 REV 4-30-04 COUNTY OF BUTTE -DEPARTMENT OF DEVELOPMENT SERVICES -BUILDING DIVISION 7 County Center Drive, Oroville, CA 95965 Phone (530)538-7541 Fax (530)538-2140 PERMIT APPLICATION DATA SHEET OWNER: %SKI y D E 2 ASSESSOR PARCEL NUMBER 0.44:) - ( �y • a a -7 ADo (10831l GA2 5B7\ cDv <357,$) g•4 D� Proposed Building Use.. J � ) Counter Technician: Date: Items required in order to apply for a permit. All boxes MUST be checked OR marked NA in order to Apply. `J7 1. Site plans, 3 or 4 sets, signed by the preparer of the plans.. I ❑ 2. Complete plans, 3 or 4 sets, signed by the preparer of the plans. 3. Engineered plans, 3 or 4 sets, with wet signature on plans AND 2 sets of stamped and signed calculations. dr 4. Engineered truss details and layouts in duplicate. No faxes! ❑ 5. Lefler from Engineer or Architect for truss design review.' 6. Energy compliance design and supporting documentation in -duplicate. ❑ 7. Statement of Intent for Non -heated and A/C for Non -Residential Buildings. ❑ 8. Manufactured homes: (A) Data sheets and installation inst, (B) Marriage line info, (C) Floor Plan, (D) Tie down or frld plans, all in duplicate. ❑ 9. Metal bldgs: (A) Metal Bldg Plans, (B) Fnd plans and calcs in triplicate, (C) Elevations in triplicate. (D) Floor plans in triplicate. All of these ust be slam ed and wet si ned b the en ineer. 10 lood Elevation Certificate, wet -stamped and signed, in duplicate ❑ 1. Site plan and business license approval from the City of Biggs ❑ 12. Letter of intent for non-residential buildings ❑ 13. Detached Accessory Building Form filled out by the owner ❑ 14. Hazardous Material Form 4b,5: -Sanitation and site plan approval from the Environmental Health Department in ❑ Chico ❑ Oroville, as applicable. ❑ 16. Other Remaining items needed to issue the permit. (May require additional plan review upon receipt of the following items.) ❑ 17. Fire Sprinklers............................................................................................ ❑ 18. Agricultural Buffer clr and site plan apr from the Ag Commissioner Sent by ❑ 19. Soils Report and/or Engineered Foundation required ........................................... .,,. ❑�.. -. ,204rosion Control Plan Required........................................................................ ees as the Schedule Fees Due Sheet ........ shown on attached of .............................. ❑:,:..;0:x.:22. City of Chico Plumbing permit........................................................................ "23. California Department of Forestry plan approval ❑ paid. Sent by: ............. ❑ 24. Planning approval (A) Use: (B)Parking: (C) Parcel Check: ❑ • 25. Contact Land Development about -Improvements, _ Drainage ......................... 26. NPDES Form............................................................................................. ❑ 27. Encroachment Permit for driveway from the Public Works Dept ........................... ❑ 28. Pre -Inspection for required....... ❑ 29. Contractor's license information. (Number, Name Style, Classification) ................... ❑ 30. Worker's Compensation Carrier and Policy Number .......................................... ❑ 31. Owner -Builder Verification (_ Given to owner, _Mailed to owner) ..................... ❑ 32. Letter,of Signature authorization......................................;............................. ❑ 33. Recorded copy of Agricultural Acknowledgment Statement. ❑ 34. Manufactured home utility clearance............................................................... ❑ -35. Existing violations and/or expired permits......................................................... ❑ 36. ;Deed Restriction......................................................................................... ❑ 37. ❑ Grant Deed, ❑ M.H. Title/Statement of Facts, ❑ Letter from Legal Owner, ❑ Check to H.C.D. $ ❑ 38. Other: ❑ 39. Other: When issued Telephone and hold for pickup. I have been informed of the above items and requirements for obtaining a building permit. el I. r Sk q Applicant: Mxam 1 Date: 1. Index permit application for the ab ve items num64e : jF Plan Check Lefler 2. Additional items required r 1 41 #1 Contractor, designer, owner, was advised of the above data by ❑ phone, ❑ mail, ❑ counter, by Date: Contractor, designer, owner, was advised of the above data by ❑ phone, ❑ mail, ❑ counter, by Date: Plans reviewed by: _Date: Plans approved by: Structural reviewed by: Date& 0 Structural approved by: Date Date: Note transfer by: Date: Yellow: Building Division , I ♦ E.H. USCONLY Piot Pian Attached r' ". 'loos Plan Attached Sam to 8.D TO: Building Department C FROM: Environmental Health SUBJECT: Sanitation Clearance AIM caner Location AP# Plan Approved for: Sewage Disposal Water Supply: Public Private Well Clearance,for dwelling. Other Hold final for: Final clearance O.K. for: NOTE: Environmental Health Specialist 8/96 Date COUNTY OF BUTTE DEPARTMENT OF DEVELOPMENT SERVICES - BUILDING DIVISION 7 COUNTY CENTER DRIVE, OROVILLE, CA 95965 TELEPHONE (530)538-7541 SCHEDULEOF RECEIPT OF FEES OWNER <_ i- PROPROSED BUILDING USE LkL—k—" 1. BUILDING PERMIT FEES --- Balance Due ..................... $�� --- Additional Fees Due......... / --- Revised Plan Checking Fee.... $ 2. SCHOOL DISTRICT FEES ka�� - (paid at School District Office) (form available after Plan Check) 3. SHERIFF FEES (paid at Building Division) Residential............ X $360.00 =$ Units Commercial (sq. ftg.)..... X $0.03 = $ Sq.Ftg. 4. URBAN AREA FEES Residential (per unit).. A.P. # (0Q --0a— ( DATE RECEIPT # DATE REC. (paid at Building Division) X =$ # Units Amt. Commercial (Sq. Ftg.).... X = $ / Sq. Ftg. Amt. V 5. RECREATION DISTRICT FEES A� (paid at Recreation District Office) (form available after Plan Check) 6. THERMALITO DRAINAGE DISTRICT FEES $510.00 (paid at Building Division) 7. SRA FIRE INSPECTION AND PLAN CHECK FEE $89.00 (paid at Building Division) 8. WATER TENDER FEES BATTALION # $200.00 (paid, at Building Division) 9. NORTH CHICO SPECIFIC PLAN (paid at Building Division) Residential Zone Zone X =$ # Units Amt. Commercial (sq. ftg.) ......... X = $ Sq. Ftg. Amt. ?10. OTHER Atfii�e of perrru't� pplitcation, I dvised�the above fees are required to be paid prior to issuance of the permit. These fees may be changed during the plan checking process. APPLICANT DATE Pursuant to Government Code Section 66020, you are hereby notified that items, 2, 3, 4, 5, 6, 8, 9, and 10 above may have been imposed on. your project. You have 90 days from the date of approval of the project or from the imposition of the above mentioned items during which you may protest. The requirements for a protest are specified in Government Code Section 66020(a). Original -Building Division Yellow -Applicant Pink -Owner (rev. 2/2003) r g vypP� Department C -o u n t 1 J. Michael Crump, Director Public f B u t Works LAND DEVELOPMENT DIVISION Storm Water Management Program 7 County Center Drive Oroville, CA 95965 (530) 538-7266 (FAX) 538-7171 National Pollutant Discharge Elimination System (NPDES) Phase II Construction Storm Water Permit and Storm Water Pollution Prevention Plan (SWPPP) Acknowledgement [LESS THAN 1 ACREi Project Description: Project Location and/or Parcel Number: 1%J ac p" n111 By signing below, I, the project owner/owner's agent, certify that this project WILL NOT DISTURB 1 acre or more of land and that I, therefore, do not need to apply for a Construction Storm Water Permit from the State of California Regional Water Quality Control Board. I am aware that submitting false and/or inaccurate information or failure to apply for a Construction Storm Water Permit from the State of California Regional Water Quality Control Board for a project that disturbs one acre or more of land may result in revocation of grading and/or other permits or other sanctions provided by law. Signed: Title: Date: Less than 1 Acre NPDES & SWPPP Compliance Certification Butte County Storm Water Management Program Revised 5/12/04 NOTES RESIDENTIAL PERMIT NO. _ 040-160-029 _ _ _ . _ _04-2317-- SNYDER, PATRICK 1944 CUMMINGS LN, DURHAM Cont: DKJ CONST ADDITION/GARAGE/DE CK SPECIAL CONDITIONS SRA FLOOD CERTIFICATE REQ. FIRE SPRINKLERS REQ. SPECIAL INSPECTION ITEMS VERIFY USE PERMIT CONDITIONS SUB -STANDARD HOUSING LETTER JOB FINALED (Date) Signature CHECKED BY J=OK 0 = Not OK Not . MOBILE HOMES Date MOBILE HOME UTILITIES (Plans) OK except #'s 1. Zoning Requirements -Setbacks -Easements 2. Soils; Special MH Support Sketch 3. Sewer; Location -Test -Fall -C/0 -Concrete 4. Water; Location -Test -Easement Needed (Sketch) 5. Electricity; Location-Clearances-Grnd-/ /Amp -Concrete 6. Gas; Location -Test -Wrap;-/ P' L 'ft. / P Nat. or/ P' L "ft./ P LPG 7. Well Clearance & Disconnect 8. Utility Clearance Date Card B-1 Date Card B-1 Date Card B-1 Date Card B-1 Date MOBILE HOME INSTALLATION (Plans) OK except #'s 1. Zoning Requirements -Setbacks -Easements i 2. Footings; Size -Spacing -Marriage Line 1. 3. Gas; MH Test- Demand-Valve-Connector i 4. Electricity; MH Test -Crossovers -Breakers -Clearances 3. 5. Drain; MH Test -Fall -Flex Connector 4. 6. Water; MH Test -Regulator -Connector 5. 7. Water and Sewer Connected -C/O to Grade -HD Approval 8. Gas and Electricity Tagged Carports; Windows -Doors 9. Tie Downs -Type -Installation Cert. Electric 10. Exits; Insp.-Sketch Frmg.; Sills-Anchors-Studs-Rftrs-Trusses 11. Cert. of Occupancy Siding; Nailing -Veneer -Stucco -Mesh 10. Roof; Shthg-Roofing 11. Date Card B-1 Date Card B-1 Date Card B-1 Date Card B-1 Date PERMANENT END SYSTEM (ONLY) 1. Zoning Requirements -Setbacks -Easements 2. Footings; Size -Spacing -Marriage Line POOLS (Plans) OK except #'s 3. Blocking Setbacks -Easements 4. Gas; MH Test -Demand -Valve Soils; Compaction -Structure Stability 5. Electricity; MH Test Pool Structure; Steel -Connections -Thickness Dead Men -Lining 6. Water; MH Test Elec.; Receptacles and Lighting, Distance-GFI 7. Water and Sewer Connected Elec.; Pool Lighting; 15 Volts-GFI 8. Gas and Electricity Tagged Elec.; Enclosures; Conduit Entries -Terminals -Listed 9. Exits Elec.; Bonding; Metal w/5' -Circulating Equip. -Heater 10. License Decals Elec.; Grounding; Equip. w/5' Circulating Equip. -Pool Lghtg. Boxes- Enclosures- Panelboards-Ins. to Main Conduit 11. Verify #'s with Office Health Department Approval 10. Date Card B-1 Date Card B-1 Date Card B-1 Date Card B-1 MISCELLANEOUS Date DECKS, COVERS, CARPORTS, GARAGES (Plans) OK except #'s 1. Zoning Requirements -Setbacks -Easements 2. Footings; Soils -Size -Depth -Spacing -Connectors -Steel 3. Decks, Girders and/or Joists -Decking -Bracing -Stairs -Rails 4. Wood Awn.; Posts- Beams- Rftrs-Connectors Shthg-Frg-Bracing ' 5. Alum. Awn.; Columns -Connections -Splice -Decal -Enclosures 6. Carports; Windows -Doors 7. Electric 8. Frmg.; Sills-Anchors-Studs-Rftrs-Trusses 9. Siding; Nailing -Veneer -Stucco -Mesh 10. Roof; Shthg-Roofing 11. Ext.; Steps -Doors -Landings 12. Braced Wall Panels Date Card B-1 Date Card B-1 Date Card B-1 _ Date Card B-1 Date POOLS (Plans) OK except #'s 1. Setbacks -Easements 2. Soils; Compaction -Structure Stability 3. Pool Structure; Steel -Connections -Thickness Dead Men -Lining 4. Elec.; Receptacles and Lighting, Distance-GFI 5. Elec.; Pool Lighting; 15 Volts-GFI 6. Elec.; Enclosures; Conduit Entries -Terminals -Listed 7. Elec.; Bonding; Metal w/5' -Circulating Equip. -Heater 8. Elec.; Grounding; Equip. w/5' Circulating Equip. -Pool Lghtg. Boxes- Enclosures- Panelboards-Ins. to Main Conduit 9. Health Department Approval 10. Plumb.; Cir. Test -Water Supply Test 11. Light Niche 12. Enclosure; Fencing -Alarms Date Card B-1 Date Card B-1 Date Card B-1 Date Card B-1 J=OK 0 = Not OK Not Applicable . = Not Ready RESIDENTIAL (Single & Duplex) Date UNDERFLOOR (Plans) OK except #'s 1. Zoning -Setbacks -Easements -Flood -Slope 2. Ftg., Main; Soils-Elec. Grnd.-/ /" Ftg. Depth 3. Ftg., Garage; Soils-Steel-Elec. Grnd.-/ /" Ftg. Depth 4. Ftg., Porches & Decks; Soils -Steel-/ /" Ftg. Depth 5. Stemwalls, Main; Steel-Blockouts-Wrapped 6. Stemwalls, Garage; Steel-Blockouts-Wrapped 6a. Hold Downs and Special Anchors 7. Slab, Steel -Wrapped 8. Piers -Fireplace Ftg.-Steel 9. D.W.V.; Fall -Fitting -Test -2 Way C/0 -Sewer Test 10. UF, Gas Pipe; Size Anchors -Yard Gas Piping; Size Test 11. Water Pipe; Test -Anchors -Regulator -Service Test 12. Electric Underground 13. Plenums & Ducts; Clearance -Material -Support -Ins. 14. Girders -Sills -Anchor Bolts-Joists-Vents-Crippies 15. Access & Ventilation 16. Insulation Date Card B-1 Date Card B-1 Date Card B-1 Date Card B-1 Date FINAL (Plans) OK except #'s Card B-1 Date Card B-1 Date PLUMBING (Permit) OK except #'s 17. Water Htr.; Vent -Access -Combustion Air Baffle 18. Water Pipe; Test & Anchor -Nail Protection 19. D.W.V.; Test Fittings & Anchor -Nail Protection 20. Shower Pan; Test, First Floor -Tub Access 21. Test Tub & Shower, Second Floor -Tub Access 22. Gas Pipe; Sixe & Anchors 23. Fire Sprinkler; Test 72. Elec. Outlets at Wood Panel, Int. & Ext. Date 73. Card B-1 Date Card B-1 Date 74. Card B-1 Date Card B-1 Date ELECTRICAL (Permit) OK except #'s Garage Fire Door; Swing -Landing -Closure 24. Fixture & Transformer Clearance -Ins. Protection A.C. Duct in Garage -Damper 25. Elec. Receptacles Spacing -Lights & Switches at Doors Wtr. Htr.; Vents -Clearance -Comb. Air Connector-P.R.V. in Garage; Above Floor-Mech. Protection 26. Size Boxes & No. of Conductors Stapled Plb.; Elec. & Mech. Equip. Listed for Location 27. Romex Installed Close to Edge of Studs & C.J. Elec. Receptacles in Garage (F.F.I.)-Romex Protection 28. Equip. Ground made up w/Mech Fasteners -Bond Gas & Water Insulation -Foam -Looked in Attic 29. 2 Appliance Circuits in Kitchen & Conductor Size GFI Guard Rails & Deck Construction -Post Caps 30. Subfeed Wire Size/ /ga. Cu or AI-A.C. Wire Size/ /ga Cu or Al Fdn. VBents & Crawl Hole Door Drainage & Wood -Earth 31. Range Circle/ /ga Cu or AI -Oven Circ. / /ga Cu or Al Insulated Neutral O Yes O No Clearance Looked under Floor 0 Yes 32. Service -Riser Conductors & Ground Main Disconnect Following Instld./Drive 0 Yes 0 No/Walks 0 Yes 0 No/Planters 0 Yes O No 33. Equip. Clearances Panels-Motors-Mech. Equip. Stucco Brown -Finish 34. Clothes Closet Light -Shower Light -Spa Light A.C. Unit Disconnect, Electrical -Plumbing 35. Smoke Detector Vents Above Roof, Plbg-Appliance-Fireplace-Clearance to Openings 87. Date Card B-1 Date Card B-1 Date Card B-1 Date Card B-1 Date MECHANICAL (Permit) OK except #'s 90. Glass Protection 36. A.C. Ducts Insulation & Support Corrections from Previous Inspections 37. Vent Fan, Exhaust above insulation Gas Test -Meters Tagged, Gas -Electric 38. Condensate Drain & Overflow, Size & Grade Water & Sewer Connected -C/O to Grade -HD Approval 39. Furnace -Vent Access -Comb. Ait-Return Air Vent 115 Outlet Energy Compliance Certificate -Other Certificates 40. Attic Access & Platform if Furnace in Attic Date Card B-1 Date Card B-1 Date Date Card B-1 Date Card B-1 Date FRAMING (Permit) OK except #'s 41. Sills Proper Materials & Anchors 42. Walls Studs -Nailing Spacing & Braces -Plates -Sound 43. Bearing Walls over Girders & Floor Nailing 44. Draft Stop in Walls (rat proof) 45. Fire Stops, Furred Ceilings -Stairs -Chasers -Tubs 46. Headers & Beams -Size & Bearing Date FRAMING (Continued) 47. Hangers -Post Caps -Anchors -Connectors 48. Cling. Joist-Rftr. Ties-Purlin-Roll Brac.-Truss-Shting.-Rtng. 49. Fireplace Ties or Type A Flue -Fireplace Throat Clearance 50. Attic Access; Size & Romex Protection -Draft Stop -Ins. Baffles 51. Bdrm. Windows or Exiting Doors -Sill Ht. & Dimensions 52. Garage Fire Protection Framing -RC Channel 53. Property Line Firewall & Openings 54. Ext. Doors -One 3' -Check Garage 3rd Story, 2 Exits 55. Stairs; Width -Headroom -Rise -Run -Landing -Fire Protection 56. Plywood on Roof Overhang -Attic Vents -Rafter Outriggers 57. Siding -Nailing Veneer 58. Stucco Mesh -Drip Screed -Fd. Vents-Underflr. Access 59. Glazing Area -Glass Protection -Skylights -Plastic 60. Shear Walls; Nailing -Bolts 61. Brace Interior/Exterior Wall Panels 62. Insulation -Walls -Ceilings 63. I nfi Itration-Wal Is -Windows Date Card B-1 Date Card B-1 Date Card B-1 Date Card B-1 Date FINAL (Plans) OK except #'s 64. Ext. Steps -Door & Sidelight Protection -Landings 65. Smoke Detector 66. Furnace Vents -clearance -Comb, Air -Connector - In Garage; Above Floor-Ducts-Mech. Protection 67. Bedroom Exiting 68. G.F.I. & Bath Fixtures & Tub Access -Spa 69. Elec. Trim & Subpanel, Breaker Sizes & Labels 70. Stairs & Rails 71. Fireplace or Stove, Clearance -Hearth 72. Elec. Outlets at Wood Panel, Int. & Ext. 73. Kit. Fixt. & Appliance; Ground -Air -Gap -Cooking Clearance 74. Elec. Outlets & Receptacles at Kit. Counter 75. Garage Fire Door; Swing -Landing -Closure 76. A.C. Duct in Garage -Damper 77. Wtr. Htr.; Vents -Clearance -Comb. Air Connector-P.R.V. in Garage; Above Floor-Mech. Protection 78. Plb.; Elec. & Mech. Equip. Listed for Location 79. Elec. Receptacles in Garage (F.F.I.)-Romex Protection 80. Insulation -Foam -Looked in Attic 81. Guard Rails & Deck Construction -Post Caps 82. Fdn. VBents & Crawl Hole Door Drainage & Wood -Earth Clearance Looked under Floor 0 Yes _ 83. Following Instld./Drive 0 Yes 0 No/Walks 0 Yes 0 No/Planters 0 Yes O No 84. Stucco Brown -Finish 85. A.C. Unit Disconnect, Electrical -Plumbing 86. Vents Above Roof, Plbg-Appliance-Fireplace-Clearance to Openings 87. Water Well, Disconnect, Electrical, Plumbing 88. Exterior Elec. Trim, G.F.I. Receptacle -Underground 89. Ventilation Throughout House 90. Glass Protection 91. Corrections from Previous Inspections 92. Gas Test -Meters Tagged, Gas -Electric 93. Water & Sewer Connected -C/O to Grade -HD Approval 94. Energy Compliance Certificate -Other Certificates 95. Address Posted 96. Fire Sprinkler Date Card B-1 Date Card B-1 Date Card B-1 Date Card B-1 Date Card B-1 Date Card B-1 Comments at Final: Page 1 of 1 Rutherford, Scott From: Rutherford, Scott Sent: Monday, February 28, 2005 7:09 PM To: 'dkjconst@SBCglobal.net' Subject: 1944 Cummings Lane, Durham Dan, Checked with Dept. of Water Resources to be absolutely sure. 1. Simply put, if the fair market value of an improvement (construction project) is less than 50% of the fair market value of the existing home, the entire structure does not need to comply with current flood hazard zone requirements. If the improvement is more than 40% of the fair market value, a professional appraisal is required. 2. It is possible to improve a structure in stages to stay below this threshold, but each project must be complete and receive final inspection prior to application for another improvement. 3. Both you, and especially the owner should be cautioned that flood hazard zones are managed in a particular manner to assist homeowners from incurring more extensive damage in the event of a flood. This appears to be somewhat of a loophole in the regulations which would allow improvements done in stages to avoid compliance with flood plain criteria. However, ultimately this may result in more extensive damage should a flood occur. Scott J �%®-7 -/ 02/28/2005 LINC, N -P.1 ac�t�a,''' C c �V o� L t S 2• l File Number: 04061757 EVANS APPRAISAL SERVICE, INC. P.O. Box 863, Chico, CA 95927 ********* INVOICE ********* July 1, 2004 P.J. & D.M. Snyder 1944 Cummings Lane Durham, CA 95938 Borrower: Snyder Invoice # : 04061757 (SSG) Order Date: 06/17/2004 Reference/Case #: PO Number: FOR THE APPRAISAL OF: 1944 Cummings'Lane Durham, CA 95938 C File No. U4UbI /b! Appraisal $ 325.00 l $ -------------- Invoice Total $ 325.00 State Sales Tax @ $ 0.00 Deposit ($ 325.00 ) Deposit ($ ) i-------- Amount Due - $ 0.00 Terms: All accounts due when presented. PLEASE WRITE INVOICE NUMBER ON CHECK Please Make Check Payable To: EVANS APPRAISAL SERVICE INC. P.O. Box 863 ' Chico, CA 95927 Fed. I.D. #: 68-0319980 On delinquent accounts there will be a service charge of 1.5% per month or 18% annually. (530) 895-12121 FAX (530) 342-4453 EVANS APPRAISAL SERVICE, INC. P.O. Box 863, Chico, CA 95927 File No. 04061757 APPRAISAL OF r. Single Family Residence LOCATED AT: 1944 Cummings Lane Durham, CA 95938 FOR: P.J. & D.M. Snyder 1944 Cummings Lane Durham, CA 95938 BORROWER: Snyder AS OF: June 30, 2004 BY: S. Parke Noble AL027395 895-12121 FAX (530) 342-4453 i' e�Y*�`� y `> , +73-ti.� .�• �:� X1 7 54; �ti. „}{ Y f„i, � 1`t � E c .'3" ♦+� i� _'!1 4y� �iE. �' � �5�� ♦ar iC���+t�.TtiG'.�..h..,��.•...t't] �s� �h: �Y � ..- .+.. �:W _.. .'�..-.,."�.�::�M lei iirJ'... Single Family Residence LOCATED AT: 1944 Cummings Lane Durham, CA 95938 FOR: P.J. & D.M. Snyder 1944 Cummings Lane Durham, CA 95938 BORROWER: Snyder AS OF: June 30, 2004 BY: S. Parke Noble AL027395 895-12121 FAX (530) 342-4453 EVANS APPRAISAL SERVICE, INC. P.O. Box 863, Chico, CA 95927 t-ne No. P.J. & D.M. Snyder i 1944 Cummings Lane Durham, CA 95938 File Number: 04061757 To Whom It May Concern: In accordance with your request, I have personally inspected and appraised the real property at: a 1944 Cummings Lane Durham, CA 95938 The purpose of this appraisal is to estimate the market value of the subject property, as improved. The property rights appraised are the fee simple interest in the site and improvements. In my opinion, the estimated market value of the property as of June 30, 2004 is: $290,000 Two Hundred Ninety Thousand Dollars The attached report. contains the description, analysis and supportive data for the conclusions, final estimate of value, descriptive photographs, limiting conditions and appropriate certifications. Sincerely, S. Parke Noble AL027395 Real Estate Appraiser (530) 895-1212/ FAX (530) 342-4453 Complete Appraisal/Summary Report Prnnerty Descrintinn UNIFORM RESIDENTIAL APPRAISAL REPORT File Nn. 04061757 Property Address 1944 Cummings Lane City Durham State CA Z Code 95938 Legal Description Portion of Section 20 T.21 N. R.23. County Butte Assessor's Parcel No. 040-160-029 Tax Year 03-04 R.E. Taxes $ 1962 Est Special Assessments $ None Noted Borrower Snyder Current Owner Snyder Occupant: X Owner I I Tenant Vacant „ Property rights appraised FXJ Fee simple Leasehold Project Type LJ PUD Condominium HUDNA only) HOA$ N/A /Mo. Neighborhood or Project Name Durham Map Reference Compass 18-D-3 Census Tract 06.007.15 Sale Price $ N/A Date of Sale N/A Description and $ amount of loan charges/concessions to be paid by seller N/A Lender/Client P.J. & D.M. Snyder Address 1944 Cummings Lane Durham CA 95938 Appraiser S. Parke Noble Address Evans Ap raisal Service Inc. P.O. Box 863 Chico CA 95927 Location Urban X Suburban Rural Built up ❑ Over 75% X❑ 25-75% ❑ Under 25% Growth rate ❑ Rapid X❑ Stable ❑ Slow Property values X❑ Increasing ❑ Stable ❑ Declining Demand/supplyX❑ Shortage ❑ In balance ❑ Over supply Marketing time Under 3 mos. X 3-6 mos. El Over 6 mos. Predominant occupancy X❑ Owner 95 ❑ Tenant 5 Vacant(459/6) vacant over 5% Single family housing PRICE AGE $ (000) (1'm) 150 Low New Present land use % Land One family 60% 2-4 family 5% MultFfamity 0% To: Commercial 5% family kVacant 30% use change [J Not likely ❑Likely X❑ In process Additional single 750 High 70+ Predominant I residential 275 30 Note: Race and the racial composition of the neighborhood are not appraisal factors. Neighborhood boundaries and characteristics: The subject is bound to the north by Oroville Chico Highway, to the south by Dayton Durham Highway, to the east by Es uon Road and to the west by Midway. Factors that affect the marketability of the properties in the neighborhood (proximity to employment and amenities, employment stability, appeal to market, etc.): Please See Attached Addendum. Market conditions in the subject neighborhood (including support for the above conclusions related to the trend of property values, demand/supply, and marketing time - - such as data on competitive properties for sale in the neighborhood, description of the prevalence of sales and financing concessions, etc.): The Durham area market - which is directly influenced by the Chico market - has experienced an increase in activity as lower interest rates have increased refinances and sales. Marketing times have averaged three to six months but are decreasing as lower available SFR inventory fuels demand. VA FHA and conventional flinancing are available at competitive market rates. Bu downs are not common in the resale market. Project Information for PUDs (If applicable) - - Is the developerlbuilder in control of the Home Owners' Association (HOA)? LJ YES LJ NO Approximate total number of units in the subject project Approximate total number of units for sale in the subject project Describe common elements and recreational facilities: Dimensions 231.25 x 470.92 Topography Level Size 2.50 Acres /Typical for area Shape Rectangular Drainage Appears adequate View Average Landscaping Typical Driveway Surface Gravel Apparent easements Typical Utility FEMA Special Flood Hazard Area LJ Yes X No FEMA Zone AE Map Date 06/08/1998 FEMA Map No. 06007CO520 C Site area 2.50 Acres Corner Lot Yes X No Specific zoning classification and description A-10 (Agricultural -1 0 Acre Minimum Zoning compliance ❑ Legal X❑ Legal nonconforming (Grandfathered use) LJ Illegal LJ No zoning Highest & best use as improved: FRI Present u 0 Other use (explain) Utilities Public Other Electricity X❑ Gas X❑ Water ❑ Well/Typical Sanitary sewer ❑ Septic/Typical Storm sewer f I Oen Swale Off-site Improvements Type Public Private Street Asphalt X❑ ❑ Curb/gutter Gravel ❑ ❑ Sidewalk None ❑ ❑ Street lights None ❑ ❑ Alley None Comments (apparent adverse easements, encroachments, special assessments, slide areas, illegal or legal nonconforming zoning, use, etc.): See Attached Addendum. GENERAL DESCRIPTION No. of Units One No. of Stories One Type (Det./Aft.) Detached Design (Style) Ranch Existing/Proposed Existin Age (Yrs.) 39 Years Effective Age(Yrs.) 12 Years EXTERIOR DESCRIPTION Foundation Concrete Exterior Walls Wood Roof Surface Wood Shake Gutters & Dwnspts. Yes Window Type Vinyl Thermal Storm/Screens No/Yes Manufactured House No FOUNDATION Slab No Crawl Space Yes Basement None Sump Pump None Dampness None noted Settlement None noted Infestation None noted BASEMENT Area Sq.Ft. N/A % Finished Ceiling Walls Floor Outside Entry INSULATION Roof ❑ Ceiling ❑ Walls ❑ Floor ❑ None ❑ unknown X❑ ROOMS Foyer Living Dining Kitchen I Den Family Rm. I Rec. Rm. Bedrooms # Baths Laundry Other Area S .Ft. Basement Level 1 1 1 1 3 2 • Leve12 • 1,607 Finished area above grade contains: 6 Rooms; 3 Bedrooms • 2 Bath(s): 1 607 Sq are Feet of Gross Living Area INTERIOR Materials/Condition Floors Wood/Carpet/Good Walls Sheetrock/Good Trim/Finish Wood/Paint/Good Bath Floor Wood/Good Bath Wainscot Tile/Good Doors I Solid Core Entry Hollow Core' French Interior HEATING Type FAU Fuel Gas CondilionAvera a KITCHEN EQUIP. Refrigerator ❑ Range/Oven X❑ Disposal X❑ DishwasherX❑ Fan/HoodX❑ Microwave ❑ Washer/Dryer ATTIC None Stairs Drop Stair Scuttle Floor Heated Finished ❑ ❑ ❑ X❑ ❑ ❑ Fl AMENITIES Fireplace(s)#Insert X❑ Patio CoveredX❑ Deck ❑ Porch Front CCP ❑X Fence Wood/Wire X❑ Pool ❑ ShOD X CAR STORAGE: None ❑ Garage # of cars Attached 2 Car Detached Built -In Carport Driveway COOLING Central Yes Other No ConditionAvera a Additional features (special energy efficient items, etc.): See Attached Addendum: Condition of the improvements, depreciation (physical, functional, and external), repairs needed, quality of construction remodelingladditions, etc.: See Attached Addendum. • Adverse environmental conditions (such as, but not limited to, hazardous wastes, toxic substances, etc.) present in the improvements, on the site, or in the immediate vicinity of the subject property: No apparent adverse environmental conditions were noted. *PLEASE SEE ATTACHED ENVIRONMENTAL DISCLAIMER* rreame mac rarm iu b•s;i PAGE 1 OF 2 Fannie Mae Farm 1004 693 Produced using ACI sdhme, 800.234.8727 w .adweb.= Complete Appraisal/Summary Report Valuation Section UNIFORM RESIDENTIAL APPRAISAL REPORT File No. 04061757 ESTIMATED SITE VALUE . . . . . . . . . . . . ............. . r = $ ESTIMATED REPRODUCTION COST -NEW OF IMPROVEMENTS: Dwelling 1,607 Sq. Ft. @ $ 95.00 = $ • •152,665 Shop 5.12 Sq. Ft. @ $ 15.00 = 7,680 F/P Patio Porch Built -Ins = 4 15,000 Garage/Carport 484 Sq. Ft. @ $ 32.00 = 15,488 - Total Estimated Cost New , , , , , , , , , , , , , , , , = $ 190,833 Less 70 Physical Functional External Est. Remaining Econ. Life: Depredation $18,800 I = $ 18,800 Depreciated Value of Improvements , , , , , , , , , , , , , , , , , , , = $ "As -is" Value of Site Improvements . .......... . ...... . _ $ INDICATED VALUE BY COST APPROACH • • • • . • • • • • • _ $ 165,000 58 172,0331 10,000 347,000 Comments on Cost Approach (such as, source of cost estimate, site value, square foot calculation and for HUD, VA and FmHA, the estimated remaining economic life of the property): Marshall & Swift Residential Cost Handbook and information obtained from local contractors was used to estimate cost new. Effective Age Life Method & Handbook tables were used to estimate depreciation. Well and septic sstems are common to the area. The estimated site -to -improvement ratio is not uncommon in the subject market. *PLEASE SEE ATTACHED SKETCH* ITEM I SUBJECT COMPARABLE NO. 1 COMPARABLE NO.2 COMPARABLE NO.3 1944 Cummings Lane 9731 Lott Road Address Durham Durham 9522 Cummings Road 2738 Colm Avenue Durham Durham Proximity to subject .40 mile east .65 mile south 2.30 miles southwest Sales Price $ N/A $ 255,000 1` $ 243,500 !`' '' $ 325,000 Price/Gross Liv. Area $ 0.00 0 $ 185.19 01 ! $ 174.68 M�___.. -_-- $ 154.1701 g Data and/or Inspection MLS #1023825 Verification Sources Owner TRW Doc. #04-23203 MLS #1024608 MLS #1022857 Doc. #04-20258 Doc. #03-42496 VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION + .)$ Adjustment DESCRIPTION + _)$ Adjustment DESCRIPTION +(-)$Adjustment Sales or Financing i N/A Conventional Concessions I N/A None Noted Conventional Conventional None noted None noted Date of Sale/Time NIA 04/22/2004 04/09/2004 06/30/2003 Location Average Average Average Averacle LeasehobFeeSi le Fee Simple Fee Simple Fee Simple Fee Simple Site 2.50 Acres .66 Acre 10,000 .70 Acres 10,000 5.00 Acres -10,000 View Average Average Averacie Average Design and Appeal Ranch Ranch Ranch Ranch QuallyofConstruction Average Average Avera a Avera - e A e 39 Years 54 Years 35 Years 52 Years Condition Good Average + 10,000 Average 15,000 Good Above Grade Total ' Bdm,s ' Baths Total ' Bdrms ' Baths Room Count 30 6: 3: 2.00 6: 3: 2.00 Gross Living Area 1,607 S .Ft. 1,377 S .Ft. Total ' Bdrms ' Baths Total ' Bdrms ' Baths 6: 3: 2.50 -1,000 7: 3: 3.00; -2,000 7,000 1,394 S .Ft. 6,500 2,108 S .Ft. -15,000 Basement & Finished None None Rooms Below Grade None None - Functional Utility Average Averacle Averacie Average Heating/Cooling Central Ht/Cool Central Ht/Cool Central Ht/Cool Central Ht/Cool Energy Efficient Items Garage/Carport 2 Car Garage 2 Car Garage 2 Car Garage 2 Car Garage Porch, Patio, Deck, Porch,Patio Porch,Deck Fire la s , etc. Fireplace None Porch,Patio Porch,Patio 1,000 Fireplace Woodstove Fence, Pool, etc. Shop None 2,000 None 2,000 None 2,000 Built-ins Built-ins Built-ins Built-ins Net Ad'. total X- is 30,000 X + ; $ 32 500 1 1 + IXI - ; $ 25,000 0 Adjusted Sales Price Gross: 11.8% of Comparable Net: 11.8%_ $ 285 0 Gross:A 4 2 /o , 000 Not: 13 3%: _ 0 , Gross 8.9,/0` , $ 276 000 1 Nef 7:7% $ 300 000 Comments on Sales Comparison (including the subject property's compatibility to the neighborhood, etc. ): See Attached Addendum. ITEM SUBJECT COMPARABLE NO. 1 COMPARABLE NO.2 COMPARABLE NO.3 Date, Price and Data Source for prior sales within yearofappraisal None noted LP $N/A DOM N/A None Noted LP $260,000 DOM 195 days None Noted LP $249,000 DOM 105 days None Noted LP $369,500 DOM 64 days Analysis of any current agreement of sale, option, or listing of the subject property and analysis of any prior sales of subject and comparables within one year of the date of appraisal: As per MLS the subject has not been listed or sold within the last three years. INDICATED VALUE BY SALES COMPARISON APPROACH , , , , , , , , , , ,,,, , , , , , , ,,,, $ 290,000 INDICATED VALUE BY INCOME APPROACH If livable Estimated Market Rent $ N/A /Mo. x (moss Rent Multi lier N/A = $ 0 This appraisal is made Q "as is" Li subject to the repairs, alterations, inspections or conditions fisted below 0 subject to completion per plans and specifications. Conditions of Appraisal: This appraisal report is intended for use in a mortgage finance transaction. This report is not intended for any other use. Final Reconciliation: See Attached Addendum. • The purpose of this appraisal is to estimate the market value of the real property that is the subject of this report, based on the above conditions and the certification, contingent and limiting conditions, and market value definition that are stated in the attached Freddie Mac Form 439/Fannie Mae Form 1004B (Revised 6/93 ). I (WE) ESTIMATE THE MARKET VALUE, AS DEFINED, OF THE REAL PROPERTY THAT IS THE SUBJECT OF THIS REPORT, AS OF June 30 2004 (WHICH IS THE D F INSPECTION AND THE EFFECTIVE DATE OF THIS REPORT) TO BE $ 290,000 APPRAISER SUPERVISORY APPRAISER (ONLY IF REQUIRED): Si natur dSignature ❑Did E] Did Not Name S. Parke N ble Name Inspect Property Date Report Signed July 2, 2004 Date Report Signed State Certification # State State Certification # State Or State License # AL027395 State CA Or State License # State hreodie Mac ram 7o ri93 PAGE 2 OF 2 Fannie Mae Form 1004 693 Produced using ACI software, 80b.234,8727 www.aclweb.=n EVANS APPRAISAL SERVICE, INC. Complete Appraisal/Summary Report Sunnlemental Valuatlon Section UNIFORM RESIDENTIAL APPRAISAL REPORT File No. 04061757 ITEM SUBJECT COMPARABLE NO.4 COMPARABLE NO.5 COMPARABLE NO.6 1944 Cummings Lane Address Durham 9508 Lott Road Durham Proximity to Subject .50 mile east Sales Price $ N/A -----]$ 339,000 -Is ! $ Price/Gross Liv. Area $ 0.00 0 $ 165.77 0 $ M I $ 01 Data and/or Verification Sources Inspection Owner TRW MLS #1025328 Doc. #04 -PENDING VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION +(_)$ Adjustment DESCRIPTION + _)s Adjustment DESCRIPTION +(.)$Adjustment Sales or Financing Concessions N/A N/A PENDING PENDING ; Date of Sale/Time N/A PENDING Location Avera a Average Leaseholdi/Fee Simple Fee Simple Fee Simple Site 2.50 Acres 1.17 Acres 5,000 View Average Average Design and Appeal Ranch Ranch Quality of Construction Average Average Age 39 Years 18 Years Condition Good Average + 10,000 Above Grade Room Count Gross Living Area Total ' Bdrms ' Baths 6 3 2.00 1,607 S .Ft. Total ' Bdrms ' Baths Total ' Bdrms ' Baths 5 2 2.00 2,045 S .Ft. -13,000 S .Ft. Total ' Bdrms ' Baths S .Ft. • Basement & Finished r Rooms Below Grade None None Functional Utility Average Average - 5,000 . Heating/Cooling Central Ht/Cool Central Ht/Cool ; Energy Efficient Items Garage/Carport 2 Car Garage 2 Car Garage Porch, Patio, Deck, Fireplace(s), etc. Porch,Patio Fireplace Porch,Patio Fireplace Fence, Pool, etc. Shop None 2,000 Built-ins Built-ins Net Ad'. total M- ' $ 9 000 X + $ 0 X + $ 0 Adjusted Sales Price of Comparable Gross: 10.3% Gross:'0:0% Net: 2.7% 1$ 348 000 1 Net 0.0% 1 $ 0 Gross 0:0% Net: O.b6% $ 0 Comments on Sales Comparison (including the subject property's compatibility to the neighborhood, etc. ): ITEM SUBJECT COMPARABLE NO.4 COMPARABLE NO.5 COMPARABLE NO.6 Date, Price and Data Source for prior sales within yearofappraisal None noted LP $N/A DOM N/A None Noted LP $339,000; Listed2/16/04 Analysis of any current agreement of sale, option, or listing of the subject property and analysis of any prior sales of subject and comparables within one yearof the date of appraisal: ADDENDUM Borrower: Snyder File No.: 04061757 Property Address: 1944 Cummings Lane Case No.: City: Durham State: CA Zip: 95938 Lender: P.J. & D.M. Snyder Neighborhood Market Factors The subject property is located in the small, agricultural community of Durham (population 3,300 +\-) in Butte County. Durham is located approximately five miles south of Chico. The general economy of Durham is based on the area's diverse agricultural industry with orchard acreages and open pasturelands that dominate the region. Durham offers limited employment opportunities outside of the agricultural industry. Available services and commerce are also minimal. The Durham Unified School District (K-12) is recognized as outstanding throughout Butte County. Many residents commute to Chico for additional employment, commerce and services. The general subject area is composed of older, established ranch and farm houses commingled with newer, custom and semi -custom homes. The core neighborhoods throughout Durham appear stable with few new home starts noted. The outlying areas are, however, experiencing substantial growth with recent subdivision developments of larger (2,000+ square foot), custom-built residences. The majority of homes in this area have been developed on large lots (1+ acre), ranchettes and larger orchard acreages. Topography is level. The immediate subject neighborhood is composed of older, established homes commingled with newer and new residences. The majority of homes have been adequately maintained and appeared to be in average to good condition with many having been updated, upgraded and remodeled. New construction in the subject's region was noted. Access to services is via Lott Road, located approximately .50 mile to the southeast of the subject property. Site Comments No apparent adverse easements, encroachments, etc. The subject property is zoned A-10. The subject's zoning is a legal, pre-existing use. The zoning allows for single family residence and, should the dwelling be catastrophically destroyed, it may be reconstructed to the same exact footprint within one year, provided it will not be placed within the required building setback areas and meets sanitation codes in effect at the time of reconstruction. The subject property is located within a FEMA special flood hazard zone AE. Zone AE is identified as an area inundated by 100 -year floods and has no determined base flood elevation. The subject property has a private septic system and well that are common to the area and do not detract from marketability. The subject is fenced and cross fenced, landscaped, and has sprinkler and drip irrigation systems. Additional Features The subject has extensive hardwood and laminant flooring throughout; wood case skylights and skywindow; vaulted ceilings with exposed beams, and a brick -hearth fireplace with a woodburning insert in the living room; a garden window in the kitchen; ceiling fans and recessed lighting fixtures. Exterior features include a front covered porch; a tiled, covered patio; an attached, finished two car garage with a service sink and a detached shop with covered storage. Condition of Improvements Typical physical depreciation with no obvious repairs was noted at the time of inspection. The subject is a 39 year-old, stick -built home that has been periodically updated, upgraded and remodeled, adequately maintained and appeared to be in good condition at the time of inspection. The subject property was extensively updated, upgraded and remodeled from 1990 - 1995 with new, retro -fit, vinyl (thermal) windows and French doors; new _interior doors throughout; new kitchen countertops, fixtures, appliances; refinished hardwood flooring; new central heating and cooling and new interior and exterior paint. Comments on Sales Comparison Please see additional PENDING Sale #4 that was included as additional support, but was not considered in the indicated range in values. The sales indicate a range in value from $276,000 to $300,000. All sales were considered in arriving at the final opinion of value in this report. Sales indicate $290,000. All sales were given nominal site adjustments with consideration to the additional utility associated with substantially larger parcel size. As noted, the subject has been updated, upgraded and remodeled; sales #1, #2 and #4 were adjusted to the subject's superior condition. Sales #2 and #3 were adjusted to the subject's bathroom count. Gross living area adjustments were calculated using $30/square foot and rounded to the nearest $500. Sale #4 was given a nominal functional utility adjustment as it is a two bedroom floorplan. All sales were adjusted to the subject's detached shop building. Due to the small population in the subject region, sales similar to the subject with regard to location, age, size, condition, site, etc., were quite limited. Search parameters were expanded to include aged sales outside of six months and sales beyond one mile; this is not uncommon in the subject market. Final Reconciliation The Sales Comparison Approach indicates $290,000. The Cost Approach indicates $347,000. The Income Approach is less applicable for SFR properties which are not typically bought and sold for their income producing capabilities. I relied primarily on the Sales Comparison Approach with additional support from the Cost Approach in arriving at the final opinion of value in this report. Professional assistance was provided by Steve Geiger (please see Limiting Conditions). Addendum Page 1 of 1 FLOORPLAN Borrower: Snyder File No.: 04061757 Property Address: 1944 Cummings Lane Case No.: City: Durham State: CA Zip: 95938 Lender: P.J. & D.M. Snyder 32 N Covered Storage a 32 co Shop co 32 20.5 Covered Patio M 31.5 20.5 N Bedroom Bedroom Living Room 21.5 M Hallway GLA* Master Bathroom Kitchen Bedroom LO u, Dining N Two Car Garage N Master Room Bathroom Entry 24 17.5 in CCP v 17.5 10.5 21.5 GLA* 12 x 32 = 384 SF 30 x 52 = 1560 4.5 x 10.5 = 47.25 Shop 16 x 32 = 512 SF Subtotal* 1607.25 SF Two Car Garage CCP 21.5 x 22.5 = 483.75 SF 4.5- x 17.5 = 78.75 SF Covered Patio Total* 1607.25 SF ~ 13 x 20.5 = 266.5 SF • * Total G.L.A. 1607.25 SF Covered Storage Scale 1:180 Software by Dynamic Computing (850) 894-2719 1" = 15' (530) 895-1212/ FAX (530) 342-4453 O $ 15.80AC DUISTATE . AND WTM a(ENT 8 M.O.R. 16 SO1K0'00'E RIM I 55 47 0 45 1.15Ac 41 1. 15Ac m3ro d d C 89 43 182 � 1 t 72 1' 2e 94 d 1.47Ac 1.54Ac1.00Ac •1 7 ay $ !g 4 � 1.17Ae 9 .48Ac 9 I.00Ac 73W7 1 0� 1N.2o C isBm 15350 W ANN CT-_- Mf' To 10 �� 81 , 80 79 1,554C 1.53AC 3.0641, 107PIf2I 351.15Ac 220LI6 .00 2MW Imm O $ 15.80AC DUISTATE . AND WTM a(ENT 8 M.O.R. 16 SO1K0'00'E RIM I 55 47 86 45 1.15Ac 41 1. 15Ac m3ro 88 89 43 182 2@ 3@ 52Ac .72Ac . ; 1.23Ac 1.15Ac 1.17Ae .47Ac .48Ac 9 I.00Ac 1.004c 1.00Ac i' 2.5O4c 47d92.p0, loan 1oa/6 351.15Ac S . r0 1115! 68 4Ac 155,OD i 69 a 38Ac 22am �' 3' 76 ; 21435 - 2= 3' 91 1.09AC , -- SS16t : 3 92 1.2341, O66 .89Ac 64 1.254c 91'0041, n_w1_ i 1.O1AC ' 355.H 1.75AC ' 4 11.00Ac 52 89Ac O 67 .89Ac Nt15 S 1 4 i 12tA1b1= 26 3.6OAc 554 12 ffi - 51 '•89Ac g 63 2. 13k 62 2.13AC 2.7.15 1 { 25 A S I 3.6OAc - t » ,a1 50404 rl .onm 58 60 1.25Ac 1.254c 1 I 45 1.15Ac 41 1. 15Ac m3ro 44 3.55Ac 65 59 1.25Ac 320°0 1.15Ac 38 29 3.55Ac 2.5O4c 47d92.p0, 351.15Ac S . r0 33 . 1.25Ac sacro 64 1.254c ' 65 ' A 1 1 40-16 i I - I 1 Butte Qxint Assessor's Mop Book 40= Page 16 NOIR T1as pmael=spr� far aar=samnt C aM 9Y KIM N 2 -OW RE1f�D or SOT RE►biD ON X7 -Z7-2'1-2= fFn=K zo7-Q2 ROLL Mmubd Mr 11r • Of&w • 1 r I E I pa= Chico Solar Estates- J, Nworfi-ei -e o 0 Hegan Ln 0 Croud f, Durham 99 ON ------------ -- VO > < > 0 DW m Burdick Rd DRAM 1 17, -T— — C Hanlon Rd Duncan Rd S IM.Ave. 99 ON ------------ -- VO SUBJECT PROPERTY PHOTO ADDENDUM Borrower: Snyder File No.: 04061757 Property Address: 1944 Cummings Lane Case No.: City: Durham State: CA Zip: 95938 Lender: P.J. & D.M. Snyder r. FRONT VIEW OF SUBJECT PROPERTY REAR VIEW OF SUBJECT PROPERTY STREET SCENE Borrower: Snyder File No.: 04061757 Property Address: 1944 Cummings Lane Case No.: City: Durham State: CA Zip: 95938 Lender: P.J. & D.M. Snyder a r. r ,F M1M1 i S Covered Patio Shop and Covered Storage Excess Acreage Ot Covered Patio Shop and Covered Storage Excess Acreage Borrower: Snyder File No.: 04061757 Property Address: 1944 Cummings Lane Case No.: City: Durham State: CA Zip: 95938 Lender: P.J. & D.M. Snyder J� r% �cw Living Room Kitchen Bathroom Borrower: Snyder File No.: 04061757 Property Address: 1944 Cummings Lane Case No.: City: Durham State: CA Zip: 95938 Lender: P.J. & D.M. Snyder Ik o • i 4 { a v � Q q 8 �q 16 'A Master bedroom Master Bathroom Bedroom -Age, rte I ^%�aU�Y `=`jVhif � •� � .� r 4i may• �� � i't: COMPARABLE PROPERTY PHOTO ADDENDUM Borrower: Snyder File No.: 04061757 Property Address: 1944 Cummings Lane Case No.: City: Durham State: CA Zip: 95938 Lender: P.J. & D.M. Snyder COMPARABLE SALE #4 9508 Lott Road Durham COMPARABLE SALE #5 COMPARABLE SALE #6 File No. 04061757 DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are well informed or well advised, and each acting in what he considers his own best interest; (3) a reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions' granted by anyone associated with the sale. 'Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the comparable property by comparisons to financing terms offered by a third party institutional lender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the market's reaction to the financing or concessions based on the Appraiser's judgment. STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION CONTINGENT AND LIMITING CONDITIONS: The appraiser's certification that appears in the appraisal report is subject to the following conditions: 1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it. The appraiser assumes that the title is good and marketable and, therefore, will not render any opinions about the title. The property is appraised on the basis of it being under responsible ownership. 2. The appraiser has provided a sketch in the appraisal report to show approximate dimensions of the improvements and the sketch is included only to assist the reader of the report in visualizing the property and understanding the appraiser's determination of its size. 3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted in the appraisal report whether the subject site is located in an identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this determination. 4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unless specific arrangements to do so have been made beforehand. 5. The appraiser has estimated the value of the land in the cost approach at its highest and best use and the improvements at their contributory value. These separate valuations of the land and improvements must not be used in conjunction with any other appraisal and are invalid if they are so used. 6. The appraiser has noted in the appraisal report any adverse conditions (such as, needed repairs, depreciation, the presence of hazardous wastes, toxic substances, etc. ) observed during the inspection of the subject property or that he or she became aware of during the normal research involved in performing the appraisal. Unless otherwise stated in the appraisal report, the appraiser has no knowledge of any hidden or unapparent conditions of the property or adverse environmental conditions (including the presence of hazardous wastes, toxic substances, etc. ) that would make the property more or less valuable, and has assumed that there are no such conditions and makes no guarantees or warranties, express or implied, regarding the condition of the property. The appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because the appraiser is not an expert in the field of environmental hazards, the appraisal report must not be considered as an environmental assessment of the property. 7. The appraiser obtained the information, estimates, and opinions that were expressed in the appraisal report from sources that he or she considers to be reliable and believes them to be true and correct. The appraiser does not assume responsibility for the accuracy of such items that were furnished by other parties. 8. The appraiser will not disclose the contents of the appraisal report except as provided for in the Uniform Standards of Professional Appraisal Practice. 9. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory completion, repairs, or alterations on the assumption that completion of the improvements will be performed in a workmanlike manner. 10. The appraiser must provide his or her prior written consent before the lender/client specified in the appraisal report can distribute the appraisal report (including conclusions about the property value, the appraiser's identity and professional designations, and references to any professional appraisal organizations or the firm with which the appraiser is associated ) to anyone other than the borrower; the mortgagee or its successors and assigns; the mortgage insurer; consultants; professional appraisal organizations; any state or federally approved financial institution; or any department, agency, or instrumentality of the United States or any state or the District of Columbia; except that the lender/client may distribute the property description section of the report only to data collection or reporting service(s) without having to obtain the appraiser's prior written consent. The appraiser's written consent and approval must also be obtained before the appraisal can be conveyed by anyone to the public through advertising, public relations, news, sales, or other media. Freddie Mac Form 439 6-93 Page 1 of 2 Fannie Mae Form 1004B 6-93 File No. 04061757 APPRAISERS CERTIFICATION: The Appraiser certifies and agrees that: 1. 1 have researched the subject market area and have selected a minimum of three recent sales of properties most similar and proximate to the subject property for consideration in the sales comparison analysis and have made a dollar adjustment when appropriate to reflect the market reaction to those items of significant variation. If a significant item in a comparable property is superior to , or more favorable than, the subject property, I have made a negative adjustment to reduce the adjusted sales price of the comparable and, if a significant item in a comparable property is inferior to, or less favorable than the subject property, 1 have made a positive adjustment to increase the adjusted sales price of the comparable. 2. 1 have taken into consideration the factors that have an impact on value in my development of the estimate of market value in the appraisal report. I have not knowingly withheld any significant information from the appraisal report and I believe, to the best of my knowledge, that all statements and information in the appraisal report are true and correct. 3. 1 stated in the appraisal report only my own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject only to the contingent and limiting conditions specified in this form. 4. 1 have no present or prospective interest in the property that is the subject to this report, and I have no present or prospective personal interest or bias with respect to the participants in the transaction. I did not base, either partially or completely, my analysis and/or the estimate of market value in the appraisal report on the race, color, religion, sex, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or of the present owners or occupants of the properties in the vicinity of the subject property. 5. 1 have no present or contemplated future interest in the subject property, and neither my current or future employment nor my compensation for performing this appraisal is contingent on the appraised value of the property. 6. 1 was not required to report a predetermined value or direction in value that favors the cause of the client or any related party, the amount of the value estimate, the attainment of a specific result, or the occurrence of a subsequent event in order to receive my compensation and/or employment for performing the appraisal. I did not base the appraisal report on a requested minimum valuation, a specific valuation, or the need to approve a specific mortgage loan. 7. 1 performed this appraisal in conformity with the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place as of the effective date of this appraisal, with the exception of the departure provision of those Standards, which does not apply. I acknowledge that an estimate of a reasonable time for exposure in the open market is a condition in the definition of market value and the estimate I developed is consistent with the marketing time noted in the neighborhood section of this report, unless I have otherwise stated in the reconciliation section. 8. 1 have personally inspected the interior and exterior areas of the subject property and the exterior of all properties listed as comparables in the appraisal report. I further certify that I have noted any apparent or known adverse conditions in the subject improvements, on the subject site, or on any site within the immediate vicinity of the subject property of which I am aware and have made adjustments for these adverse conditions in my analysis of the property value to the extent that I had market evidence to support them. I have also commented about the effect of the adverse conditions on the marketability of the subject property. 9. 1 personally prepared all conclusions and opinions about the real estate that were set forth in the appraisal report. If I relied on significant professional assistance from any individual or individuals in the performance of the appraisal or the preparation of the appraisal report, I have named such individual(s) and disclosed the specific tasks performed by them in the reconciliation section of this appraisal report. I certify that any individual so named is qualified to perform the tasks. I have not authorized anyone to make a change to any item in the report; therefore, if an unauthorized change is made to the appraisal report, I will take no responsibility for it. Professional assistance was provided by Steve Geiger. He assisted in inspecting and measuring the subject, researching the subject and sales data, and formulating the opinions and conclusions provided in this report. SUPERVISORY APPRAISER'S CERTIFICATION: If a supervisory appraiser signed the appraisal 'report, he or she certifies and agrees that: I directly supervise the appraiser who prepared the appraisal report, have reviewed the appraisal report, agree with the statements and conclusions of the appraiser, agree to be bound by the appraiser's certifications numbered 4 through 7 above, and am taking full responsibility for the appraisal and the appraisal report. ADDRESS OF PROPERTY APPRAISED: 1944 Cummings Lane, Durham, CA "95938 APPRAISER: SUPERVISORY APPRAISER (only if required) Signature: Name: S. Parke Noble Date Signed: July 2, 2004 State Certification #: or State License #: AL027395 State: CA Expiration Date of Certification or License: 12/23/2005 AL027395 Signature: Name: Date Signed: State Certification M or State License #: State: Expiration Date of Certification or License: ❑ Did ❑ Did Not Inspect Property Freddie Mac Form 439 6-93 Page 2 of 2 Fannie Mae Form 10048 6-93 Cao) 885-4212 IUU A -U-- 6 P.O. BOX 863 Chico,. Califomia 95927 �NVIRONMIrNTnr p15O� FAX (530) 342 453 The value esttatOd Is based,on the assumption that #le properly Is not t�"PbOly d by the existence of haaWous substances or deft%entai e1�nmantal conditions unless Otherwise stated in this report. The appraiser is notan eVI" In the Identification of harrardous substances or deldmental snvfronrnental conditionsx The Wrelsees routine Inspection of and inquiries about the sub)sd property did not develop any Intonation that indicated may 'apparent sl"aant hazardous substances or dAftental environmental conditions which would a%ct the property negatively unless otherIvIse stated In this report It Is possible thaf Tests 4nd Inspecttorrs made by a qualified "a "dous substance and environmantal export would reveal the iodst0nce of hazardous substances oar deb%ontal envtronmsnfal conditions on or around the PMPeNy thst Would negatively Af'ect fts value. -D O- Nil- CERiMCATION fihe appraiser further certlfles and agrees #Teat; 'I) This appraisal conforms to the Unftrm Standards of Professlonal APProbW Practice (USPAP) adoptd by the ApprWsal Standards Board of 1110 ,gpprObel Foundation, except that the Departure Provialon of USPAP does not apply. 2) Campensaflon is not contingent upon the reporting of a predetamMed value or direction to value that favors the cause of the client the amount of the value esthnate, the attainment of a stipulated resutty or the occurrence of a subsequent even, 5} This apPtalsal assignment was not based an a requested minimum vgluatlon, a specific valuation, or the approval of a loan, 4) 1 csrft that, to the best of my knowledge and belief, the repotted an*ses, opinions and conclusions were developed, and this report hes been PrOPNad, In conformity with the requirements of the code of Professional Ethics and the Standards of Professlonal Appraisai Practice of the Appraisal Institute. 1 car* that the use of thin report is subject to the requirements of professional appralSAI arganiz E OM reiaiing to review by their duly auModad repnesentathres, �w92 r EVANS.APPRAISAL SERVICE, INC. P.O. Box 863; Chico,' CA 95927 rue NO. u4u01 iaio P.J. & D.M. Snyder 1944 Cummings Lane Durham, CA 95938 File Number: 04061757b To Whom It May Concern: In accordance with your request, I have personally inspected and appraised the real property at: . 1944 Cummings Lane Durham, CA 95938 The purpose of this appraisal is to estimate the market value of the subject property, as improved. The property rights appraised are the fee simple interest in the site and improvements. In my opinion, the estimated market value of the property as of June 30, 2004 is: $445,000 Four Hundred Forty -Five Thousand Dollars The attached report contains the description, analysis and supportive data for the conclusions, final estimate of value, descriptive photographs, limiting conditions and appropriate certifications. Sincerely, S. Parke Noble AL027395 Real Estate Appraiser �. (530) 895-1212/ FAX (530) 342-4453 Complete Appraisal/Summary Report Prnnarfv nacrrin}inn UNIFORM RESIDENTIAL APPRAISAL REPORT File No. 04061757b PrdpertyAddress 1944 Cummin s Lane City Durham State CA 71p, Code 95938 Legal Description Portion of Section 20 T.21 N. R.23. County Butte Assessor's Parcel No. 040-160-029 Tax Year 03-04 R.E. Taxes $ 1962 Est Special Assessments $ None Noted Borrower Snyder Current Owner Snyder Occupant: X Owner Tenant Vacant „ Property rights appraised [XI Fee Simple r—TLeaseholdT Project Type U PUD Ll Condominium HUDNA only) HOA$ N/A /Mo. Neighborhood or Project Name Durham Reference Compass 18-D-3 Census Tract 06.007.15 'Map Sale Price $ N/A Date of Sale N/A Description and $ amount of loan char eslooncessions to be paid by seller N/A Lender/Client P.J. & D.M. Snyder Address 1944 Cummings Lane Durham CA 95938 Appraiser S. Parke Noble Address Evans Ap raisal Service Inc. P.O. Box 863 Chico CA 95927 Location LJ Urban LXJ Suburban LJ Rural Built up ❑ Over 75% X❑ 25-75% ❑ Under 25% Growth rate ❑ Rapid X❑ Stable ❑ Slow Property values X❑ Increasing ❑ Stable ❑ Declining Demand/supply X❑ Shortage E)In balance E)Oversupply Marketing time 0 Under 3 mos. X 3-6 mos. Over 6 mos. Predominant occupancy X❑ Owner 95 ❑ Tenant 5 X❑ Vacant((}5°/6) 1 171 Vacant over 6% Single family housing PRICE AGE $ (�) (n9) 150 Low New Present land use % Land One family 60% y 2-4 family 5% Mumamily 0% To: Commercial 5% family KVacant 30% use change Not like Likely ❑ ty y X❑ In process Additional Sin le 750 High 70_+ =0_ Predominant residential 275 F 30 Note: Race and the racial composition of the neighborhood are not appraisal factors. Neighborhood boundaries and characteristics: The subject is bound to the north by Oroville Chico Highway, to the south by Dayton Durham Highway, to the east by Es uon Road and to the west by Midway. • Factors that affect the marketability of the properties in the neighborhood (proximity to employment and amenities, employment stability, appeal to market, etc.): Please See Attached Addendum. Market conditions in the subject neighborhood (including support for the above conclusions related to the trend of property values, demand/supply, and marketing time - - such as data on competitive properties for sale in the neighborhood, description of the prevalence of sales and financing concessions, etc.): The Durham area market - which is directly influenced by the Chico market - has experienced an increase in activity as lower interest rates have increased refinances and sales. Marketing times have averaged three to six months but are decreasing as lower available SFR inventory fuels demand. VA FHA and conventional financing are available at competitive market rates. Bu downs are not common in the resale market. Project Information for PUDs (If applicable) - - Is the developer/builder in control of the Home Owners' Association (HOA)? LJ YES LJ NO Approximate total number of units in the subject project Approximate total number of units for sale in the subject project Describe common elements and recreational facilities: Dimensions 231.25 x 470.92 Topography Level Size 2.50 Acres /Typical for area Shape Rectangular Drainage Appears adequate View Average Landscaping Typical Driveway Surface Gravel Apparent easements Typical Utility FEMA Special Flood Hazard Area LJ Yes X No FEMA Zone AE Map Date 06/08/1998 FEMA Map No. 06007CO520 C Site area 2.50 Acres Corner Lot LJ Yes X No Specific zoning classification and description A-10 (Agricultural -1 0 Acre Minimum Zoning compliance ❑ Legal X❑ Legal nonconforming (Grandfathered use) LJ Illegal LJ No zoning Highest & best use as improved: X Present u 171 Other use (explain) Utilities Public Other Electricity X❑ Gas X❑ Water ❑ Well/Typical Sanitary sewer ❑ Septic/Typical Storm sewer I I Oen Swale Off-site Improvements Type Public Private Street Asphalt X❑ ❑ Curb/gutter Gravel ❑ ❑ Sidewalk None ❑ ❑ Street lights None ❑ ❑ Alley None Comments (apparent adverse easements, encroachments, special assessments, slide areas, illegal or legal nonconforming zoning, use, etc.): See Attached Addendum. GENERAL DESCRIPTION No. of Units One No. of Stories One Type (Det./Aft.) Detached Design (Style) Ranch Existing/Proposed Proposed Age (Yrs.) 39 Years Effective Age(Yrs.) 12 Years EXTERIOR DESCRIPTION Foundation Concrete Exterior Walls Wood Roof Surface Wood Shake Gutters 8 Dwnspts. Yes Window Type Vinyl Thermal Storm/Screens No/Yes Manufactured House No FOUNDATION Slab No Crawl Space Yes Basement None Sump Pump None Dampness None noted Settlement None noted Infestation None noted BASEMENT Area Sq.Ft. N/A % Finished Ceiling Walls Floor Outside Entry INSULATION - Roof ❑ Ceiling ❑ Walls ❑ Floor ❑ None El unknown X❑ ROOMS Foyer I Living Dining Kitchen Den Family Rm. Rec. Rm. Bedrooms # Baths Laundry Other Area S .Ft. Basement Level) 1 1 1 Office 1 3 3 1 Pantry • Level 2,692 Finished area above grade contains: 10 Rooms; 3 Bedrooms ; 3 Bath(s); 2,692 Sq are Feet of Gross Living Area INTERIOR Materials/Condition Floors Wood/Carpet/Good Walls Sheetrock/Good Trim/Finish Wood/Paint/Good Bath Floor Wood/Good Bath Wainscot Tile/Good Doors Solid Core Entry Hollow Core; French Interior HEATING Type FAU Fuel Gas ConditionAvera a KITCHEN EQUIP. Refrigerator ❑ Range/Oven X❑ Disposal X❑Drop Dishwasher X❑. Fan/Hood X❑ Microwave ❑ Washer/Dryer n I ATTIC None ❑ Stairs ❑ Stair E)Deck Scuttle X❑ Floor ❑ Heated ❑ Finished f I AMENITIES Fireplace(s)#Insert ❑X Patio Covered X❑ E)Attached Porch Front CCP X❑ Fence Wood/Wire X❑ Pool ❑ ShoD X CAR STORAGE: None ❑ Garage #of cars 2 Car Detached Built -In Carport Driveway COOLING Central Yes Other No ConditionAvera a I Additional features (special energy efficient items, etc.): See Attached Addendum. Condition of the improvements, depreciation (physical, functional, and external), repairs needed, quality of construction remodeling/additions, etc.: See Attached Addendum. • Adverse environmental conditions (such as, but not limited to, hazardous wastes, toxic substances, etc.) present in the improvements, on the site, or in the immediate vicinity of the subject property: No apparent adverse environmental conditions were noted. *PLEASE SEE ATTACHED ENVIRONMENTAL DISCLAIMER' Freddie Mac Farm 70 693 PAGE 1 OF 2 Fannie Mae Form 1.004 6-93 Produced using ACI software, 8tl0.234.6727 www.adweb.c= Complete Appraisal/Summary Report Valllatinn SPr_tinn UNIFORM RESIDENTIAL APPRAISAL REPORT File No_ 04061757b ESTIMATED SITE VALUE ................. . ' , ' , .....= $ 165,000 ESTIMATED REPRODUCTION COST -NEW OF IMPROVEMENTS: Dwelling 2,692 Sq. Ft. @ $ 95.00 = $ 255,740 Sho 512 Sq. Ft. @ $ 15.00 = 7,680 F/P Patio Porch Built -Ins = 15,000 Garage/Carport 540 . Sq. Ft. @ $ 32.00 = 17,280 - Total Estimated Cost New ................ = $ 295,700 Less 70 Physical Functional External Est. Remaining Econ. Life: 58 Depredation $12,700 I = $ 12,700 Depreciated Value of Improvements . . . .. . . . ... . . ... . . . = $ 283,0001 "As -is" Value of Site Improvements ................... = $ 10,000 INDICATED VALUE BY COST APPROACH • • • • • • • • • • • = $ 458,000 Comments on Cost Approach (such as, source of cost estimate, site value, square foot calculation and for HUD, VA and FmHA, the estimated remaining economic life of the property): Marshall & Swift Residential Cost Handbook and information obtained from local contractors was used to estimate cost new. Effective Age Life Method & Handbook tables were used to estimate depreciation. Well and septic sstems are common to the area. The estimated site -to -improvement ratio is not uncommon in the subject market. -PLEASE SEE ATTACHED SKETCH - ITEM SUBJECT COMPARABLE NO. 1 COMPARABLE NO.2 COMPARABLE NO.3 1944 Cummings Lane 9339 Peterson Estates Drive 9741 Midway 9410 Van Ness Way Address Durham Durham Durham Durham Proximity to Subject 2.00 miles southwest 1.65 miles west 1.1.0 miles southwest Sales Price $ N/A ! 1 $ 449,000 1 $ 415,000 Is 477,500 Price/Gross Liv. Area $ 0.00 0 $ 195.13 0 _ _ _ $ 156.19 01 - $ 161.86 01 Data and/or Inspection MLS #1025956 Inspection; MLS #1023437 MLS #1024534 Verification Sources Owner TRW Doc. #04-42698 Doc. #04-9638 Doc. #03-86730 VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION + . $Adjustment DESCRIPTION + _)$ Adjustment DESCRIPTION +(-)$Adjustment Sales or Financing N/A Conventional Cash Conventional Concessions N/A None noted None noted None noted Date of Sale/Time N/A 07/15/2004 02/23/2004 12/16/2003 Location Average Average Avera e - 5,000 Avera e LeaseticbFeesimple Fee Simple Fee Simple Fee Simple Fee Simple Site 2.50 Acres 1.04 Acres 5,000 5.15 Acres -10,000 .93 Acre 10,000 View Average Average Average Average Design and Appeal Ranch Ranch Ranch Ranch Quality ofC insbuction Average + Good -10,000 Averacle 10,000 Good -10,000 Age 39 Year REMOD 2 Years 14 Years 3 Years Condition Good Ve Good -10,000 Average + 10,000 Very Good -10,000 Above Grade Total ; Bdrms ' Baths Total ' Bdm,s ' Baths Total ' Bdrms ' Baths Total ' Bdrms ' Baths Room Count 35 10: 3: 3.00 6: 3: 2.00; 2,000 9: 4: 2.50; 1,000 9: 4: 3.00; Gross Living Area 2,6 2 S .Ft. 2,301 S .Ft. 13,500 2,657 S .Ft. 0 2,950 S .Ft. -9,000 Basement & Finished None None None None Rooms Below Grade Functional Utility Average Average Averaa Avera e Heating/Cooling Central Ht/Cool Central Ht/Cool Central Ht/Cool Central Ht/Cool Energy Efficient Item Garage/Carport 2 Car Garage 3 Car Garage -3,000 3 Car Garage -3,000 3 Car Garage -3,000 Porch, Patio, Deck, Porch,Patio Porch,Patio Porch,Patio Porch,Patio Fireplace(s), etc. Fireplace None 1,000 Woodstove Fireplace Fence, Pool, etc. Shop None 2,000 IG Fiber Is Pool -5,000 None 2,000 Built-ins Built-ins Built-ins Built-ins Net Ad'. total X + ' $ 500 X + $ 8 000 + X - ; $ 20 000 Adjusted Sales Price Gross: 10.4% of Comparable Net: 0.1 % Gross: 10.6 /01 1$ 449 500 Net: 1.9%_ Gross: 9.2% 1 $ 423 000 Net: -4.2% $ 457 500 Comments on Sales Comparison (including the subject property's compatibility to the neighborhood, etc. ): See Attached Addendum. ITEM SUBJECT COMPARABLE NO. 1 COMPARABLE NO.2 COMPARABLE NO.3 Date, Price and Data Source for prior sales within yearofappraisal None noted LP $N/A DOM N/A 11/13/2002 $345,000 Doc. #02-60872 09/26/2002 $239,000 Doc. #02-50248 None noted LP $485,000 DOM 16 days Analysis of any current agreement of sale, option, or listing of the subject property and analysis of any prior sales of subject and oomparables within one year of the date of appraisal: As per MLS the subject has not been listed or sold within the last three years. INDICATED VALUE BY SALES COMPARISON APPROACH , , , ,,,,, , , , , , , , , * , ...N/ ..... , , , , , , , , , , , , ........... $ 445,000 INDICATED VALUE BY INCOME APPROACH If liable Estimated Market Rent $ N/A Mb. x Gross Rent Multiplier N/A = $ 0 This appraisal is made ❑ "as is" ❑ subject to the repairs, alterations, inspections or conditions listed belowX❑ subject to completion per plans and specifications. Conditions of Appraisal: This appraisal report is intended for use in a mortgage finance transaction. This report is not intended for any other use. This report is made subject to completion per plans andspecifications. Final Reconciliation: See Attached Addendum. • The purpose of this appraisal is to estimate the market value of the real property that is the subject of this report, based on the above conditions and the certification, contingent and limiting conditions, and market value definition that are stated in the attached Freddie Mac Form 439/Fannie Mae Form 10046 (Revised 6/93 ). I (WE) ESTIMATE THE MARKET VALUE, AS DEFINED, OF THE REAL PROPERTY THAT IS THE SUBJECT OF THIS REPORT, AS OF June 30 2004 (WHICH IS THE D F INSP CTION AND THE EFFECTIVE DATE OF THIS REPORT) TO BE $ 445,000 r APPRAISER:Q SUPERVISORY APPRAISER (ONLY IF REQUIRED): Signature Signature []Did []Did Not Name S. Pare Noble Name Inspect Property Date Report Signed July 27, 2004 Date Report Signed State Certification # State State Certification # State Or State License # AL027395 State CA Or State License # State Freddie Mac Form 70 6-93 PAGE 2 OF 2 Fannie Mae Form 1004 693 Produced using ACI software, 800.234.9727 w .adweb.mn EVANS APPRAISAL SERVICE, INC. Complete Appraisal/Summary Report Crrnniemnntni Vnirrafinn qac+inn UNIFORM RESIDENTIAL APPRAISAL REPORT Fite No. 04061757b ITEM I SUBJECT COMPARABLE NO.4 COMPARABLE NO.5 COMPARABLE NO.6 1944 Cummings Lane Address Durham 1762 Brinson Lane Durham ProAmity to Subject .60 mile southeast Sales Price $ N/A Is 425,000 $ $ Price/Gross Liv. Area $ 0.00 0 $ 158.29 (6 $ $ � M Data and/or Verification Sources Inspection Owner, TRW MLS #1023320 Doc. #03-55624 VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION + -)$ Adjustment DESCRIPTION + _)s Adjustment DESCRIPTION + _ $Adjustment Sales or Financing Concessions N/A N/A Cash None noted Date of Sale/Time NIA 08/19/2003 Location Average Average Leasehold/FeeSimple Fee Simple Fee Simple Site 2.50 Acres 1.13 Acres 5,000 View Average Average Design and Appeal Ranch Ranch ofConsbuction Average + Average + Age 39 Year REMOD 19 Years Condition Good Average + 10,000 Above Grade Room Count Gross Living Area Total ' Bdrms ' Baths 10: 3 3.00 2,692 S .Ft. Total ' Bdrms ' Baths 6 3 2.50 ; 2,685 S .Ft. Total ' Bdrms ' Baths 1,000 0 S .Ft. Total ' Bdrms ' Baths S .Ft. • Basement & Finished r Rooms Below Grade None None Functional Utility Average Average . Heating/Cooling Central Ht/Cool Central Ht/Cool Energy Efficient Items Garage/Carport 2 Car Garage 3 Car Garage -3,000 Porch, Patio, Deck, Fireplace(s), etc. Porch,Patio Fireplace Porch,Patio Woodstove Fence, Pool, etc. Shop Shop Built-ins Built-ins Net Ad'. total X + ; $ 13,000 X + ; $ 0 X + $ 0 Adjusted Sales Price of Comparable Gross: 4.5% Net: 3.1% 1$ Gross: 0.0% 438} 000 Net: 0.0%_ Gross: 0.0% 1$ 0 Net: 0.0% 1 $ 0 Comments on Sales Comparison (including the subject property's compatibility to the neighborhood, etc. ): ITEM SUBJECT COMPARABLE NO.4 COMPARABLE NO.5 COMPARABLE NO.6 Date, Price and Data Source for prior sales within yearofappraisal None noted LP $N/A DOM N/A None noted LP $429,000 DOM 39 days Analysis of any"current agreement of sale, option, or listing of the subject property and analysis of any prior sales of subject and comparables within one year of the date of appraisal: FLOORPLAN Borrower: Snyder File No.: 04061757b Property Address: 1944 Cummings Lane Case No.: City: Durham State: CA Zip: 95938 Lender: P.J. & D.M. Snyder 32 c" Covered Storage N 32 Shop 32 , 20.5 " Covered Patio V 31.5 20.5 N 7.5 Bedroom Bedroom Living Room c3 N 15 13 oA�� Hallway GLA' Utility Roo Master Bathroom Kitchen Family Room 10 BedrooMaster Dining Bathroom Bathroom Room cO 24 u Pant u? 11 U' Foyer 14 v v v Ent Office ,t N 7 16 c. Two Car Garage 00 Covered Front Porch 7• LO 11 N c) 14 14 9.5 m 24 GLA* 1 x 9.5 = 9.5 Total* 2692.25 SF 12.5 x 52 = 650 Subtotal 363.25 SF 2 x 7.5 = 15 * Total G.L.A. 2692.25 SF 3 x 27 = 81 Covered Patio 16 x 93.5 = 1496 13 x 20.5 = 266.5 SF 1.5 x 79.5 = 119.25 - 4.5 x 7 = 31.5 Covered Storage 7 4.5 x 37.5 = 168.75 12 x 32 = 384 SF 2.5 x 21.5 = 53.75 5.5 x 14 = 77 Shop Subtotal* 2692.25 SF 16 x 32 - 512' 'SF Covered Front Porch _ Two Car Garage 4.5 x 11 = 49.5 14 x 20 = 280 2.5 x 27 = 67.5 10 x 26 = 260 5.5 x 34.5 = 189.75 Subtotal 540 SF 2 x 23.5 = 47 Scale 1:240 Software by Dynamic Computing (850) 894-2719 1"= 20' (530) 895-1212/ FAX (530) 342-4453 lou ZVI 00opp, Borrower: Snyder File No.: 04061757b Property Address: 1944 Cummings Lane Case No.: City: Durham State: CA Zip: 95938 Lender: P.J. & D.M. Snyder N�wr yy � 40* Living Room Kitchen Bathroom Borrower: Snyder File No.: 04061757b Property Address: 1944 Cummings Lane Case No.: City: Durham State: CA Zip: 95938 Lender: P.J. & D.M. Snyder I 4, T ,! a Y, ;. . 7 110111I .� ate. � • .. • f �:. __ . ' x ``* Master bedroom Master Bathroom Bedroom Borrower: Snyder File No.: 04061757b Property Address: 1944 Cummings Lane Case No.: City: Durham State: CA Zip: 95938 Lender: P.J. & D.M. Snyder •q�� ,�,y_ f � Y �.a � � V jiX a Covered Patio Shop and Covered Storage Excess Acreage r' X11 i•' �•;. ,• .•w. * 1� .... •ter �W f � .. .)- �5j' {� -.� � .��• X16` ,A�. •,,. '!{6. V Covered Patio Shop and Covered Storage Excess Acreage COMPARABLE PROPERTY PHOTO ADDENDUM ,'9orrower: Snyder File No.: 04061757b Peoperty Address: 1944 Cummings Lane Case No.: City: Durham State: CA Zip: 95938 Lender: P.J. & D.M. Snyder COMPARABLE SALE #1 9339 Peterson Estates Drive Durham COMPARABLE SALE #2 9741 Midway Durham COMPARABLE SALE #3 9410 Van Ness Way Durham COMPARABLE PROPERTY PHOTO ADDENDUM �'3orrower: Snyder File No.: 04061757b Pfoperty Address: 1944 Cummings Lane Case No.: City: Durham State: CA Zip: 95938 Lender: P.J. & D.M. Snyder LL COMPARABLE SALE #4 1762 Brinson Lane Durham COMPARABLE SALE #5 COMPARABLE SALE #6 •Jr' COMPARABLE SALE #4 1762 Brinson Lane Durham COMPARABLE SALE #5 COMPARABLE SALE #6 -- a . _. _�..-.,-__ . __ . m - _ . _ . .- -- � �, � � .. .. EVANS APPRAISAL SERVICE, INC. P.O. Box 863, Chico, CA 95927 rue NO. APPRAISAL OF Proposed Addition / Single Family Residence LOCATED AT: 1944 Cummings Lane Durham, CA 95938 FOR: P.J. 8 D.M. Snyder 1944 Cummings Lane Durham, CA 95938 BORROWER: Snyder AS OF: June 30, 2004 BY: S. Parke Noble AL027395 (530) 895-1212/ FAX (530) 342-4453 MISS MAN IWO • )m Canal 0 Nelso/Rd . I —!Burdick HorsesWake 4'� CanyonOaks Terrace Hog Spring niboldtRd _g _� 32 Carsop fng'/ 0 Little .B ft Creek Opp• to itch o �N Sk e Coon. idge ------------ The Nairows 0 tl Nance Canyon Crouch Ravine • Ham% Canyon Durham m m u Lal Ditch P: I eal Rd r r 0 ,2 S q �. i -T 0 ) St' oma 99 SAM #4 17,Haye 0 nyonDA/ 0— . L /- �Es, ,qn pdobe 4 r t )n Blavo 70 Currier R W.estein Nelson Shi ee Rd Canal Gold -un MLS #: 1025956 Class: Residential Frplc : No Status: Sold Price: $449,000 Pool No t !Type: SFDet For Sale Address: 9339 PETERSON ESTATES DR Imo„ City . DURHAM Beds 3 ZIP: 95938 Floors 1 Area: 1I -Durham Garage Yes Agent: LANDIS, SHERRY - (530)899-5922; CENTURY 21 JEFFRIES-LYDON - (530)345-6618 General Asking Price: $449,000 Occupant Name: CLAIRE & CHARLES Baths: 2.00 Occupant Phone: 898-1623 Variable Commission: No Need Photo: . Yes Selling Office Fee: 3 Master Bedroom #1: 19.2X15.7 Listing Date: 04/29/2004 Living Room: 16.6X14.6 Expiration Date: 07/29/2004 Bedroom #2: 13X12 Cross Street:. TRACY RANCH Family Room: 15X17 County: Butte County Bedroom #3: 12X12 Year Built: 2002 Dining Room: 13X13 Apx SQFT: 2301 Owners Name: MERMAN Price per Square Foot: 195.13 Under Contruction: No I , Number of Acres: 1.040000 Water District Name: DURHAM IRRIGATION Lot Dimensions: 198X148 additional remarks: No , AP Book: 039 Showing: Call First/Go AP Page: 460 Key Location: Lockbox AP Parcel: 070 Off Market Date: 05/03/2004 City/County: County Original Price: $449,000 Zoning: R1 Price/Sq.Ft.: $195.13 Flood Zone: No - Features * SEWER * EXTRA ROOMS * ROOFING * LOT FEATURES Septic Family Room Composition Shingle Comer *GARAGE *LAUNDRY * SIDING Paved Street Detached 3+ Inside Stucco * RV AREA * HEATING * DINING AREA Wood Existing Forced Air Formal *YARD * POSSESSION * AIR CONDITIONING * PATIO Fenced Part COE Forced Air Concrete Sprinkler Part * KITCHEN *STYLE Sprinkler Auto Gas Range/ Oven Contemporary * WATER Disposal * CONSTRUCTION Private Assoc/Dist Dishwasher Wood Frame * GAS&ELECTRIC Microwave * FOUNDATION Natural Gas Dining Nook Slab * ENERGY FEATURES Pantry Dual Pane Whole House Fan Ceiling Fan Financial Bond/ Asmt: No Additional Info Remarks: FABULOUS NEWER HOME ON CORNER LOT! BEAUTIFUL HICKORY CABINETS THROUGHOUT, BULL -NOSED CORNERS, TILED KITCHEN FLOORS AND CABINETS, BIG,BIG MASTER BEDROOM & BATH W/JETTED JACUZZI TUB, DURHAM SCHOOLS, DURHAM IRRIGATION WATER DISTRICT, NOT IN FLOOD ZONE, SELLER PREFERS TO CLOSE ESCROW THE IST OF JULY. Sold How Sold: Conventional Selling Agent: KASPRZYK, STEVEN Contract Date: 05/03/2004 Selling Office 1: CENTURY 21 JEFFRIES-LYDON Closing Date: 07/15/2004 DOM: 5 Sold Price: $449,000 This information is deemed reliable, but not guaranteed. Neither the Chico Association of Realtors, nor the listing broker, nor their agents or subagents,. are responsible for the accuracy of this information. The buyer is responsible for verifying all information. This information is provided by the Chico Association of Realtors for use by its members and is not intended for -use for any other purpose. 07/ 26/ 2004 09:16 PM PROPERTY INFORMATION 1) Property: 9339 PETERSON ESTATES DR, DURHAM CA 95938-9526 R003 + APN: 039-460-078-000 Card#: Owner Transfer = Rec Dt: Price: Doc#: Use: SFR County: BUTTE, CA Prop Tax: $3,475.38 Total Value: $345,000 MapPg/Grid: Old Map: Tax Year: 2003 Delinq: Land Value: $100,000 Census: 15.00 Tract #: Tax Area: 070060 Impry Value: $245,000 High School: DURHAM UNIF Elem School: Yrblt/Eff: Taxable Val: $338,000 Comm Coll: BUTTE Exemptions: HOMEOWNER Assd Year: 2003 Subdivision: DURHAM LAND ESTATES PH 03 % Improved: 071% Owner: HERMAN BLAIR L & CHARLES J Phone: V 2nd Mtg Amt/Type: 2nd Mtg Rt/Type/Trm: Title Company: Seller: New Construction: Other Last Sale Info = MID VALLEY TITLE BOOTS GARY R # Parcels: Type 2: Pend SITE INFORMATION Owner. Vest: Mail: 9339 PETERSON ESTATES DR; DURHAM CA 95938-9526 R003 # Res. Units: County Use: Owner Transfer = Rec Dt: Price: Doc#: Type: # Comm Units: Sale Dt: Lot Area: 45,302.4 SALE & FINANCE INFORMATION IMPROVEMENTS LAST SALE PRIOR SALE Bldg/Liv Area: 2,301 ' Recording/Sale Date: 11/13/2002 11/05/2002 Gross Area: .2,301 Sale Price/Type: $345,000 FULL "Ground Flr: X Document #: 60872 Bsmnt Area: " Deed Type: GRANT DEED $/SgFt: $278.22 1st Mtg Amt/Type: $231,000 CONV Yrblt/Eff: 2002 1 st Mtg Rt/Type/Trm: / FIXED /30 # Stories: , 1st Mto Lender: BANK OF AMERICA Rooms: 2nd Mtg Amt/Type: 2nd Mtg Rt/Type/Trm: Title Company: Seller: New Construction: Other Last Sale Info = MID VALLEY TITLE BOOTS GARY R # Parcels: Type 2: Pend SITE INFORMATION # Res. Units: County Use: RS Acres: 1.04 # Comm Units: Zoning: Lot Area: 45,302.4 # Buildings: 1 Flood Panel: ' 0600170520C Lot Width: Bldg Class: Panel Date: 06/08/1998 Lot Depth: Parking Sqft: 766 Flood Zone: X Usable Lot: Park Spaces: Sewer Type: Garage Cap#: Water Type: Park Type: Other Impvs Legal Blk/Bldg: Site Influence: Legal Lot/Unit: 18 Amenities: Legal: LOT 18 DURHAM LAND EST PH 3 PETERSON EST DR Bedrooms: 3 Full/Half Bath: 2 Ttl Baths/Fixt: 2.00 Fireplace: Pool: Porch Type: Patio Type: Construct: Foundation: Ext Wall: Roof,Shape: Roof Type: Roof Matl: Floor Type: Floor Cover: Heat Type: CENTRAL Heat Fuel: Air Cond: CENTRAL Quality: Condition: Style: Equipment: ' Other Rms: Win2Data@ Page: 1 of 1 Official Records Database Inquiry Document, Detail Page I of 1 Official Records etail BUTTE County Recorder's Office Searchable Indices: Official, Records Births/Marriages/Decedents Fictitious Business ,Names (DBA) Document Detail Document ID: 2004-0042698 Recorded on: 7/15/2004 9:00:00 AM No. of Pages: 3 Grantors: HERMAN, BLAIR L HERMAN, CHARLES J Index Items: None Assessor Parcel #: 03946007. DEED Grantees: CANTWELL, ALLISON CANTWELL, SPENCER References: None http://clerk-recorder.buttecounty.net/RiimsWeb/ASP/ORDocDetail.asp?DocID=2004-004... 7/26/2004 General MLS #: 1023437 Class: Residential Frplc Yes Status: Sold Price: $415,000 Pool Yes ' Type: SFDet For Sale 15X16 Address: 9741 MIDWAY Living Room: 16X21 City . DURHAM Beds 4 ZIP: 95938 Floors 2 Area: 11 -Durham Garage : Yes Agent: MARTIN, KEN - (530)899-5931; CENTURY 21 JEFFRIES-LYDON - (530)345-6618 Asking Price: $415,000 Occupant Phone: 342-9868 Baths: 2.50 Need Photo: Yes Variable Commission: No Master Bedroom #1: 15X16 Selling Office Fee: 3 Living Room: 16X21 Listing Date: 06/04/2003 Bedroom #2: 12X13 Expiration Date: 06/04/2004 Family Room: 14X16 Cross Street: DURHAM DAYTON Bedroom #3: 11X14 County: Butte County Dining Room: 9X14 , Year Built: 1990 Bedroom #4: 12X12 ` Apx SQFT: 2239 Kitchen: 13X14 Price per Square Foot: 185.35 Office/ Den: 9X11 Number of Acres: 5.000000 Owners Name: TOM & TOBI MAGLICH AP Book: 039 Under Contruction: No AP Page: 230 additional remarks: Yes AP Parcel: 122 Showing: Appt Only City/County: County Key Location: Lockbox Zoning: A5 Off Market Date: 01/21/2004 Flood Zone:. No Original Price: $449,000 Occupant Name: TOM & TOBI MAGLICH Price/Sq.Ft.: $185.35 Features * SEWER * KITCHEN cont. * ROOFING * LOT FEATURES Septic Eating Bar Composition Shingle Level *GARAGE Pantry * SIDING Rural Setting Attached 3+ * EXTRA ROOMS Stucco * DETACHED STRUCTURES Auto Opener Office/Den * YARD Shop * POOL *LAUNDRY Fenced Full * COMPLEX AMENITIES Inground Inside Sprinkler Part Pool Fiberglass Gas Hook Up Sprinkler Auto Spa Spa Electric Hook Up * LAND USES * RV AREA * HEATING * DINING AREA Almonds Existing Forced Air Kitchen Walnuts * POSSESSION * AIR CONDITIONING * PATIO Fruit Trees COE Forced Air Concrete Vineyard * FIREPLACE Covered Horses Woodstove * CONSTRUCTION * WATER * KITCHEN Wood Frame Private Well Gas Range/Oven * FOUNDATION * ENERGY FEATURES Elec Range/Oven Perimeter Dual Pane Disposal Slab Whole House Fan Dishwasher Ceiling Fan Dining Nook Additional Info Remarks: BEAUTIFUL, CUSTOM BUILT 4 BED/2.5 BATH HOME IN DURHAM. CLOSE TO SCHOOLS, POOL & SPA, FULLY FENCED, BUILT IN 1990 ON 5 ACRES. Sold How Sold: Cash Selling Agent: CANTWELL, CYNTHIA Contract Date: 01/21/2004 Selling Office 1: CENTURY 21 JEFFRIES-LYDON Closing Date: 02/23/2004 DOM: 232 Sold Price: $415,000 This information is deemed reliable, but not guaranteed. Neither the Chico Association of Realtors, nor the listing broker, nor their agents or subagents, are responsible for the accuracy of this information. The buyer is responsible for verifying all information. This information is provided by the Chico Association of Realtors for use by its members and is not intended for use for any other purpose. 07/26/2004 09:18 PM 1 Other Rms: Win2Data® Page: 1 of 1 PROPERTY INFORMATION 1) Property: 9741 MIDWAY, DURHAM CA 95938-9758 R001 APN: 039-230-122-000 Card#: Use: ORCHARD County: BUTTE, CA Prop Tax: $2,552.00 Total Value: $237,351 MapPg/Grid: Old Map: Tax Year: 2003 Delinq: Land Value: $70,499 Census: 15.00 Tract #: Tax Area: 070002 Impry Value: $166,852 High School: DURHAM UNIF Elem School: Taxable Val: $237,351 Comm Coll: BUTTE Exemptions: Assd Year: 2003 Subdivision: MCANARLIN % Improved: 070% Owner: WOOD FAMILY TRUST Phone: Owner Vest: / /PT Mail: 9741 MIDWAY; DURHAM CA 95938-9758 R001 Owner Transfer = Rec Dt: 02/23/2004 Price: Doc#: 9639 Type: GRANT DEED Sale Dt: 02/18/2004 SALE & FINANCE INFORMATION IMPROVEMENTS LAST SALE PRIOR SALE Bldg/Liv Area: 2,239 Recording/Sale Date: 02/23/2004 02/12/2004 09/26/2002 09/12/2002 Gross Area: 2,239 Sale Price/Type: $415,000 FULL $239,000 FULL . Ground Flr: Document #: 9638 50248 Bsmnt Area: Deed Type:. GRANT DEED GRANT DEED $/SgFt: $185.35 1 st Mtg Amt/Type: $203,000 CONV Yrblt/Eff: 1990 1st Mtg Rt/Type/Trm: / / 'FIXED # Stories: Rooms: 1st Mtg Lender: AMERIQUEST MTG CORP Bedrooms: - 4 2nd Mtg Amt/Type: Full/Half Bath: 2 1 2nd Mtg RUType/Trm: / / Ttl Baths/Fixt: 3.00 Fireplace: Y 1 Title Company: FIDELITY NATIONAL TITLE Pool: Seller: MAGLICH TOM A & TOBI L Porch Type: New Construction: Patio Type: Other Last Sale Info = # Parcels: Type 2: Pend: Construct: SITE INFORMATION Foundation: Ext Wall: # Res. Units: County Use: AA Acres: 5.15 Roof Shape: y # Comm Units: Zoning: Lot Area: 224,334 Roof Type: # Buildings: 1 Flood Panel: 0600170520C Lot Width: Roof Matl: Bldg Class: Panel Date: 06/08/1998 Lot Depth: • Floor Type: Parking Sqft: Flood Zone: Usable Lot: Floor Cover: Park Spaces: Sewer Type: Heat Type: HEATED Garage Cap#: Water Type: Heat Fuel: Park Type: GARAGE Air Cond: BUILDING Other Impvs: Quality: AVERAGE Condition: Legal Blk/Bldg: Site Influence: Style: Legal Lot/Unit: 15 Amenities: Equipment: Legal: 9741 MIDWAY Other Rms: Win2Data® Page: 1 of 1 General Asking Price: Baths: Variable Com nussion: Selling Office Fee: Listing Date: Expiration Date: Cross Street: County: Complex: Year Built: Apx SQFT: Price per Square Foot: Lot SQFT: Number of Acres: HOA Dues: AP Book: Features * SEWER Septic *GARAGE Attached 3+ Auto Opener * HEATING Forced Air * AIR CONDITIONING Forced Air * FIREPLACE Gas Log * KITCHEN Gas Range/Oven Disposal Dishwasher Microwave Additional Info MLS #: 1024534 Class: 4 Residential Frplc : Yes Status: Sold Price: $477,500. Pool No Type: SFDet For Sale Address: 9410 VAN NESS WY City Durham Beds 4 ZIP: 95938 Floors 2 Area: 11 -Durham Garage Yes Agent: CONTRERAS, ROBERT - (530)896-9358; REMAX OF CHICO - (530)896-9307 $485,000 3.00 No 3. 10/18/2003 04/15/2004 Dayton/ Durham Hwy Butte County Durham Greens 2001 2950 164.40 40510 0.930000 100 040 * EXTRA ROOMS Family Room *LAUNDRY Inside * DINING AREA Kitchen * PATIO Concrete * STYLE Ranch * CONSTRUCTION Wood Frame * FOUNDATION Slab AP Page: AP Parcel: City/County: Zoning: Occupant Name: Occupant Phone: Need Photo: Owners Name: Under Contruction: Water District Name: Tax Rolls: Showing: Key Location: Off Market Date: Original Price: Price/Sq.Ft.: * ROOFING Composition Shingle * SIDING Wood *YARD Fenced Part Sprinkler Auto * WATER Utility * GAS&ELECTRIC Natural Gas * ENERGY FEATURES Dual Pane Ceiling Fan 630 002 County sr -1 Greg & Bonnie Heiny (530) 345-7632 Yes Greg & Bonnie Heiny No Durham Water Yes Appt Only Lockbox 11/04/2003 $485,000 $161.86 11 " LOT FEATURES Rural Setting + Paved Street * DETACHED STRUCTURES Dog Enclosure * POSSESSION COE Remarks: Elegant Farm -Style Home, approx. 1 ACRE, 2 -STORY, 3 -car garage, Durham Schools, private park, white cabinets, granite kit. counters, HARDWOOD floors, Classic "wrap-around" porch w/ "Trex" lifetime flooring. Newly installed landscaping! Make Apptmt Sold How Sold: Conventional Selling Agent: SION, HEATHER Contract Date: 11/04/2003 Selling Office 1: PRUDENTIAL CALIFORNIA REALTY Closing Date: 12/24/2003 DOM: 18 Sold Price: $477,500 This information is deemed reliable, but not guaranteed. Neither the Chico Association of Realtors, nor the listing broker, nor their agents or subagents, are responsible for the accuracy of this information. The buyer is responsible for verifying all information. This information is provided by the Chico Association of Realtors for use by its members and is not intended for use for any other purpose. 07/ 26/ 2004 09:14 PM 1 Owner Vest: HW / / JT Mail: 9410 VAN NESS WAY; DURHAM CA 95938-9518 R003 PROPERTY INFORMATION Owner Transfer = Rec Dt: 12/16/2003 Price: $477,500 Doc#: 86730 Type: GRANT DEED 1) Property: 9410 VAN NESS WAY, DURHAM CA 95938-9518 R003 SALE & FINANCE INFORMATION APN: 040-630-002-000 Card#: Use: SFR County: BUTTE, CA Prop Tax: $3,973.20 Total Value: $392,700 MapPg/Grid: Old Map: Tax Year: 2003 Delinq: Land Value: $102,000 Census: 15.00 Tract #: Tax Area: 070002 Impry Value: $290,700 High School: DURHAM UNIF Elem School: Taxable Val:' s $385,700 Comm Coll: BUTTE Exemptions: Assd Year: 2003 Subdivision: DURHAM GREEN PLANNED % Improved: 074% Owner: RILEY MICHAEL & NORMA 2nd Mtg Amt/Type: Phone: . 530/896-1752 Owner Vest: HW / / JT Mail: 9410 VAN NESS WAY; DURHAM CA 95938-9518 R003 Owner Transfer = Rec Dt: 12/16/2003 Price: $477,500 Doc#: 86730 Type: GRANT DEED Sale Dt: 11/19/2003 SALE & FINANCE INFORMATION IMPROVEMENTS LAST SALE PRIOR SALE Bldg/Liv Area: 2,961 Recording/Sale Date: 12/15/2000 12/14/2000 Gross Area: 2,961 Sale Price/Type: $62,500 FULL Ground Flr: Document #: 49595 Bsmnt Area: Deed Type: GRANT DEED $/SgFt: 1 st Mtg Amt/Type: $300,000 Yrblt/Eff: 2002 1st Mtg Rt/Type/Trm: / / # Stories: 1st Mtg Lender: WASHINGTON MUTUAL BK FA Rooms: Bedrooms: 4 2nd Mtg Amt/Type: $15,000 Full/Half Bath: 3 2nd Mtg Rt/Type/Trm: / / Ttl Baths/Fixt: 3.00 Fireplace: Title Company: Pool Seller: DIGIOVANNI THOMAS G & CAROL A Porch Type: New Construction: Patio Type: Other Last Sale Info = # Parcels: Type 2: Pend: Construct: SITE INFORMATION Foundation: Ext Wall: # Res. Units: County Use: RS Acres: 0.93 Roof Shape: # Comm Units: Zoning: Lot Area: 40,510.8 Roof Type: # Buildings: 1 Flood Panel: 0600170520C Lot Width: Roof Matl: Bldg Class: Panel Date: 06/08/1998 Lot Depth: Floor Type: Parking Sqft: 817 Flood Zone: Usable Lot: Floor Cover: Park Spaces: Sewer Type: Heat Type: Garage Cap#: Water Type: Heat, Fuel: Park Type: Air Cond: Other Impvs: Quality: Condition: Legal Blk/Bldg: Site Influence: Style: Legal Lot/Unit: 2 Amenities: Equipment: Legal: LOT 2 DURHAM GREEN PHASE 2 Other Rms: s Win2Data® Page: 1 of 1 General MLS #: 1023320 Status: Sold Type: SFDet Address: 1762 BRINSON LN City : DURHAM ZIP: 95938 Area: 11 -Durham Agent: GILBERT, CAROLE J - (530)872-5431; r Class: Residential Frplc : Yes Price: $425,000 Pool No For Sale Beds 3 Floors 1 Garage :.Yes COLDWELL BANKER PONDEROSA - (530)877-6244 Asking Price: $429,000 Need Photo: No Baths: 2.50 Master Bedroom #1: 16.5X16.5 Variable Commission: No Living Room: 19X13 Selling Office Fee: 3 Bedroom #2: 11.5X12 Listing Date: 05/30/2003 Family Room: 16X14.5 Expiration Date: 08/30/2003 Bedroom #3: 11.5X11.5 Cross Street: LOTT Dining Room: 9X10 County: Butte County Bedroom #4: 9.5X16 Year Built: 1985 Kitchen: 12X14.5 Apx SQFT: 2685 Other #1: 9.5X28 Price per Square Foot: 159.77 Office/ Den: 8X10 Number of Acres: 1.130000 Other #2: 23X11.5 Lot Dimensions: 307.5X160 Owners Name: HANKS AP Book: 040 Under Contruction: No AP Page: 580 additional remarks: Yes AP Parcel: 022 Showing: Call First/Go City/County: County Off Market Date: 07/08/2003 Occupant Name: HANKS Original Price: $429,000 Occupant Phone: 892-8747 Price/Sq.Ft.: $158.29 Features * SEWER * KITCHEN cont. * FOUNDATION * LOT FEATURES " Septic Dining Nook Perimeter Level *GARAGE Eating Bar * ROOFING Rural Setting Attached 3+ * EXTRA ROOMS Composition Shingle Gravel Street Detached 3+ Family Room * SIDING * DETACHED STRUCTURES * HEATING Office/Den Stucco Shop Forced Air *LAUNDRY *YARD Existing Guest Gas Inside Fenced Part Dog Enclosure * AIR CONDITIONING * DINING AREA Sprinkler Full * RV AREA Forced Air Formal Sprinkler Part Existing Window/ Wall Kitchen Mature Trees * POSSESSION * FIREPLACE * PATIO * WATER COE Woodstove Concrete Private Well Gas Log * STYLE * GAS&ELECTRIC * KITCHEN Ranch Natural Gas Elec Range/Oven * CONSTRUCTION * ENERGY FEATURES Disposal Wood Frame Dual Pane Dishwasher Whole House Fan Microwave Ceiling Fan Additional Info Confidential Remarks: SUN ROOM NOT INCLUDED IN SQUARE FOOTAGE. WHOLE HOUSE FAN, CEILING FANS, TILED KITCHEN AND BATHS. HOME HAS 3 BEDROOMS AND 2 BATHS; GUEST HOUSE LIVING ROOM, BEDROOM, FULL BATH, KITCHEN. BUILT-IN OAK STORAGE EVERYWHERE! BAR STOOLS, SWING SET AND PLAY FORT STAY. TOTEM POLE AND BELL IN THE FRONT YARD WILL GO. COUNTY RECORDS SHOW 2,685; MEASURE TO VERIFY. Remarks: CHICO L/ BTHIS HOME IS IMMACULATE INSIDE AND OUT, WITH BEAUTIFUL LANDSCAPING, AND HAS ATTACHED 3 CAR GARAGE, PLUS DETACHED 3 CAR GARAGE AND SHOP. HOME HAS SEPARATE GUEST HOME,1 BED/1BA, PERMITTED AS A GAME ROOM. LARGE KITCHEN IN HOME W/ CENTER ISLAND. Sold How Sold: Cash Selling Agent: GILBERT, CAROLE J Contract Date: 07/08/2003 Selling Office 1: COLDWELL BANKER PONDEROSA Closing Date: 08/19/2003 DOM: 40 Sold Price: $425,000 This information is deemed reliable, but not guaranteed. Neither the Chico Association of Realtors, nor the listing broker, nor their agents or subagents, are responsible for the accuracy of this information. The buyer is responsible for verifying all information. This information is provided by the Chico Association of Realtors for use by its members and is not intended for use for any other purpose. 07/26/2004 09:13 PM PROPERTY INFORMATION 1) Property: 1762 BRINSON LN, DURHAM CA 95938-9630 R002 %I APN: 040-580-022-000 Card#: Use: SFR County: BUTTE, CA Prop Tax: $2,858.76 Total Value: $280,066 MapPg/Grid: Old Map: Tax Year: 2003 Delinq: Land Value: $86,023 Census: 15.00 Tract #: Tax Area: 070013 Impry Value: $194,043 High School: DURHAM UNIF Elem School: Taxable Val: $280,066 Comm Coll: BUTTE Exemptions: Assd Year: 2003 Subdivision: % Improved: 069% Owner: CARGILE DANIEL B & DONNA D Phone: Owner Vest: HW / / CP Mail: 1762 BRINSON LN; DURHAM CA 95938-9630 R002 Owner Transfer = Rec Dt: Price: Doc#: Type: Sale Dt: , SALE & FINANCE INFORMATION IMPROVEMENTS LAST SALE PRIOR SALE Bldg/Liv Area: 2,685 Recording/Sale Date: 08/19/2003 08/11/2003 05/09/1996 Gross Area: 2,685 Sale Price/Type: $425,000 FULL $228,000 FULL Ground Flr: Document #: 55624 17343 Bsmnt Area: . Deed Type: GRANT DEED GRANT DEED $/SgFt: $158.28 1 st Mtg Amt/Type: YrbIUEff: 1985 1st Mtg Rt/Type/Trm: / / # Stories: Rooms: 1st Mtg Lender: Bedrooms: 3 2nd Mtg Amt/Type: Full/Half Bath: 1 1 2 2nd Mtg Rt/Type/Trm: Ttl Baths/Fixt: 2.00 Fireplace: Y 1 Title Company: MID -VALLEY TITLE & ESCROW Pool: Seller: HANKS CARLA D Porch Type: New Construction: Patio Type: Other Last Sale Info = # Parcels: Type 2: Pend: Construct: SITE INFORMATION Foundation: Ext Wall: # Res. Units: County Use: RS Acres: 1.13 Roof Shape: # Comm Units: Zoning: Lot Area: 49,222.8 Roof Type: # Buildings: 1 Flood Panel: 0600170710C Lot Width: Roof Matl: Bldg Class: Panel Date: 06/08/1998 Lot Depth: Floor Type: Parking Sqft: Flood Zone: Usable Lot: Floor Cover: - Park Spaces: Sewer Type: Heat Type: HEATED Garage Cap#: Water Type: Heat Fuel: Park Type: GARAGE Air Cond: BUILDING Other Impvs: Quality: AVERAGE Condition: Legal Blk/Bldg: Site Influence: Style: CONTEMPORARY Legal Lot/Unit: Amenities: Equipment: Legal: 1762 BRINSON LN Other Rms: Win2Data@ Page: 1 of 1 SITE PLAN REVIEW APPLICATIION Date: _ 2/�j - ��� AP# Permit Number (if applicable) �-7 Bin Number APPLICANT INFORMATION Owners Name: ' �� Owners Address: Telephone No.: Parcel Size: Situs Address: Y4 Proposed Use: Residential ❑ New Single Family Residential 0 Single Family Addition ❑ Mobile Home ❑ Residential Accessory ❑ Permanent Second Dwelling ❑ Temporary Mobile Home (Aunt Minnie) ❑ Temporary. Travel -Trailer. ❑ Multi -family Non-residential ❑ New Commercial ❑ Commercial Addition ❑ New Industrial ❑ Industrial Addition Other ❑ Septic ❑ Agricultural Exempt Building ❑ Other: ❑ Single Family Remodel ❑ Commercial Remodel ❑ Industrial Remodel ❑ Well ❑ Agricultural Buffer Form ❑ . Applicable ❑ N/A Brief Explanation (if necessary): A-t!U� f to. DO NOT WRITE BELOW THIS LINE DEVELOPMENT SERVICES INFORMATION (For Staff Use) ❑ Approved ❑ Conditionally Approved ❑ Resolve Problems Prior to Approval f. ❑ Site P Stam Approved , By `�� Date �' Z%1' &y Page 1 of 5 ALL ITEMS CHECKED APPLY TO THE PROPERTY Parcel Is In: ❑ Snow Load Area: ❑ Land Conservation Act Minimum Acreage: ❑Verify residence can be built per contract ❑ Nitrate Action Plan (See Environmental Health for standards) ❑ Watershed Protection Overlay Zone (See attached standards and requirements) ❑ Expansive Soils (Test for expansive soils and if verified proper foundation design required)n ❑ SRA - (CDF to determine specific requirements) ❑ 100 -Year Flood Plain: (See attached) • Flood Zone: A-1✓ • Flood Panel No.: 06206- Index Date: ❑ Sacramento River Reclamation District (Approval must be obtained from the California Reclamation Board) ❑ Feather River Reclamation District (Approval must be obtained from the California Reclamation Board) ❑ North Chico Specific Plan (See Development Fees Section and attached standards and requirements) ❑ Chapman/Mulberry (See attached standards and requirements) ❑ Cohasset Area (See attached standards and requirements) ❑ Grading Zone (See attached handout) Use Requires: ❑ Use Permit ❑ Minor Use Permit ❑ Administrative Permit ❑ Minor Variance ❑ Variance -------=------------------------------------------------------------------------------------------------------- ❑ Detached Building UserForm ❑ Encroachment Permit ❑ Agricultural Worker Affidavit ❑ Agricultural Acknowledgement Statement Zoning: F6 Applicable Building Setbacks: ❑ Setbacks drawn on site Plan. ❑ CDF approval needed for encroachments into SRA setbacks. Page 2 of 5 Zoning Code Streets & Highways Fire Prevention Subdivision Map Front � 1 Side [Of Side Street Rear �U Height I Waterway N/A N/A N/A ❑ Setbacks drawn on site Plan. ❑ CDF approval needed for encroachments into SRA setbacks. Page 2 of 5 Applicable Development Fees: Standard Fees Amount Formula ❑ Fire ❑ School* ❑ Parks/Recreation ❑ Roads ❑ Sheriff ❑ Drainage ❑ NCSP/CSA 87 ❑ Chico Urban Area — Road ❑ Thermalito Drainage Area ❑ Thermalito Urban Area ❑ Other Subdivision Map Special Fees ❑ Water Tender ❑ Road Improvement ❑ North Oroville Area ❑ Other (per map) * Check with school district to verify actual fee if pre -application review. A final determination will be made at the time of the building permit. Parcel Created By [Deeds: Date of Creation: Legal Access Provided: • ❑ No ❑ Yes Deed of Reference: Legal Access Required ❑ No ❑ Yes Parcel Frontage on Publicly Maintained Road: ❑ No ❑ Yes, Road Name: Complies with County Standards for Deed Creation:❑ No ❑ Yes Comments:c�( ❑ Parcel Deemed to be legal ❑ Verify Legal Parcel ❑ Verify Legal Access ❑ Provide Deed of Creation ❑ Obtain a Certificate of Compliance ❑ Obtain a Merger ❑ Obtain a Lot Line Adjustment ❑ Comply with Old Subdivision Lot Ordinance (Maps recorded prior to Book 17 of Maps Page 23). ❑ Construct road to: —F-1 Meet Parcel size required by zone ❑ Meet current Environmental Health Department requirements Page 3 of 5 ❑ Subdivision ME/Parcel Map: Map Date of Recording: Lot: Book: ❑ Use Permit/Minor Use Permit Permit Number: Date of Approval: Page: Parcel Map/Subdivision Map[Use Permit Conditions ❑ Comply with the following Conditions of Approval: ❑ Meet the Fire Safe Regulations of Butte County and P.R.C. 4290 ❑ Automatic fire suppression sprinkler systems shall be installed in accordance with the National Fire Protection Association Standard for installation of sprinkler systems in one and two family dwellings and mobile homes, NFPA Standard 13D, unless a pressurized community water system, with hydrants that meet the Fire Department specifications, serves the parcel. ❑ Wood stoves and fireplace inserts shall be EPA approved and designed to meet the emission requirements of the California Clean Air Act of 1988, as amended. ❑ Provide an erosion control plan for building and land disturbance. The Erosion Control Plan must be prepared by a registered civil engineer or other qualified professional and be submitted to and approved by the Department of Public Works. ❑ In lieu of a pressurized water system or water storage tank, payment into the appropriate Battalion Water Tender Fund may be required. ❑ Measures shall be taken to control fugitive dust emissions from all driveway and other civil construction associated with residential development. Approved dust control measures are found in the fugitive dust control plan for the site approved by the Butte County Air Quality Management District, a copy of which can be obtained from the Butte County Department of Development Services, Building Division." ❑ Engineered foundations are required. ❑ Class A roofs are required. ❑ Property owners responsible for road maintenance, and stop sign maintenance. 1 Page 4of5 ,I Summary of Specific Requirements: This information provided in this summary is based on the application information and on the best available data at the time of review. C:\Larrys\Building Permit Site Plan Reviewl.doc Page 5 of 5 ADDENDUM Borrower: Snyder File No.: 04061757b Property Address: 1944 Cummings Lane Case No.: City: Durham State: CA Zip: 95938 Lender: P.J. & D.M. Snyder Neighborhood Market Factors The subject property is located in the small, agricultural community of Durham (population 3,300 +\-) in Butte County. Durham is located approximately five miles south of Chico. The general economy of Durham is based on the area's diverse agricultural industry with orchard acreages and open pasturelands that dominate the region. Durham offers limited employment opportunities outside of the agricultural industry. Available services and commerce are also minimal. The Durham Unified School District (K-12) is recognized as outstanding throughout Butte County. Many residents commute to Chico for additional employment, commerce and services. The general subject area is composed of older, established ranch and farm houses commingled with newer, custom and semi -custom homes. The core neighborhoods throughout Durham appear stable with few new home starts noted. The outlying areas are, however, experiencing substantial growth with recent subdivision developments of larger (2,000+ square foot), custom-built residences. The majority of homes in this area have been developed on large lots (1+ acre), ranchettes and larger orchard acreages. Topography is level. The immediate subject neighborhood is composed of older, established homes commingled with newer and new residences. The majority of homes have been adequately maintained and appeared to be in average to good condition with many having been updated, upgraded and remodeled. New construction in the subject's region was noted. Access to services is via Lott Road, located approximately .50 mile to the southeast of the subject property. Site Comments No apparent adverse easements, encroachments, etc. The subject property is zoned A-10. The subject's zoning is a legal, pre-existing use. The zoning allows for single family residence and, should the dwelling be catastrophically destroyed, it may be reconstructed to the same exact footprint within one year, provided it will not be placed within the required building setback areas and meets sanitation codes in effect at the time of reconstruction. The subject property is located within a FEMA special flood hazard zone AE. Zone AE is identified as an area inundated by 100 -year floods and has no determined base flood elevation. The subject property has a private septic system and well that are common to the area and do not detract from marketability. The subject is fenced and cross fenced, landscaped, and has sprinkler and drip irrigation systems. Additional Features The subject has extensive hardwood and laminant flooring throughout; wood case skylights and skywindow; vaulted ceilings with exposed beams, and a brick -hearth fireplace with a woodburning insert in the living room; a garden window in the kitchen; ceiling fans and recessed lighting fixtures. Exterior features include a front covered porch; a tiled, covered patio; an attached, finished two car garage with a service sink and a detached shop with covered storage. When completed, the subject will have a new addition consisting of a family room, an office, an additional (third) bathroom, a utility room and a new, two car garage. Condition of Improvements Typical physical depreciation with no obvious repairs was noted at the time of inspection. The subject is a 39 year-old, stick -built home that has been periodically updated, upgraded and remodeled, adequately maintained and appeared to be in good condition at the time of inspection. The subject property was extensively updated, upgraded and remodeled from 1990 - 1995 with new, retro -fit, vinyl (thermal) windows and French doors; new interior doors throughout; new kitchen countertops, fixtures, appliances; refinished hardwood flooring; new central heating and cooling and new interior and exterior paint. When completed, the subject will have an addition consisting of a family room; an office; a third bathroom; a utility room and a new, two car garage. Comments on Sales Comparison Please see additional Sale #4. The sales indicate a range in value from $423,000 to $457,500. All sales were considered in arriving at the final opinion of value in this report. Sales indicate $445,000. Sale #2 fronts a major arterial that supports substantial volumes of traffic and was given a nominal location adjustment accordingly. All sales were given site adjustments with consideration to the additional utility associated with substantially larger parcel size. Sales #1, #2 and #3 were adjusted to the subject's quality of construction. The subject is an older home with a proposed addition; all sales were adjusted to the subject's condition. Where applicable, gross living area adjustments were calculated using $35/square foot and rounded to the nearest $500. All sales were adjusted to the subject's parking facilities. Sales #1, #2 and #3 were adjusted to the subject's detached shop feature. Due to the small population in the subject region, sales similar to the subject with regard to location, age, size, condition, site, etc., were quite limited. Search parameters were expanded to include aged sales outside of six months and sales beyond one mile; this is not uncommon in the subject market. Final Reconciliation The Sales Comparison Approach indicates $445,000. The Cost Approach indicates $458,000. The Income Approach is less applicable for SFR properties which are not typically bought and sold for their income producing capabilities. I relied primarily on the Sales Comparison Approach with additional support from the Cost Approach in arriving at the final opinion of value in this report. Professional assistance was provided by Steve Geiger (please see Limiting Conditions). Addendum Page 1 of 1 File No. 04061757b DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are well informed or well advised, and each acting in what he considers his own best interest; (3) a reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions' granted by anyone associated. with the sale. *Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the comparable property by comparisons to financing terms offered by a third party institutional lender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the market's reaction to the financing or concessions based on the Appraiser's judgment. STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION CONTINGENT AND LIMITING CONDITIONS: The appraiser's certification that appears in the appraisal report is subject to the following conditions: 1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it. The appraiser assumes that the title is good and marketable and, therefore, will not render.any opinions about the title. The property is appraised on the basis of it being under. responsible ownership. 2. The appraiser has provided a sketch in the appraisal report to show approximate dimensions of the improvements and the sketch is included only to assist the reader of the report in visualizing the property and understanding the appraiser's determination of its size. 3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency (or other data sources) and has noted in the appraisal report whether the subject site is located in an identified Special Flood Hazard Area.. Because the appraiser is not a surveyor, he or she makes no guarantees, express or implied, regarding this determination. 4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question, unless specific arrangements to do so have been made beforehand. , 5. The appraiser has estimated the value of the land in the cost approach at its highest and best use and the improvements at their contributory value. These separate valuations of the land and improvements must not be used in conjunction with any other appraisal and are invalid if they are so used. , 6. The appraiser has noted in the appraisal report any adverse conditions (such as, needed repairs, depreciation, the presence of hazardous wastes, toxic substances, etc. ) observed during the inspection of the subject property or that he or she became aware of during the normal research involved in performing the appraisal. Unless otherwise stated in the appraisal report, the appraiser has no knowledge of any hidden or unapparent conditions of the property or adverse environmental conditions (including the presence of hazardous wastes, toxic substances, etc. ) that would make the property more or less valuable, and has assumed that there are no such conditions and makes no guarantees or warranties, express or implied, regarding the condition of the property. The appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because the appraiser is not an expert in the field of environmental hazards, the appraisal report must not be considered as an environmental assessment of the property. 7. The appraiser obtained the information, estimates, and opinions that were expressed in the appraisal report from sources that he or she considers to be reliable and believes them to be true and correct. The appraiser does not assume responsibility for the accuracy of such items that were furnished by other parties. 8. The appraiser will not disclose the contents of the appraisal report except as provided for in the Uniform Standards of Professional Appraisal Practice. 9. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory completion, repairs, or alterations on the assumption that completion of the improvements will be performed in a workmanlike manner. 10. The appraiser must provide his or her prior written consent before the lender/clierit specified in the appraisal report can distribute the appraisal report (including conclusions about the property value, the appraiser's identity and professional designations, and references to any professional appraisal organizations or the firm with which the appraiser is associated ) to anyone other than the borrower; the mortgagee or its successors and assigns; the mortgage insurer; consultants; professional appraisal organizations; any state or federally approved financial institution; or any department, agency, or instrumentality of the United States or any state or the District of Columbia; except that the lender/client may distribute the property description section of the report only to data collection or reporting service(s) without having to obtain the appraiser's prior written consent. The appraiser's written consent and approval must also be obtained before the appraisal can be conveyed by anyone to the public through advertising, public relations, news, sales, or other media. Freddie Mac Form 439 6-93 Page 1 of 2 Fannie Mae Form 1004B 6-93 File No. 04061757b APPRAISERS CERTIFICATION: The Appraiser certifies and agrees that: 1. 1 have researched the subject market area and have selected a minimum of three recent sales of properties most similar and proximate to the subject property for consideration in the sales comparison analysis and have made a dollar adjustment when appropriate to reflect the market reaction to those items of significant variation. If a significant item in a comparable property is superior to , or more favorable than, the subject property, I have made a negative adjustment to reduce the adjusted sales price of the comparable and, if a significant item in a comparable property is inferior to, or less favorable than the subject property, I have made a positive adjustment to increase the adjusted sales price of the comparable. 2. 1 have taken into consideration the factors that have an impact on value in my development of the estimate of market value in the appraisal report. I have not knowingly withheld any significant information from the appraisal report and I believe, to the best of my knowledge, that all statements and information in the appraisal report are true and correct. 3. 1 stated in the appraisal report only my own personal, unbiased, and professional analysis, opinions, and conclusions, which are subject only to the contingent and limiting conditions specified in this form. 4. 1 have no present or prospective interest in the. property that is the subject to this report, and I have no present or prospective personal interest or bias with respect to the participants in the transaction. I did not base, either partially or completely, my analysis and/or the estimate of market value in the appraisal report on the race, color, religion, sex, handicap, familial status, or national origin of either the prospective owners or occupants of the subject property or of the present owners or occupants of the properties in the vicinity of the subject property. 5. 1 have no present or contemplated future interest in the subject property, and neither my current or future employment nor my compensation for performing this appraisal is contingent on the appraised value of the property. 6. 1 was not required to report a predetermined value or direction in value that favors the cause of the client or any related party, the amount of the value estimate, the attainment of a specific result, or the occurrence of a subsequent event in order to receive my compensation and/or employment for performing the appraisal. I did not base the appraisal report on a requested minimum valuation, a specific valuation, or the need to approve a specific mortgage loan. 7. 1 performed this appraisal in conformity with the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place as of the effective date of this appraisal, with the exception of the departure provision of those Standards, which does not apply. I acknowledge that an estimate of a reasonable time for exposure in the open market is a condition in the definition of market value and the estimate I developed is consistent with the marketing time noted in the neighborhood section of this report, unless I have otherwise stated in the reconciliation section. 8. 1 have personally inspected the interior and exterior areas of the subject property and the exterior of all properties listed as comparables in the appraisal report. I further certify that I have noted any apparent or known adverse conditions in the subject improvements, on the subject site, or on any site within the immediate vicinity of the subject property of which I am aware and have made adjustments for these adverse conditions in my analysis of the property value to the extent that I had market evidence to support them. I have also commented about the effect of the adverse conditions on the marketability of the subject property. 9. 1 personally prepared all conclusions and opinions about the real estate that were set forth in the appraisal report. If I relied on significant professional assistance from any individual or individuals in the performance of the appraisal or the preparation of the appraisal report, I have named such individual(s) and disclosed the specific tasks performed by them in the reconciliation section of this appraisal report. I certify that any individual so named is qualified to perform the tasks. I have not authorized anyone to make a change to any item in the report; therefore, if an unauthorized change is made to the appraisal report, I will take no responsibility for it. Professional assistance was provided by Steve Geiger. He assisted in inspecting and measuring the subject, researching the subject and sales data, and formulating the opinions and conclusions provided in this report. SUPERVISORY APPRAISER'S CERTIFICATION: If a supervisory appraiser signed the appraisal report, he or she certifies and agrees that: I directly supervise the appraiser who prepared the appraisal report, have reviewed the appraisal report, agree with the statements and conclusions of the appraiser, agree to be bound by the appraiser's certifications numbered 4 through 7 above, and am taking full responsibility for the appraisal and the appraisal report. ADDRESS OF PROPERTY APPRAISED: 1944 Cummi APPRAISER: Signature: Name: S. Parke Noble Date Signed: July 27, 2004 State Certification #: or State License #: AL027395 State: CA Expiration Date of Certification or License: 12/23/2005 Durham. CA 95938 SUPERVISORY APPRAISER (only if required) Signature: Name: Date Signed: State Certification #: or State License #: State: Expiration Date of Certification or License: ❑ Did ❑ Did Not Inspect Property AL027396 Freddie Mac Form 439 6-93 Page 2 of 2 Fannie Mae Form 1004B 6-93 MLS #: 1026122 Class: Residential Fr Ic : Yes Status: Pending Price: $439,500 Pool Yes y. Type: SFDet For Sale STANLEY Address: 1985 OROV ILLE CHICO HWY Occupant Phone: 891-0614 City . Durham Beds 3 ZIP: 95938 Floors 1 ` Area: 1I -Durham Garage Yes Agent: CHRISTENSEN, ERIC - (530)896-3167; COLDWELL BANKER DUFOUR REALTY - (530)895-1545 General Asking Price: $439,500 AP Parcel: 071 Baths: 2.00 City/County: County Variable Comnussion: No Occupant Name: STANLEY Selling Office Fee: 2.5 Occupant Phone: 891-0614 Listing Date: 05/17/2004 Need Photo: Yes Expiration Date: 08/14/2004 Owners Name: Stanley Cross Street: Bandito Lane Under Contruction: No County: Butte County additional remarks: Yes Year Built: 1979 Showing: Call First/Go Apx SQFT: 2416 Key Location: Lockbox Price per Square Foot: 181.91 Off Market Date: 06/20/2004 Number of Acres: 1.010000 Original Price: $439,500 Lot Dimensions: 156 x 295 DOM: 35 AP Book: 040 • Price/Sq.Ft.: $181.91 AP Page: 060 Features * SEWER * KITCHEN * CONSTRUCTION * SPECIAL FEATURES Septic Elec Range/Oven Wood Frame Central Vaccum *GARAGE Disposal * FOUNDATION Skylights Attached 1 Dishwasher Perimeter * LOT FEATURES Detached 2 Microwave * ROOFING Rural Setting Auto Opener Eating Bar Composition Shingle * DETACHED STRUCTURES * POOL * EXTRA ROOMS * SIDING Shop Inground Family Room Wood Shed Vinyl *LAUNDRY *YARD Barn * HEATING Inside Mature Trees * RV AREA Forced Air * DINING AREA * WATER Existing * AIR CONDITIONING Formal Private Well Forced Air * PATIO * GAS&ELECTRIC * FIREPLACE Wood Deck Natural Gas Masonry * STYLE Electric Woodstove Ranch * ENERGY FEATURES 2+ Ceiling Fan Additional Info Confidential Remarks: Square footage from owner's measurements; County records show 2288 square feet. Back comer of barn may be over the property line. Roof approximately 12 years old, barn has 1/2 bath, 3-phase electric in barn and shop on separate meter. Acreage from County records. Remarks: Lots of extras on this property including a shop, barn pool with deck around, lots of shade trees, maybe room for a horse. The kitchen has been updated as well as the master bedroom and bathroom. Additional Pics This information is deemed reliable, but not guaranteed. Neither the Chico Association of Realtors, nor the listing broker, nor their agents or subagents, are responsible for the accuracy of this information. The buyer is responsible for verifying all information. This information is provided by the Chico Association of Realtors for use by its members and is not intended for use for any other purpose. 07/26/2004 09:13 PM " MLS #: 1021358 Class: Residential Frplc Yes Master Bedroom #1: Status: Sold Price: $449,000 Pool No °`i` Type: .. yp SFDet For Sale Listing Date: 08/05/2002 Family Room: Address: Vii, 4 VAN NESS WY 12/31/2003 Bedroom #3: 12X13 --..e..._.-.._k.... City : DURHAM Beds : 4 Butte County Bedroom #4: ZIP: 95938 Floors 1 12X18 Apx SQFT: Area: 11 -Durham Garage Yes 158.26 Water District Name: Agent: PARSONS, B.J. - (530)894-4523; CENTURY 21 JEFFRIES-LYDON - (530)345-6618 General Asking Price: $449,000 Need Photo: No Baths: 2.50 Master Bedroom #1: 16X18 Variable Commission: No Living Room: 14X15 Selling Office Fee: 2.5 Bedroom #2: 13X13 Listing Date: 08/05/2002 Family Room: 18X21 Expiration Date: 12/31/2003 Bedroom #3: 12X13 Cross Street: DURHAM DAYTON Dining Room: 12X15 County: Butte County Bedroom #4: 16X13 Year Built: 2002 + Kitchen: 12X18 Apx SQFT: 2837 Under Contruction: Yes Price per Square Foot: 158.26 Water District Name: DURHAM Number of Acres: 0.650000 additional remarks: Yes AP Book: 040 Showing: Call Agent AP Page: 630 Key Location: Other AP Parcel: 004 Off Market Date: 11/11/2003 City/County: County Original Price: $435,000 Occupant Name: VACANT Price/Sq.Ft.: $158.27 Features ' * SEWER * KITCHEN cont. * CONSTRUCTION * LOT FEATURES Septic Eating Bar Wood Frame Paved Street *GARAGE Pantry * ROOFING Curb & Gutter Detached 3+ * EXTRA ROOMS Composition Shingle Street Light Auto Opener Family Room * SIDING * RV AREA * HEATING *LAUNDRY Stucco Potential Forced Air Inside Wood Product * POSSESSION Gas Gas Hook Up * WATER COE * AIR CONDITIONING Electric Hook Up Utility Forced Air * DINING AREA * GAS&ELECTRIC " FIREPLACE Formal Natural Gas Insert * PATIO t * ENERGY FEATURES * KITCHEN Concrete Dual Pane Gas Range/Oven * STYLE Ceiling Fan Disposal Ranch * SPECIAL FEATURES Dishwasher Separate B/B Microwave Dining Nook Additional Info Confidential Remarks: ESCROW FELL- STILL TIME TO PICK TILE & CARPET. NEW 4BD/3BATH, 3 CAR GARAGE. DURHAM GREENS ESTATE. FRONT PORCH, OAK FLOORS, TILE BATHS, CROWN MOLDING. IT WILL BE GREAT! .65 ACRE, ROOM FOR POOL, BUY NOW, HELP CHOOSE COLORS. CALL BJ FOR COPY OF ELEVATION & FLOOR PLANS. Remarks: NEW CONSTRUCTION 4BD/3BATH, SEPARATE BED AND BATH ON THE SIDE. OAK FLOORS, TILE BATHS, SPACIOUS RMS, FORMAL LIVING/ DINING ROOM & SEPARATE FAM. ROOM. LUXURY MASTER SUITE. PLANS AND ELEVATION IN LIST OFFICE. Sold How Sold: Conventional Selling Agent: CRUCES, LINDA Contract Date: 11/11/2003 Selling Office 1: PRUDENTIAL CALIFORNIA REALTY Closing Date: 12/19/2003 DOM: 464 Sold Price: $449,000 This information is deemed reliable, but not guaranteed. Neither the Chico Association of Realtors, nor the listing broker, nor their agents or subagents, are responsible for the accuracy of this information. The buyer is responsible for verifying all information. This information is provided by the Chico Association of Realtors for use by its members and is not intended for use for any other purpose. 07/26/2004 09:14 PM This information is deemed reliable, but not guaranteed. Neither the Chico Association of Realtors, nor the listing broker, nor their agents or subagents, are responsible for the accuracy of this information. The buyer is responsible for verifying all information. This information is provided by the Chico Association of Realtors for use by its members and is not intended for use for any other purpose. 07/26/2004 09:14 PM MLS #: 1024842 Class: Residential Frplc : Yes Status: Sold Price: $395,000 Pool No � Type: SFDet - For Sale Address: 9480 VAN NESS WY jj City . Durham Beds : 4 f1, Al ZIP: 95938 Floors 2 Area: 11 -Durham Garage : Yes Agent: • LIU, PAMELA - (530)896-3108; COLDWELL BANKER DUFOUR REALTY - (530)895-1545 General Asking Price: $395,000 HOA Dues: 100 Baths: 3.00 . - AP Book: 040 Variable Commission: No AP Page: 630 Selling Office Fee: 2 AP Parcel: 011 Listing Date: 12/02/2003 City/County: County Expiration Date: 05/30/2004 Flood Zone: No Cross Street: Durham Dayton Highway Occupant Name: Vacant County: Butte County Need Photo: Yes Complex: Durham Green additional remarks: Yes Year Built: 2000 Showing: Go/ Vacant Apx SQFT: 2450 Key Location: Lockbox Price per Square Foot: 161.22 Off Market Date: 12/05/2003 Lot SQFT: 30929 Original Price: $395,000 Number of Acres: 0.710000 Price/Sq.Ft.: $161.22 Features * SEWER * EXTRA ROOMS * ROOFING * SPECIAL FEATURES Septic Fanuly Room Composition Shingle Water Softener *GARAGE- *LAUNDRY *SIDING * RV AREA Attached 2 Inside Wood Potential Auto Opener Gas Hook Up *YARD * POSSESSION * HEATING Electric Hook Up Fenced Full COE Forced Air * DINING AREA * WATER * AIR CONDITIONING Living Room Utility Forced Air * CONSTRUCTION * GAS&ELECTRIC * FIREPLACE Wood Frame Natural Gas Masonry * FOUNDATION Electric * KITCHEN Perimeter * ENERGY FEATURES Gas Range/Oven Dual Pane Dishwasher Ceiling Fan Microwave Additional Info Confidential Remarks: Property is part of Homeowners' Association. Lot size from County records. Square footage according to owner. Buyer to verify. Remarks: Two-story farm -style home on approximately 0.7 acre. Four bedroom, 3 bath, great room floor plan with separate family room upstairs. Granite file counter in kitchen, water softener, wood floors and rose garden. Sold How Sold: Conventional Selling Agent: CRUCES, LINDA Contract Date: 12/05/2003 Selling Office 1: PRUDENTIAL CALIFORNIA REALTY Closing Date: 01/07/2004 DOM: 4 Sold Price: $395,000 This information is deemed reliable, but not guaranteed. Neither the Chico Association of Realtors, nor the listing broker, nor their agents or subagents, are responsible for the accuracy of this information. The buyer is responsible for verifying all information. This information is provided by the Chico Association of Realtors for use by its members and is not intended for use for any other purpose. 07/26/2004 09:14 PM General Asking Price: $495,000 Need Photo: No MLS #: 1023026 Class: Residential Frplc : Yes Status: Sold Price: $480,000 Pool Yes Type: SFDet For Sale 12x13.6 Address: 13941 LIMOUSIN DR Family Room: 19x24 City : Chico Beds 5 ZIP: 95973 Floors 1 Area: IA -Chico Garage : Yes Agent: DEPA, STEVE - (530)896-9339; REMAX OF CHICO - (530)896-9307 Asking Price: $495,000 Need Photo: No Baths: 3.00 - Master Bedroom #1: 17x17 Variable Commission: No Living Room: 16x15 Selling Office Fee: 3% Bedroom #2: 12x13.6 Listing Date: 04/22/2003 Family Room: 19x24 Expiration Date: 07/22/2003 Bedroom #3: 12x13.6 Cross Street: Gunther Dining Room: 14.6x11.6 County: Butte County Bedroom #4: 12.6x12 Year Built: 1999 Kitchen: 12x10 Apx SQFT: 3108 Other #1: 10x11 Price per Square Foot: 159.26 Office/ Den: 11x16 Lot SQFT: 43560 Owners Name: McKay Number of Acres: 1.000000 Under Contruction: No AP Book: 047 Showing: Go/Vacant AP Page: 660 Key Location: Lockbox AP Parcel: 050 Off Market Date: 06/04/2003 Flood Zone: Unknown Original Price: $495,000 Occupant Name: Vacant Price/Sq.Ft.: $154.44 Features * SEWER * KITCHEN cont. * ROOFING * LOT FEATURES Common Septic Eating Bar Composition Shingle Comer *GARAGE Pantry * SIDING Level Attached 3+ * EXTRA ROOMS Stucco Rural Setting Auto Opener Family Room * YARD Paved Street *. POOL *LAUNDRY Fenced Part Street Light Inground Inside Sprinkler Part * DETACHED STRUCTURES * HEATING * DINING AREA * WATER Shed Forced Air Formal Private Assoc/Dist * RV AREA Gas . * PATIO * GAS&ELECTRIC Potential * AIR CONDITIONING Concrete Propane * POSSESSION Forced Air Covered * ENERGY FEATURES COE * FIREPLACE * STYLE Dual Pane 2+ Ranch Whole House Fan * KITCHEN Contemporary Ceiling Fan Elec Range/Oven * CONSTRUCTION * SPECIAL FEATURES Disposal Wood Frame Separate B/B Dishwasher * FOUNDATION Skylights Microwave Slab Trash Compactor Dining Nook , Additional Info ' Remarks: HOUSE VACANT EASY TO SHOW, SEPARATE LIVING AND DINING RMS. LOPI FREE STANDING GAS FRPLC., KITCHEN W/ISLAND & VEGETABLE SINK, JACUZZI TUB MASTR. BDR, CUSTOM POOL W/ WATERFALL, YARD FULLY LANDSCAPED, 2 BDRMS. W/OUTSIDE ENTRANCE, 1OX10 SHED Sold How Sold: Other Selling Agent: CHRISTENSEN, ERIC Contract Date: 06/04/2003 Selling Office 1: COLDWELL BANKER DUFOUR REALTY Closing Date: 07/19/2003 DOM: 44 Sold Price: $480,000 This information is deemed reliable, but not guaranteed. Neither the Chico Association of Realtors, nor the listing broker, nor their agents or subagents, are responsible for the accuracy of this information. The buyer is responsible for verifying all information. This information is provided by the Chico Association of Realtors for use by its members and is not intended for use for any other purpose. 07/26/2004 09:15 PM General MLS #: 1022035 Status: Sold Type: SFDet Address: 615 CRIMSON CT City : Chico ZIP: 95973 Area: IA -Chico Agent: GRIFFIN, LAURIE - (530)896-3145; Class: Residential Frplc : Yes Price:, $515,000 Pool Yes For Sale Beds 4 Floors 1 Garage : Yes COLDWELL BANKER DUFOUR REALTY - (530)895-1545 Asking Price: $537,500 AP Book: 000 Baths: 3.00 AP Page: 000 r Variable Commission: No AP Parcel: 000 Selling Office Fee: 2.5 Occupant Name: Vacant Listing Date: 11/17/2002 Lock Box #: 6859647 Expiration Date: 06/17/2003 Need Photo: Yes Cross Street: Cussick Owners Name: Adel Dixon & Diane C. County: Butte County Showing: Go/Vacant Year Built: 1990 Key Location: Lockbox Apx SQFT: 3002 Off Market Date: 05/13/2003 Price per Square Foot: 179.04 Original Price: $625,000 Number of Acres: 1.000000 Price/Sq.Ft.: $171.55 Features * SEWER * KITCHEN cont. * SIDING * SPECIAL FEATURES cont. Septic Eating Bar Stucco Central Vaccum *GARAGE Pantry Brick/ Stone Skylights Attached 3+ *LAUNDRY *YARD * LOT FEATURES *POOL Inside Fenced Full Corner Inground Gas Hook Up Sprinkler Full Level Gunite Electric Hook Up Sprinkler Auto * DETACHED STRUCTURES * HEATING * PATIO Mature Trees Shed Forced Air Concrete * WATER Dog Enclosure * AIR CONDITIONING Covered Utility * RV AREA Forced Air * STYLE * GAS&ELECTRIC Potential * FIREPLACE Ranch Natural Gas * POSSESSION Gas Log * CONSTRUCTION * ENERGY FEATURES COE * KITCHEN Wood Frame Dual Pane Elec Range/Oven * FOUNDATION Whole House Fan Disposal Slab Ceiling Fan Dishwasher * ROOFING * SPECIAL FEATURES Microwave Shake/Shingle Separate B/B Trash Compactor Security System Additional Info Confidential Remarks: Spa sold "as is". Sq.ft. and lot size per county records. Remarks: Beautifully maintained home on 1 ac. Marble entry, formal Ir & dr, sep. family room, hrdwd floors, sep. sitting rm off mbr w/ frplc. 4th br & ba on opposite side of house has own entrance. Manicured backyard w/ pool, waterfall, koi pond, gazebo & spa. Sold How Sold: Conventional Selling Agent: JERGENTZ, KIMBERLY Contract Date: 05/13/2003 Selling Office 1: COLDWELL BANKER DUFOUR REALTY Closing Date: 07/25/2003 DOM: 178 Sold Price: $515,000 Additional Pics This information is deemed reliable, but not guaranteed. Neither the Chico Association of Realtors, nor the listing broker, nor their agents or subagents, are responsible for the accuracy of this information. The buyer is responsible for verifying all information. This information is provided by the Chico Association of Realtors for use by its members and is not intended for use for any other purpose. 07/26/2004 09:15 PM November 1, 2004 Patrick & Dianna Snyder 1944 Cummings Lane Durham, Ca. 95938 Department of Development Services Building Division 7 County Center Drive Oroville, CA 95965 (530) 538-7541 (530) 538-2140 FAX Assessor Parcel Number: 040-160-029-000 Building Permit Number: 04-2317 Thank you for submitting the plans for your building project. The plans have been reviewed and comments are listed below. Please respond in writing to each item by completing and returning the enclosed PLAN REVIEW RESPONSE FORM. Your complete and clear response will expedite the re -check and approval of this project. NON-STRUCTURAL COMMENTS: ' 1. The enclosed school fee form is to be completed by the Durham Unified School District and the completed form returned to. this office. 2. The enclosed park facility fee form is to be completed by the Durham Recreation & Park District and the completed form returned to this office. 3. Please provide a flood elevation certificate. i 4.'A substantial improvement will exist with the proposed addition. This will require the proposed addition and the existing structure's finish floor to be elevated a minimum of 1' above the base flood elevation. Please provide plans. 5. Please indicate location of the attic furnace on the plans. 6. Provide a letter from the project engineer stating he has reviewed the roof truss calculations. 7. Please provide name of special inspector for epoxying the 7/8" bolts for the hold downs at shear wall line A. STRUCTURAL COMMENTS: 1. The plans contain two different shear wall schedules. One on sheet 5 and one on sheet S3. Please correlate top plate splice nailing, shear wall types 3 and 7, etc. on each schedule. 2. Please correlate size of SSTB shown on foundation plan at line C with the structural calculations. . 3. Please specify pressure treated posts or wood of natural resistance to decay or provide post bases with a 1" pedestal such as a Simpson PBS66 at the front porch. Provide minimum side cover and embedment depth for post base per manufacturer's listing. 4. Please provide listing and installation guide for WEATHERBEST decking. 5. The pier footings supporting the floor girders appear to be overstressed. Provide supporting calculations or revise. 1 of 2 If you wish to discuss any of these requirements, please call (530) 538-7541 between the hours of 1:00 p.m. and 4:00 p.m., Monday through Friday. To discuss non-structural items, ask for Russell. Philo will answer your structural questions. Please.refer to your Data Sheet for remaining non -plan check items. (You received this form when you applied for your permit.) The counter staff will answer any questions concerning the Data Sheet. Russell Bloomfield Philo Hunt, P.E. Plans Examiner Plan Check Engineer cc: Charles Roberts, P.E., 2 of 2 DEPARTMENT OF DEVELOPMENT SERVICES BUILDING DIVISION 7 County Center Drive, Oroville CA 95965 Phone (530)538-7541 Substantial Improvement Worksheet for Projects within FEMA Floodplain Existing Building: APN: DATE: USE AREA SF -VALUE TOTAL 5 �• x X SS = �Sz.cGS- (�.'arr�..� X X00 = , 04,ekX X X X — e X X = X X = - X X = lExisting Structure Value ESV): Proposed Addition -Remodel USE AREA SF -VALUE TOTAL X a"2- x 91 Of 2-55 ,-740 �a.• X :540 X 3z _ I7 25?0• os i, e X X = Oev X X = X x - X - X Im rovements Value IV): ��.� 10 141 $ % Improvement Percentage = IV = /pct ESV $ k51 'Shue If improvement percentage equals or exceeds 40 %, an appraisal is required on the existing building. Submit appraisal documents prepared by a certified appraiser. A new Improvement percentage will be calculated. If improvement percentage exceeds 50%, a substantial improvement exists. Page 1 of 2 Rutherford, Scott n . , From: Kingsley, Kris [krisk@water.ca.gov] Sent: Monday, November 22, 2004 11:02 AM To: Rutherford, Scott Cc: Hocking, Millicent Subject: FW: Substantial Improvement on Pre -firm residence Good morning Scott! If the pre -FIRM structure is substantially improved the entire building must be brought up to current standards, ie elevate to the BFE, flood resistant materials, foundation openings to relieve hydrostatic pressure, etc. The only time you can improve a Pre -FIRM structure without meeting the County's floodplain code is if the improvements are less than 50 percent of the market value of the structure. Be careful using square foot comparisons for determining substantial improvements. This method must establish a depreciation method for the existing building. Please let me know if you need additional clarification! Happy Thanksgiving! Kris Kingsley From: Hocking, Millicent ` Sent: Friday, November 19, 2004 4:00 PM To: Rutherford, Scott Cc: Kingsley, Kris Subject: RE: Substantial Improvement on Pre -firm residence Hi, Scott, It's no problem; I know substantial improvement can be pretty confusing... even for me! I am not working in the CAP program anymore, so I am going to refer you to Kris Kingsley with our office, who will be able to give you the best information on the regulations and whether anything has changed, since I left. I am forwarding this email to her; if you wish to speak to her in person, her number is 530-529- 7325. I am sure she will be able to answer your questions, but, if for any reason, you aren't able to get ahold of her, just let me know and I will track down an answer. Best of luck! Millie From: Rutherford, Scott [mailto:SRutherford@buttecounty.net] Sent: Friday, November 19, 2004 3:52 PM To: Hocking, Millicent Subject: Substantial Improvement on Pre -firm residence Millie, I know that you have clarified this for us before, but it continues to confuse us in some cases and it has been several years. We are wondering if anything has changed. We have a building permit application for a 1000 square foot addition to an existing residence in plan check at this time. The existing residence is 1600 square 11/23/2004 ' Page 2 of 2 feet, and was originally constructed in 1965, pre-firm.. The way we understand it, if the existing structure is pre-firm, even if the improvement is substantial, the improvement may be constructed at the same level as the existing structure, even if the existing structure does not comply with present day flood hazard zone elevation requirements. Is this accurate? Thanks for your help. Scott Rutherford Chief Building Inspector Butte County Building Division 11/23/2004 October 19, 2004 Patrick & Dianna Snyder 1944 Cummings Lane Durham, Ca. 95938 Department of Development Services Building Division 7 County Center Drive Oroville, CA 95965 (530) 538-7541 (530) 538-2140 FAX Assessor Parcel Number: 040-160-029-000 Building Permit Number: 04-2317 V? -4, . 11-5 04-4��- Thank you for submitting the plans for your building project. The plans have been reviewed, and the plan examiner's comments are listed below. Please respond in writing to each item by completing and returning the enclosed PLAN REVIEW RESPONSE FORM. Your complete and clear response will expedite the re -check and approval of this project. �i NON-STRUCTURAL COMMENTS: 1. The enclosed school fee form is to be completed by the Durham Unified School District and the completed form returned to this office. 2. The enclosed park facility fee form is to be completed by the Durham Recreation & Park District and the completed form returned to this office. 3. Please provide a flood elevation certificate. 4. A substantial improvement will exist with the proposed addition. This will require the proposed addition and the existing structure's finish floor to be elevated a minimum of 1' above the base flood elevation. Please provide plans. 5. Please indicate location of the attic furnace on the plans. 6. Provide a letter from the project engineer stating he has reviewed the roof truss calculations. 7. Please provide name of special inspector for epoxying the 7/8" bolts for the hold downs at shear wall line A. STRUCTURAL COMMENTS: 01-/besigner to address horizontal reactions at supports for trusses C3, C4, HRC, and jacks as shown on truss calculations. 2. Please correlate shear wall mark #3 and #7 on page 5 and page S3. '"ham $ C B 3. Please correlate size of SSTB shown on foundation plan at line C with the engineer's calculations. 4. Indicate pressure treated post or wood of natural resistance to decay or provide a post base with a 1" pedestal such as a Simpson PBS66 at the fron=t6vet�� 5. Provide minimum side cover and embedment depth for s listing. 6. Please provide listing and installation guide for WEATHERBEST decking. 7. Appears the pier foundations supporting the floor girders are overstressed. Please provide calculations or revise. 1 of 2