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HomeMy WebLinkAboutLCA19-0018_PTRCLTA Preliminary Report Form - Modified (11.17.06)Printed: 10.03.19 @ 09:51 AM byBS SCA0002402.doc / Updated: 07.10.19 1 CA-FT-FFHO-01510.081451-SPS-1-19-FFHO-FTO190952B PRELIMINARY REPORT In response to the application for a policy of title insurance referenced herein,Fidelity National Title Company of California hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof, a policy or policies of title insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an exception herein or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations or Conditions of said policy forms. The printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said policy or policies are set forth in Attachment One. The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. Limitations on Covered Risks applicable to the CLTA and ALTA Homeowner's Policies of Title Insurance which establish a Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Attachment One. Copies of the policy forms should be read. They are available from the office which issued this report. This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title insurance, a Binder or Commitment should be requested. The policy(ies) of title insurance to be issued hereunder will be policy(ies) of Fidelity National Title Insurance Company, a Florida corporation. Please read the exceptions shown or referred to herein and the exceptions and exclusions set forth in Attachment One of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects and encumbrances affecting title to the land. Fidelity National Title Insurance Company By: Countersigned By: Authorized Officer or Agent President Attest: Secretary CLTA Preliminary Report Form - Modified (11.17.06)Printed: 10.03.19 @ 09:51 AM byBS SCA0002402.doc / Updated: 07.10.19 2 CA-FT-FFHO-01510.081451-SPS-1-19-FFHO-FTO190952B Visit Us on our Website: www.fntic.com ISSUING OFFICE: 930 Executive Way, Suite 200,Redding, CA 96002 FOR SETTLEMENT INQUIRIES, CONTACT: Chicago Title Company 155 Cadillac Drive, Suite 120 Sacramento, CA 95825 (916)480-0701  FAX (916)480-0932 Another Prompt Delivery From Fidelity National Title Company of California Title Department Where Local Experience And Expertise Make A Difference PRELIMINARY REPORT Title Officer: Perry Massa Email: pmassa@fnf.com Title No.:FFHO-FTO190952B-PM Escrow Officer: Lynette Rhodes Email: RhodesL@ctt.com Escrow No.: FSJP-6061902311 TO:Farmland Reserve Inc Attn: PROPERTY ADDRESS(ES):Vacant Land APN: 047-010-014-000,Butte,CA EFFECTIVE DATE: September 13, 2019 at 07:30 AM The form of policy or policies of title insurance contemplated by this report is: CLTA Standard Coverage Policy 1990 (04-08-14) 1. THE ESTATE OR INTEREST IN THE LAND HEREINAFTER DESCRIBED OR REFERRED TO COVERED BY THIS REPORT IS: A Fee 2. TITLE TO SAID ESTATE OR INTEREST AT THE DATE HEREOF IS VESTED IN: Farmland Reserve, Inc., a Utah nonprofit corporation 3. THE LAND REFERRED TO IN THIS REPORT IS DESCRIBED AS FOLLOWS: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF EXHIBIT "A" Legal Description CLTA Preliminary Report Form - Modified (11.17.06)Printed: 10.03.19 @ 09:51 AM byBS SCA0002402.doc / Updated: 07.10.19 3 CA-FT-FFHO-01510.081451-SPS-1-19-FFHO-FTO190952B For APN/Parcel ID(s):047-010-014-000 THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE UNINCORPORATED AREA IN COUNTY OF BUTTE, STATE OF CALIFORNIA AND IS DESCRIBED AS FOLLOWS: PARCEL I-A: A PORTION OF THE BOSQUEJO RANCHO MORE PARTICULARLY DEXCRIBED AS FOLLOWS: COMMENCING AT THE CORNER OF TOHNSHIPS 23 AND 24 NORTH, RANGES 1 AND 2 WEST ON THE LINE BETWEEN BUTTE AND TEHAMA COUNTIES; THENCE SOUTH 22° 37' WEST, 1121.00 FEET; THENCE SOUTH 68° 11' WEST, 2483.00 FEET: THENCE SOUTH 4° 06' WEST, 189.50 FEET; THENCE SOUTH 7° 57' WEST, 1448.73 FEET TO THE TRUE POINT OF BEGINNING FOR THE PARCEL HEREIN DESCRIBED; THENCE FROM SAID TRUE POINT OF BEGINNING NORTH 82° 07' WEST, 892.74 FEET; THENCE NORTH 64° 20' WEST, 260.00 FEET TO THE MEAN LOW WATER LINE OF THE SACRAMENTO RIVER; THENCE SOUTH 28° 18' 50" WEST, 10.67 FEET ALONG SAID RIVER LINE; THENCE SOUTH 64° 20' EAST, 260.00 FEET TO A POINT ON THE TOE OF AN EXISTING DITCH BANK AND ON THE EDGE OF A FIELD; THENCE ALONG SAID LINE, SOUTH 28° 18' 50" WEST, 527.93 FEET; THENCE SOUTH 24° 04' 50" WEST, 178.73 FEET; THENCE LEAVING SAID LINE, SOUTH 82° 35' 50" EAST, 1129.91 FEET; THENCE SOUTH 7° 57' WEST, 22.05 FEET; THENCE SOUTH 82° 07' EAST, 633.53 FEET; THENCE SOUTH 7° 53' WEST, 1324.10 FEET; THENCE SOUTH 82° 07' EAST, 1542.10 FEET; THENCE NORTH 13° 32' EAST, 1826.22 FEET; THENCE NORTH 59° 38' 20" EAST, 266.03 FEET; THENCE NORTH 41° 30' 20" EAST, 37.18 FEET; THENCE NORTH 82° 07' WEST, 2584.19 FEET TO THE POINT OF BEGINNING. EXCEPT ANY PORTION OF THE DESCRIBED PROPERTY WITHIN THE NATURAL BED OF THE SACRAMENTO RIVER BELOW THE ORDINARY HIGH HATER MARK WHERE IT WAS LOCATED PRIOR TO ANY ARTIFICIAL OR AVULSIVE CHANGES IN THE LOCATION OF THE SHORELINE. NOTE: AS AN APPURTENANCE TO PARCEL I-A HEREINABOVE DESCRIBED, PARCELS I-B, I-C, I-D, I-E, I-F AND I-G SHOULD BE INCLUDED ON THE DEED OR DEED OF TRUST TO BE RECORDED, ARE SHOWN HEREIN FOR INFORMATIONAL PURPOSES ONLY, AND ARE NOT TO BE CONSTRUED AS BEING A PART OF THIS REPORT. PARCEL I-B: AN EASEMENT 30 FEET IN WIDTH FOR ROADWAY PURPOSES AND THE RIGHT OF USE AND MAINTENANCE FOR SAID PURPOSES, THE CENTERLINE OF SAID 30 FOOT WIDE EASEMENT BEING DESCRIBED AS FOLLOWS: COMMENCING AT THE CORNER OF TOWNSHIPS 23 AND 24 NORTH, RANGES 1 AND 2 WEST ON THE LINE BETWEEN BUTTE AND TEHAMA COUNTIES; THENCE SOUTH 22° 37' WEST, 1121.00 FEET; THENCE SOUTH 68° 11' WEST, 2483.00 FEET TO THE TRUE POINT OF BEGINNING OF SAID 30 FOOT WIDE EASEMENT; THENCE FROM SAID TRUE POINT OF BEGINNING, SAID 30 FOOT WIDE EASEMENT LYING 15 FEET ON EACH SIDE OF THE FOLLOWING DESCRIBED CENTERLINE, SOUTH 4° 06' WEST, 189.50 FEET; THENCE SOUTH 7° 57' WEST, 2150.0 FEET TO THE END OF SAID EASEMENT. EXCEPTING THEREFROM ALL THAT PORTION LYING WITHIN THE BOUNDS OF PARCEL I-A, DESCRIBED HEREIN. PARCEL I-C: AN EASEMENT 25 FEET IN WIDTH FOR ROADWAY PURPOSES AND THE RIGHT OF USE AND Title No.: FFHO-FTO190952B-PM EXHIBIT "A" Legal Description (continued) CLTA Preliminary Report Form - Modified (11.17.06)Printed: 10.03.19 @ 09:51 AM byBS SCA0002402.doc / Updated: 07.10.19 4 CA-FT-FFHO-01510.081451-SPS-1-19-FFHO-FTO190952B MAINTENANCE FOR SAID PURPOSES DESCRIBED AS FOLLOWS: COMMENCING AT THE CORNER OF TOWNSHIPS 23 AND 24 NORTH, RANGES 1 AND 2 WEST ON THE LINE BETWEEN BUTTE AND TEHAMA COUNTIES; THENCE SOUTH 22° 37' WEST, 1121.0 FEET; THENCE SOUTH 68° 11' WEST, 2483.0 FEET; THENCE SOUTH 4° 06' WEST, 125.94 FEET; THENCE SOUTH 82° 07' EAST, 2652.66 FEET TO THE TRUE POINT OF BEGINNING FOR THE EASEMENT HEREIN DESCRIBED; THENCE FROM SAID TRUE POINT OF BEGINNING SAID 25.00 FOOT WIDE ROAD EASEMENT LYING EASTERLY FROM AND ADJACENT AND PARALLEL TO THE FOLLOWING DESCRIBED LINE; SOUTH 19° 20' 30" WEST, 115.72 FEET; THENCE SOUTH 7° 56' 40" WEST, 92.69 FEET; THENCE SOUTH 1° 29' 50" WEST, 303.46 FEET; THENCE SOUTH 12° 33' 50" WEST, 200.39 FEET; THENCE SOUTH 19° 11' 10" WEST, 235.72 FEET; THENCE SOUTH 5° 22' 50" WEST, 417.73 FEET; THENCE SOUTH 11° 51' 40" WEST, 120.55 FEET; THENCE SOUTH 41° 30' 20" WEST, 80.41 FEET; THENCE SOUTH 59° 38' 20" WEST, 266.03 FEET; THENCE CONTINUING WITH SAID 25 FOOT WIDE ROAD EASEMENT LYING WESTERLY FROM AND ADJACENT AND PARALLEL TO THE FOLLOWING DESCRIBED LINE, SOUTH 13° 32' WEST, 1826.22 FEET TO THE END OF SAID ROADWAY EASEMENT. EXCEPTING THEREFROM ALL THAT PORTION LYING WITHIN THE BOUNDS OF PARCEL I-A, DESCRIBED HEREIN. PARCEL I-D: AN EASEMENT FOR BURNING BRUSH ON THE FOLLOWING DESCRIBED PARCEL: COMMENCING AT THE CORNER OF TOWNSHIPS 23 AND 24 NORTH, RANGES 1 AND 2 WEST ON THE LINE BETWEEN BUTTE AND TEHAMA COUNTIES; THENCE SOUTH 22° 37' WEST, 1121.00 FEET; THENCE SOUTH 68° 11' WEST; 2483.00 FEET; THENCE SOUTH 4° 06' WEST, 189.50 FEET; THENCE SOUTH 7° 57' WEST, 1448.73 FEET; THENCE SOUTH 82° 07' EAST; 2584.19 FEET; THENCE NORTH 41° 30' 20" EAST, 43.23 FEET TO THE TRUE POINT OF BEGINNING FOR THE PARCEL HEREIN DESCRIBED; THENCE FROM SAID TRUE POINT OF BEGINNING NORTH 11° 51' 50" EAST, 120.55 FEET; THENCE NORTH 5° 22' 50" EAST, 137.47 FEET; THENCE SOUTH 29° 06' EAST, 268.75 FEET; THENCE SOUTH 60° 54' WEST, 528.00 FEET; THENCE NORTH 13° 32' EAST, 43.30 FEET; THENCE NORTH 59° 38' 20" EAST, 266.03 FEET; THENCE NORTH 41° 30' 20" EAST, 80.41 FEET TO THE POINT OF BEGINNING. PARCEL I-E: AN EASEMENT 20 FEET IN WIDTH FOR ROADWAY PURPOSES AND THE RIGHT OF USE AND MAINTENANCE FOR SAID PURPOSES DESCRIBED AS FOLLOWS: COMMENCING AT THE CORNER OF TOWNSHIPS 23 AND 24 NORTH, RANGES 1 AND 2 WEST ON THE LINE BETWEEN BUTTE AND TEHAMA COUNTIES; THENCE SOUTH 22° 37' WEST, 1121.0 FEET; THENCE SOUTH 68° 11' WEST, 2483.0 FEET; THENCE SOUTH 4° 06' WEST, 189.50 FEET; THENCE SOUTH 7° 57' WEST, 2110.05 FEET TO THE TRUE POINT OF BEGINNING FOR THE EASEMENT HEREIN DESCRIBED; THENCE FROM SAID TRUE POINT OF BEGINNING, SAID 20 FOOT WIDE STRIP LYING SOUTHERLY FROM AND ADJACENT AND PARALLEL TO THE FOLLOWING DESCRIBED LINE; SOUTH 82° 07' EAST, 633.53 FEET TO THE END OF SAID EASEMENT. PARCEL I-F: Title No.: FFHO-FTO190952B-PM EXHIBIT "A" Legal Description (continued) CLTA Preliminary Report Form - Modified (11.17.06)Printed: 10.03.19 @ 09:51 AM byBS SCA0002402.doc / Updated: 07.10.19 5 CA-FT-FFHO-01510.081451-SPS-1-19-FFHO-FTO190952B A NON-EXCLUSIVE EASEMENT FOR ROAD AND PUBLIC UTILITIES OVER THE WEST 12 FEET OF THE FOLLOWING DESCRIBED PARCEL OF LAND: A PORTION OF THE BOSQUEJO RANCHO, IN BUTTE AND TEHAMA COUNTIES AND BEING A PORTION OF UNIT NO. 12 OF THE STANFORD VINA RANCH, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A FENCE CORNER FROM WHICH A CONCRETE MONUMENT OF THE CORNER COMMON TO TOWNSHIPS 23 AND 24 NORTH, RANGES 1 AND 2 WEST, M.D.B.& M., BEARS NORTH 22° 37' EAST, 1121.0 FEET, SAID MONUMENT BEING ALSO THE LINE COMMON TO BUTTE AND TEHAMA COUNTIES IN THE STATE OF CALIFORNIA; THENCE RUN SOUTH 68° 11' WEST, 2483.0 FEET TO THE CENTER OF A PRIVATE ROAD; THENCE ALONG SAID ROAD NORTH 7° 51' EAST, 1804.0 FEET; NORTH 3° 23' WEST 396.0 FEET; NORTH 16° 12' WEST, 160.55 FEET; THENCE LEAVING SAID ROAD NORTH 69° 43' EAST, 1939.14 FEET; THENCE SOUTH 8° 24' EAST, 2108.65 FEET TO THE POINT OF BEGINNING. EXCEPTING THEREFROM THAT PORTION OF SAID PARCEL LYING OUTSIDE OF BUTTE COUNTY. PARCEL I-G: AN EASEMENT FOR THE RIGHT TO PLANT, IRRIGATE, TILL THE SOIL AND DO ALL THINGS INCIDENT TO THE MAINTENANCE OF AN ORCHARD, WHICH ARE NOT INCONSISTENT WITH THE PRESERVATION OF RIPARIAN RIGHTS, WITHOUT HOWEVER, THE RIGHT TO CONSTRUCT FENCES OR ANY PERMANENT STRUCTURES ON THE FOLLOWING DESCRIBED LAND: COMMENCING AT THE CORNER OF TOWNSHIPS 23 AND 24 NORTH, RANGES 1 AND 2 WEST ON THE LINE BETWEEN BUTTE AND TEHAMA COUNTIES; THENCE SOUTH 22° 37' WEST, 1121.00 FEET; THENCE SOUTH 68° 11' WEST, 2483.00 FEET; THENCE SOUTH 4° 06' WEST, 189.50 FEET; THENCE SOUTH 7° 57' WEST, 1438.73 FEET TO THE TRUE POINT OF BEGINNING FOR THE PARCEL HEREIN DESCRIBED; THENCE FROM SAID TRUE POINT OF BEGINNING NORTH 82° 07' WEST, 889.01 FEET; THENCE SOUTH 28° 18' 50" WEST, 10.67 FEET; THENCE SOUTH 82° 07' EAST, 892.74 FEET; THENCE NORTH 7° 57' EAST, 10.00 FEET TO THE POINT OF BEGINNING. PARCEL II-A: COMMENCING AT THE CORNER OF TOWNSHIPS 23 AND 24 NORTH, RANGES 1 AND 2 WEST ON THE LINE BETWEEN BUTTE AND TEHAMA COUNTIES; THENCE SOUTH 22° 37' WEST, 1121.00 FEET; THENCE SOUTH 68° 11' WEST, 2483.0 FEET; THENCE SOUTH 4° 06' WEST, 125.94 FEET TO THE TRUE POINT OF BEGINNING FOR THE PARCEL HEREIN DESCRIBED; THENCE FROM SAID TRUE POINT OF BEGINNING ALONG THE TOE OF AN EXISTING DITCH BANK AND ALONG THE EDGE OF A FIELD NORTH 81° 46’ WEST, 82.24 FEET; THENCE SOUTH 74° 53' 40" WEST, 86.34 FEET; THENCE SOUTH 56° 53' 10" WEST, 56.71 FEET; THENCE SOUTH 40° 52’ 40" WEST, 77.59 FEET; THENCE SOUTH 30° 33' 10" WEST, 397.86 FEET; THENCE SOUTH 33° 09' 30" WEST, 343.97 FEET; THENCE SOUTH 42° 38' 40" WEST, 256.00 FEET; THENCE SOUTH 30° 02' 40" WEST, 479.68 FEET; THENCE SOUTH 28° 18' 50" WEST, 25.49 FEET; THENCE LEAVING THE EDGE OF FIELD AND TOE OF EXISTING DITCH BANK, NORTH 64° 20' WEST, 260.00 FEET TO THE MEAN LOW WATER LINE OF THE SACRAMENTO RIVER; THENCE SOUTH 28° 18' 50" WEST, 10.67 FEET ALONG SAID RIVER LINE; THENCE SOUTH 64° 20' EAST, 260.00 FEET; THENCE SOUTH 82° 07' EAST, 889.01 FEET; THENCE NORTH 7° 57' EAST, 1438.73 FEET: THENCE NORTH 4° 06' EAST, 63.56 FEET TO THE POINT OF BEGINNING. NOTE: AS AN APPURTENANCE TO PARCEL II-A HEREINABOVE DESCRIBED, PARCELS II-B, II-C, II-D AND Title No.: FFHO-FTO190952B-PM EXHIBIT "A" Legal Description (continued) CLTA Preliminary Report Form - Modified (11.17.06)Printed: 10.03.19 @ 09:51 AM byBS SCA0002402.doc / Updated: 07.10.19 6 CA-FT-FFHO-01510.081451-SPS-1-19-FFHO-FTO190952B II-E SHOULD BE INCLUDED ON THE DEED OR DEED OF TRUST TO BE RECORDED, ARE SHOWN HEREIN FOR INFORMATIONAL PURPOSES ONLY, AND ARE NOT TO BE CONSTRUED AS BEING A PART OF THIS REPORT. PARCEL II-B: AN EASEMENT 30 FEET IN WIDTH FOR ROADWAY PURPOSES AND THE RIGHT OF USE AND MAINTENANCE FOR SAID PURPOSES, THE CENTERLINE OF SAID 30 FOOT WIDE EASEMENT BEING DESCRIBED AS FOLLOWS: COMMENCING AT THE CORNER OF TOWNSHIPS 23 AND 24 NORTH, RANGES 1 AND 2 WEST ON THE LINE BETWEEN BUTTE AND TEHAMA COUNTIES; THENCE SOUTH 22° 37' WEST, 1121.00 FEET; THENCE SOUTH 68° 11' WEST, 2483.00 FEET TO THE TRUE POINT OF BEGINNING OF SAID 30 FOOT WIDE ROADWAY EASEMENT; THENCE FROM SAID TRUE POINT OF BEGINNING, SAID 30 FOOT WIDE EASEMENT LYING 15 FEET ON EACH SIDE OF THE FOLLOWING DESCRIBED CENTERLINE SOUTH 4° 06' WEST, 189.50 FEET; THENCE SOUTH 7° 57' WEST, 2150.00 FEET TO THE END OF SAID EASEMENT. EXCEPTING THEREFROM ALL THAT PORTION LYING WITHIN THE BOUNDS OF PARCEL II-A, DESCRIBED HEREIN. PARCEL II-C: AN EASEMENT FOR BURNING BRUSH ON THE FOLLOWING DESCRIBED PARCEL: COMMENCING AT THE CORNER OF TOWNSHIPS 23 AND 24 NORTH, RANGES 1 AND 2 WEST ON THE LINE BETWEEN BUTTE AND TEHAMA COUNTIES; THENCE SOUTH 22° 37' WEST, 1121.00 FEET; THENCE SOUTH 68° 11' WEST, 2483.00 FEET; THENCE SOUTH 4° 06' WEST, 189.50 FEET; THENCE SOUTH 7° 57' WEST, 1448.73 FEET; THENCE SOUTH 82° 07' EAST, 2584.19 FEET; THENCE NORTH 41° 30' 20" EAST, 43.23 FEET TO THE TRUE POINT OF BEGINNING FOR THE PARCEL HEREIN DESCRIBED; THENCE FROM SAID TRUE POINT OF BEGINNING NORTH 11° 51' 40" EAST, 120.55 FEET; THENCE NORTH 5° 22' 50" EAST, 137.47 FEET; THENCE SOUTH 29° 06' EAST, 268.75 FEET; THENCE SOUTH 60° 54' WEST, 528.00 FEET; THENCE NORTH 13° 32' EAST, 43.30 FEET; THENCE NORTH 59° 38' 20" EAST, 266.03 FEET; THENCE NORTH 41° 30' 20" EAST, 80.41 FEET TO THE POINT OF BEGINNING. PARCEL II-D: A NON-EXCLUSIVE EASEMENT FOR ROAD AND PUBLIC UTILITIES OVER THE WEST 12 FEET OF THE FOLLOWING DESCRIBED PARCEL OF LAND: A PORTION OF THE BOSQUEJO RANCHO, IN BUTTE AND TEHAMA COUNTIES AND BEING A PORTION OF UNIT NO. 12 OF THE STANFORD VINA RANCH, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A FENCE CORNER FROM WHICH A CONCRETE NONUMENT OF THE CORNER COMMON TO TOWNSHIPS 23 AND 24 NORTH, RANGES 1 AND 2 WEST, M.D.B.& M., BEARS NORTH 22° 37' EAST, 1121.0 FEET, SAID MONUMENT BEING ALSO THE LINE COMMON TO BUTTE AND TEHAMA COUNTIES IN THE STATE OF CALIFORNIA; THENCE RUN SOUTH 68° 11' WEST, 2483.0 FEET TO THE CENTER OF A PRIVATE ROAD; THENCE ALONG SAID ROAD NORTH 7° 51' EAST, 1804.0 FEET; NORTH 3° 23' WEST 396.0 FEET; NORTH 16° 12' WEST, 160.55 FEET; THENCE LEAVING SAID ROAD NORTH 69° 43' EAST, 1939.14 FEET; THENCE SOUTH 8° 24' EAST, 2108.65 FEET TO THE POINT OF BEGINNING. Title No.: FFHO-FTO190952B-PM EXHIBIT "A" Legal Description (continued) CLTA Preliminary Report Form - Modified (11.17.06)Printed: 10.03.19 @ 09:51 AM byBS SCA0002402.doc / Updated: 07.10.19 7 CA-FT-FFHO-01510.081451-SPS-1-19-FFHO-FTO190952B EXCEPTING THEREFROM THAT PORTION OF SAID PARCEL LYING OUTSIDE BUTTE COUNTY. PARCEL II-E AN EASEMENT FOR THE RIGHT TO PLANT, IRRIGATE, TILL THE SOIL AND DO ALL THINGS INCIDENT TO THE MAINTENANCE OF AN ORCHARD, WHICH ARE NOT INCONSISTENT WITH THE PRESERVATION OF RIPARIAN RIGHTS, WITHOUT HOWEVER, THE RIGHT TO CONSTRUCT FENCES OR ANY PERMANENT STRUCTURES ON THE FOLLOWING DESCRIBED LAND: COMMENCING AT THE CORNER OF TOWNSHIPS 23 AND 24 NORTH, RANGES 1 AND 2 WEST ON THE LINE BETWEEN BUTTE AND TEHAMA COUNTIES; THENCE SOUTH 22° 37' WEST, 1121.00 FEET; THENCE SOUTH 68° 11’ WEST, 2483.00 FEET; THENCE SOUTH 4° 06' WEST, 189.50 FEET; THENCE SOUTH 7° 57' WEST, 1438.73 FEET TO THE TRUE POINT OF BEGINNING FOR THE PARCEL HEREIN DESCRIBED; THENCE FROM SAID TRUE POINT OF BEGINNING NORTH 82° 07' WEST, 889.01 FEET: THENCE SOUTH 28° 18' 50" WEST, 10.67 FEET; THENCE SOUTH 82° 07' EAST, 892.74 FEET; THENCE NORTH 7° 57' EAST, 10.00 FEET TO THE POINT OF BEGINNING. Title No.: FFHO-FTO190952B-PM CLTA Preliminary Report Form - Modified (11.17.06)Printed: 10.03.19 @ 09:51 AM byBS SCA0002402.doc / Updated: 07.10.19 8 CA-FT-FFHO-01510.081451-SPS-1-19-FFHO-FTO190952B AT THE DATE HEREOF, EXCEPTIONS TO COVERAGE IN ADDITION TO THE PRINTED EXCEPTIONS AND EXCLUSIONS IN SAID POLICY FORM WOULD BE AS FOLLOWS: 1.Property taxes, including any personal property taxes and any assessments collected with taxes are as follows: Code Area: 062-224 Tax Identification No.: 047-010-014-000 Fiscal Year: 2019-2020 1st Installment: $7,586.60 Open 2nd Installment: $7,586.60 Open Exemption: $0.00 Land: $601,171.00 Improvements: $96,313.00 Fixtures: $647,105.00 Personal Property: $0.00 2.Prior to close of escrow, please contact the Tax Collector's Office to confirm all amounts owing, including current fiscal year taxes, supplemental taxes, escaped assessments and any delinquencies. 3.The lien of supplemental or escaped assessments of property taxes, if any, made pursuant to the provisions of Chapter 3.5 (commencing with Section 75) or Part 2, Chapter 3, Articles 3 and 4, respectively, of the Revenue and Taxation Code of the State of California as a result of the transfer of title to the vestee named in Schedule A or as a result of changes in ownership or new construction occurring prior to Date of Policy. 4.Taxes and assessments which may be levied by reason of inclusion within the boundaries of the Sacramento River Reclamation District, as evidenced by document recorded November 8, 1999 as Instrument No. 1999-0047189, of Official Records. 5.Any adverse claim that some portion of said Land has not at any time been within the boundaries of the State of: California County of: Butte 6.Any adverse claim based upon the assertion that: a. Said Land or any part thereof is now or at any time has been below the highest of the high watermarks of the Sacramento River in the event the boundary of said river has been artificially raised or is now or at any time has been below the high watermark, if said river is in its natural state. b. Some portion of said Land has been created by artificial means or has accreted to such portion so created. c. Some portion of said Land has been brought within the boundaries thereof by an avulsive movement of the Sacramento River, or has been formed by accretion to any such portion. 7.Rights and easements for navigation and fishery which may exist over that portion of said Land lying beneath the waters of the Sacramento River. 8.Any rights in favor of the public which may exist on said Land if said Land or portions thereof are or were at any time used by the public. Title No.: FFHO-FTO190952B-PM EXCEPTIONS (continued) CLTA Preliminary Report Form - Modified (11.17.06)Printed: 10.03.19 @ 09:51 AM byBS SCA0002402.doc / Updated: 07.10.19 9 CA-FT-FFHO-01510.081451-SPS-1-19-FFHO-FTO190952B 9.Any adverse claim based upon the assertion that said Land or any part thereof is now or at any time has been included within a navigable river, slough, or other navigable body of water. 10.Water rights, claims or title to water, whether or not disclosed by the public records. 11.Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document: Granted to: Pacific Gas and Electric Company, a California corporation Purpose: Public utility purposes Recording Date: May 4, 1939 Recording No.: Book 227, page 163, of Official Records Affects: Reference is hereby made to said document for exact location and full particulars 12.Easement(s) for the purpose(s) shown below and rights incidental thereto as reserved in a document; Reserved by: Perry Gilchriste Garst and Patricia R. Garst; Jonathan Garst, individually; Jonathan Garst, as executor of the estate of Aida G. Garst Purpose: Roadway purposes Recording Date: April 10, 1961 Recording No.: Book 1108, page 546, of Official Records Affects: Reference is hereby made to said document for exact locations and full particulars. Said easements have been granted and/or reserved in various instruments of record. 13.Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document: Granted to: Jonathan Garst and Perry Gilchriste Garst Purpose: Easement for all surface rights, including tilling, which are not inconsistent with the preservation of riparian rights Recording Date: April 10, 1961 Recording No.: Book 1108, page 551, of Official Records Affects: Reference is hereby made to said document for exact location and full particulars 14.Matters contained in that certain document Entitled: Agreement for Water Right Dated: April 7, 1961 Executed by: Perry Gilchriste Garst and Patricia R. Garst; Jonathan Garst, individually; Jonathan Garst, as executor of the estate of Aida G. Garst; Clinton Gano and Ganet L. Gano, his wife Recording Date: April 10, 1961 Recording No.: Book 1108, page 553, of Official Records The effect of that certain Quitclaim Deed which purports to terminate the aforementioned agreement recorded March 20, 1991 as Instrument No. 91-010548, of Official Records. Reference is hereby made to said documents for full particulars. Title No.: FFHO-FTO190952B-PM EXCEPTIONS (continued) CLTA Preliminary Report Form - Modified (11.17.06)Printed: 10.03.19 @ 09:51 AM byBS SCA0002402.doc / Updated: 07.10.19 10 CA-FT-FFHO-01510.081451-SPS-1-19-FFHO-FTO190952B 15.Easement(s) for the purpose(s) shown below and rights incidental thereto as reserved in a document; Reserved by: Clinton Gano and Garnet L. Gano Purpose: Roadway purposes Recording Date: June 17, 1971 Recording No.: Book 1681, page 574, of Official Records Affects: Reference is hereby made to said document for exact locations and full particulars. 16.Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document: Granted to: The Pacific Telephone & Telegraph Company, a corporation Purpose: Underground communication facilities Recording Date: October 1, 1976 Recording No.: Book 2108, page 22, of Official Records Affects: The exact location and extent of said easement is not disclosed of record. Said document, among other things, discloses an existing Pacific Telephone & Telegraph Company underground cable located on said land. 17.Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document: Granted to: Corporation of the Presiding Bishop of the Church of Jesus Christ of Latter-Day Saints, a Utah corporation sole Purpose: Pedestrian and vehicular access, ingress and egress, extension of utility lines Recording Date: March 20, 1991 Recording No.: 91-010549, of Official Records Affects: Reference is hereby made to said document for exact location and full particulars The effect of an Assignment of Grant of Easement which names: Assignee: Farmland Reserve, Inc., a Utah non-profit corporation Recording Date: April 10, 2001 Recording No.: 2001-0013932, of Official Records 18.Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document: Granted to: Pacific Gas and Electric Company, a California corporation Purpose: Public utility purposes Recording Date: September 8, 2011 Recording No.: 2011-0029166, of Official Records Affects: Reference is hereby made to said document for approximate location and full particulars. 19.While the easements described as Parcels I-B, I-C, I-D, I-E, I-F, I-G, II-B, II-C, II-D and II-E in Exhibit A contained herein may be considered as appurtenances to the said land, the parties to this transaction acknowledge that said easements are shown herein for informational purposes only and are not to be construed as part of this Report, no insurance is afforded as to said easements. 20.The search did not disclose any open mortgages or deeds of trust of record, therefore the Company reserves the right to require further evidence to confirm that the property is unencumbered, and further reserves the right to make additional requirements or add additional items or exceptions upon receipt of the requested evidence. Title No.: FFHO-FTO190952B-PM EXCEPTIONS (continued) CLTA Preliminary Report Form - Modified (11.17.06)Printed: 10.03.19 @ 09:51 AM byBS SCA0002402.doc / Updated: 07.10.19 11 CA-FT-FFHO-01510.081451-SPS-1-19-FFHO-FTO190952B 21.This Company will require the following documents for review prior to the issuance of any title insurance predicated upon a conveyance or encumbrance by the corporation named below. Name of Corporation: Farmland Reserve, Inc., a Utah nonprofit corporation a. A copy of the corporation By-laws and Articles of Incorporation. b. An original or certified copy of the resolution authorizing the subject transaction, together with a Certificate of Compliance pursuant to Section 5912 or 7912 Corporations Code. c. If the Articles and/or By-laws require approval by a “parent” organization, a copy of those By-laws and Articles of Incorporation is required. The Company reserves the right to add additional items or make further requirements after review of the requested documentation. 22.If extended coverage title insurance will be requested, or if this report has been issued to facilitate a request for extended coverage title insurance, then the following would also be exceptions to coverage: (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. Any encroachment, encumbrance, violation, variation or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the land and not shown by the Public Records. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the Public Records. Any lien or right to a lien for services, labor or material not shown by the Public Records. 23.The transaction contemplated in connection with this Report is subject to the review and approval of the Company’s Corporate Underwriting Department. The Company reserves the right to add additional items or make further requirements after such review. END OF EXCEPTIONS Title No.: FFHO-FTO190952B-PM CLTA Preliminary Report Form - Modified (11.17.06)Printed: 10.03.19 @ 09:51 AM byBS SCA0002402.doc / Updated: 07.10.19 12 CA-FT-FFHO-01510.081451-SPS-1-19-FFHO-FTO190952B NOTES Note 1.Note: The charge for a policy of title insurance, when issued through this title order, will be based on the Basic Title Insurance Rate. Note 2.Pursuant to Government Code Section 27388.1, as amended and effective as of 1-1-2018, a Documentary Transfer Tax (DTT) Affidavit may be required to be completed and submitted with each document when DTT is being paid or when an exemption is being claimed from paying the tax. If a governmental agency is a party to the document, the form will not be required. DTT Affidavits may be available at a Tax Assessor-County Clerk-Recorder. Note 3.Note: The name(s) of the proposed insured(s) furnished with this application for title insurance is/are: No names were furnished with the application. Please provide the name(s) of the buyers as soon as possible. Note 4.Note: There are NO conveyances affecting said Land recorded within 24 months of the date of this report. Note 5.Furnish recording instructions with the documents to be recorded in this transaction. Said instructions must address each requirement made herein, list any endorsements to be issued with the policy and specify the recording order of any documents furnished. The Company reserves the right to add additional items or make further requirements after review of the requested instructions prior to recording the documents or issuing any requested endorsement. The Company also reserves the right to charge any applicable additional fees for any endorsement requested. Note 6.Any documents being executed in conjunction with this transaction must be signed in the presence of an authorized Company employee, an authorized employee of an agent, an authorized employee of the insured lender, or by using Bancserv or other approved third-party service. If the above requirements cannot be met, please call the company at the number provided in this report. Note 7.If a county recorder, title insurance company, escrow company, real estate broker, real estate agent or association provides a copy of a declaration, governing document or deed to any person, California law requires that the document provided shall include a statement regarding any unlawful restrictions. Said statement is to be in at least 14-point bold face type and may be stamped on the first page of any document provided or included as a cover page attached to the requested document. Should a party to this transaction request a copy of any document reported herein that fits this category, the statement is to be included in the manner described. Note 8.Notice: Please be aware that due to the conflict between federal and state laws concerning the cultivation, distribution, manufacture or sale of marijuana, the Company is not able to close or insure any transaction involving Land that is associated with these activities. Title No.: FFHO-FTO190952B-PM NOTES (continued) CLTA Preliminary Report Form - Modified (11.17.06)Printed: 10.03.19 @ 09:51 AM byBS SCA0002402.doc / Updated: 07.10.19 13 CA-FT-FFHO-01510.081451-SPS-1-19-FFHO-FTO190952B Note 9.Your application for title insurance was placed by reference to only a street address or tax identification number. Based on our records, we believe that the legal description in this report covers the parcel(s) of Land that you requested. If the legal description is incorrect, the seller/borrower must notify the Company and/or the settlement company in order to prevent errors and to be certain that the correct parcel(s) of Land will appear on any documents to be recorded in connection with this transaction and on the policy of title insurance. END OF NOTES Wire Fraud Alert Original Effective Date: 5/11/2017Current Version Date: 5/11/2017 FFHO-FTO190952B-LR - WIRE0016 (DSI Rev. 12/07/17)TM and © Fidelity National Financial, Inc. and/or an affiliate. All rights reserved WIRE FRAUD ALERT This Notice is not intended to provide legal or professional advice. If you have any questions, please consult with a lawyer. All parties to a real estate transaction are targets for wire fraud and many have lost hundreds of thousands of dollars because they simply relied on the wire instructions received via email, without further verification. If funds are to be wired in conjunction with this real estate transaction, we strongly recommend verbal verification of wire instructions through a known, trusted phone number prior to sending funds. In addition, the following non-exclusive self-protection strategies are recommended to minimize exposure to possible wire fraud. NEVER RELY on emails purporting to change wire instructions. Parties to a transaction rarely change wire instructions in the course of a transaction. ALWAYS VERIFY wire instructions, specifically the ABA routing number and account number, by calling the party who sent the instructions to you. DO NOT use the phone number provided in the email containing the instructions, use phone numbers you have called before or can otherwise verify. Obtain the number of relevant parties to the transaction as soon as an escrow account is opened. DO NOT send an email to verify as the email address may be incorrect or the email may be intercepted by the fraudster. USE COMPLEX EMAIL PASSWORDS that employ a combination of mixed case, numbers, and symbols. Make your passwords greater than eight (8) characters. Also, change your password often and do NOT reuse the same password for other online accounts. USE MULTI-FACTOR AUTHENTICATION for email accounts. Your email provider or IT staff may have specific instructions on how to implement this feature. For more information on wire-fraud scams or to report an incident, please refer to the following links: Federal Bureau of Investigation:Internet Crime Complaint Center: http://www.fbi.gov http://www.ic3.gov Privacy Statement Printed: 10.03.19 @ 09:51 AM byBSSCA0002402.doc / Updated: 07.10.19 CA----FFHO-FTO190952B FIDELITY NATIONAL FINANCIAL PRIVACY NOTICE Revised May 1, 2018 Fidelity National Financial, Inc. and its majority-owned subsidiary companies (collectively, "FNF", "our," or "we") respect and are committed to protecting your privacy. This Privacy Notice explains how we collect, use, and protect personal information, when and to whom we disclose such information, and the choices you have about the use and disclosure of that information. Types of Information Collected We may collect two types of information from you: Personal Information and Browsing Information. Personal Information. FNF may collect the following categories of Personal Information: • contact information (e.g., name, address, phone number, email address); • demographic information (e.g., date of birth, gender, marital status); • identity information (e.g. Social Security Number, driver's license, passport, or other government ID number); • financial account information (e.g. loan or bank account information); and • other personal information necessary to provide products or services to you. Browsing Information. FNF may automatically collect the following types of Browsing Information when you access an FNF website, online service, or application (each an "FNF Website") from your Internet browser, computer, and/or mobile device: • Internet Protocol (IP) address and operating system; • browser version, language, and type; • domain name system requests; and • browsing history on the FNF Website, such as date and time of your visit to the FNF Website and visits to the pages within the FNF Website. How Personal Information is Collected We may collect Personal Information about you from: • information we receive from you on applications or other forms; • information about your transactions with FNF, our affiliates, or others; and • information we receive from consumer reporting agencies and/or governmental entities, either directly from these entities or through others. How Browsing Information is Collected If you visit or use an FNF Website, Browsing Information may be collected during your visit. Like most websites, our servers automatically log each visitor to the FNF Website and may collect the Browsing Information described above. We use Browsing Information for system administration, troubleshooting, fraud investigation, and to improve our websites. Browsing Information generally does not reveal anything personal about you, though if you have created a user account for an FNF Website and are logged into that account, the FNF Website may be able to link certain browsing activity to your user account. Other Online Specifics Cookies. When you visit an FNF Website, a "cookie" may be sent to your computer. A cookie is a small piece of data that is sent to your Internet browser from a web server and stored on your computer's hard drive. Information gathered using cookies helps us improve your user experience. For example, a cookie can help the website load properly or can customize the display page based on your browser type and user preferences. You can choose whether or not to accept cookies by changing your Internet browser settings. Be aware that doing so may impair or limit some functionality of the FNF Website. Web Beacons. We use web beacons to determine when and how many times a page has been viewed. This information is used to improve our websites. Do Not Track. Currently our FNF Websites do not respond to "Do Not Track" features enabled through your browser. Links to Other Sites. FNF Websites may contain links to other websites. FNF is not responsible for the privacy practices or the content of any of those other websites. We advise you to read the privacy policy of every website you visit. Privacy Statement Printed: 10.03.19 @ 09:51 AM byBSSCA0002402.doc / Updated: 07.10.19 CA----FFHO-FTO190952B Use of Personal Information FNF uses Personal Information for three main purposes: • To provide products and services to you or in connection with a transaction involving you. • To improve our products and services. • To communicate with you about our, our affiliates', and third parties' products and services, jointly or independently. When Information Is Disclosed We may make disclosures of your Personal Information and Browsing Information in the following circumstances: • to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure; • to nonaffiliated service providers who provide or perform services or functions on our behalf and who agree to use the information only to provide such services or functions; • to nonaffiliated third party service providers with whom we perform joint marketing, pursuant to an agreement with them to jointly market financial products or services to you; • to law enforcement or authorities in connection with an investigation, or in response to a subpoena or court order; or • in the good-faith belief that such disclosure is necessary to comply with legal process or applicable laws, or to protect the rights, property, or safety of FNF, its customers, or the public. The law does not require your prior authorization and does not allow you to restrict the disclosures described above. Additionally, we may disclose your information to third parties for whom you have given us authorization or consent to make such disclosure. We do not otherwise share your Personal Information or Browsing Information with nonaffiliated third parties, except as required or permitted by law. We reserve the right to transfer your Personal Information, Browsing Information, and any other information, in connection with the sale or other disposition of all or part of the FNF business and/or assets, or in the event of bankruptcy, reorganization, insolvency, receivership, or an assignment for the benefit of creditors. By submitting Personal Information and/or Browsing Information to FNF, you expressly agree and consent to the use and/or transfer of the foregoing information in connection with any of the above described proceedings. Please see "Choices With Your Information" to learn the disclosures you can restrict. Security of Your Information We maintain physical, electronic, and procedural safeguards to guard your Personal Information. We limit access to nonpublic personal information about you to employees who need to know that information to do their job. When we provide Personal Information to others as discussed in this Privacy Notice, we expect that they process such information in compliance with our Privacy Notice and in compliance with applicable privacy laws. Choices With Your Information If you do not want FNF to share your information with our affiliates to directly market to you, you may send an "opt out" request by email, phone, or physical mail as directed at the end of this Privacy Notice. We do not share your Personal Information with nonaffiliates for their use to direct market to you. Whether you submit Personal Information or Browsing Information to FNF is entirely up to you. If you decide not to submit Personal Information or Browsing Information, FNF may not be able to provide certain services or products to you. For California Residents: We will not share your Personal Information or Browsing Information with nonaffiliated third parties, except as permitted by California law. For Nevada Residents: You may be placed on our internal Do Not Call List by calling (888) 934-3354 or by contacting us via the information set forth at the end of this Privacy Notice. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: (702) 486-3132; email: BCPINFO@ag.state.nv.us. For Oregon Residents: We will not share your Personal Information or Browsing Information with nonaffiliated third parties for marketing purposes, except after you have been informed by us of such sharing and had an opportunity to indicate that you do not want a disclosure made for marketing purposes. Privacy Statement Printed: 10.03.19 @ 09:51 AM byBSSCA0002402.doc / Updated: 07.10.19 CA----FFHO-FTO190952B For Vermont Residents: We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. Information From Children The FNF Websites are meant for adults and are not intended or designed to attract persons under the age of eighteen (18). We do not collect Personal Information from any person that we know to be under the age of thirteen (13) without permission from a parent or guardian. International Users FNF's headquarters is located within the United States. If you reside outside the United States and choose to provide Personal Information or Browsing Information to us, please note that we may transfer that information outside of your country of residence for any of the purposes described in this Privacy Notice. By providing FNF with your Personal Information and/or Browsing Information, you consent to our collection, transfer, and use of such information in accordance with this Privacy Notice. FNF Website Services for Mortgage Loans Certain FNF companies provide services to mortgage loan servicers, including hosting websites that collect customer information on behalf of mortgage loan servicers (the "Service Websites"). The Service Websites may contain links to both this Privacy Notice and the mortgage loan servicer or lender's privacy notice. The sections of this Privacy Notice titled When Information is Disclosed, Choices with Your Information, and Accessing and Correcting Information do not apply to the Service Websites. The mortgage loan servicer or lender's privacy notice governs use, disclosure, and access to your Personal Information. FNF does not share Personal Information collected through the Service Websites, except (1) as required or authorized by contract with the mortgage loan servicer or lender, or (2) as required by law or in the good-faith belief that such disclosure is necessary to comply with a legal process or applicable law, to enforce this Privacy Notice, or to protect the rights, property, or safety of FNF or the public. Your Consent To This Privacy Notice; Notice Changes By submitting Personal Information and/or Browsing Information to FNF, you consent to the collection and use of the information in accordance with this Privacy Notice. We may change this Privacy Notice at any time. The revised Privacy Notice, showing the new revision date, will be posted on the FNF Website. Each time you provide information to us following any amendment of this Privacy Notice, your provision of information to us will signify your assent to and acceptance of the terms of the revised Privacy Notice for all previously collected information and information collected from you in the future. We may use comments, information or feedback that you submit to us in any manner that we may choose without notice or compensation to you. Accessing and Correcting Information; Contact Us If you have questions, would like to access or correct your Personal Information, or want to opt-out of information sharing for affiliate marketing, send your requests via email to privacy@fnf.com, by phone to (888) 934-3354, or by mail to: Fidelity National Financial, Inc. 601 Riverside Avenue, Jacksonville, Florida 32204 Attn: Chief Privacy Officer ATTACHMENT ONE Attachment One (05/06/16) CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY - 1990 EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1. (a) Any law, ordinance or governmental regulation (including but not limited to building or zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating (i) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of any improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien, or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3. Defects, liens, encumbrances, adverse claims or other matters: (a) whether or not recorded in the public records at Date of Policy, but created, suffered, assumed or agreed to by the insured claimant; (b) not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy; (c) resulting in no loss or damage to the insured claimant; (d) attaching or created subsequent to Date of Policy; or (e) resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured mortgage or for the estate or interest insured by this policy. 4. Unenforceability of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply with the applicable doing business laws of the state in which the land is situated. 5. Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law. 6. Any claim, which arises out of the transaction vesting in the insured the estate or interest insured by this policy or the transaction creating the interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws. EXCEPTIONS FROM COVERAGE - SCHEDULE B, PART I This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of: 1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records. 2. Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an inspection of the land or which may be asserted by persons in possession thereof. 3. Easements, liens or encumbrances, or claims thereof, not shown by the public records. 4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records. 6. Any lien or right to a lien for services, labor or material not shown by the public records. ATTACHMENT ONE (CONTINUED) Attachment One (05/06/16) CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE (12-02-13) ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE EXCLUSIONS In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from: 1. Governmental police power, and the existence or violation of those portions of any law or government regulation concerning: a. building; b. zoning; c. land use; d. improvements on the Land; e. land division; and f. environmental protection. This Exclusion does not limit the coverage described in Covered Risk 8.a., 14, 15, 16, 18, 19, 20, 23 or 27. 2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes. This Exclusion does not limit the coverage described in Covered Risk 14 or 15. 3. The right to take the Land by condemning it. This Exclusion does not limit the coverage described in Covered Risk 17. 4. Risks: a. that are created, allowed, or agreed to by You, whether or not they are recorded in the Public Records; b. that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Public Records at the Policy Date; c. that result in no loss to You; or d. that first occur after the Policy Date - this does not limit the coverage described in Covered Risk 7, 8.e., 25, 26, 27 or 28. 5. Failure to pay value for Your Title. 6. Lack of a right: a. to any land outside the area specifically described and referred to in paragraph 3 of Schedule A; and b. in streets, alleys, or waterways that touch the Land. This Exclusion does not limit the coverage described in Covered Risk 11 or 21. 7. The transfer of the Title to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy, state insolvency, or similar creditors’ rights laws. 8. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake or subsidence. 9. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the Owner’s Coverage Statement as follows: • For Covered Risk 16, 18, 19 and 21, Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A. The deductible amounts and maximum dollar limits shown on Schedule A are as follows: Your Deductible Amount Our Maximum Dollar Limit of Liability Covered Risk 16:1.00% of Policy Amount Shown in Schedule A or $2,500.00 (whichever is less) $ 10,000.00 Covered Risk 18:1.00% of Policy Amount Shown in Schedule A or $5,000.00 (whichever is less) $ 25,000.00 Covered Risk 19:1.00% of Policy Amount Shown in Schedule A or$5,000.00 (whichever is less) $ 25,000.00 Covered Risk 21:1.00% of Policy Amount Shown in Schedule A or $2,500.00 (whichever is less) $ 5,000.00 ATTACHMENT ONE (CONTINUED) Attachment One (05/06/16) 2006 ALTA LOAN POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under thispolicy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 13, or 14); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-business laws of the state where the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by theInsured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law. 6. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors’ rights laws, that the transaction creating the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 13(b) of this policy. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the Insured Mortgage in the Public Records. This Exclusion does not modify or limit the coverage provided under Covered Risk 11(b). The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE [Except as provided in Schedule B - Part II,[ t[or T]his policy does not insure against loss or damage, and the Company will not pay costs, attorneys’ fees, or expenses that arise by reason of: [PART I [The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: 1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6. Any lien or right to a lien for services, labor or material not shown by the Public Records.] PART II In addition to the matters set forth in Part I of this Schedule, the Title is subject to the following matters, and the Company insures against loss or damage sustained in the event that they are not subordinate to the lien of the Insured Mortgage:] ATTACHMENT ONE (CONTINUED) Attachment One (05/06/16) 2006 ALTA OWNER’S POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9 and 10); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title. 4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors’ rights laws, that the transaction vesting the Title as shown in Schedule A, is (a) a fraudulent conveyance or fraudulent transfer; or (b) a preferential transfer for any reason not stated in Covered Risk 9 of this policy. 5. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A. The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage, and the Company will not pay costs, attorneys’ fees, or expenses that arise by reason of: [The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: 1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. 2. Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. 3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. 4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. 6. Any lien or right to a lien for services, labor or material not shown by the Public Records.] 7. [Variable exceptions such as taxes, easements, CC&R’s, etc., shown here.] ATTACHMENT ONE (CONTINUED) Attachment One (05/06/16) ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY - ASSESSMENTS PRIORITY (04-02-15) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys’ fees or expenses which arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to (i) the occupancy, use, or enjoyment of the Land; (ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or (iv) environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk11, 16, 17, 18, 19, 20, 21, 22, 23, 24, 27 or 28); or (e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-business laws of the state where the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury, or any consumer credit protection or truth-in-lending law. This Exclusion does not modify or limit the coverage provided in Covered Risk 26. 6. Any claim of invalidity, unenforceability or lack of priority of the lien of the Insured Mortgage as to Advances or modifications made after the Insured has Knowledge that the vestee shown in Schedule A is no longer the owner of the estate or interest covered by this policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching subsequent to Date of Policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11(b) or 25. 8. The failure of the residential structure, or any portion of it, to have been constructed before, on or after Date of Policy in accordance with applicable building codes. This Exclusion does not modify or limit the coverage provided in Covered Risk 5 or 6. 9. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors’ rights laws, that the transaction creating the lien of the Insured Mortgage, is (a) a fraudulent conveyance or fraudulent transfer, or (b) a preferential transfer for any reason not stated in Covered Risk 27(b) of this policy. 10. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence. 11. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. Notice of Available Discounts Notice of Available Discounts Printed: 10.03.19 @ 09:51 AM byBSSCA0002402.doc / Updated: 07.10.19 CA----FFHO-FTO190952B Pursuant to Section 2355.3 in Title 10 of the California Code of Regulations Fidelity National Financial, Inc. and its subsidiaries ("FNF") must deliver a notice of each discount available under our current rate filing along with the delivery of escrow instructions, a preliminary report or commitment. Please be aware that the provision of this notice does not constitute a waiver of the consumer's right to be charged the filed rate. As such, your transaction may not qualify for the below discounts. You are encouraged to discuss the applicability of one or more of the below discounts with a Company representative. These discounts are generally described below; consult the rate manual for a full description of the terms, conditions and requirements for such discount. These discounts only apply to transactions involving services rendered by the FNF Family of Companies. This notice only applies to transactions involving property improved with a one-to-four family residential dwelling. Not all discounts are offered by every FNF Company. The discount will only be applicable to the FNF Company as indicated by the named discount. FNF Underwritten Title Companies Underwritten by FNF Underwriters CTC – Chicago Title Company CTIC – Chicago Title Insurance Company CLTC – Commonwealth Land Title Company CLTIC – Commonwealth Land Title Insurance Company FNTC – Fidelity National Title Company FNTIC – Fidelity National Title Insurance Company FNTCCA – Fidelity National Title Company of California FNTIC – Fidelity National Title Insurance Company TICOR – Ticor Title Company of California CTIC – Chicago Title Insurance Company LTC – Lawyer's Title Company CLTIC – Commonwealth Land Title Insurance Company Available Discounts CREDIT FOR PRELIMINARY TITLE REPORTS AND/OR COMMITMENTS ON SUBSEQUENT POLICIES (CTIC, FNTIC) Where no major change in the title has occurred since the issuance of the original report or commitment, the order may be reopened within twelve (12) to thirty-six (36) months and all or a portion of the charge previously paid for the report or commitment may be credited on a subsequent policy charge. DISASTER LOANS (CTIC, CLTIC, FNTIC) The charge for a Lender's Policy (Standard or Extended coverage) covering the financing or refinancing by an owner of record, within twenty-four (24) months of the date of a declaration of a disaster area by the government of the United States or the State of California on any land located in said area, which was partially or totally destroyed in the disaster, will be fifty percent (50%) of the appropriate title insurance rate. CHURCHES OR CHARITABLE NON-PROFIT ORGANIZATIONS (CTIC, FNTIC) On properties used as a church or for charitable purposes within the scope of the normal activities of such entities, provided said charge is normally the church's obligation the charge for an owner's policy shall be fifty percent (50%) to seventy percent (70%) of the appropriate title insurance rate, depending on the type of coverage selected. The charge for a lender's policy shall be thirty-two percent (32%) to fifty percent (50%) of the appropriate title insurance rate, depending on the type of coverage selected.