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HomeMy WebLinkAboutFema~ti~A~1~~ ~~~~ °~ Federal Emergency Management Agency ~~ . ~~. ~r J4~, Washington, D.C. 20472 ~DARC O~ Sl?1?E~SORS lA VA 5~G ~A-N 2 ~ 201 January 17, 2012 OROVILL~, CALIFOR{VL4 THE HONORABLE STEVE LAMBERT CHAIR, BOARD OF SUPERVISORS BUTTE COUNTY 25 COUNTY CENTER DRIVE, STE. 200 OROVILLE, CA 95965 CASE NO.: I2-09-0262A COMMUNITY: BUTTE COUNTY, CALIFORNIA (UNINCORPORATED AREAS) COMMUNITY NO.: 060017 DEAR MR. LAMBERT: This is in reference to a request that the Federal Emergency Management Agency {FEMA) determine if the property described in the enclosed document is located within an identified Special Flood Hazard Area, the area that would be inundated by the flood having a 1-percent chance of being equaled or exceeded in any given year {base flood), on the effective National Flood Insurance Program {NFIP) map. Using the information submitted and the effective NFIP map, our determination is shown on the attached Letter of Map Revision based on Fill (LOMR-F) Determination Document. This determination document provides additional information regarding the effective NFIP map, the legal description of the property and our determination. Additional documents are enclosed which provide information regarding the subject property and LOMR-Fs. Please see the List of Enclosures below to determine which documents are enclosed. Other attachments specif c to this request ,may be included as referenced in the Detennination/Comment document. If you have any questions about this letter or any of the enclosures, please contact the FEMA Map Assistance Center toll free at (877) 336-2627 (877-FEMA MAP) or by letter addressed to the Federal Emergency Management Agency, LOMC Clearinghouse, 6730 Santa Barbara Court, Eskridge, MD 21075. Sincerely, LIST OF ENCLOSURES: - ---- _. _ ..._ :z . ,_:. ,.. Luis Rodriguez, P.E., Chief Engineering Management Branch Federal Insurance and Mitigation Administration LOMR-F DETERMINATION DOCUMENT {REMOVAL) cc: StatelCommonwealth NFIP Coordinator Community Map Repository Region Mr. Douglas Maxfield % ~--' q~YR/~"\~.1. ~°~ Federal Emergency Management Agency x ~.. ~, °~ ~~ Washington, D.C. 20472 ~ERNt] S~GJ ADDITIONAL INFORMATION REGARDING LETTERS OF MAP REVISION BASED ON FILL When making determinations on requests for Letters of Map Revision based on the placement of fill (LOMR-Fs), the Department of Homeland Security's Federal Emergency Management Agency (FEMA) bases its determination on the flood hazard information available at the time of the determination. Requesters should be aware that flood conditions may change or new information may be generated that would supersede FEMA's determination. In such cases, the community will be informed by letter. Requesters also should be aware tl~at removal of a property {parcel of land ar structure) from the Special Flood Hazard Area {SFHA) means FEMA has determined the property is not subject to inundation by the flood having a 1-percent chance of being equaled or exceeded in any given year (base flood). This does not mean the property is not subject to other flood hazards. The property could be inundated by a flood with a magnitude greater than the base flood or by localized flooding not shown on the effective National Flood Insurance Program (NFIP) map. The effect of a LOMR-F is it removes the Federal requirement for the lender to require flood insurance coverage for the property described. The LOMR-F is not a waiver of the condition that the property owner maintain flood insurance coverage for the property. Only the lender can waive the flood insurance purchase requirement because the lender imposed the requirement. The property owner must request and receive a written waiver from the lender before canceling the policy. The lender may determine, on its own as a business decision, that it wishes to continue the flood insurance requirement to protect its financial risk on the loan. The LOMR-F provides FEMA's comment on the mandatory flood insurance requirements of the NFIP as they apply to a particular property. A LOMR-F is not a building permit, nor should it be construed as such. Any development, new construction, or substantial improvement of a property impacted by a LOMR-F must comply with all applicable State and local criteria and other Federal criteria. If a lender releases a property owner from the flood insurance requirement, and the property owner decides to cancel the policy and seek a refund, the NFIP will refund the premium paid for the current policy year, provided that no claim is pending or has been paid on the policy during the current policy year. The property owner must provide a written waiver of the insurance requirement from the lender to the property insurance agent or company servicing his or her poIiey. The agent or company will then process the refund request. Even though structures are not located in an SFHA, as mentioned above, they could be flooded by a flooding event with a greater magnitude than the base flood. In fact, more than 25 percent of all claims paid by the NFIF are for policies for structures located outside the SFHA in Zones B, C, X (shaded), or X (unshaded). More than one-fourth of all po]icies purchased under the NFIP protect structures located in these zones. The risk to structures located outside SFHAs is just not as great as the risk to structures located in SFHAs. Finally, approximately 90 percent of all federally declared disasters are caused by flooding, and homeowners insurance does not provide financial protection From this flooding. Therefore, FEMA encourages the widest possible coverage under the NFIF. LOMRFENGI (LOMR-F Removal) Page 1 of 2 Date: January 17, 2012 Case No.: 12-09-0262A LOMR-F ~~pA~1Eh ~~'~~ ~ Federal Emergency Management Agency ~arF4 Washington, D.C. 20472 ~Nn 56G LETTER OF MAP REVISION BASED ON FILL DETERMINATION DOCUMENT REMOVAL COMMUNITY AND MAP PANEL INFORMATION LEGAL PROPERTY DESCRIPTION BUTTE couNTY, CALIFORNIA Parcel 1, as described in the Grant Deed recorded as Document No. (Unincorporated Areas) 2003-0021742, in the Office of the Retarder, Butte County, California (APN:048-010-039) COMMUNITY COMMUNITY NO.: 060017 NUMBI*R: 06007C0340E AFFECTED MAP PANEL DATE: 1!&!2011 FLOODING SOURCE: SHEEP HOLLOW APPROXIMATE LATITUDE & LONGITUDE OF PROPERTY: 39.786, -121.843 SOURCE OF LAT 8~ LONG: GOOGLE EARTH PRO DATUM: NAD 83 DETERMINATION OUTCOME 1%ANNUAL LOWEST LOWEST WHAT IS CI-IANCE ADJACENT LOT LOT BLOCKI SUBDIVISION STREET REMOVED FROM FLOOD >;LOOD GRADE ELEVATION SECTION THE SFHA ZONE ELEVATION ELEVATION (NAND 88) NIAVD 88) NAND 88 - -- - 13291 Contractors Structure X 195.7 feet 1962 feet -- Drive (unshaded) Sneciai FEood Hazard Area (SFHA ) -The SFHA is an area that would be inundated by the flood having a 1-percent c hance of being equaled or exceeded in any given year (base flood). ADDITIONAL CONSIDERATIONS (Please refer to the appropriate section on Attachment 1 for the additional considerations Fisted below.) _ PORTIONS REMAIN IN THE SFHA BONE A This document provides the Federal Emergency Management Agency's determination regarding a request far a Letter of Map KevES~on based on Fill for the property described above. Using the information submitted and the effective NationaE Flood Insurance Program {NFIP) reap, we have determined that the structure{s} on the property(ies) islare not located in the SFWA, an area inundated by the flood having a 1-percent chance of being equaled or exceeded in any given year {base flood). This document revises the effective NFIP map to remove the subject property From the SFHA located on the effective NFIP map; therefore, the Federal mandatary flood insurance requirement does not apply. However, the lender has the option to continue the flood insurance requirement to protect its financial risk on the lean. A Preferred Risk Policy (PRP) is available for buildings located outside the SFHA. Information about the PRP and how one can apply is enclosed. This determination is based on the flood data presently available. The enclosed documents provide additional information regarding this determination. If you have any questions about this document, please contact the FEMA Map Assistance Center tall free at (877} 336-2627 (877-FEMA MAP} or by letter addressed to the Federal Emergency Management Agency, LOMC Clearinghouse, 6730 Santa Barbara Court, Elkridge, MD 21075. _._, -- -- Luis Rodriguez, P.E., Chief Engineering Management Branch Federal Insurance and Mitigation Administration Page 2 of 2 ~Date:.lanuary 17, 2012 Case No.: 12-09-02,82A ~ LbMR-F Federal Emergency Management Agency Washington, D.C. 20472 LETTER OF MAP REVISION BASED ON FILL DETERMINATION DOCUMENT REMOVAL) ATTACHMENT 1 {ADDITIONAL CONSIDERATIONS) PORTIONS OF THE PROPERTY REMAIN IN THE SFHA (This Additional Consideration applies to the preceding 1 Property.) Portions of this property, but not the subject of the peterminationlComment document, may remain in the Speciai Flood Hazard Area. Therefore, any future construction or substantial improvement on the property remains subject to Federal, StatelCommonwealth, and focal regulations for floodplain management. ZONE A {This Additional Consideration applies to the preceding 1 Property.) The National Flood Insurance Program map affecting this property depicts a Special Flood Hazard Area that was determined using the best flood hazard data available to FEMA, but without performing a detailed engineering analysis. The flood elevation used to make this determination is based on approximate methods and has not been formalized through the standard process for establishing base flood elevations published in the Flood Insurance Study. This flood elevation is subject to change. This attachment provides .additional information regarding this request. If you have any questions about this attachment, please contact the 1=EMA Map Assistance Center toll free at (877) 336-2627 (877-FEMA MAP} or by letter addressed to the Federal Emergency Management Agency, LOMC Clearinghouse, 8730 Santa Barbara Court, Elkridge, M© 21075. ~.. .. -.~~.N.z-~..,.... ~ T .. .... Luis Rodriguez, P.E., Chief Engineering Management Branch Federal insurance and Mitigation Administration