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HomeMy WebLinkAbout85-017Q?~ , -~ ~ I ~ '~~' • W'. 'ems.. ~.,~. `~y= ~~ BOAR'D ~F SU'PERVI~SORS *^ COUNTY OF J3UTT~, STATE OF CALIFORNIA. Ry~,• Resolution No. as-i~ RESOLUTIOPI ESTABLISHING POLICIES AND PROCEDURES FOR ISSUING MULTI- FAMILY RESIDENTIAL REVENUE BONDS WHEREAS, Chapter 7 of Part 5 of Division 37 of the Health and Safety Code of the State of California (the "Act") authorizes County to issue revenue bonds for the purpose of financing the construction or development of multi-family rental housing and for the provision of capital improvements in connection with and determined necessary to such multi-family housing, and the Act provides a complete, additional and alternative method for doing the things authorized thereby; WHEREAS, the Board of Supervisors hereby declares it is necessary, essential and a public purpose for the county to engage in a program of making direct or indirect loans to the owners of such multi-family rental housing by the issuance of revenue bonds as authorized by the Act; NOW, THEREFORE, BE IT RESOLVED, that in order to establish policies and procedures for processing requests for issuance of multi- family residential revenue bonds for private projects, the Board of Supervisors adopts the following: 1. Administrative policy and procedure for request for inducement resolution and issuance of revenue bonds (Exhibit 1}, 2. County of Butte multi-family residential revenue bonds- information sheet (Exhibit 2). 3. Applicant information statement - request to Board of Supervisors for inducement resolution and issuance of multi-family residential revenue bonds (Exhibit 3}. 4. Reverie? bond fee schedule (Exhibit 4). PASSED AND ADOPTED by the Board of Supervisors of the County of Butte, State of California, this 12th day of February 1985, by the following vote: AYES: Supervisors Dolan, McInturf, McLaughlin and Chairman Fulton NOES: Supervisor Wheeler ABSENT: None NOT VOTING: None ATTEST: ~~c L FULTON, Chairman B tte County Board of Supervisors MARTIN 3. NICHOLS, Chief Administrative Officer and Clerk of the Board of Supervisors ~ ~ CG. _ ~'Y OP BllTl•E Na . s • •~ ~ POj_ICY MANUAL auri~{ Approved: Subject Request for Inducment Resolution Superseding: and Issuance of Multi-Family Resi- dential Revenue Bonds _ I. Purpose: Page 1 of 3 To establish a procedure for processing requests for inducement resolution and issuance of multi--family residential revenue bonds for private projects. II. Pol_i~: The City Council has adopted the following policies relating to its consideration of applications for Revenue Bonds. These policies shall app]y unless pre-empted by State or Federal l.aw. A. The applicant shall pay the City the appropriate fee(s) as set forth in the City's fee schedule and in the manner set forth in said fee schedule. B. For all multi-family residential projects processed pursuant to the City's authority: 1. Twenty percent (20%) of the total units in the project shall be set aside far low and moderate income households (below $0% of median), at least half (5O%) of which (lO% of the total units in the ro'ect shall be set aside for very low income households below 5O% of median . Household income shall be calculated in the manner used for eligibility for the HUD Section 8 Program in effect on the date of issue. Pursuant to IRS regulations, occupants of a unit shall not be considered low or moderate income if a17 the occupants are students no one of wham is en- titled to file a joint income tax return. 2. Four percent (4%} of the units shall be fully accessible to handicapped individuals, including 28" counters in kitchens. 3. In calculating the number of units required, under 1. and 2. above, all fractions will be rounded dawn to the nearest whale number (e.g., fora 63-unit project: 2O% = 12.6, therefore, 12 units must be set aside for low and moderate income households, at least 6 of which must be for very low income. 4% = 2.52, therefore, 2 accessible units would be required.} III. Procedure: A. The Chief Administrative Officer will have available in his office an informational packet relating to the issuance of revenue bonds which will contain the fallowing: 1. A copy of this Administrative Policy and Procedure. COU~tTY OF BUTTE No . 1--09 POLICY PIANUAL Pa q e 2 o f 3 2. "County of Butte Multi-Family Residential Revenue Sands - Information Statement" to which is attached a memorandum relating to "Proposed Regulations For Residential Rental Property." (Exhibit "2") 3. "Applicant Information Statement - Request to Board of Supervisors for inducement resolution and issuance of multi-family residential bonds" (Exhibit "3"). 4. Copy of applicable fee schedule. (Exhibit "4") B. An applicant for Request for Inducement Resolution and issuance of Commercial Revenue Bands shall: 1. Obtain the necessary legal and financial counsel. 2. Complete the Applicant Information Statement (Statement) and submit it to the Chief Administrative Officer along with the requested fee(s). The application shall include the information required by the state and such other information as the county may require. C. The Chief Administrative Officer will forward the Statement to the Clerk of the Board and request that it be scheduled for the next available meeting of the Mortgage Revenue Bond Committee. {Committee includes the Chief Administrative Officer, County Counsel, Treasurer- Tax Collector,-and County Auditor.) ~. The Mortgage Revenue Sond Committee will consider the request and forward its recommendations to the Board of Supervisors. E. The Board of Supervisors approves or rejects the Revenue Bond Project. F. After the Board approves the Revenue Band Project "Statement, the applicant. pays a fee of one-quarter percent of estimated maximum amount of bonds. G. The Board of Supervisors then adopts inducement resolution authorizing project. H. Clerk of the Board distributes resolution to concerned County departments and Legal Counsel. Legal Counsel prepares resolution authorizing issuance of bonds and other appropriate documents for review and approval by County staff. I. Upon review and approval by County staff, the Soard of Supervisors approves resolution authorizing issuance of revenue bonds and other appropriate documents for the project. Y ~~.... COUNTY OF BiJTTE No • 1-09 POE.ICY P9A~flJAL Page 3 of 3 J. Chief Administrative Officer processes documents in connectio with the project as previously approved by the Soard of Supervisors. The Chief Administrative Office reviews all final documents and checks them as follows: 1. Each document has appropriate .County authorization (Resolution number and date approved typed ar stamped on it). ' 2. Each document has been approved as to form by County ,Counsel. 3. Each document has been affixed with a County seal. 4: .Each document requiring signature of County official is properly executed. 5. Each document has appropriate notarization. K. Documents are transmitted to Tegal; counsel who prepares complete portfolio which includes a copy of all documents relating to the project proceedings together with all of the; appropriate "closing documents." These documents are submitted to the .Chief Administrative Officer. E. iJpon sale and issuance of bands,, Legal Counsel provides for the County to be forwarded an additional one-half percent of actual amount of bonds issued less amount paid under "F";above. GOUNTY OF BUTTE Chief Administrative Office 25 County Center Drive OroviT1e, CA 95965 COUNTY OF BUTTE MULTI-FAMILY RESIDENTIAL REVENUE BONDS INFORMATION STATEMENT A. INTRODUCTION The County of Butte has adopted a resolution authorizing the County to issue tax-exempt revenue bonds for multi-family residential development. This information statement describes how the County's band program works generally, and answers commonly-asked questions. B. WHAT SORT OF FINANCING IS AVAILABLE? Tax-exempt revenue bonds simply a17ow private developers to obtain loans from lending institutions at below-market interest rates. The program does not involve the Toan of any County funds, and the County does not pledge any of its taxes, assets or credit to pay the bonds. The only source of security for the bonds is the developer and his project. In a nutshell, the County sells its revenue bonds to a lender, and the County in turn Tends bond proceeds to the borrower. The interest rate an the bonds equals the interest rate an the loan. The County assigns all of its rights to the lender, so that the borrower and the lender deal directly with each other. Tn practical operation, the Toan works exactly Tike a conventional loan, except that by using the County's bonding powers, the interest paid by the borrower is tax-exempt to the Tender. Because the interest is tax-exempt, the interest rates will be below con- ventional rates. C. WHO TS ELIGIBLE? Any owner or developer of a multi-family residential project in the County is eligible. The major exceptions to this general rule are (1) bond proceeds are not oval-Table to reimburse an owner or developer for expenditures paid or incurred before the Board of Supervisors preliminarily approves the financing, and (2) the size of the band issue, plus certain other capital expenditures, cannot exceed $10 million. D. WHAT CAN BOND PROCEEDS BE SPENT FOR? Band proceeds may be spent for any costs of construction, land acquisition, equipment, rehabilitation, remodelling, or any other cost of depreciable real or personal property. Up to 10% of bond proceeds may be spent for other items such as refinancing an outstanding debt on the property, financing inventory, paying relocation costs, and the like. (EXHIBIT 2) E, WHO BUYS THE BONDS? Finding a bond buyer to act as lender is the most critical and difficult step which any borrower must complete, The County does not have arrangements with underwriters or lenders to buy the bonds, and obtaining a bond buyer is the borrower's responsibility. Most successful financings involve the borrower's bank. Tn this case the bank reviews the project as if it were making a con- ventional loan to the borrower, and agrees to finance the project on a tax- exempt basis. Amore costly and difficult procedure involves the use of an underwri-ter who buys the bonds and either sells them publicly or places them with an institution such as an insurance company. Rn underwriter may require the borrower to provide additional security for the bands, such as a letter of credit, so that the bonds are eligible for an investment-grade rating. The County can suggest a list of underwriters if the borrower cannot find a bank wiT1ing to act as lender. Finally, it should be noted that some borrowers have found private investors - usually investors with some financial interest in the project or the developers - to buy the bonds, although bond counsel should be consulted since federal tax law imposes restrictions on this method of investment. F. HOW DOES THE PROCEDURE WORK? Applications for financing must be filed with the Chief Administrative Officer, and are subject to preliminary approval by an inducement resolution adopted by the Board of Supervisors. The County is entitled to request infor- mation and documentation from the applicant, as well as an agreement to pay all costs relating to the bond issue. A11 issuance costs are paid from bond proceeds, and the amount depends upon whether a private placement or public underwriting method is used. At an early stage the applicant should consult with the County's bond counsel to ensure that there are no pro b1 em areas under federal or state law. Once the borrower has found a lender, the County's bond counsel prepares all the required legal documents for approval by the Board of Supervisors. The legal documents consist of a loan agreement between the County and the borrower pursuant to which the County agrees to lend band proceeds to the borrower and the borrower agrees to complete the project and repay the loan. Also, the Board adopts a bond resolution ar trust indenture setting forth all of the terms and conditions of the band issue. Additional documents might include deeds of trust, collateral security agreements, guarantees, and other security devices required by the lender. The County assigns ail of its rights under the loan agreement to the lender, so that the borrower makes payments directly to the lender and the lender holds the deed of trust and other security. Once the basic financing documents have been approved, bond counsel institutes superior court proceedings to declare the bonds valid. The pro- ceeding takes about 100 days. Tf time is critical, the process can be started at an early date before a 1 ender has agreed to buy the bands , While the validation proceeding is pending, the Board enters into a bond purchase agreement with the lender, and bond counsel prepares all the documents necessary to close the transaction. Once the validation judgment is final, the financing may be completed. At the closing, bond counsel delivers an opinion to the lender that the bonds are valid and tax-exempt, and the County delivers its revenue bonds to the lender. Depending upon the terms of the band purchase agree- ment, the lender may disburse bond proceeds to the harrower entirely at the closing, or on a draw-down basis as needed for the project. -2- G. WHAT ARE THE TERMS OF THE FTNANCING? The terms of the financing depend entirely on the negotiations between the borrower and the 1 ender. For example, a bank may be willing to 1 end money for the project for ten years at a floating interest rate equal to 75~ of its prime rate, in which case the bonds and the loan are structured accordingly. Any terms such as interest rate; maturity, prepayment privileges and penalties, optional extension periods, draw-down procedures, security provisions, and so on,may be incorporated into the transaction. The only significant difference between the bond financing and a conventional loan is that the interest rates are lower, as a result of the tax exemption for interest paid on the bonds. H. LEGAL COUNSEL The following two firms have represented private individuals or cor- porations in matters relating to Mortgage Revenue Bonds. hones HaT1 Hi11 & White Attn: Charles F. Rdams A Professional Law Corporation Attorneys at Law Four Embarcadero Center, Suite 1950 San Francisco, California 94111 Phone: (415) 391-5780 Sturgis, Ness, Brunsell & Sperry Attn: Edwin N. Ness P. 0. Box 8808 Emeryvi11 e, California 94608 Phone: {4T 5) 652-7588 =3- ~, . .~. 70: F'RDf~f :~ . GATE: RE: M~! SO4At~DE7~i . Q ~- ~ r ~~ C JA~~ ~ ~ „ i9~3 csrr ~~rvRi;ea • ~ET.1; pf: CHECCZ GY Ail Attorneys Sharon I~Jhi to June 9, 1982 Proposed Regulations for Residential Rental Property As you know, obligations of a political subdivision which constitute industrial development bonds are nevertheless tax-es;2mpt if the bonds are issued to provide residential rental property where 2D,o (15;o in a targeted area) of the units are to be occupied by persons of iew or moderate income (within the meaning of Section 167(k){3)(E) of the Internal Revenue Code). . . The Internal Revenue Service has issued proposed regulations relating to the above exemption, a copy of which is attached. Significant points of note in the proposed regulations are as follows: .. . 1. ~istered Form. The bonds must be issued as registered both as to principal and interest trans~r"erable by surrender and reissuance or Herr issuance. ' 2. Ito Transients. All of the units in a project must-be for rental on other than a transient basis. (Hotels, dormitories, rooming houses, hospii:als, sanitoriums, rest homes and trailer courts do not qualify). 3'. Similar Units. Substantially all of a project must consist of "-similar units". 4. Public Use Requirem_ant. A project must be available far rental to members of the general public. ~~~~ ~. 5. Twenty-Year Pericd_ Each unit in the project must be re«ted or available for rent fora period or not less than 2D years (tormenting with the later of the date that the project is available for occupancy or the date of bond issuance) even though the bonds are earlier retired. (After June 1, 195, the applicable period is the later of 20 years or bond retirement.) 11n exar~ple of this rule concludes noncompliance where the owner Converts 800 of the units to condominiums within 6 years after bond issuance even though the remaining 20°~ of the units are retained as rental for low income. r ~ ' . 6. Owner--Occu ant. The requirement for rental on a continuous basis Ss not satisfied as to units occupied by an owner or a person related (family member, 1% corporate shareholder, etc.) to an owner: . • ~ 7. Change of Incone. A unit is occupied by~a person of low or moderate income if it is initially so occupied even though such person ceases to be ' a person of low or moderate income. ~ 8. ~1ove-Qut. A unit is considered to be qualified as available for occupancy by a person of law or moderate income if it is initially so occupied a~~d the renter moves, until it is occupied by the next renter. 9. Taxability. Failure to comply will cause the bonds to be taxable • as of the issue date unless a nonconformity occurring after issuance (e.g., sublease to a rich person) is corrected by the issuer within 60 days from t~~e•date the error is discovered or should have been discovered. (the rule does not apply to 'nonconformity resulting from involuntary loss ar destruction if proceeds thereof are used for bond retirement or rebuff]ding of a confor7ing project.) 10. ~iethodolooy. A covenant running with the land for 20 years with power of enforcement in the issuer is provided as an exa7ple of a proper attempt at compliance. (It should be noted that no further guidance is provided on whether "Section $ r~rles" regarding adjustment for firmly size, etc., must be satisfied.) . t • V -i rly;E~ ~ [Oid /1i:D ACCOL'I~'i li3G (N0, 11~) T.D. 7F340. FINAL ]t•l7ERNAL REVE~tL'E S'=RVICE E~EGUt_ATIO~JS ON IhIDUSTRIAL DEVEE_OPi.4EP•1T HONDS FOR RESIc7ENTIAL RENTAL t-{OUSItsG, FILED OCT. 12. 1982 • (TEY,T) (Note:. T, D. 7S•f0 is•schcd~Icd to he pLShliskled xn the Fec~cral Register of Oct. ~S, 192,) i ? i I 3;• .s~ [•1830-01 ] [Final Drait of 9/29/82] TITL?/ 26 -INTERNAL AE1"E\UE CIiAPT1;Et I - INT1;R1dr1L Rsi~"ENL'E 5?;R~'1CE bEPART,~tENT or THE TREASI:~• SUBCHAPTER A -- INCO~lE TAX (T.D, 78.10) PART i -1hCO~lE TAX; T.~X::BLE ti'I;AF,S IiEGINhIN'G AFTER DECE\1BE'R 31, 1953 industrial development bops for residential rental hotain5 AC>:NCY: Internal Revenue Service, Treasur3". ACT10~1: Final regulations. SUhthJAR~': This documont co^ta±-ts ii:tal regula- tions under section !03(b) relati;t~ to i~d::strial develon- ment L•onds the nroc~eds of which are to L•~ used for residential rcrtal housing. Changes to section • 103{b)(•1)(r1) of the ]nternal Revenue Ccde o; 195-1 :':ere [Wade by sectia7s 1103 and 110•; of the C..^.^ib•~s :teccn- ciliatian Act of 1930 (9.1 Stat, 2569} a::d scc:ic^ 221 of the Tax >rquit}~ and Fiscal Responsibility ?.ct ^f 1952 (?0 5tat. 32.1). These final rc,t:lations i^tern.ct t::~s; ~ro•:isic.^.s. DATES: In general, the final :ery::lztic::s are cifec- tire with respect to obligations issued cite= .:p.il ''-i, 1`379. Regulations under F1.103-Sfb)(7j(ii) xre of:ecti~•e With respect to obligations issued otter Serte::tber 3, 1482: FOR FURTHER INFOR\tAT10\' CO\T ACT: [-[arold T. Flanagan of the Lehislation and P.e~:tlaticns Di~•iston, Office of the Chici Counsel, Internal i'~eti•c:,ua SPrvicc, 1111 Constit:,ticn r1ve. ~l.l;'., ~i'asl:i: 2tc.^. D.C. 2022Y {Attention: CC:i.R:T) (202-565-329.1, r.ot a toll-free call). SUPPi,1:,\1c.NTARY 1:iFOR\:r~.TIG~I: - .. BACI:GROC;I~D On ?[lay 2b, 1982, the FEl7EIt',L RECISTE'R pub- ~i5tted proposed regulations under section 103ib) of the Internal Revenue Code of 1559, xelatin^ to ind::st: ial de- velopment bonds for residential rental oralccts (K7 rR 229Gb). Numerous comments v:ere received and a public hearing was rcyucstcd. In accordance Frith ~ ^oticc of public hearinG published in the 1~)DER;iL tiE:::5TL'R on June 30, 148?, (•17 FR 28.127), a hcari:tS eras geld nn July 27, 1982. • On September 3, 1982, the Tax };gutty and Fiscal Rcspvnsibility ~~ct of 1952 (96 Stat. 32•:') (l:e;~ctnaftcr "TFFRA") vas enacted. Section 221 ai TErctA [:fade certain amendments to section 103(b)(•;)(A). EXPLrlNr1TION OP PRO~'1510NS This document can.ains find rcGulativns relatins to Industrial dcvclanmcnt honcis issued and'r scctton 103(b)(•I)(A) of tt;c Internal ltcvenue Ccdo of 1 ~9, as amended by sections 1 L03 and 110.1 of the (_~tz:n:bus Rcc- onciliation Act of ic130 (9.1 Stat. 2GG9) and scctton 221 of TEr•RA. Gcncr:tlly, interest an industrial development bands is lncluditrle in the rccipicnt's f;ross tncnm~. Scccta:t 103{b)(•1)(A) Itrovidcs an cxcc:ptton for obligations ~chich arc part of an issue substantiallt• all the proceeds o trhich arc to be used for a restd~^tial rc ;:al lira?cot Ject to certain additional renutre~.e: ts. interest on obligations is not includible in gross incL::tc. Under the proposed rcr_lattons a residential r project would he any buildi:z or str::ctc,re (t:::rc,:~',i "building") or scvera! intar:clatcd bu,id,r.rs each c taming residential re:,ral units.chich arc tv l:c utiCd other than a transiea basis and anv facilities ~rl:,c,: functionally related a7d s;:s;ord:hate :k:_rcto. i•urt:^.. the proposed regulations r:c~,ad ra^t:ire :has a st;cc:i percentage of units ie re:-~ted to i::divid::als nr 2'~a:r;i: low or r.:oderatc income fora :...^.t:-:;:;;r n r:od ci r.: years. Tltc fi.^.rsl regulations amc^d tho ±J-ac:osed r: lions by providi^~ that a res:d•a::tiaJ :~or,ial nrolcct t: building or structure which contains a un ; or s:r..ti:~ constructed units ~~•hiclt are to be Lscd c:t other t::.•,n transicnc basis and and facilities «•hich ire fu: ct:on. related a..,d subordinate tt:crcta. : tic final rct;::latic: make sevc.al ether chanres to t'r,c dcftnition of rests tlal rc:aal vrolect as proposed. The final rc::u]a*.iv:~s nrn•:ido that a nrniccr is , building conta,:-:ir:g a s,r.~le•:,..a. Accor~':::~lt•, d4tac houses, ro•.ti•i~ouse5, and-ct ar b:::ldia s containi^~ a gIe d•,e~ilin7 u::it n;at• corstautc t:: n: cis. 'r::rtt;er. final rcguiaticns urcer ;I .1J.; ;;f'•)(5)(i~:) r_:o•.:d~ .,.. build::, is a d:scrctc ediiicc co,s:st:nt-, ci as inti~:::~: fe::::dauon: ante: ~~:tills, acrd roof..~1s suer:, units •... are cart of a'~oi!di~ry (e.,yry. , ce::ai.^. to•;.:::ouscs c: in a i;sildu:^, e~•en ii senaratoir o~•.~:ed) bit ~chich c.a ccnstit:ae an entire build:,: arts not :4ss.^^atial :..... projects. The i.: al regulations ceiete t^~ rt:ic that r. property as a single cuildi:~~ or s:r::ct_: ° o:ply if a s; election may be ,:.ado ~:ith respect to ssch property section 1CS(al{3)lu){ii). Section 1.103-3[b)l-:? also provides that sev~r_ buildings v:ltich are o~~aed b)' the Sarre ccrson ant :~: are ii^anced n:.rsua:.t to a con:....,. a'.a:, t':ay :;e t:'c~. part cf the same nrolcct. The r ::izrtcns nrovtd~ th purposes of 81.103-i;{b) a cc~^~c : cl _.~ ci iina:tot^~ fists if all such buildings arc cro.•td~•d v::t;, tk:crrec::•. the same issued. As such, the crv.•tstons of 51.1C:i- 8(b)(~)(ii), relating to the ia~': or ^cue:•ate incon:c r~ quirement, must be satisf:cd :~:ith respect to 20 rc.r (13 l:crecrt in targeted areas) of fire un;.ts C011ta1,:tS such b:,iidings. Tnc final regulations clarii:~ ttte mcazing of :h term "sir: filar units" by substttur7~ tt:~ ccr;,~ "sir:,,: co:tstruccd ::nits". a si^•.i!arl~• co:7str.:ctcd unit ,s n t~•ith sitrilar nualit~• and t~•rc o[ ccatructt~tt. such u need not co7tatn tl:c same :tumcer of roa;;:s or rise s:. amount of floor space. The final reg_lations also clarii`• ,l:zt units occ by resident manaficrs and other c^:ro•:ccs ~~:ho arc r sonahl}' required to maintain s•csidc::acs un the nrot~~ arc functional)}• related anti sutaorda;zatc iacthttcs. Proposed Sl.103-1i(b1(,){iii) is rcc?csirnatcd as §1.103-3(b)(G) anal is amcndcci t:y this '1'rcayury i]Lct so as to clarify that a rcasnnatac pcrtod tar the tssm Wks action to cnrrcct a fatlurc to cnn:pl~• ~~:,th the rc quircntcnts of paraGranh fh), so as to p:•crcrvc the t. excml~t status of fife: of,•ht;attan, is at Iu.~~t GU cl,tvs, , longer pertcti is a!]o~rahlc nnl}• tf rcasnn:tL,l~• ncccss; hurthcrmorc, the final ret;ulattans arc an:rnclccl so provide that such period commences ~rlu:n .tst}• nancai Publis},od by 71{E BUREAU OF NATIONAL, AFFAIRS, INC., Washington, O.C. 2447 ... . . ' i ` _' ~ ~ 2 '' .-(Na:• •~9$) TAXA71Ot~ ANO ACCDUNT[h1G pllance is first ciiscovercd or would have been discovered through the exercise of reasonable diligence. In tltc case of certain events caustnq a:t invaluntarv noncampliancc,.thc final regulations moc7tfy the requirc- mcnts of this paragraph (tl) fa: the prolcct, ~ti~ithout alter- fng tltc tax-exctttpt status of the obligattotts, tieu• Cxampies of such eve:tts r:hich [ermtnate tltc cen,itt;:o:ts rental t•cquircntcnts arc the transfer of title ht• deed i;t Iicu of foreclosure and certain actions•of a I=cderal aren- cy after the date o[ issue v:ith respccf to the nro~cct. The final rcFulations also provide that such termi:attc~ shall not apply to a pro)ecr upon forcclasurc, transfer of title by deed in lieu of foreclosure ar similar occur;•cace tt the mortgagor or any related party thcrcafter r^at:t;ai, s or acquires an oa:nership interest in the pro)ect for tax :.ar- poses during tl:e qualified project period. As such, exer- cise by a morttiagor of a statutory risht to rcdc^^;;;icn after a sale by the mortgagee anon the default of tI:A mortgagor wi•Ii mean that a project v:ill be recuired to meet continuousl;: the requircr:~crts of g1.IG3-81~}(~}. The xu]e contained in 81.103-8fb}(5)fi) of tI:° :dice which ~~:ould prchiltit occunanc}• of any unit in a resicea- tfal rcniai project by a person related to tl;c o::•ncr is d~- Ieted. Aloreover, a unit that fs occupied by a restdsat manager or other necessary c:rplot•ce (c.g, .^.tai :tc- nancc and securit}' personnel) and That is a f~. ct'~; ;11 :• related and subordinate facility ;Hair be occupied b•: t^e onncr. i.'nder gI .103-8(b)(•;)(iv) any buildi:t5 :~:hic'; c;,n- tains fc~ti•er than five units and one of the units of •.:-hich is n~vncr-occupied is treated as an o~~mcr-occutied resi- dence under section I03A and not as a residential re:.tal project. Section 22I of TEFRA amended section f03(b)l~){:~) of the Code by pravidine that units in a project :r:-~st ~~ rrtaintained~as rental units fvr is dividuals a.•:d fa:::i:!es of Iaw or moderate inco:^e during a qualifi•~d praj~ct ^~_i-- od. Further, the final resu]aticns provide tint a]i cf :~ units must be mainta!: ed as rental units fo_ t c- lc::~•: cf {I) the qualified project period or (2) the tore", v.° t ~ :.s- suc. As such, the regulations provide that ail of t"c units, ~shether or Hat t?rgeted to individuals or fa:-:i~i~s of lo~v or madcratc income, t:',ust 1<s maintai: ed as r:.:ttal units for a mini:;;ur:•t of the qualified project l;ericd, which is approximately eq;;al to the icnger vi {1} 17 ;:ears after the date an v:hich 50 percc. t of tl:e u:tits are ?:: st occupied, (2) vre-half of the term of the ]cn,est ^:at_,i:ti• alpligation (includinfi any tofu"ding cbligaticns), cr l3} rho period Burins v:hich section & assistance is pro•:•?c•d ;:•itlt respect to the project. The rules provided b.: TE= ~: arc effectiti•e tivith respect to obligations issued niter Sepient- ber 3, 1982. Se~•eral cammenrators rccornmendcd that the pro- posed rule, refatins to the ]o::• or madcratc in,:omc occs- pancy requirement, provided in S 1.103-ti(b)(5)(ii) we deemed met tirhenever a dcvelct;cx of a project enters irro a contract With a I=edcral or state agency which rec•~ires chat at lcasi 20 percc^F of the units be maintained i~rr.~r- sons of low or moderate income for 26 years ant: s::c:t agency provides rent subsidies to such irdi~•tduals or families. The rccon;mendation is based an a star^_;r:ent in tits Icgislativc histaxy, Sec C:ottfcrcnce Report art the Omnibus Rcconciliatton Act of 1?30, H.It. Rep. ,:o. 96-179, 96th Congress, ?nd Sess. 1SZ (1U30). The fi :s! rcgu)ations under § I .1Q3-S(b}(7} adopt tttc rccorr.:r:c.^•d •• cd, "safe harbor" trcatr^cnr, ho:revcr, as a result of TfiFRA rite trcattnent anlv.applics io oblibauans issued prior to Scptcr»i~cr •f, l982, Finally, rite dcfirition of "individuals of Io:v or madcratc income" ~t•as clarified by •l•Cl:R:1 so as to ara- vldc that an individual or fanttly ;hall be dctcrr;:tncd to Itavc a law or madcratc i:tcornc tf Such individual's or family's incotnc is SUrcrccnt ai the avcraCC area median lncatttc. '1'hc rcgutattons under g i , 103-8(fr)(Fs}(v) rcfIcct such t:larificatton. (DER) 10-13-82 REGI`%LATOitI" I'LE?~IIlIL1T1• e1CT The Internal Revenue Service has concludccl that these final.rceclations arc interprctattve and tiros riot subject ro the rcGatrements of 5 U.S.C. 533, Acccrdtnc- 1}•, these fi;,al rcculattons do not constitute rcr,ulsttons• subject to the tZeg:;latory Flexibility Act (~ U,S.C. Chap- ter 6). NON-APPLICATIO~E DF EXECL:TI~'E O;tDFR 12291 The Treasure Dcnartment has detcrmi.^.cri t"at these firm re,~_latieas arc not subject to revtc:v ::n~'+^r Executive O:car !2'_?i ar the Treasury and O\;, trnP;e_ mcr••taticn of the Order dated April 2S, i982. DRAi~TI\G 1\rFOR\1r1TION Tltc pri: cical author of ti;cse final rc~ulatio^s is E•iarald T. 1~]s^a~an of the Lcpislatian an;4 Zcaul::::cns 17ivision of ti:_ +`~fftcc of Chief Counsel, Iatcr:;al ciavenue Scn•iee, 1~ioa-e:•er, cerso;tstel fro:-n other offices of t}:c Internal rZevca,c Servtce and Treasury Denartrncnt oar' [icipated in dcvclcct^~ the rcSulatio:ss, both on trotters of substance and st}•lc. LIST OF SL'f3J>~CT5 ]N 2b CFR l.bl-1 --- 1.281-4 Income taxes, Taxable income, Deductions. Exer;ptions. Industrial develap:r:ent bonds. .4doptlan of a.^~: ~ments to the t•eg::latinns. Accordi^,ly, the areoased a^tendr.^ents to rl:e In- come Tax Ree::iattons (Zfi Ci•R Part 1) are adopted as tollo•,vs: Pararrap't I. Section ].103-8 is a-nendcd b:• revis- ing the secc^d sc:tte: c: of oaragr2,.lt (a)(~}, b:• re:•is- irs parar•-a^ , (b), by celetin~ Esa^-:pfes (l) -:d (2) of paragrat;:t {ij a:;d r_dasiS:sartnS Exa-voles (3}, (;), (5), (6)r (2)~' a::d {St th•srcof as ~'xan:pies (]), (-'), (3i, f'' (S), avid f6) rest;ectiveiy, a::d by a; ;e^di.^.~ redest~~ ing Exa:r~:c (fi) e: p2ra2rath (i}. Tire revised and amended prcvisicas read as io]lows: g 1.103-8 Irt~t cst on bonds to finance certain exempt facili:ics. _ (-]) l.~ld,^:ate Lee of proceeds. • i-or exc ;;nfe, such t;roceeds :~:ill be treated as used to pro•:idc resid^^_iai .-e::-a1 t`rav_rt:•:~:hcther the 5:2~c or local gave:^:-:e::_al u:;it (i}•co::str;:cts such prone:°•: a:td leases or sc]ls it to .-t; person :rho is rot an c~:eTc; ;.cr- son far use in s,ch re:•scn's trade or hvsi:toss o: l::sst:tt; such prat;err:; (ii) le:;cs tl:c ^rocceds to am• sac; r~:•scn for such pur~osc; o: (iii) le::ds the nrocecds to b~.^J;s or other financial i::stitu,i;,ns in order: to increase t::c sue^ly cf funds for ^orr_are ]e: Bier, u: der conditions rcy~~irtng such banks ar cthcx ::~:t:scial institutions to use s::ch i~ro- cccds only for iurth:r lending far residential rcr,tai property. (b) Residential rent.! proncrty- (1) C~ncr.~l rule (or obli~attc:a l,s~~ed aRer:lpril ~-1, 1 U7.'J. 5ccnan f03(h)(!} shall n:t[ a^:~1}• to ant• ahligation ~:•hich is issucrf after :1pri1 2-1, 19;9, and is part of an sssuc substar;;tally all of the proceeds o(:~:hich arc to ho used to pr,~ti•trfr~ a resid4ntia] recta! era}ccF tn::•hieh'_0 percent ar r:;o:•e of tic units are to L•e acct:~:.•tcd by tndi:•tduals or fa:;:tltcs of lo:~• or moderate tncarr,c (as dufinc:l in paragra{~:r tt~1(5}(v) of this section). In tl:e case of a tat•f;ctcd area ]reelect, the mimn:um pcrcc^tarc ai units u•htclt are to he rrrcct:icd by itdividuals cf lo:c• or moderate income is 15 percent. Scc t;cncrall}• 4 1 .103-7 for rules rclauns to rctundtt:l; issucs.• PVbtiShod ny 71iE ElUREAU OF NA710NAL AfiFAtRS, 1NC., 1Yashington, I7.C. 20037• ' ' •'10-J.3-82~ ' . (DER} , i .~ • 7AXATIOId AND ACCOUN~• (3) Rc~istrarinn rcqufl•cmenr. An)• oUligatian (in- cludinr any rcfurdinf; ct:li ativn) issue:~i niter Dcec:r:Lcr 31, 1951, tc provtdt: a resuicntral rental prolcct ::rust be Issued as part of an tssuc, each ol:li:;atron of ~':hich is in rcgistcrect furor (as dcitncd in paragraph (b)(8)(ii) of [his section). (3) Transitional rule. For purposes of rttis section. obligations issued after .1ori1 2•l, ]179, may be treated as issued before April 25, 1979, if ttte trarsittonal re- quirements of section !iU•1 of the \fortyape Subsidy £,ond Tax ~1ct of 19$0 (9-l Stat. 2G70) arc satisited, (-1) Residential rcnral project. (i} Ingc::cral. ~- residential rental project is a buildi:;g oI• strt;cu;c, to' Berber with any functto::allt• related and subardinatc fa- eilitics, containing; vnc or more similarly constructed units - (a) 1'Jhich arc used an other tha71 a transicrt basis, and (h) Which satisfy the rcquiretrcnts of ~ar2sraph (b)(S}{i) of this section and are available :o r.:e;::be;s of the f;eneral public in accordance v:ith t:•te requircrnent of paragraph (a}(2) ci t::is section. Substantially all of cacti crcjecr ; :us*. cot.*.ai:: st:ch u^its and functionally rcia:ed and subordinate facilities. Ho- tcls, motels, dormitories, fraterntrr a^d sorority houses, rooming; i:ouses, hospitals, nursing ha:::es, sanitariums, rest homes, and [railer parks ar•a courts for use on a transicrt basis arc not residential rental projects . (ii) hlulriplc 6r•ild:rgs. (a) Proxi:::a[c buildi.-t~s or structures (hercinaitcr "buildings") ~ehich have s:::ilzr- ly constructed units are treated as Hart of trye sz:;:e n:o- ject if tl:cy are ov.;tcd for Federal tan narcoses "•; the same person and it the buiidir.,s are fi :azced pursuant to a common plan. {b} 13vildings arc proxi:::ate if they are lccated on a single tract of lard, The term "tract" r.:eans any ;,ogee! or parcels of lard v:hich are co,,^.tis'.:vus ezc~:;; fo_ t::e in- terpOSiL10n Of a ro2d, Street, sLreai:i 0. S_:^ilzr nr0^er - ty. Othen+rise, parcels are continuous ii tizeir boundaries meet at one yr more poi..^.ts. {c) A co;nmo:t t;lan of iina:!cin{ exists if, fur exam- ple, all such buildi::SS arc gravided by t.".e sz:r:A issue or several Issues subject to a common i.^,dent:.tre. (iii) Fiuretionallr relat°d a,~d subordinate facilities. [Jnder paragraph (a){3) of this section, iacilirias tE:at arc functionally related and subordinate to residcntial rental projects include facilities icr use b:• the to^,^;s, for e:c- ample, sv:immins poufs, other rec:eario^al facilities, parking areas, and other facilities v:hich arc -c,son~bl•,' required for the project, for example, l:eatr ; and cool- ing equipment, trash dtsnosal eauipr,;c:tt or Lass for 1`csident managers or oral^tenance Qersot ^.el. (iv} Ott•ncr-ecctlpied reside;tces. ~~ar r::rposes of section 103(b)(•t)(A) and this caraSrarh (b), rr,~ ter.;i "residcntial rcnral nro}ect" does not i:tciuds any building or structure ~ehich co::tarns fe::•cr titan rive u:Iits, one unit o[ v:hich is occupied by an av.•n?r of the units. (5) Rcquircmc::ts roust 1:e ccntl::;:ouslt• s3rlsiicd --- (i) Rental requiren:cnt. C}nce available for occupancy, eaclt unit (as defined in l:arat;ranh (b)(~)(i) of this section) in a residcntial rcnral nro}ect r.3ust be rented or available for rental on a continuous t~asis during tits lon~cr of -- (a) the rcmai:rips' tcrr:l of the at,iirauon, or (b} the quattfic~f pro]cct puriad (as defined in para- Sraph {b}(7} of this scctton), (ii) Loty or tttorfarare income nccuna:tct• rerruire- mcnt. Individuals or fanatics of lay: or n:udcratc trcamc must occupy that pcrccnr,trc of cornnletcd units rn suclt project agtplicablc to t1:c pro}ect antler ltara~rarh (b)(1) of this section conunuously durln~ the Gualtirod nrolect pc~- r1ot1, For this pur(tosc, a unit occi:ntcd t.}• an rndtvidua] or family ~:•ho at the coatmcnccnu•nt of ih~ ccc::nancy is of low or moderate itticomc is treated as occupied by such • indi.•idual or family duri:t4 their te::anc•; in such unit, ,;yen thuu~h they subscttuen;J:• cease to ;•~ of lu:r or r.^cd CraLC 1nC(}:'.tC, \iprCaNCr , Such unlL i5 trCu;cd a5 C..^CUt11 by an trdtaidl~al nr [amt'.v cf lo:r or ^:cc;cr~rc tacon:c !:n rcocct:ntcd, otltcr than fur a tc:r,^.o;ar•: r.ortc;i, at:~.ti:ct time the character of the unrt steal] L-c : rc:c•cr:r,rned. I7 no event shall such tc~:.rotary lter:ed exceed 31 days. (6.) Eff_^ct afpos~-lssua: cc ::o.•trn.r.nlt.t^cc. (i) 1.•t Cener.~1, l,n1C55 COrrCCLCd:':rtt:In a teas^::; fc rcrtca, noncomuliancc :rith the rcc:arcr.:c~a of :;;r; nara~r.~ett {b) st:all cause the pro}pct to be t-ra;~•d as ::;t:cr than a project described in scctia:t !03(b;fy)t:,) a ;d thts Tara- - graph (b) as of the date o: i=sLe. ~!_~:-.::t tss~c to tz.-::•:ir such. project ceases to c+~alifv, su!'scc•_~,- ccafor:::::v :ci[h the retluircr^.crzs:eill not alter t"e taxable status of such issue. (ii) Correction of rnrco.^:~liu :ce. if the issuer cos' reds aav ro^co;;tplia:,cc a; is. ,torn e:•c:::s occur r is after the issuance cf the c4~:i~atian :rith:a a : cason:t:;ley pericd, such nor:cc ::L,liance (e.~., a_-t unac:;!:o;i~cd sub• loose) shall rot cause the c:oicct to ~c a ;;; otect ^ot do-• scribed is this >,ara~ra~a t~). A reasc:t~'-ie r•criod is at Jeast t;Oda:•s after such error is first drscr•:crcd or would have been discoc•ered w ih~ exercac o: rcasvnabi dilige.^.ce. {iii) L•t:olunrarr lass. (z) the rcuuirc^:ents of rare graph (b) shall cease to a^pl~• to a t:reicct i:, t*~ event of invoiusuar:•neacemphancc ca~,:sed U': (rrc seizure, :•eq uisition, icrcclosure, tr=taf~r of ::?~ ~•: d•,~~ to lie:: ct forcclasurc, ct:a:t~e to a : e~'craE lour c: az action of a Federal atie::c)• allot the C?:C CI I$SCC :':n:Ch ^rcvcnts an issuer frv~i c..iarctn~ :; r rccsircr^e^ts cf ti71$ Hato` Brach. or con.._::^ns[tc:r or s:::::]_. o•,-.., "., onl:• if, :':i*.h:n a rcasoaa"lc cer:cd, cut:cr :,.e col:r_a*.:on used to prv:':de S::Ch nrDl:'CC :S r e_?r_~ CC a::C::::C5-c•cL'lt'cl4 aS .. consceuence o: such event a: e aced to pro•::c~ a ora}cet v:hicn r,:eets t::r require^:e.^.t of sectsel 1t7;:~:~}{1j{:.) ar.:i this paragraph (b). (6) T?:s provisions of naragrap;t {b){5){iii)(a) of t`:i<_ 5eCL'On shall C~asC to akvl:' ;n s nr0:CC[ su:::°Ct to fOrC` closure, ira::sfcr of title ~~ rep t :~li•au c: `.,reclosurc c similar ever.[ if at arr~in:~ d_..-:5 t`:a* cast^ai the q::ali lied eroject :.cried s::hsea::e^t to s_ch ev~ar the obl:rot on the accui_~d p;srpo o^i: ;ton tas cc...._dtn ~1 .103 13(b)(-i){i~-}{3j) cr a reiaze~' ^~rscn (as d~....ed :n ~1 .103 10(c)) obtains an o:~;,ership•ii;zerest to s::'ch project for tax purt;ascs. (7) Q~~alified prolecr period. The term "qualifit:d project peria~." :::ea.^.s--- (i) i•or cblit*attons issued ai:cr :~t:ril ~'~, 1979, ar. prior to Sr .....~ 4, I9$^_ a per_.,u of ~'J rears cam- +:.^^ei~s c;~,thc gat^, cf t!;c gate that ["e nro,cct bcco,;.c: a:•, iJable for occut;a:sc.; cr t:^.c data ci i;s::c: of the ot~lic;. lions. The rcacire~:ent a: cara~r?th (L•)(~)(ii) of this se tio:t shall be dee^Ied meL if [ a o::~~; et tl:c rroicct contracts ~+:ith ar'edeal or state ac.::c:• to n^atntatn aL 3east ~0 percent (vr ]~ rcrcent in the case e( [ar~etcd areas) of the uat;s fer !o:': or :;:cdc:ate lac:,tc in~iivid- vals yr fa,:alics (as deli:;^_d in t:aratirat;h [h)i5)(:•) of [his scctivn} for 3U -•ears to ce:aiderat:oa i~r rrr,t suh;tdtcs for such individuals or famrltes for such r.•_: tnd. (ii) For obligations issued niter Scncc::-:tour 3, 195: a pericd bGt;:^.n[ny on tits later of tt;o first av on r:hich l~asC ]0 rcrccnt of tt:e units in t", nrolcct ar.: first nccu pied yr rho elate of issue of an ahli~atton dascrtt:cd in sc tiara 1U3(b)(•;.s(.a} and this paragraph and cr.Ut:tn on the later DI [i:C date-- (~) 11'hich is d0 rears after the date en which at Ica 50 percent of ttte units in the prolcct arc first • occupied, (t+) 11'h?ch is a qualified number of tlars after the date vn :chich any of the units in the pro]uct is first oc cupicti, or {c) On:L-hicft any assistance rrovided sith respect the pro}cct under section 3 of it;c l;mtc~i States 1{ousin Act of 1137 Lcrmtnatcs, published by TH>w E3lJREAtJ QF NATiOt•tAL AFFAtF1S, i1QC.. VVashitlglan, D.C. 20037 ' _ '~ =`~ • .(No. 158) . ., TAXAT1iJ[•1 AMID ACCOL7NTIHG -- (DER) ~0-13-S2 ~~or purposes of this naracraplL (b)(7}(ii}, the term ."qualified number cf dat•s" means ~U percent of the total nvtnllet• of days carr:prtsln;; the term of the ak:liCatlcn;vlth the longest mawrit;• is tht: issue usctl to pro.•]c'.c tltc pro- • fee[. In the case of•a :cf~~ndirg of such a;t issue, the ]unr- est maturity is equal to the sum of tl:c >acriGd the prior issue n•as outstanding and the lanrest term ai any refund- ing ollligations (8) Other definitions: For purposes of this para- graph-- (i) Unit. The tcrt~t "unit" means any accamadatlon Containing separate and com,rlete facilities fnr li;•inj;, SlecpinG, ca[irlg, ccal:iag, and sanitation. Such accor:-t- tnodations may be scr•:ed by cctttrall~• located ccuip- mcnt, such as air co^dttionin~ or hcattrg. ; bus, for example, aft apartt:".c::L containins; a li:•in; area, a slecn- !ng area, bathi: p a: d saritaticn f~cilitics, a^d coci:ina facilities cquif:pcd v:ith a coaling range, ref::it;erator, atLd sir>l;, all of;~•hic`t ar~ separate and distinct from oth- er apartments. ;~:auld constitt:Le a unit. • .(ii} In re,:;isrered form. The term "in registered form" has the same r:c:.nirg as in scctior. 50•;y. With re- spect to obligations issUCd alter Dcce:rtbcr 31, 19B?, sash term shall ha:•e t::e same meani.^.g as prescrited in section 103 (j) (~incl~di: }the rcgulaticns thereunder). {iii) Targeted a; ea prcr4ct. The tor^-I "tar¢eted area project" mcaZS a prolcct located in a gt:alitied cen- sus t. act (as defined in ;6a.103n-2(b)(•1)) o: an area of chronic eeonamic distress (as defined in ~6a.103~1- 2(h)(~)) (iv} Buildi:l,~ or strscture. The term "building or • structure" generail;; ,;:earls a discre?e edifice o: other man-made coast: ~.lctto:t Consisting of an i^u~pendcnt foundation, outer ::•a:is, a:.d root. :1 sin,~lc ::alt r:llich is 7tot an entire building i:::t is tncrcly a pa: t c; a bt;il~'•in~ is • nor a iuilding or st:.t:.:t::rc ;:'ithin the r:eari::s of this sec- tion, rls such, ::.hick si tae tor.•aho:acs arc ::at tr.::;!ings if their foundation, c::?er:~:alls, and .oof ara :tat tr:dcpcn- den[, detached houses a.^.d ro:rhouses are buiidt :gs. (v} Loty or mcrjcrztc income. Indi ; ideals a :d fam- ilies of Io:~: or r.';Ddcra;~ i; cone shall tre de[er;;^invd in a m:SttllCr COn515[C .t :':1[.i G'Ctcrr^1nat1D:t5 GI lai%er 1nCC:'.":f; families under section o cf the Uritcd States r:auslag ACC o! 1937, as amended, excec: !hat the Ccrcc^tar!e of ; :edi- an fiross income v:hich cvaliiics as loin or r.:cuera:c in- come shall l1e 80 ccrcc:][. Therefore, ecc:a;arts of a unit are considered irdi;:c::2is or far::ilics of lo•.;• or moderate income only if their auius[ed income (co^:cs:tcd in the manner prescrit°d :':it•}: 1. 1Gi(k)-3 {b)(3)j does net ex- ceed $0 percent of the n-:adian gross inca^;c for the area. Nancithstandiny the tc:~_oin the occt:t:~rts of a unit shall not lac considered to be of law ar r-:adcratc income if all the occupants arc st::dcnts (as dciined is section 15l(c}(Y)), no one of :•:^c,,, is entitled to file a joint rctulrn• under section 6013. i}:; mc[]:ed of deLerminira lon• or moderate income in effect on the daft of isss:e •;ti•ill be de- [erminati~•e for such issue, even if such mcLl;ad is sGbse- qucntly changed. In the c:•cnt prorrams under ~3{f} of the Housing Act of 1937, as amended, arc torr.;inzted orior io the date of issue, the anplicablc r.:ctl:ad shall be that in cticet immediate!)' prior to the date of such termination. (9) 13asmpl~s. '1"ha follov:ing examples ]llusn•atc the application of this pararaph (b). F.xsmple (1}, In :1::t;ust 1932, City !C issues S10 million of rcf;istercd r~•o:tds ::•itl: a term of 2J }'ears to be used to finance tk:c construction Df an anartrr.cnt building to he availalslc to rncr.? ors of the s-cncral public, \ tuans the proceeds of tl:c bares to t.:arl;oratlnn ~1, the tax o;:71cr of the project. T11e loan is secured by a prD:;:ISSar)' note from t`1•and a mortgage on the prolcct. The r,tartgagc re- quires aruxlal pa:'r„cots sutficicnt to arnortlzc the pi ]nci- pal and ilucrest cln the t:oncis. {;tst'poratlon l~3 nlailualns 2f1 pcrccnr of flu units I:: the prolcct tar low ur nu1c14ratc lncon;c indivisfuals ancf meets all of the requlren:ents of this section until 2002, at :;'bleb tine \1 com•crts the nro- jcct to cfilccs. The bonds arc ]ntiustrlak dc•:clc;r.^:cnt• ':o::~.ls, but because the nrocecds arc used for ccnstruc- • lion o[ rLSldcatial rcntsl nroncrtp, ;~:hich a as cxcr.^^t faciiit}• unc:cr section ]03fb){-~)(f~) arc} aara; r.zo;] flr) of this sectica, sectlort 103(11)(]} does act ae~i:•. Ea~~:::clc (°). The iacts arc tk:c saL::c :is in cxar.,nfc (l}, exec; : tl:ai tllc building is co;lstructcd adracs^[ to a factory, and tllc factors' cmploS•e~s ate Lo i~c ~trcn r-:ef- erence in selecting tenants. The hD:,:is arc tn~ustrlal de- velopmen: bonds and [lte faciliLr is not a ,exc::;at fucllin u:;,-'.er section 103(11)(•1)(A) and paraprzph tt1) of i;:is sec- cio:t heca~sc it is oat a facilit}• constructed for use by the gercral o~.:'~lic. ~.rar,'+n1~ (.3). The facts are the sa^~e as iz ex.~mwle (1), except that tl;c proceeds of the atilt at:on a.c rro- vid_d to ,ti. a coopcrati;'c housir.5 ca: ca: a;;c;l, ro fin~acc tl:c Bens;-~c;ion of a caoneratn•e 1:eusi::_ crc;ec;..~ sells stet;; in such caoacr~tivc to sharchci~.~ers, so :-c of v:ba:n occup•: t}:c tints in the ccnncrati:•c ar•3 so:::c ci ;~:;;;.::; rent [hc t:nits to oti:cr persons. S::ch ora]cct is ;.ot a reside^- tial re^:al praject;;•ithi:t the mean;^~ of scct:cn ]C3thj~-)(:~.) a::d :1.103-S1.:} uecausc !ess t1:~a X11 of the ur.i:s in :hc b::i!di7~ arc L'SCd [cr re^tsl. F~:•ts-;cr, the bo:~:s arc r.-:ortgage suLsid}' ba^ds 4:,aC': Sc:CC:Cn 1~~3.~ L•e- cat:se r.:ore titan a slcnificant oortlo:: of t~, crccecds are used to . ra.•tdc financl^ iar .cslc~ a, ;or.°,~ of r:hrch arc oi;~cr-eccLricd a nd~somc ai:~:hict: arc us~•d in tale trade or buslress of regal. Ex3^:plc (Y). On rchruart• 1, 193.1, Co_::;•: Z issues registered otligations;•:ith a tern cf 3 ~:eats and loans t1:= t3rccc=ds to Corror.,;lo:] V to co^s;. pct ~a.,.aa t).7.t,:.ertt rolaet for tenaa;s :cho ara n3;•~...~ o: oldc.. The rr.orr~aC: cn the pre]cct sec::: es : ~ Joan.`.=.t t'ra e::d of 3 ; ea: s , 1' ectains r~rt-:a:..•u :i^ar..,.. fc..,. ;.: ol~ct frc:•.: a ce....,:ercial Jcadc:. the crol•~ , i _ of ta. ...ed zrc~ ^rolzc:. 1' ltas rot cent:acted ;~:I;7 z,•,• ___ra1 0+- Sr?[c: a~~^C:' ?a nr0;'1C~ :'Coca! a55ist~a~c :.:~cr sccLi~ cf t'r.~ L: aad S::aes Houslns .•~ct of 13i ..a a co^;i;;IC,,. far L}rG;'itil.^^. [; fi:7~.^.Cita IDr eG:ISC_.:C:IC.^, i.-C:',:1:C5 t{13t the ~°C~ t0 CI:C t)rD]CCt eCn;~ln .. CUi':......'i: il'.4. . _ :rCs tt:~ rro! °c: cc ,:std fnr ci~'c. i:• tc-1~..-s'._::a : ~~~-.:..= nc- C_"?^.C\' C7 ~~ C~;'CC:1C D1 :lr~ t::1I'. ;::.,._ t: ,'0?~C? LO L::iiL- 1:d_3d5 Cr 1?:7:1!1:'.3 DI loi': O: %.CdC':~[L' ... .°':C. ,; Cr:l:°'' th_ do°d ro;•iucs that "Such co;•e..~.._ s::_11 ru::.:ith an.~~ L•i:.d t::~c la: d i:c:n the da;c that :c: c~rce^. of t::.. u:ii;s in thn :._ oi;;ct a, c first ecct:oicd c::t:i tc^ i•ca: s alto. the d.::te t^st at Jeast halt the u.^.trs are :.. st ccc•.:c:e:s. T`re ri~;1t to er:iorce these restric[iors is ;~cs?~d to Co::::t:• Z." I^ ly?0, 1:o:•:cver, loss t;t:r. 30t:e:car; ci ti;_ .:alts ate occ_t:ted h', fat~illcs ar i::d! :d::ais of lo:>; or :~cder- zte i :Ca,':':e5, a^~ th:c° r.^.0:1Li75 alter Jc,rr.::a O: tia5 COn- d"sties? Ca:::*:• 7. }:ad oat co-n,:.c teed c:^.:a_cen:c:.; cf Lhe ct;vcrant. ?.ltho:rz;l] on the dare o: iss;:c the crocce :s of tl:c a;,iir3ticn v:erc used to provide a resi~~r:;I:li :~cntal protect, t~,e ablicatlon:;•ill rot be trc~ted as vrc•:idl^~ a resi~c^tla] rental proleo n'it}tin ti:e ^'~~..^.ln~ of ,ectlon l03~};)fY}(A) as of Fcs~ruary 1, 193.1, because ;he prolcct d:d rcL r.:ect the rctluirc:rrcnts of this Sara^.ra^!1 for at Joist 10 years after a[ least SU pcrcc^t of ttte unlLS arc first cccupicd. Ex.~;;:plc (; ). On]anuary 15, 1933, Sta*.e \ issues rc~istcrcd Dbli~ations i;•tth a term of i~ }'cars, the pr~- ceeds o[ r:itich arc loaned to Cort;ora:fan i to constr:,ct an apartrt:cnt buildin. , ThL prolcct •:eill t:c a "t.'.rt;ctc~i arcs prolcct", irtttun the n;cantnti of 5 1.103-$(iaistflii). i;or- por~ttcn P i;;;c;:ds to rcpt ail the v::tts [o ]n: I:•]tlaal~ for their resi•acnecs. mauttaininG J3 p,re::n; of the unttS ]n the prolcct iar trciividuals ha;•Inr, lo:;• ar rneverate ut- cc.^.:cs, for 1~ )•cars. ]]i ]tI&S, lto:;•c:•cr, C~~rl~ora;lap p co; :•cr?s 30 t:~rccnt of the units to cond~:::Irsu:ns. Lorpo- ratlon f' rcpa;•s the loilt to State X ;;•ltlch, In Lurn, rc- dic:m5 the obkl,~anons. l'hc nt111~;auDns arc not usi•d to pro;•ICie .t ressdclltial rental nrojrct .~:ltln:] th:: ntc.tlung of scctit,n l03(h)(•1)(r1), .loll ;:ll the ]ntcrrst l1.el~l ur tnl14 f::lst.i an such abllsattons;;•ill l:c inclu~.l.tblu ts: f;ross lI1CC;trtc. Published by Tlt~ t3UREAU OF NATIDNAI. AFFAIRS, iNC., Washington, p.C. 20037 ."~. ~•. •' * 10•-13-8•-. (DER) TaXArtor~ nr.t~ ~`,cco>_1rrT.~.~ ~ {I~o, x.95) J T Esatrrfrlc {6). On Januar}~ !5, 195-;. State Z issues rcfilstcrctl nktlrtiattons a•itlt a term of 1S }'cars the pro- CCC(1S Ot t:'111C1y L~:111 i'C [15(:[1 tU aC[lUll'C anti rcno•:atc a i'esi[lcntia] apartr::G; t hutltling. Z sells rite project to Corporation L and receives a 30-}'car ; ;ot•tcafic. Un junc 1, 1935, the first cccura:us of the prn)cct oo: ;r^ence their tenancies. ~t least 50 ltercc^z ci tra [:airs in the project at•c occunicd on jul:• 1, 1955. Q:t;a roar}~ 1~, 1988, "L isr:uos 3~~-:'car rcfundin:, ro^ds the crccceds of ~t•hieh arc used to retire rite oL']ira,io•;s tssucd in 19Sn•. The prior issue v:ili he discharged ht• ~!a:•cit 15, 1935. l:t order to meet the renuirc^tcnt of ;, 1.103-~fi:j(5)(ii}, at least 20 percent of scch oasts must be occa:cied bt• i;•di- viduals of ]otv or r.:odet•ate income until l:t:~t:art• 1, 2005. Exarrrl~le (T). Tltc facts arc the sa; ;e ~s i^ exan;pli' (6) except that in 193; , the apartme::t h::ildi'S is substan- tially des[ra:•cd b:• fire. 'f'ire building t':as i :s•~red at its fair marker'.•a]LF•. L: does not intend to :etc::struct the buiItlinr but uses a nartion of rite ins:,; a^cu nrocccds to repo}' the unpaid 4ala :ce of the mortc^ e. Z uses this a[nount to redeem tit, outstandin; bo ds at t::^.c first avail- able cal] date. 5i;.t:e the project u•as s::is;aatiMll~ de- stro}•cd by fire ar:d tlt~ outstandi.^.~ bo:;ds are ;cared at the first avail: L'lc call date, the rccuirz:::~: ;; cf section 103(b)(•7)(A) and this porn ;rarh (b) ara satisfted tt•ith re- spect to the oblitations. - Examole (b'). The facts ,•trc the sa:e as i:s exa:rnle (b) except that is 198; i! deiauits cn zhe r.:o: t_~_e, and Z obtains title to the t:roject t':ithour instit:ai:.~ for eclosure pt•ocecdinSs, Z sells the project to S a-:d ::s2s t.".e pro- cccds to retire the outstanding bend; , Si:tc° S d!d . at ob- tain the project :':it;, ccliaations descrt~~•d in sectro:z 1U3(b}(-7), 5 is not = equi: ed to rrect tl:e re~::i: e:::c7ts of sectio*t 103(b)(5)(-) a;.d this t:ararrsr°t. r::<<<cr, the 39$-7 obligations are obligations described i:r sectton Exa,-npl~ (9). L-t Septc:r,ber 1983, State 1Y'issues S10 milli ;n of registered bonds:':it5 a to -t c: 3 tears, the prrcceds of such are to ~~ loaned to Ccr~~-atioa ~' to fi- nance the coast: [:coon of aa.a anart:;;e::t r::ddi.-:g is a ru- ral cammuniL}•. at the erd o: 3 ~,•ears, 1' caa;ns permanent financi::~ f:o:;t Federal :;_rcact• i ..a'erct' T twill not allot:~ the ['-ecd to contain a rest. icti•: e cot•cnant relating tc the use of the project. [ a ^: rcae: al ]acv, hotset•er, ~- rccui_ as that Y' mai:ttain zii c: t ~ :n•: its in tl;e project far rental to lo:':-income fa;-::::':c:!;^:; for t:•:e term of the r:sorr~age, ::•hich is 20:•ea-s. i••.::!:cr, the mortgage benvice:t T ,..:.d \' provides t::at if T dctcrinines that low-income housing is no longer required is ;he community' in t:•hich tre proiect is co:a:r::ctc•,: t!:;:n t!tc repayment of the r.:orrgagc n7a}~ h~ accel°_ate•?. i dctcr- mines as of tl;c date of issac that to::•-i^cc:::e boost: fi ['rill he needed in rite cc:ri::t:^tty far at lest ~Q ['cars. l;t 1987, the proiect fails to meet rite recui:•_.'::c::ts ci sec- tion I.103-b(k~)(Sj(ii), relating to ccr_oaacv i:: ir.,:i:•id- uals or families of let:' or moderate iacc:ae. rurthcr, T does not require \' to correct th:: failu_o. 1}ased cn the foregoing, the l:ord; issued by 1V v:ill he Ercated as de- scribed in sccticn 103(b)(•;)(;~). E,ranrplc (!t7). The facts arc rite same as in cxamnlc (9) except tiro[ in 1957, rite federal la•.:' rs arterdcd to • provi[]c that Agency T may not ettfnrcc its lc:v-income occupancy requirc^:c:u. •1`hc result is t!tc sa:;te. Example (I1), The facts arc the sa:r.e as in example (9) except that in 1957 Agcncti• •I' cictez•:r:i::us that disc to a chan(;c in circurtswnccs to the coramur.ct}• in tt•ttich the project is lncatcd lot':-incornu rental hc•.:st^g is no lont;cr required. As such, T re[[uires ~' to repay t1:e rnortt;as;e. SEnce the oUEic;aucns hat•c been repaid, 1F h:ts r.o Icral right Eo enforce tt:c rcr[utrcmcnts of porn; raph tbl t':ith respect to the prol;:ct. Suh,c[lurat t:ot;caasarmtty of the pro)cct with rite rcgsi:'ctttcnts of §1.103-i;fh) under these tircurnstanccs tvtll not cat:sc the c}ts]irattons tssucd kry lV to he inclustrta] dc:•ulopmcn[ i)Ulzds tvttlun rho mcatting of section lU3(h)(1), t! (10) Ct1~lir~riona f cs,trd 7:cfcrc :1;,;•i/ 'S, l9Ta --- {i C~net•al t•ules. Section 10?(l~)(1) sl:a[1 ne::,;-;,I;• to c`alr:; [ions tssucd before April 25, 1?~~, v:;;,;h a~;c ra.t n( ar issue suhsta ;Bally al] cf t!:c t`rccccas ci v.iu, fi arc to l:~ used to pro.iclc residcraial real c:o~crt•: fcr (a:rtdv units. la e.d~;. to t;uahf}• un;!~~r tit ;•;,arar•,raL:, thl as an cxer::p; iacilit•; , tl:c factlt;t• nas;t sattsft• t°:~ m:hiic use requircrr,cnt of oaragray:h fa;(~) of ;;cis cctno:: bt' hcsny available for u5c by rrtentt:crs cf t`•c ~encra! ;-••~ltc. (ii) Fan:ih' urns dct7:::~. Far n::.pos^s cf ;hts para~ra~h (bj [he tcr^t "fa.:,t;t' unit" ~ca:a a l:url.!i: c; ant' pert+ca thct•cof v:ttich CO11ta1:15 CO:::u1C'^ ]n•i::~ fact! tics •::I;ich arc to be used ort ether [!tan a t:.,:tstc~t t:ast~ t:r enc ar iac:•c persons, ar:d fa~ili:.os f~ ^ct:rnailt• .?Ia ed ar.:l succr;;i::ate t!:creto. Th::s, an anart:`c^t ::~t,ich i to 1;;::acd on other than a i:a:tsic-:t casts as a residcnc, ht~ a si7~'.o r.^-rsnn or b}• a ta-;:i:•: a:td:~:hick cn~ta,:~s co: pieta :acil:;ics far livinfi, sl:.•o^i::~, cart :~ cookt-:~, ar. sa;titaticn, co:tstittstes a fam:li• ::.... Such a :::tit rr:~:• c[ served b;: ccntrall}• Iecated r°:ac::i::ert• and crutr.:^er:r ._. in a rt-pical arart::,~nt l:uiid!: ^. To cLa!ii.: as a rar.tily~ unit, the iiri; ;; :?GI]Ilc'.S mL'~t i:C Z 50~ ara:e, scif-cen- tai.^ad c::ilc'i:;~ or ccastirute o:tc un:t in a buildin;, sub- stanttalit• ail cf t':i:ich conststs of si::;i1,r ' ::its. SO^,ethC t:•ith fc::c;ic::zl]}' related and s;:cc;dia~te {aci!itres~and areas. l;css]s, r.:otefs, dor.^.-aa: cs, i;a:cr::t•; and so- rcrit:• !:ccses, rcerair:~ hcuses, hcscita!s, s~atta.tu::a rest }t:,:::es, a^d [toile; parks a^d co~~rts io:- ::sc on a tra:.sicnt casts do not const;t:ac :csidontiz3 real f;ropcr for fa.,;it• untts. (iiij r;:.~crio::.~llr:•elared a::~ s:~bo:o:natc f.~cflltic: .! `nde: oarac:•aah (a)(3j of t!t:s sec::vn, facilities which are f~n~t:c:ta~~; related znd sci;o:ri:::.:c to .esr^.~nti~l real e,o~_r'r act::~ll; ~scd fa.._::;iir u:::*.s i::cl_.. far ~, exar::plc•, f,cilitics io_,use b}• t"~ ccct:par.a such as a stt•i ;:^:t^~ pool, a parking zrca, and recreati:,:tal facilities. .~.\•i.:rClt'. (C]. Cl[y' G iss~.:cs 5~'0 rtilliaa of its hcr.ci: and ::ill too ~6 rtillion to fi::arcc : e=_i~o:,tial rca*.a! or crt:_ :':!:ic;t ctualifies as an exe:-• iaciltt', t:::cr sec .,.>~ • IG3(b}(.;)!:1) a;:u ra_asraoii fcj c•'t-:s scc::o :. ~a -^r~il:o: t6 f`~ :;CC LCiS[°'_CC:C:t Oi a sta~a:~•: '.':PkCtl C'.;aliflCS a5 ?. C.l'2:::~t 1~Cilit}' [:.^.der SCCC;Da l~~iw)(•^1(:;I ~'-.•+:! t_a:'a~ranh (c] ci•tris sactic:L, and $5 ^^illia:t for co7t•~at:o:t factlz:i: • •z i;~• as exempt foci:itics t:::~~r s_ctie:t 103ib)(~)(C) and paratiraph fd) of t^.s sect[„:t. T;:,. facili ties [';ill bo -cd is t; e trades o: ~':a:..csses of aa: ~x~:::: perso-ts z.::dVrca;:,] na}•r.:onts ..:*.;t ,cscec± ro st:ch iaciii- tics a:.d the facilities theti:sc.'•:cs t•.-;il Le t': ~ scc:u.:;+• ter: the be::~s. it:e Uon:ls arc i^v::s;:r~] det•elc^--;~::*. t,on;is, bur str.cc all tl:e nrocecds a. c to ire used io~:- i ~Lilit:es u9tich are cxc^,nt factlitics c:~cr section 10 (L){=], sec Clon li)=y;:)(1) does nCt aopl\~ L'ii!^_SS Li:^ L'6\•1~1C::S aI sG'C [ion 103(b)(10} and ;1 1l?3-11 -:e:t•. Tl•,_ resulr:t•oui:l !:_ [he sartc rf, i,.stcad of usinc *9 r:alioa [a fi::ancc cun- srrt:cticn cf a stadium, tt:e ~ miili~n tccrc tac.l to fi- nl:tce constt•uctton of a capitol budding. [:tc~,. gi .103-8 Par. 2. Section 1.103-10 is atrtendcd ht' rcdcsit:ns~ inG caracraCh (1~ as par:ts;ratth (gl and 1:t• at!dtnr, a net:' parar~rat,tt (t~ i::t:;tedrat~ly niter' parac;:apkt (c}, tic+t• par. ];t'aph !1~ reads as faliott•s: §1 .103-l0 f~acmptian for certain small issues of is dustrial dcvc][~ltntent bonds. • . • (f) 1~lC(Itr,tlfjfCa(fp1] prCCt'faln S,T.a111~5U;'S. (1) 5ct [ion 103 (L) (6) shall not apply to any c171t,ratt[~n tssuct! after :lprtl ^•;. 1970, tt~hich is ];art of an t,sur, ,a srl;:ttfi uan[ horirnn of thr. proceeds of t:•hich arc to he usctl tlt- rcctly or tn;iircctly tc prot•idc: restticnttal real l,ropurty t'uGllshc[3 ay 7F11; f3tlfiCAl3 OF NAT10F1111. AFfAl125, t`TC., 1.lasttfngton, p.C. 20037 ~• ~ - ,'' '~J ~- 6 (3~0•. X98) TAXATION ANE) ACC0~7NT1tlG - (DER) 10-1 i-S2 'for [amil}~ units, I:or ps~rpa5cs of tE:e precedin; Sentence, Tltis Treasury ciccisinn is issued under tl;e ~s:~hor- • tl~e tern "resiclcnttal real prupert}~ for fantitl}• u: its" itv cont.~inccl in section 750 of tE~c [nte:nal ne.•snue Cude means resident~aE rcnwE prolccrs (~.~~ithin the ~-:ecninti of o[ 19.1 (GS:I Stat. 917,; 26 li.S.C. f505). §l.lQ3-8(b)) anci a~~ncr-occ~picd resiclcnces (•.~•itl~aa [hc (si~ncd) ~oscoc l... r;pbcr, jr. meaning n( sect:on 1173.0. • (2) Far purposes of paragraph (f) (1),,a significant Commissioner of Interns] portion of the proceeds of ~n issue are used to p:ovidc Kevenuc res:dcntial real propert}• for family units if a percent or ~tlare of the proceeds are so used. Approved: 8 October 1982 (signed) David G. Glickr:an ~ ~ ~ Acting .~ssistar.t Secretary of . the T:-casur}' -End of Text-- . -~ End of ~ectian j -- pubfislTed by THE E3UREAU OF fJATIONAL AFFA1~i5, Ii~C.,lYashington, p.C. 20Da7 COUNTY OF BUTTE APPLICANT INFORMATION STATEMENT (1) REQUEST TO BOARD OF SUPERVISORS FOR INDUCEh1ENT RESOLUTION AND ISSUANCE OF h1ULTT-FAMILY -RESIDENTIAL REVENUE BONDS A. APPLICANT. Name _ Address Brief description of App1icant's background. B. DESCRIPTION OF PROJECT. Provide a brief but complete description of the project.} C. DESCRIPTION OF ACTIVITY AND USES. Provide a brief but complete description of the activity and uses which are to be financed by the bonds.} D. ESTIMATED COST OF PROJECT. Provide estimated cost of project. The estimate should include land cost, if any, building improvem ent cost; and other major items which are to be financed by the bonds . ) (1) Use Exhibits 1, 2, etc. for explanations where space under items is insufficient. If information is not availa ble at this time, indicate when it will be provided to County and the reasons} it is not available. . DATE - (EXHIBIT 3} E. MAXIMUM AMOUNT OF BONDS pROpOSED TO BE ISSUED. Provide the total maximum amount of bonds requested for the project.} F. DESCRIPTION OF PROP05ED ISSUANCE OF BONDS. Describe the proposed issuance of bonds including the security therefor, the revenue to 6e used in paying debt service and whether the bonds are proposed to be used in exchange for one or more outstanding bonds, or bonds or claims, or partly in such exchange and partly for cash or property.} G. PUBLIC BENEFIT. Provide a description of the publ is benefit which would accrue from the project, including but not limited to employment during construction of the project and the number of permanent jobs created by the project. Indicate how many of the permanent jobs are provided for moderate or low income persons and whether the jobs will be filled by local persons or persons transferred from other com- munities.} H. PUBLIC DETRIMENT. Provide a description of any public detriment which would occur by virtue of the project which will be financed by the bonds.) -2 -- I. DESCRIPTION OF STATE-WIDE OR NATIONRL OPERATION OF APPLICANT. Describe the state-wide or national size or location of the operations of the applicant both at the time of application and as projected upon completion of the project. ) J. ENERGY CONSERUATION. Describe energy conservation measures which are proposed for the project.) K. OTHER INFORE+IATION. Provide any additional information which applicant believes will assist the Board in malting a determination concerning applicants request for inducement resolution and bonds.) Signature Titl e -3- couNrv aF BurTE FEE FOR ISSUANCE OF REVENUE BONDS (for private projects ) I. GENERAL PROVISIONS A. The fees set forth herein shall be in addition to any fees charged by the State of California or other entities for processing revenue bond, appl ications. If required, County will collect and process any such fees. B. The Chief Administrative Officer shall collect the fees required pursuant to this schedule and deposit said fees in the Revenue Bond Trust Fund. If payment is required to another entity, the Chief Administrative Officer shall pay said fees for the Fund. C. The fees set forth herein are non--refundab1 e. II. FEE FOR ISSUANCE OF REVENUE BONDS A. At time of fit ing of application B. Upon County approval of application (fee must be paid prior to further processing by County) C. Upon issuance of bands Page 1 of 1 $1 , 2 50 1/4~ of esti- mated maximum amount of bonds 1/23 of actual amount of bonds issued less amount paid under B. above (EXHIBIT 4}