HomeMy WebLinkAbout09.22.20 Email From Jaclyn Thompson CDBG Disaster Recovery Multifamily Housing Program Approved Action Plan
From:Thompson, Jaclyn
To:Alpert, Bruce;Bennett, Robin;Clerk of the Board;Connelly, Bill;Cook, Holly;Lambert, Steve;Lucero, Debra;
McCracken, Shari;Paulsen, Shaina;Pickett, Andy;Ring, Brian;Ritter, Tami;Rodas, Amalia;Sweeney, Kathleen;
Teeter, Doug
Cc:Macarthy, Jennifer;Ring, Brian
Subject:CDBG Disaster Recovery Multifamily Housing Program
Date:Tuesday, September 22, 2020 8:14:54 AM
Good morning,
There is an item on the agenda for the Board meeting on September 29 regarding an allocation
available for the CDBG Disaster Recovery Multifamily Housing Program. For additional information
about the State’s Disaster Recovery needs assessment and program approach, the 2019 Disaster
Recovery Action Plan can be found:
https://www.hcd.ca.gov/community-development/disaster-recovery-programs/cdbg-
dr/docs/march-2019-hcd-cdbg-dr-actionplan-approved.pdf
Thank you,
Jaclyn
Jaclyn Thompson
Management Analyst, Senior
Butte County Administration
25 County Center Drive, Suite 213, Oroville, CA 95965
T: 530.552.3337| F: 530.538.3831
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State of California
Action Plan for Disaster Recovery
California Department of Housing and Community Development
March 2019
Submitted to the U.S. Department of Housing and Urban Development (HUD)
to fulfill requirements related to Community Development Block Grant
Disaster Recovery (CDBG-DR) Funds in Response to
2017 Disasters (FEMA DR-4344 and DR-4353).
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
State of California Unmet Needs Action Plan
Contents
I. Executive Summary ............................................................................................................ 1
1. October 2017 Wildfires (DR-4344) ................................................................................... 1
2. December Wildfires, Mudflows, and Debris Flows (DR-4353) .......................................... 2
3. Ongoing Threat ............................................................................................................... 2
4. Anticipated Unmet Recovery Needs ................................................................................ 3
5. Proposed Uses of CDBG-DR Funds ................................................................................ 4
6. Conclusion ...................................................................................................................... 7
II. Needs Assessment ............................................................................................................. 7
1. Background ..................................................................................................................... 7
2. Summary of Disaster Impacts .........................................................................................11
October 2017 Wildfires (DR-4344) ..............................................................................11
California Wildfires, Flooding, Mudflows, And Debris Flows (DR-4353) .......................13
HUD Designated Most Impacted and Distressed Areas ..............................................14
3. Resilience Solutions and Mitigation Needs .....................................................................17
Housing Resilience .....................................................................................................17
Infrastructure Resilience .............................................................................................18
4. Demographic Profile of Impacted Counties .....................................................................19
5. Impacts on Low- and Moderate-Income Populations ......................................................23
Social Vulnerability Index ............................................................................................27
6. Housing Impact ..............................................................................................................31
Cost Burdened Households ........................................................................................33
Homeless Persons ......................................................................................................34
Mobile Housing Units ..................................................................................................36
California Social Service Programs .............................................................................38
2-1-1 California ...........................................................................................................38
California HOPE Program ...........................................................................................40
Disaster CalFresh .......................................................................................................40
Insurance ....................................................................................................................40
7. Impact on Vulnerable Populations ..................................................................................52
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State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
Population with Disabilities ..........................................................................................53
Elderly Population .......................................................................................................55
Population with Limited English Proficiency ................................................................56
8. Analysis of Housing Unmet Need ...................................................................................58
Overview of Data Sources ..........................................................................................58
Limitations of Data ......................................................................................................58
FEMA Individual Assistance ........................................................................................59
Small Business Administration Disaster Loans ...........................................................68
California Department of Forestry and Fire Protection Damage Assessment Data......72
Homeowner Insurance ................................................................................................73
Summary of Impacts ...................................................................................................75
Alternative Methodology .............................................................................................76
Infrastructure Impact ...................................................................................................79
Economic Impact ........................................................................................................83
Small Business Administration (SBA) Business Disaster Loans ..................................94
Impact on Public Services ...........................................................................................98
Mitigation and Resilience ............................................................................................99
Unmet Needs Summary ............................................................................................ 100
III. General Requirements ..................................................................................................... 102
1. Rehabilitation/Reconstruction of Public Housing, Affordable Housing and other forms of
Assisted Housing ................................................................................................................. 102
Identification of Impacted Areas ................................................................................ 102
Public Housing Needs ............................................................................................... 102
Sources of Funding for Affordable Housing Unmet Needs ........................................ 102
Affordable Rental Housing Needs ............................................................................. 103
Affordable Rent, Tenant Income Limits, and Minimum Affordability Period ............... 103
Fair Housing ............................................................................................................. 104
Demonstrable Hardship ............................................................................................ 104
Not Suitable for Rehabilitation ................................................................................... 105
2. Housing for Vulnerable Populations .............................................................................. 105
Emergency Shelters and Transitional Housing .......................................................... 105
Permanent Supportive Housing ................................................................................ 105
Housing for Homeless and Persons At-Risk of Homelessness.................................. 106
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State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
Promote Housing for Vulnerable Populations ............................................................ 106
3. Displacement of Persons and/or Entities ...................................................................... 109
4. Protection of People and Property ................................................................................ 109
5. Construction Standards ................................................................................................ 112
Green Building Standards ......................................................................................... 112
Residential Construction Standards .......................................................................... 113
Small Business Rehabilitation Construction Standards ............................................. 113
Elevation Standards .................................................................................................. 113
Appeals Process ....................................................................................................... 114
6. Planning and Coordination ........................................................................................... 114
Long-term Recovery Planning ................................................................................... 115
Statewide Planning Efforts ........................................................................................ 115
Coordination with Local and Regional Planning Efforts ............................................. 117
7. Resilience to Natural Hazards ...................................................................................... 120
8. Leveraging Funds ......................................................................................................... 121
IV. Proposed Disaster Recovery Programs ........................................................................... 127
1. Allocation of Funds ....................................................................................................... 127
Method of Distribution ............................................................................................... 129
HCD Administered .................................................................................................... 129
Subgrantee Administered.......................................................................................... 129
Criteria to Determine Method of Distribution.............................................................. 130
Program Allocations .................................................................................................. 130
Unmet Needs ............................................................................................................ 131
2. Housing Recovery Programs ........................................................................................ 131
Owner Occupied Housing Rehabilitation and Reconstruction Program ..................... 132
Multifamily Housing Program .................................................................................... 138
3. Infrastructure Recovery Programs ................................................................................ 145
FEMA-Public Assistance Match Infrastructure Program ............................................ 145
4. Economic Revitalization Programs ............................................................................... 150
Workforce Recovery Program ................................................................................... 150
Small Business Recovery Program ........................................................................... 152
5. Remaining Unmet Needs ............................................................................................. 154
6. Long-term Commitments .............................................................................................. 154
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State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
V. Citizen Participation ......................................................................................................... 154
1. Publication .................................................................................................................... 155
2. Consideration of Public Comments ............................................................................... 155
3. Citizen Complaints ....................................................................................................... 156
4. Substantial Amendment ............................................................................................... 156
5. Non-substantial Amendment ........................................................................................ 156
6. Community Consultation .............................................................................................. 156
Tribal Consultation .................................................................................................... 157
Stakeholder Consultation .......................................................................................... 157
Local Government Consultation ................................................................................ 157
Public Meetings ........................................................................................................ 158
Stakeholder and Public Meeting Comments.............................................................. 159
7. Public Website .............................................................................................................. 161
8. Waivers ........................................................................................................................ 161
VI. Administration and Planning............................................................................................. 162
1. Application Status ......................................................................................................... 162
2. Program Budget ........................................................................................................... 163
3. Program Income ........................................................................................................... 163
4. Projection of Expenditures and Outcomes .................................................................... 164
VII. Certification and Risk Analysis ......................................................................................... 166
1. CDBG-DR Certifications ............................................................................................... 166
2. SF-424 ......................................................................................................................... 168
VIII. Appendices ...................................................................................................................... 168
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State of California 2018 CDBG-DR Action Plan
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List of Figures
Figure 1: DR-4344 and DR-4353 Unmet Needs Summary ......................................................... 8
Figure 2: Federally Declared Disaster Areas .............................................................................. 8
Figure 3: FEMA DR-4344 Disaster Declaration .......................................................................... 9
Figure 4: FEMA DR-4353 Disaster Declaration .........................................................................10
Figure 5: LNU Complex Fires, October 2017 - DR-4344 ...........................................................12
Figure 6: Wind Complex Fires, October 2017 DR-4344 .........................................................12
Figure 7: DR-4353 Wildfires, Debris Flows, and Mudflows ........................................................14
Figure 8: Most Impacted Counties & Zip Codes ........................................................................16
Figure 9: Income/Economic Demographics ...............................................................................20
Figure 10: Housing Demographics ............................................................................................20
Figure 11: Demographics ..........................................................................................................22
Figure 12: Education Demographics .........................................................................................23
Figure 13: Low- and Moderate-Income Analysis .......................................................................24
Figure 14: Northern California Low- and Moderate-Income Areas .............................................26
Figure 15: Southern California Low- and Moderate-Income Areas ............................................27
Figure 16: Social Vulnerability Index (SoVI) of Impacted Counties ............................................28
Figure 17: Key Factors of the Overall Social Vulnerability Index (SoVI) Scores .........................29
Figure 18: Map of SoVI By Census Tract Northern California .................................................30
Figure 19: Map of SoVI by Census Tract Southern California ................................................31
Figure 20: Cost Burden .............................................................................................................33
Figure 21: Affected Continuum of Care Entities.........................................................................35
Figure 22: 2017 Point-in-Time Count ........................................................................................36
Figure 23: Mobile Housing Units in Impacted Counties .............................................................37
Figure 24: DR-4353 2-1-1 Call Volume .....................................................................................39
Figure 25: DR-4344 2-1-1 Call Volume .....................................................................................39
Figure 26: D-SNAP New Applicants for DR-4344 & DR-4354 ...................................................40
Figure 27: Total Number of Reported Claims and Direct Incurred Losses by Insurance Type ...43
Figure 28: Insurance Claims and Losses in Disaster Areas.......................................................45
Figure 29: DR-4344 Total Home Loans Approved by SBA ........................................................48
Figure 30: DR-4353 Total Home Loans Approved by SBA ........................................................48
Figure 31: Total Home Loans Approved by SBA in Most Impacted Areas .................................49
Figure 32: Hud Assisted Housing In Impacted Areas ................................................................50
Figure 33: Public housing authorities in DR-4344 area ..............................................................52
Figure 34: Public housing authorities in DR-4353 area ..............................................................52
Figure 35: DR-4344 Noninstitutionalized Persons with a Disability ............................................54
Figure 36: DR-4353 Noninstitutionalized Persons with a Disability ............................................55
Figure 37: Population 65 Years and Over .................................................................................55
Figure 38: Population 65 Years and Over .................................................................................56
Figure 39: DR-4344 Spanish Language Spoken at Home By Ability to Speak English (Ages 5+)
.................................................................................................................................................57
Figure 40: DR-4353 Spanish Language Spoken at Home by Ability to Speak English (Ages 5+)
.................................................................................................................................................57
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State of California 2018 CDBG-DR Action Plan
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Figure 41: Total FEMA Individual Assistance Applications ........................................................60
Figure 42: Serious Unmet Housing Need Multipliers (Provided by HUD)...................................61
Figure 43: FEMA IA Damage Category by Owner and Renter Households ...............................61
Figure 44: FEMA IA Major/Severe Damage by County (4344) Northern California .................62
Figure 45: FEMA IA Major/Severe Damage by Census Tract (4344) Orange County Only ....63
Figure 46: FEMA IA Major/Severe Damage by County (4353) ..................................................64
Figure 47: FEMA IA Owner occupied Households with Unmet Needs .......................................65
Figure 48: FEMA IA Owner occupied Households by Damage Category No Insurance .........65
Figure 49: FEMA IA Renter occupied Unmet Need by Income Category ..................................66
Figure 50: FEMA IA BY DAMAGE CATEGORY (NO INSURANCE, UNDER 50 PERCENT AMI)
.................................................................................................................................................67
Figure 51: FEMA IA BY Damage Category ...............................................................................67
Figure 52: FEMA IA Unmet Need by Category for 4344 and 4353 ............................................68
Figure 53: SBA Disaster Home Loan Median Cost to Rebuild by Type ..................................69
Figure 54: SBA Average Real Estate Loss by Impacted County ...............................................69
Figure 55: SBA Applicants & Real Estate Loss by County for 4344 and 4353 ...........................70
Figure 56: SBA Loan Status by Type of Verified Loss ...............................................................70
Figure 57: SBA Ratio Calculation ..............................................................................................71
Figure 58: SBA Commercial Loan Real Estate by NAICS Code .............................................72
Figure 59: CAL FIRE Damage by Property Category ................................................................72
Figure 60: CAL FIRE Residential Structure Damage Survey by County ....................................73
Figure 61: Residential Insurance Claims Resulting from 4344 and 4353 Disasters ...................74
Figure 62: Residential Insurance Claims by County ..................................................................75
Figure 63: Impact Summary by Data Source .............................................................................76
Figure 64: MEDIAN HOME VALUE, 2012-2016 ACS 5 YEAR ESTIMATE ................................78
Figure 65: Alternative Owner occupied Calculation ...................................................................79
Figure 66: FEMA Cost Share by Disaster ..................................................................................81
Figure 67: Local Share Unmet Needs for FEMA Public Assistance 4344 Only, August 2018 ....82
Figure 68: Local Share Unmet Needs for FEMA Public Assistance 4353 Only, August 2018 ....82
Figure 69: Local Share Unmet Needs for FEMA Public Assistance 4344 and 4353, August 2018
.................................................................................................................................................82
Figure 70: DR-4344 2016-2017 Employment ............................................................................84
Figure 71: DR-4353 2016-2017 Employment ............................................................................84
Figure 72: Most Impacted and Distressed Area 2016-2017 Employment ..................................85
Figure 73: Disaster Unemployment Claims in Impacted Areas ..................................................87
Figure 74: Commercial Property Insurance Claims ...................................................................88
Figure 75: DR-4344 Agricultural Losses ....................................................................................90
Figure 76: DR-4353 Agricultural Losses ....................................................................................91
Figure 77: Estimated Tourism Impacts DR-4344 .......................................................................93
Figure 78: Estimated Tourism Impacts DR-4344 .......................................................................93
Figure 79: Estimated Tourism Impacts ......................................................................................93
Figure 80: Total Business Loans Approved by SBA ..................................................................94
Figure 81: SBA Business/EIDL Loan Approval Map ..................................................................95
Figure 82: DR-4344 Business Loans Approved by SBA ............................................................96
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State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
Figure 83: DR-4354 Business Loans Approved by SBA ............................................................97
Figure 84: Business Loans Approved by SBA in Most Impacted and Distressed Areas ............97
Figure 85: DR-4344 and DR-4353 HMGP Projects ................................................................. 100
Figure 86: Unmet Needs Summary HUD Methodology ........................................................ 101
Figure 87: Unmet Needs Summary Alternative Methodology ............................................... 101
Figure 88: Fire Hazard Severity Zones in State Responsibility Areas ...................................... 111
Figure 89: Safety Elements by Impacted County ..................................................................... 118
Figure 90: Summary of State Housing Related Programs Complementary to CDBG-DR ........ 123
Figure 91: Summary of Federally Funded Programs Administered by HCD ............................ 126
Figure 92: CDBG-DR Funding Summary ................................................................................ 128
Figure 93: CDBG-DR Programs Summary .............................................................................. 129
Figure 94: Total Unmet Housing Recovery Need .................................................................... 132
Figure 95: Owner occupied Housing Recovery Applicant Prioritization ................................... 136
Figure 96: Unmet Owner occupied Housing Recovery Need................................................... 138
Figure 97: Per Unit CDBG-DR Funding Limit .......................................................................... 139
Figure 98: MultiFamily Housing Recovery by Subgrantee Allocation ....................................... 140
Figure 99: Unmet Rental Housing Recovery Need .................................................................. 145
Figure 100: PA Match Program Allocation by Subgrantee Allocation ...................................... 147
Figure 101: Unmet Infrastructure Recovery Need ................................................................... 149
Figure 102: Workforce Reovery Program Prioritization ............................................................ 151
Figure 103: CDBG-DR Funding Summary .............................................................................. 163
Figure 104: Budget Schedule Key ........................................................................................... 165
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State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
I. Executive Summary
In April 2018, the U.S. Department of Housing and Urban Development (HUD) announced that
the State of California will receive $212 million in funding to support long-term recovery efforts
following the devastation of wildfires, flooding, mudflows and debris flows in October and
December of 2017. This Action Plan covers the $124 million in Community Development Block
Grant-Disaster Recovery (CDBG-DR) funds appropriated under Public Law 115-123 to support
unmet recovery needs related to the Federal Emergency Management
Agency (FEMA) Major Disaster Declarations DR-4344 in October 2017 and DR-4353 in
December 2017. The California Department of Housing and Community Development (HCD) is
the lead and responsible agency for administering the CDBG-DR funds allocated to the State of
California.
DR-4344 and DR-4353 were sparked by persistently dry environmental conditions due to record
high temperatures and exacerbated by strong winds blowing from desert counties to the east.
The 12 impacted countieseight counties in Northern California and four counties in Southern
Californiacooperated extensively in completing this assessment, even as some were managing
new fire events in 2018.
Although the State of California has a long history of extreme weather occurrences, it was
unprecedented to experience multiple diverse and record-breaking weather events such as
drought, mud and debris flows, and floods within a two-year timeline. The Thomas Fire (DR-4353)
at the time. It is now the second largest,
surpassed by the Mendocino Fire Complex which started on July 27, 2018, and was finally
contained on September 20, 2018. In November 2018, the Camp Fire became the deadliest fire
12
in California history, with 86 confirmed deaths.
1. October 2017 Wildfires (DR-4344)
The October 2017 fires spanned from the north coast of the San Francisco Bay Area, to the
northern Central Valley and Orange County. Fires included the Central Lake-Napa Unit (LNU)
Complex (including the Pocket, Tubbs, Nuns, and Atlas fires) in Sonoma and Napa Counties, the
Mendocino Lake Complex (including the Redwood Valley and Sulphur fires), and Wind Complex
(Cascade and Laporte, Lobo, and McCourtney fires) in the Tri-County region including Butte,
Nevada and Yuba Counties, as well as the Canyon fire in Orange County.
The October 2017 wildfires burned over 200,000 acres combined and destroyed 8,922
structures, with the Central LNU Complex fire responsible for much of the damage. The areas
affected sustained approximately $8.6 billion in property damages and losses, as reported
1
California Department of Forestry and Fire Protection, 12/12/2018 Largest Fires -
http://www.fire.ca.gov/communications/downloads/fact_sheets/Top20_Acres.pdf
2
California Department of Forestry and Fire Protection 12/12/18 Most Destructive Fires
http://www.fire.ca.gov/communications/downloads/fact_sheets/Top20_Destruction.pdf
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State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
through insurance claims. During and after the disaster, cities and counties responded with
services and shelters for those displaced to help begin the process of recovery. However, one
year later a survey of households with insurance claims showed 53 percent had not completed
the dwelling portion of their claim and 62 percent still planned to rebuild.
2. December Wildfires, Mudflows, and Debris Flows (DR-4353)
The December 2017 fires, mudflows, and debris flows impacted counties across Southern
California. Fires include the Thomas Fire, impacting Ventura and Santa Barbara Counties, the
Rye Fire and Creek Fire in Los Angeles County, and Lilac fire in San Diego. Following the fires,
debris and mudflows severely impacted the footprint of the Thomas Fire, devastating the
Montecito area in Santa Barbara County.
Across all the Southern California fires, a total of 308,383 acres were burned, with the Thomas
Fire alone becoming the largest single fire in California history at 281,893 acres burned, until the
Mendocino Fire Complex in 2018. The devastation created by the fires was exacerbated by heavy
rains that followed, resulting in massive mud and debris flows. Electricity, gas, cellular telephone,
internet, drainage, sewer and water service were all compromised, homes were destroyed, lives
were lost, and communities were displaced.
3. Ongoing Threat
The State of California is experiencing a heightened risk of fire danger due to drought, tree
mortality, and an increase of severe weather events. Starting in 2013, Governor Edmund G.
Brown Jr. declared a State of Emergency to take precautions against severe drought conditions
3
across the state. Drought severely impacted . In December 2017,
the U.S. Forest Service and the California Department of Forestry and Fire Protection (CAL FIRE)
announced that a total of 129 million trees died due to drought and bark beetles across 8,900,000
acres of the state. The ongoing drought conditions inhibited tree recovery, making forests
vulnerable to bark beetles and increasing the wildfire risk for California communities. Although
Governor Brown lifted the Drought State of Emergency in April 2017 following the substantial
winter storms in 2017, the number of dead trees remains an ongoing threat.
on
-incremental transition between very dry and
very wet weather. This condition was a contributing factor to the Thomas Fire mudflow, where
intense rain followed a period of prolonged drought. Southern California is particularly vulnerable
to this condition, due to the hot, dry Santa Ana winds, which occur in the fall and are historically
mitigated by rainfall. Prolonged drought made the region susceptible to fire and the fanning effect
of the Santa Ana winds, creating conditions for the flooding and mudslides that occurred after the
fire, killing 20 people. Ground soils were unable to effectively absorb water runoff due to drought
3
https://www.gov.ca.gov/2014/01/17/news18368/,1/17/14.
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State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
conditions, and wildfires removed vegetation that would normally slow down and help absorb
4
rainfall.
nt projected that climate change will make forests
5
more susceptible to extreme wildfires, especially if greenhouse gas emissions continue to rise.
Anthropogenic or human factors, such as ignitions, infrastructure, and development at the
wildland-urban interface also contribute to the presence and characteristics of wildfires;
approximately 85 percent of all fire ignitions in California are the result of human activity, with the
rest due to lightning.
The state must prepare for a changing climate and increased threat of frequent and extreme
weather events, as another record-breaking fire complex burned less than a year after DR-4344
and DR-4353. Verisk Analytics gauged the risk to residential properties in California and found
,000,000 homesabout 15 percent of all housing units in the statehave a high to
extreme risk of wildfire damage. In seven counties, mostly in Northern California, more than two-
6
thirds of all homes were in jeopardy
4. Anticipated Unmet Recovery Needs
The Needs Assessment section details quantified losses resulting from the disasters, resources
available to address the identified losses (as of the publication of this document), and the
remaining unmet recovery needs. As shown in the table below, the recovery needs far exceed
the available resources.
Recognizing the requirement included in the Federal Register Notice to address housing needs
first, HCD has determined that repairing and rebuilding owner-occupied and rental housing is the
7
priority for CDBG-DR funding currently available to California. Furthermore, the geographic
breadth of the disasters and the diversity of the impacted communities creates unique
circumstances relative to the ability to address localized needs and practical challenges related
to the delivery of assistance to residents.
HCD is committed to pursuing additional resources, including additional CDBG-DR funding, and
leveraging other resources to support the statewide recovery effort. In addition, HCD is continuing
to coordinate closely with local, state, and federal partners with respect to ongoing data collection
efforts, identifying resources, and understanding how unmet needs evolve over time.
4
http://newsroom.ucla.edu/releases/california-
extreme-climate-future-ucla-study.
5
and Research, the State of California Energy Commission and the California Natural
http://www.climateassessment.ca.gov/.
6
Finch II, Mi
https://www.sacbee.com/news/state/california/fires/article216076320.html.
7
Federal Register Notice 83 FR 5846 Department of Housing and Urban Development, February 9:
https://www.gpo.gov/fdsys/pkg/FR-2018-02-09/pdf/2018-02693.pdf (pg.1), Federal Register Notice 83 FR 40314
Department of Housing and Urban Development, August 14: https://www.gpo.gov/fdsys/pkg/FR-2018-08-
14/pdf/2018-17365.pdf (pg.1).
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State of California 2018 CDBG-DR Action Plan
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The following figure provides a summary of disaster impacts from DR-4344 and DR-4353 using
8
Notice. Using this conservative estimate, the total unmet recovery needs are over $922 million.
Unmet Need
Proposed Other
Category Total Impact CDBG-DR Resources
(total impact less applied
Funding Available
or anticipated resources)
Housing $209,630,395 $23,723,406 $71,491,542
$114,415,447
$592,197,307 $3,531,803 $557,523,980 $31,141,524
Infrastructure
$1,118,748,393 $0 $648,572,968 $470,175,425
Economic $123,619,322 $0 $33,084,100 $90,535,222
Agriculture $259,438,082 $0 N/A $259,438,082
Total $2,303,633,499 $117,947,250 $1,262,904,454 $922,781,795
Given the data challenges presented in the housing unmet needs section below, including the
limited Federal Emergency Management Agency (FEMA) Individual Assistance (IA) and Small
Business Administration (SBA) home loan registrations, HCD has proposed an alternative
methodology for a more holistic portrait of unmet recovery needs. The Housing category includes
the alternative methodology of using the boots-on-the-ground damage assessment conducted by
CAL FIRE across the disaster impacted communities, which HCD believes shows a more
accurate portrait of total housing impacts from the disasters. Using the alterative methodology,
the State of California faces over $2.5 billion in unmet recovery needs related to DR-4344 and
DR-4353.
5. Proposed Uses of CDBG-DR Funds
CDBG-DR funds may be spent on a variety of housing, infrastructure and economic revitalization
projects and programs. However, per HUD guidance, and given the extent of unmet housing
needs resulting from the 2017 disaster events, the state will prioritize housing and housing related
needs first. Additionally, the state will use a portion of their funds to provide critical infrastructure,
to ensure that housing and housing related recovery infrastructure projects are prioritized.
HCD is proposing to spend the majority of funds on housing recovery (92 percent), with three
percent spent on critical infrastructure projects approved by FEMA. The remaining five percent
will be used to pay for required grant administration functions.
Due to federal regulations, all funds must be spent in areas that were impacted by the October
2017 fires or December 2017 fires and mudslides. Of this, 80 percent must be spent in locations
HUD has identified as the Most Impacted and Distressed (MID) Areas.
Finally, at least 70 percent of funds must be spent to benefit low-to-moderate income persons.
For its housing recovery, the state will launch two programs: an Owner-Occupied Rehabilitation
and Reconstruction Program and a Multifamily Housing Program. The owner-occupied program
8
Ibid (pg 9).
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State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
will allow affected residents to apply directly to the state for gap financing grants up to $150,000
to repair or rebuild their homes. The multifamily housing program will allow local governments to
identify, select, and submit potential projects to the state for eligibility and compliance review,
approval, and funding. Local governments that receive funds will then work with qualified
developers and contractors to construct the developments. The multifamily program is aimed at
renters who were affected by the disasters. The multifamily program allocation was calculated
based on the impact to renters in disaster-affected areas. Specific allocations are detailed below:
$ Outside % Outside
Allocation Summary Total $ $ to MID % to MID
of MID of MID
Sonoma County $4,698,809 $4,698,809 100% $0 0%
City of Santa Rosa $38,469,772 $38,469,772 100% $0 0%
Ventura County $2,756,047 $2,756,047 100% $0 0%
City of Ventura $4,601,064 $4,601,064 100% $0 0%
Mendocino County $6,591,778 $6,235,730 95% $356,048 5%
Yuba County $1,666,091 $1,622,677 97% $43,413 3%
Napa County $420,094 $0 0% $420,094 100%
City of Napa $2,889,774 $2,851,517 99% $38,257 1%
Lake County $1,157,983 $1,114,570 96% $43,413 4%
Santa Barbara County $588,504 $57,028 10% $531,476 90%
City of Santa Barbara $848,011 $848,011 100% $0 0%
Butte County $679,013 $0 0% $679,013 100%
Los Angeles County $590,987 $0 0% $590,987 100%
Nevada County $424,028 $0 0% $424,028 100%
San Diego County $405,845 $0 0% $405,845 100%
Total $66,787,799 $63,255,225 94.71% $3,532,575 5.29%
The owner-occupied program is aimed at impacted homeowners. Together, the two programs will
support the recovery of individual households and the revitalization of communities. HCD will
coordinate with HUD-certified housing counseling organizations to ensure information and
services are made available to both renters and homeowners.
The CDBG-DR funding proposal primarily addresses the unmet housing recovery need, but HCD
acknowledges the remaining unmet need for other recovery priorities. The allocations by broader
recovery program are expressed below.
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State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
Percentage of Percentage of
Program Unmet Need Unmet Need Program Allocation Total
Total CDBG-DR Funds $1,040,729,043 $124,155,000
Administration N/A N/A $6,207,750 5.0%
Program Allocations N/A N/A $117,947,250 95.0%
Housing Programs $185,906,989 18% $114,415,447 92.2%
Infrastructure $34,673,327 3% $3,531,803** 2.8%
Mitigation $470,175,423 45% N/A*
Economic Revitalization $90,535,222 9% $ - 0%
Agriculture $259,438,082 25% $ - 0%
Total CDBG-DR Funds $1,040,729,043 100% $124,155,000 100.0%
*Mitigation will be addressed in the subsequent mitigation
** Funding for PA Match Program is limited to the match required for categories D and F
These recovery priorities are further developed into individual programs. The program summary
includes funding considerations for the 80 percent funding requirement to MID areas as well as
the requirement to expend 70 percent of grant funds on low- to moderate-income individuals or
families.
Summary Most Impacted and Distressed LMI Requirements
% Total
Maximum $
CDBG-Minimum $ to $ LMI % LMI
Item Breakdown Total $ Outside of
DR MID (Minimum) (Minimum)
MID
Funds
Total CDBG-DR
Funds $124,155,000 100 % $99,324,000 $24,831,000 $86,908,500 70.00%
Administration
Costs $6,207,750 5.00% $4,966,200 $1,241,550 $4,345,425 70.00%
Housing
Programs $114,415,447 92.16% $91,532,358 $22,883,089 $82,563,075 72.16%
Owner Occupied
Rehab and
$47,627,648 38.36% $38,102,118 $9,525,530 $34,368,480 72.16%
Reconstruction
Multifamily
Housing $66,787,799 53.79% $53,430,239 $13,357,560 $48,194,595 72.16%
Infrastructure
Program $3,531,803 2.84% $2,825,442 $706,361 $0 0.00%
FEMA PA Match
Program $3,531,803 2.84% $2,825,442 $706,361 $0 0.00%
6
State of California 2018 CDBG-DR Action Plan
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6. Conclusion
To fulfill the requirements of the allocation of CDBG-DR funding appropriated through Public Law
115-123, the State of California is required to submit an Action Plan for Disaster Recovery to
HUD. The Action Plan must identify disaster impacts and unmet recovery needs, provide an
overview of the rules and regulations associated with CDBG-DR funding, outline the proposed
uses of the funds and how funds will be distributed to impacted residents and communities, and
afford citizens with an opportunity to comment on The following Action
across the State of California
for DR-4344 and DR-4353. The proposed activities include a state operated Owner Occupied
Housing Rehabilitation and Reconstruction program, Multifamily Housing, and FEMA Public
Assistance Match programs that will be implemented through the local governments.
II. Needs Assessment
The State of California completed the following needs assessment to identify the effects, long-
term needs, and priorities for CDBG-DR funding allocated as a result of the October 2017 and
December 2017 fires, mudflows, and debris flows. The two presidentially declared disasters
covered by this needs assessment include the FEMA declarations DR-4344 and DR-4353.
This assessment incorporates a comprehensive set of data sources that cover multiple
geographies and sectors and was completed according to guidelines set forth by HUD in the
February 9, 2018 and subsequent August 14, 2018 notice. The assessment is based on data
provided by state and federal agencies, impacted jurisdictions, local nonprofits, the Census
Bureau, Small Business Administration (SBA), FEMA, and other sources.
The needs assessment includes specific details about unmet needs within the eligible and Most
Impacted and Distressed communities. This includes details for housing, infrastructure, and
economic revitalization. This assessment takes into consideration pre-disaster needs in addition
to unmet recovery needs resulting from the wildfires. It discusses additional types of assistance
that may be available to affected communities and individuals, such as insurance, other federal
assistance or other possible funding sources. The needs assessment also examines measures
that will increase resilience and mitigate or protect against future disasters.
HCD understands that additional information may become available, and anticipates that if
additional funds are allocated, there may be a different methodology for the distribution of funds.
Adjustments to the Action Plan may be needed as a result of additional data or modified
distribution methods; HCD will amend this assessment and the Action Plan as needed in the
future.
1. Background
The State of California completed the following unmet needs assessment to identify the long-term
needs and priorities for CDBG-DR funding allocated as a result of the wildfire events in 2017. The
needs assessment evaluates the effects of two major wildfire events in 2017, DR-4344 in October
and DR-4353 in December, as well as for the subsequent damage from mudslides and debris
7
State of California 2018 CDBG-DR Action Plan
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flows that resulted from the December wildfires. Twelve jurisdictions, which include seven areas
designated as Most Impacted and Distressed, are included in the FEMA Disaster Declarations as
outlined in the following table.
FIGURE 1: FEDERALLY DECLARED DISASTER AREAS
Federally Declared Disaster Areas Most Impacted and Distressed Areas
DR-4344 DR-4353 County Zip Code
Butte County Los Angeles County Sonoma County 95470
Lake County San Diego County Ventura County 95901
Mendocino County Santa Barbara County 94558
Napa County Ventura County 95422
Nevada County 93108
Orange County
Sonoma County
Yuba County
Source: FEMA
The following FEMA maps illustrate each federally declared disaster area and the type of FEMA
funding approved for each impacted county.
8
State of California 2018 CDBG-DR Action Plan
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FIGURE 2: FEMA DR-4344 DISASTER DECLARATION
Source: FEMA, https:www.fema.gov/disaster/4344
9
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
FIGURE 3: FEMA DR-4353 DISASTER DECLARATION
Source: FEMA, https://www.fema.gov/disaster/4353
10
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
2. Summary of Disaster Impacts
The wildfire events of 2017 had a dramatic impact on the State of California. The wildfires and
subsequent disasters took place across northern and southern California over a span of
approximately three months. The following provides an overview of the disasters and impacts on
the people, property, and infrastructure by FEMA disaster declaration.
October 2017 Wildfires (DR-4344)
thst9
The DR-4344 wildfires occurred between the 8 and 31 of October 2017. The primary fires
during this disaster event were the Atlas, Canyon II, Cascade, Cherokee, La Porte, Lobo, Patrick,
Redwood Complex, Sulphur, and the Tubbs. The counties impacted were Butte, Lake,
Mendocino, Napa, Nevada, Orange, Sonoma, and Yuba.The fires burned vehicles, destroyed
homes, businesses, and entire neighborhoods; and left behind ash and hazardous materials
that posed an immediate threat to public health and safety. The fires burned over 200,000
acres and destroyed an estimated 7,050 parcels and 8,922 structures. The Central LNU
Complex fire was responsible for the highest number of destroyed structures (7,010) within
Napa and Sonoma Counties; 41 lives were lost, and 44 injuries sustained as a result of the
disaster.
The following maps illustrate the locations of fires included in the DR-4344 declaration.
9
California Wildfires, Floods, & Mudflow Incident
Strategic Plan, March 2018.
11
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
FIGURE 4: LNU COMPLEX FIRES, OCTOBER 2017 - DR-4344
Source: CAL FIRE, http://www.fire.ca.gov/general/firemaps
FIGURE 5: WIND COMPLEX FIRES, OCTOBER 2017 DR-4344
Source: CAL FIRE, http://www.fire.ca.gov/general/firemaps
12
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
California Wildfires, Flooding, Mudflows, And Debris Flows (DR-4353)
DR-4353 occurred in December 2017. The primary fires during this disaster were the Thomas,
Creek, Rye, Little Mountain, Skirball, Lilac, and Liberty. The counties impacted were Los Angeles,
San Diego, Ventura, and Santa Barbara Counties. A total of 308,383 acres were burned. The
Thomas Fire impacted Ventura and Santa Barbara Counties and became the largest single fire
in California history at 281,893 acres burned. The disaster destroyed over 1,000 residences and
was initially granted an Emergency Declaration FEMA-3396-EM-CA. This was upgraded to a
Major Declaration FEMA-4353-DR-CA with amendments to include Individual Assistance for
Santa Barbara, Ventura, San Diego, and Los Angeles Counties along with Public Assistance on
January 2, 2018. The fires impacted electricity, gas, cellular telephone, internet, drainage, sewer
and water service. In many cases, electrical lines were powered down, and gas service was shut
off to neighborhoods at the request of fire officials, while in others, service was disrupted by the
fire.
Wildfires have profound effects on the hydrologic response of watersheds by changing the
infiltration characteristics and erodibility of the soil. By consuming the vegetative cover and
reducing soil infiltration, wildfires significantly increase the risk of damaging runoff, erosion,
sedimentation, landslides, debris flows, and rockfalls generated from burned hillslopes. In early
January 2018, heavy rains over the burn scar areas of Southern California led to massive debris
flows in Santa Barbara County, resulting in 75 destroyed residences, multiple missing individuals,
20 fatalities, and numerous road closures including a two-week closure of Highway 101 in Santa
Barbara County.
13
State of California 2018 CDBG-DR Action Plan
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The following map illustrates the location of fires and debris and mudflows included in FEMA DR-
4353.
FIGURE 6: DR-4353 WILDFIRES, DEBRIS FLOWS, AND MUDFLOWS
Source: CAL FIRE, http://www.fire.ca.gov/general/firemaps
HUD Designated Most Impacted and Distressed Areas
HUD requires that 80 percent of CDBG-DR funding be spent within areas designated as Most
Impacted and Distressed. HUD determines the Most Impacted and Distressed areas using the
10
following factors:
Areas where FEMA has allocated FEMA Individual Assistance/Individual Household
Program
Areas with concentrated damage defined as:
o Counties exceeding $10 million in serious unmet housing needsand most impacted
zip codes
o Zip codes with $2 million or more of serious unmet housing needs
o Disaster meeting the Most Impacted threshold
o One or more county that meets the definition of Most Impacted and Distressed
o An aggregate of Most Impacted zip codes of $10 million or more
10
Federal Register Notice 83 FR 40314 Department of Housing and Urban Development, August 14, 2018
https://www.gpo.gov/fdsys/pkg/FR-2018-08-14/pdf/2018-17365.pdf.
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State of California 2018 CDBG-DR Action Plan
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HUD designated Sonoma and Ventura counties, as well as five zip codes (93108, 94558, 95422,
95470, and 95901) as the Most Impacted and Distressed areas from the DR-4344 and DR-4353
disasters. The following provides further details about the location of the Most Impacted and
Distressed zip codes:
95470 Mendocino County
95901 Predominantly Yuba County
94558 Predominantly Napa County
95422 Predominantly the City of Clearlake in Lake County
93108 - City of Montecito, located in Santa Barbara County
15
State of California 2018 CDBG-DR Action Plan
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The following is a map of the most impacted counties and zip codes.
FIGURE 7: MOST IMPACTED COUNTIES & ZIP CODES
Source: Department of Housing and Urban Development, U.S. Census TIGER Files 2018
16
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
3. Resilience Solutions and Mitigation Needs
California has a long history of addressing the hazards of earthquakes, floods, wildfires and
droughts in its planning, zoning, building standards, and infrastructure investments. These
measures are continuously updated as understanding of hazard risk improves.
It is imperative to mitigate the effects of climate change on local, regional, and state levels. A
commitment to address these effects comes with a necessary and increased cost for housing and
community infrastructure investments. Resilience considerations in housing and infrastructure
recovery are detailed below.
Housing Resilience
Housing resilience measures are enshrined in state legislation, including requirements for local
building codes, such as the Wildland-Urban Interface building codes (WUI codes) addressing
wildfire risk since 2005. California continues to be a national leader in implementing statewide
policy to both prepare for climate change and reduce greenhouse gas emissions and has
dedicated substantial resources to mitigating the impacts of climate change.
All housing rebuilt under programs provided in this Action Plan must comply with applicable WUI
codes, which offer specific material, design and construction standards to maximize ignition-
11
resistance. The 2019 Build Energy Efficiency Standards for residential properties, which
mandates solar power systems in all newly constructed residential housing is yet another
12
standard enforced by California to address human development and climate change.
Most of the homes destroyed in the fires were built more than ten years ago and only insured for
a replacement value, which means replacement of the homes as it was built at the time of
purchase. However, in the past decade California has adopted new building codes to increase
the resilience of homes. Specific resilience measures were adopted in 2015 and 2016 in SB 379
and SB 246, requiring integration of climate adaptation and resilience strategies in city and county
planning relative to public safety; and better coordination among state, local, and regional climate
adaptation efforts. Increased home resilience leads to a reduction in loss due to wildfire, flood,
earthquake, mudslide, or other natural disaster; and safeguards the federal investment of CDBG-
DR funds in the housing recovery process.
The median cost of replacing a single-family home is $300,000, before accounting for resilience
measures. Single family home resilience solutions are expected to add approximately $30,000 to
13
the total cost per home, according to the California Building Industry Association. These costs
may be even greater in areas with significant wildfire vulnerabilities such as those impacted by
11
http://www.fire.ca.gov/fire_prevention/fire_prevention_wildland_codes.
12
https://www.energy.ca.gov/title24/2019standards/.
13
Proposed Building Stan
17
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
the 2017 wildfire events. Resilience solutions add ten percent to the cost of rebuilding and these
costs are unlikely to be covered by insurance.
The primary means of wildfire resilience is the creation of defensible space around the perimeter
of a structure. Defensible space is the reduction of fire fuels such as grass, shrub, trees, and other
plant matter that may ignite during a fire and damage or destroy property. An analysis of the cost
1415
of removing one square foot of assorted fuels, adjusted for the State of California prices and
including an allowance for increased labor costs to comply with federal wage requirements as
well as allow for costs for long term defensible space planning and implementation, supports
$0.70 a square foot applicable to the lot size rather than the structure size. HCD will ensure that
the costs of defensible space creation are considered for each project funded with CDBG-DR
funds, including single-family construction and multi-family rental projects. Consideration will be
given to applicants or contractors that present an alternative calculation to develop defensible
space.
Infrastructure Resilience
All recovery programs considered under this Action Plan will align with Executive Order B-30-15
Integrated Climate Adaptation and Resiliency Program, which direct state
agencies to account for current and future climate conditions, including an increased likelihood of
natural disasters, in all infrastructure investment. Infrastructure resilience standards and
requirements include:
Guidelines for infrastructure investments outlined in the Planning and Investing for a
Resilient California Guidebook, developed under Executive Order B-30-15, which
16
provides guidance for making climate informed infrastructure investments.
Safe Infrastructure Working Group (established in 2016 under
Assembly Bill 2800) delivered its report in September 2018, providing guidance on how
engineers should address climate change impacts and future climate scenarios in
17
infrastructure design.
HCD ensures that resilient infrastructure is a component of the recovery by reviewing the long-
term viability and resilience component of proposed infrastructure recovery projects. The damage
caused by DR-4353 and DR-4344 was primarily due to fires. At this time HCD is prioritizing FEMA
PA match for Category D and F projects only, which is discussed in Section II, part 8(i).
Maintenance drainage facilities by the state is limited to those facilities that are located within
public rights of way, or drainage easements that are deeded to the city, state, or locality. Residents
14
National Institute of Stand
https://nvlpubs.nist.gov/nistpubs/SpecialPublications/NIST.SP.1215.pdf
15
Building Componehttps://bc3.pnnl.gov/location-factors
16
-30-
http://opr.ca.gov/planning/icarp/resilient-ca.html.
17
rd: The Path Toward Climate-Safe Infrastructure In
http://resources.ca.gov/climate/climate-safe-infrastructure-working-group/.
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State of California 2018 CDBG-DR Action Plan
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must take it upon themselves to maintain and/or restore the natural drainage course on their
property.
HCD will require that mitigation costs are a part of the project scope and supports the $0.70 a
square foot calculation for defensible space in infrastructure projects. HCD will consider
alternative calculations provided by funding applicants or contractors.
4. Demographic Profile of Impacted Counties
The demographic profile for the State of California, as well as the federally declared disaster areas
and Most Impacted and Distressed counties and zip codes, was compiled using 2012-2016
American Community Survey (ACS) Five Year Estimates. This data provides the most recent five-
year data, which is available down to the block group level. Appendix E provides further detail for
figures found in this section.
The State of California is home to approximately 38.7 million people. Of that, approximately 18.9
million live in the impacted counties and 1.5 million live in the Most Impacted and Distressed
areas. Nearly half (48.9 percent) of population is located within the DR-4344 and DR-
4353 federally declared disaster areas. Furthermore, approximately 3.9 percent
population is located within the HUD identified Most Impacted and Distressed areas.
The Most Impacted and Distressed areas tend to be more affluent and less diverse than the
impacted counties and the state as a whole.
In 2016, the median household income of the Most Impacted and Distressed areas was $68,970,
approximately $4,000 lower than the statewide median household income of $72,952. In
comparison, the 2016 median income of the entire federally declared disaster area was $59,470.
Additionally, per capita income within the Most Impacted and Distressed areas was $36,659,
$5,200 higher than the statewide per capita income and $6,000 higher than the federally declared
disaster area per capita income. Poverty levels were lowest within the Most Impacted and
Distressed areas; 10.9 percent had income in the past 12 months below poverty level, compared
to 15.8 percent statewide and 45 percent in the federally declared disaster areas (as shown in
Figure 8).
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State of California 2018 CDBG-DR Action Plan
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FIGURE 8: INCOME/ECONOMIC DEMOGRAPHICS
California DR-4344 & DR-4353 MID
Income/Economic
Demographics Estimates Percent Estimates Percent Estimates Percent
Median Household
Income (2016
dollars) $72,952 (X) $59,465 (X) $68,970 (X)
Per capita Income
(2016 dollars) $31,458 (X) $30,567 (X) $36,659 (X)
Income in the past
12 months below
poverty level 6,004,257 15.8% 8,367,728 45.0% 148,469 10.88%
Source: American Community Survey, 2012-2016 Five Year Estimates
Median value of owner occupied units within the Most Impacted and Distressed areas is
$428,025, which is roughly $20,000 higher than the median household value of both the state and
federally declared disaster areas. Median gross rent is also highest within the Most Impacted and
Distressed areas with a value of $1,345 per month, which is $48 higher than that of the state and
$95 higher than that of the federally declared disaster areas.
The Most Impacted and Distressed areas have the highest proportion of owner occupied
households (67.7 percent) compared to the state (49.8 percent) and the federally declared
disaster areas (47.4 percent), while the proportion of renter households is comparable at 43.2
percent, slightly higher than the state (42.3 percent) but lower than the federally declared disaster
areas, where renter occupied households comprise 46 percent (see Figure 9).
FIGURE 9: HOUSING DEMOGRAPHICS
California DR-4344 & DR-4353 MID
Housing Demographics Estimates Percent Estimates Percent Estimates Percent
Total Housing Units 13,911,737 100% 6,706,644 100% 562,489 100%
Owner Occupied Average
Household Size: 2.99 (X) 2.78 (X) 2.68 (X)
Renter Occupied Average
Household Size: 2.91 (X) 2.85 (X) 2.90 (X)
Owner occupied 6,929,007 49.8% 3,181,828 47.4% 380,710 67.7%
Renter occupied 5,878,380 42.3% 3,083,499 46.0% 242,807 43.2%
20
State of California 2018 CDBG-DR Action Plan
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FIGURE 9: HOUSING DEMOGRAPHICS (CONTINUED)
California DR-4344 & DR-4353 MID
Median Value of owner
occupied housing units
(2016 dollars) $409,300 (X) $405,000 (X) $428,025 (X)
Median Gross Rent (2016
dollars) $1,297 (X) $1,250 (X) $1,345 (X)
Total households 12,807,387 100% 6,265,327 100% 623,517 100%
Civilian non-
institutionalized population
without health insurance 4,804,193 12.4% 2,643,796 13.98% 170,705 11.3%
Estimate of non-
institutionalized population
with a disability 4,028,190 10.4% 1,858,092 9.8% 146,342 9.7%
Language other than
English Spoken at Home,
Over Age of 5 15,910,680 44.0% 8,546,658 48.2% 471,830 33.3%
2016 Building Permits 50,216 (X) 15,622 (X) 1,357 (X)
Source: American Community Survey, 2012-2016 Five Year Estimates
The Most Impacted and Distressed areas have a significantly higher White population and
significantly lower African American and Asian population than the State of California and the
federally declared disaster areas, while the proportion of Hispanic or Latino population is relatively
consistent.
As seen in Figure 10, the White population comprises 78 percent of the Most Impacted and
Distressed areas, which is 16 and 17 percentage points higher than that of the state and federally
declared disaster areas respectively. By comparison, the African American population comprises
just 1.7 percent of the Most Impacted and Distressed areas, which is approximately 4 percent
lower than both the state and federal disaster declared areas. In addition, the Asian population
within the Most Impacted and Distressed areas is only 5.7 percent, whereas it comprises 13.9
percent and 13.4 percent of the state and federally declared disaster areas respectively. At 35.2
percent, the Hispanic or Latino population comprises a significant proportion of the Most Impacted
and Distressed areas, consistent with the proportion of the state (38.6 percent) and declared
disaster areas (41.4 percent).
One third (33.3 percent) of the population five years and over within the Most Impacted and
Distressed areas spoke a language other than English at home in 2016. This percentage is lower
than the 44 percent of the state population five years and over, as well as the 48.2 percent of the
21
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
federally declared disaster areas population five years and over that spoke a language other than
English at home.
FIGURE 10: DEMOGRAPHICS
California DR-4344 & DR-4353
MID
Demographics Estimates Percent Estimates Percent Estimates Percent
Total
Population 38,654,206 100% 18,911,724 100% 1,510,517 100%
Under 5 years 2,499,561 6.5% 1,184,758 6.26% 90,323 6.0%
65 years and
over 4,976,982 12.9% 2,436,133 12.88% 225,700 14.9%
White alone 23,680,584 61.3% 11,498,534 60.80% 1,178,543 78.0%
Black or
African
American alone 2,261,835 5.9% 1,089,356 5.76% 26,023 1.7%
American
Indian and
Alaska Native
alone 285,512 0.7% 124,595 0.66% 14395 1.0%
Asian alone 5,354,608 13.9% 2,541,678 13.44% 85,560 5.7%
Native
Hawaiian and
Other Pacific
Islander alone 150,908 0.4% 56,555 0.30% 3,519 0.2%
Two or More
Races 1,787,159 4.6% 783,475 4.14% 69,165 4.6%
Hispanic or
Latino 14,903,982 38.6% 7,830,037 41.40% 531,217 35.2%
Population 16
years and over
in civilian labor
force 19,391,320 63.4% 9,676,110 51.16% 779,422 51.6%
Source: American Community Survey, 2012-2016 Five Year Estimates
Educational attainment for the population 25 years and over is highest within the Most Impacted
and Distressed areas compared to the federally declared disaster areas and the state. The
percentage of people who did not graduate high school is also smallest within the Most Impacted
and Distressed areas (Figure 11). Most of the population in the Most Impacted and Distressed
22
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
areas have some level of tertiary education, whereas 33.5 percent have some college or
Comparatively, the
percentage of population 25 and over with some college or associate degree is under 30 percent,
both within the state and federally declared disaster areas. The percentage of population with a
highest in the federally declared disaster
areas at 33 percent.
FIGURE 11: EDUCATION DEMOGRAPHICS
California DR-4344 & DR-4353 MID
Education
Estimates Percent Estimates Percent Estimates Percent
Demographics
Population 25 years
and over: 25,554,412 100% 12,620,177 100% 1,019,666 100%
Less than high
school graduate 4,572,963 17.9% 2,367,246 18.8% 154,931 15.2%
High School
graduate (includes
equivalency) 5,260,904 20.6% 2,486,971 19.7% 195,926 19.2%
Some college,
associate's degree 7,544,058 29.5% 3,597,779 28.5% 341,908 33.5%
Bachelor's degree
or higher 8,176,487 32.0% 4,168,181 33.0% 326,901 32.1%
Source: American Community Survey, 2012-2016 Five Year Estimates
5. Impacts on Low- and Moderate-Income Populations
All projects supported by CDBG-DR
18
Objectives:
1. Benefiting low-and moderate-income (LMI) persons
2. Aiding in the prevention or elimination of slums or blight
3. Meeting a need or having particular need (urgent need)
HUD defines LMI households as households whose gross income does not exceed 80 percent of
Area Median Income (AMI), adjusted for family size. Seventy percent of CDBG-DR funds must
be spent to benefit LMI households. The following section provides an overview of the number
and location of LMI households within the disaster impacted areas.
The vast majority of counties designated within DR-4344 and DR-4353 do not meet the
threshold of 50 percent of LMI persons. However, approximately 64 percent of persons in zip
18
CDBG Guide to National Objectives and
https://www.hudexchange.info/onecpd/assets/File/CDBG-National-Objectives-Eligible-Activities-Chapter-3.pdf.
23
State of California 2018 CDBG-DR Action Plan
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code 95422, located in Clearlake are considered LMI. Additionally, the majority of funding
associated with the Multifamily Housing Program will directly benefit renters, particularly LMI
populations. The Owner-Occupied Program will employ a tiered eligibility approach to prioritize
LMI homeowners. More specifics regarding the LMI needs in the disaster impacted areas will be
available after survey data is collected and the prioritization approach will be refined to ensure
CDBG-DR funds assist those with the greatest need. The following table provides additional
information on persons designated as LMI in each of the impacted counties and Most Impacted
and Distressed areas.
FIGURE 12: LOW- AND MODERATE-INCOME ANALYSIS
Percentage
Low-to-
Total Low and Moderate Income Total Moderate
19
Persons Population Income
State of California 16,425,750 35,810,780 45.9%
Federally Declared Disaster Areas
DR-4344 1,853,113 4,047,470 45.8%
Butte County 91,744 213,515 43.0%
Lake County 29,325 63,590 46.1%
Mendocino County 39,085 85,745 45.6%
Napa County 53,140 128,560 41.3%
Nevada County 34,920 97,385 35.9%
Orange County 1,378,719 2,924,945 47.1%
Sonoma County 194,985 464,245 42.0%
Yuba County 31,195 69,485 44.9%
DR-4353 7,101,260 13,686,460 51.9%
Los Angeles County 5,277,550 9,571,375 55.1%
San Diego County 1,296,585 2,918,225 44.4%
Santa Barbara County 191,410 398,045 48.1%
Ventura County 335,715 798,815 42.0%
19
Total Potential Low-to-Moderate Income Persons are persons with the potential for being deemed Low, Moderate
and Medium income. Department of Housing and Urban Development, American Community Survey 5-Year 2006-
2010 Low and Moderate Income Summary Data, https://www.hudexchange.info/programs/acs-low-mod-summary-
data/.
24
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
Percentage
Low-to-
Total Low and Moderate Income Total Moderate
19
Persons Population Income
DR-4344 and DR-4353
Total 8,954,373 17,733,930 50.5%
Most Impacted and Distressed Areas
County
Sonoma County 194,985 464,245 42.0%
Ventura County 335,715 798,815 42.0%
Zip Code
95470 3,195 8,765 36.5%
95901 21,790 49,395 44.1%
94558 30,225 71,450 42.3%
95422 9,765 15,280 63.9%
93108 4,385 15,650 28.0%
Most Impacted and
Distressed Areas Total 600,060 1,423,600 42.2%
Source: American Community Survey 5-Year 2006-2010 Low and Moderate-Income Summary Data
While the table above provides an analysis of LMI population at the county and state level, the
following maps provide a more detailed analysis of LMI populations at the census block group
level. The green areas on the maps highlight areas that have over 50 percent LMI individuals.
Appendix E provides the number of LMI individuals at the census block group level.
25
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
FIGURE 13: NORTHERN CALIFORNIA LOW- AND MODERATE-INCOME AREAS
Source: American Community Survey 5-Year 2006-2010 Low and Moderate-Income Summary Data, U.S. Census
Bureau
26
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
FIGURE 14: SOUTHERN CALIFORNIA LOW- AND MODERATE-INCOME AREAS
Source: American Community Survey 5-Year 2006-2010 Low and Moderate-Income Summary Data, U.S. Census
Bureau
Social Vulnerability Index
The Social Vulnerability Index (SoVI) identifies vulnerabilities in communities and compares social
factors, by geography, that may determine a community's uneven ability to prevent suffering and
loss after a disaster. SoVI indexes can be used to determine the location and amount of additional
need required. SoVI compares socioeconomic status; housing composition and disability; minority
status and language; and housing and transportation metrics, all taken from Census ACS five
year data. In combination with other data sources, social vulnerability is an important metric in
disaster recovery resource allocation because it provides an understanding of where limited
resources may have the most impact.
An analysis of SoVI in the 12 impacted counties indicates that in DR-4344 four counties, Yuba,
-existing social vulnerability due in large part
to the relatively higher proportion of persons below poverty compared to the rest of the impacted
counties (20-25 percent compared to 9-12 percent). These four counties also have higher
27
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
proportions of institutionalized persons with disabilities and one of the four, Lake County, has an
extremely high proportion (24 percent) of mobile home units compared to the DR-4344 average
of 9.56 percent mobile home units. One of the eight DR-4344 counties, Napa, has a "medium"
SoVI and the remaining three, Orange, Sonoma, and Nevada, have "low" levels.
Of the four DR-s influenced
heavily by large proportions of minority populations and high numbers of crowded housing with
more people than rooms (Figure 16). Los Angeles and, at "medium" social vulnerability, San
Diego, have increased SoVI rankings because of relatively high percentages of housing in
structures with ten or more units (Figure 16). Ventura has the lowest index score ranking in the
DR-4353 area but still scores higher than four out of the eight DR-4344 counties (Figure 15). SoVI
is an important tool in the d and will help equip the s
to engage vulnerable populations in the planning process and to allocate funds where they will
help mitigate pre-existing socially vulnerable areas.
FIGURE 15: SOCIAL VULNERABILITY INDEX (SOVI) OF IMPACTED COUNTIES
Social Vulnerability Index (SoVI)
Sum of All Series Overall SoVI®
County Total Population Themes Percentile Ranking
DR-4344
Yuba 73,897 9.5614 0.8421
Lake 64,076 9.2281 0.7895
Mendocino 87,409 8.7018 0.6842
Butte 223,877 7.9298 0.614
Napa 140,823 6.5088 0.3333
Orange 3,132,211 6.2807 0.2807
Sonoma 497,776 5.7719 0.193
Nevada 98,639 4.0175 0.0351
DR-4353
Los Angeles 10,057,155 9.0526 0.7368
Santa Barbara 439,395 8.3684 0.6316
San Diego 3,253,356 6.7895 0.4211
Ventura 843,110 6.5614 0.3509
Source: University of South Carolina, SOVI 2010-2014
28
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
The following figure provides additional detail of selected SoVI factors. While SoVI considers
many factors, poverty, disability status, minority households are all demographic factors
considered in the index. For housing, SoVI considers higher concentrations of multifamily, mobile
homes, and overcrowded households as having higher social vulnerability during disasters.
FIGURE 16: KEY FACTORS OF THE OVERALL SOCIAL VULNERABILITY INDEX (SOVI) SCORES
Minority
SocioeconHousehold Status/
omic Composition Language
Theme Theme Theme Housing/ Transportation Theme
% of occupied
% civilian % of housing % of housing units
% persons noninstitutionalizin structures mobile with more
below ed population with 10 or homes people than
poverty with a disability % minority more units estimatrooms
County estimate estimate estimate estimate e estimate
DR-4344
Yuba 20.8 16.9 43 5.6 9.5 7.5
Lake 24.6 21.5 27.7 2 23.4 3
Mendocino 20.2 16.9 33.6 4.1 11 5.1
Butte 21.3 17.2 26.6 7.9 12.7 2.9
Napa 8.8 11.1 46.3 8.3 6.8 5.6
Orange 12.5 8.5 58 18.7 2.7 8.9
Sonoma 11.2 11.9 35.6 8.9 4.9 5.1
Nevada 12.1 14.8 14.4 3.8 5.5 1.9
Average 16.4375 14.85 35.65 7.4125 9.5625 5
DR-4353
Los Angeles 17.8 9.9 73.3 26.5 1.5 11.8
Santa Barbara 15.9 9.7 54.1 12.8 5.1 10.2
San Diego 14 9.9 53.3 20.7 3.6 6.4
Ventura 10.6 10.5 53.4 10.6 3.8 7
Average 14.575 10 58.525 17.65 3.5 8.85
Source: University of South Carolina, SOVI 2010-2014
29
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
The following figures overlay FEMA Individual Assistance (IA) applicants with Major and Severe
Verified Losses for both owner-occupied and renter occupied households with the SoVI data at
the Census Tract level. The FEMA IA applicants are summarized at the census tract level and
represented by black dots, while the lower SoVI areas are in blue and higher SoVI areas are
indicated by darker shades of red.
FIGURE 17: MAP OF SOVI BY CENSUS TRACT NORTHERN CALIFORNIA
Source: University of South Carolina, SOVI 2010-2014
30
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
FIGURE 18: MAP OF SOVI BY CENSUS TRACT SOUTHERN CALIFORNIA
Source: University of South Carolina, SOVI 2010-2014
6. Housing Impact
California was already experiencing an affordable housing crisis when D-4344 and D-4353
struck in the Fall and Winter of 2017, with vacancy rates extremely low, and rent and home
prices disproportionate to average income. The October and December 2017 disasters
exacerbated this crisis. In its annual report on vacancy rates, the Planning Department of Napa
County, saw vacancy rates fall from an already extremely low two percent in August 2017 to
20
one percent in August 2018. After the disaster, limited available rental units generally went to
fire displaced higher-income households, leaving low-income households even less likely to find
housing than before the disaster. The location of the disasters presents unique challenges for
addressing housing impacts.
20
out at 1 percen
https://napavalleyregister.com/news/local/napa-s-rental-vacancies-bottom-out-at-percent/article_bbf6a75a-8473-
5748-8464-7526926927ac.html.
31
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
The disasters impacted households of all incomes and landscapes including dense urban
neighborhoods and rural communities. While there are regional differences in the housing
markets, all the impacted areas struggle to provide an adequate supply of affordable homes to
area residents. Lake County, for example, noted the cumulative effect of the many wildfires
since 2015 has been a gradual decrease in the number of available dwellings.
Vacancy rates for rental properties are low across the State of California. While vacancy rates
vary in urba
impacted by displaced disaster survivors. As an example, before the fires in 2017, both Sonoma
21
and Ventura counties had very low vacancy rental rates: 1.8 percent in Sonoma, and 3.3
22
percent in Ventura. Many communities have seen the fire impact on rental housing reflected in
their Housing Choice Voucher programs, where voucher waitlists increased and voucher
utilization rates decreased, pointing to a need for housing and lack of available housing stock.
23
Sonoma County, for instance, had a voucher success rate of only 42 percent after DR-4344.
Mendocino County reported an already low voucher success rate of 60 percent dropping to a
24
range of 30-40 percent after the disaster.
As housing inventory decreases, housing prices typically increase. From September to October
2017, median rents increased by 32 percent across Sonoma County and 23 percent in Napa
25
County. Unaffected neighboring counties showed little change in median rent. After the fires,
the cost to buy a home in Sonoma or Ventura counties increased, making homeownership
further out of reach for many potential homebuyers. The first quarter 2018 median home price in
Sonoma County was $685,000 an increase from $670,000 the previous quarter. Ventura
fire experience is similar: the cost of homeownership increased from a median
26
price of $645,000 in December 2017 to $665,000 in April 2018 making homeownership out of
27
reach to all but a quarter of Ventura County residents.
The demand for affordable single family and multifamily housing outstrips supply in every county
in California. HCD estimates that in the last 10 years, California has built an average of 80,000
28
homes a year, far below the 180,000 homes needed each year to keep up with growth. The
affordable housing crisis is demonstrated in a mis-match between income and housing costs, by
overcrowded housing, and by the large number of homeless individuals and families.
21
Sonoma County Economic Development Board, Sonoma County Profile 2017.
22
Ventura County Multifamily Market Outlook 3Q 2017
23
Interview with Sonoma County Community Development Commission, June 2018.
24
Interview with the Community Development Commission of Mendocino County, June 2018.
25
January 2018, http://www.latimes.com/local/lanow/la-me-ln-wine-country-rent-gouging-20180101-story.html.
26
Median Prices of Existing Detached
Homes Historical Data
27
Ibid. NAICapital.
28
www.hcd.ca.gov/policy-research/plans-reports/docs/SHA_Final_Combined.pdf.
32
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
Cost Burdened Households
HCD is specifically concerned about housing affordability and the high proportion of households
statewide, and in the affected areas, considered to be cost burdened. Housing is considered
household rent (including utilities) is no more than 30 percent of its pre-tax
-stressed.
Those spending more than 50 percent of income on housing
-The National Low Income Housing Coalition (NLIHC) released a report
in March of 2017 that finds minimum wage workers cannot afford a two bedroom rental unit at the
average fair market rent, working a standard 40-hour work week, without paying more than 30
29
percent of their income for housing in any state in the country. The minimum wage in California
is $11 per hour; however, a household must earn $33 per hour to avoid paying more than 30
percent of income on housing (and utilities) to afford a two bedroom unit at the average statewide
30
fair market rent of $1,540 per month. The following figure compares cost burden at the state
level with DR-4344 and DR-4353 counties, as well as Most Impacted and Distresses areas for
both renters and owners.
Within DR-4344 and DR-4353 federally declared disaster areas, a slightly higher percentage of
renters experience cost burden (56 percent) or severe cost burden (30 percent) as compared to
the state overall. Similarly, a slightly higher percentage of homeowners are cost burdened (36
percent) or severely cost burdened (16 percent) compared to the state overall. In total, 2.9 million
households in DR-4344 and DR-4353 federally declared disaster areas are cost burdened, and
1.4 million are severely cost burdened.
By comparison, there are fewer cost burdened renters (28 percent) and severely cost burdened
renters (27 percent) in the seven most impacted areas, compared to the state or disaster areas.
Rates of homeowners experiencing cost burden (34 percent) and severe cost burden (14 percent)
are generally consistent across all geographies. In total, 107,466 households in the most
impacted areas are cost burdened, and 88,891 are severely cost burdened.
FIGURE 19: COST BURDEN
DR-4344 & Most Impacted
State of DR-4344 DR-4353 DR-4353 and Distressed
Cost Burden California Counties Counties Total Areas
Renters
Cost Burdened Renters 3,148,253 338,701 1,382,001 1,720,702 53,188
Percent of Renters with
Cost Burden 54% 55% 56% 56% 28%
Severely Cost Burdened
Renters 1,639,423 172,182 732,416 904,598 52,047
Percent of Renters with
Severe Cost Burden 28% 28% 30% 30% 27%
29
National Low Income Housing Coalition, The Gap: A Shortage of Affordable Homes, March 2017,
https://nlihc.org/sites/default/files/Gap-Report_2017.pdf.
30
Department of Housing and Urban Development, FY 2018 California Fair Market Rent Summary,
https://www.huduser.gov/portal/datasets/fmr/fmrs/FY2018_code/2018state_summary.odn.
33
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
FIGURE 19: COST BURDEN (CONTINUED)
DR-4344
& Most Impacted
State of DR-4344 DR-4353 DR-4353 and Distressed
Cost Burden California Counties Counties Total Areas
Owners
Cost Burdened Owners 2,333,308 286,590 854,539 1,141,129 54,278
Percent of Homeowners with
Cost Burden 34% 34% 37% 36% 34%
Severely Cost Burdened
Owners 985,364 121,641 377,997 499,638 36,844
Percent of Homeowners with
Severe Cost Burden 14% 14% 16% 16% 14%
Source: American Community Survey, 2012-2016 Five Year Estimates
Homeless Persons
When a disaster strikes, citizens living on the street are among the most vulnerable
populations. The homeless population has little or no ability to evacuate, shelter in place, or
stockpile resources such as food and medication. It also remains difficult to communicate
emergency notifications to homeless persons, which gives little to no time for them to prepare for
an impending disaster.
California has a large need for stable and a
population. The state had the third highest homelessness rate in the nation with 34 in every 10,000
people in the state experiencing homelessness in 2017.
total homeless population was 134,278, which was about one quarter of the national homeless
31
population (553,742).
In January of every year, a Point-in-Time (PIT) count is conducted to count the number of
sheltered and unsheltered people experiencing homelessness nationwide. The count is
conducted by Continuums of Care (CoCs) which are regional planning bodies that coordinate
housing and services for homeless families and individuals. The following table provides a list of
each CoC for the counties impacted by the disaster.
31
Politif
https://www.politifact.com/california/statements/2018/mar/27/travis-allen/has-californias-homeless-population-
skyrocketed-an/.
34
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
FIGURE 20: AFFECTED CONTINUUM OF CARE ENTITIES
2017 Total
CoC Number Continuum of Care Name Impacted County Homeless Count
Santa Rosa/Petaluma/Sonoma
2,835
Sonoma
CA-504 County
1,238
Mendocino
CA-509 Mendocino County
315
Napa
CA-517 Napa City & County
760
Yuba
CA-524 Yuba City & County/Sutter County
401
Lake
CA-529 Lake County CoC
1,860
Santa Barbara
CA-603 Santa Maria/Santa Barbara County
Oxnard/San Buenaventura/Ventura
1,152
Ventura
CA-611 County
Roseville/Rocklin/Placer, Nevada
979
Nevada
CA-515 Counties
1,232
Solano
CA-518 Vallejo/Solano County
1,195
Butte
CA-519 Chico/Paradise/Butte County
55,188
Los Angeles
CA-600 Los Angeles City & County
9,160
San Diego
CA-601 San Diego City and County
4,792
Orange
CA-602 Santa Ana/Anaheim/Orange County
Source: Department of Housing and Urban Development, 2017
The federally declared disaster areas are covered by 13 CoCs. In the 2017 count, a total of 81,107
persons were counted as homeless (14,732 in emergency shelters, 9,390 in transitional housing,
and 56,985 unsheltered). The most impacted areas are covered by seven CoCs, with a total of
8,561 persons counted as homeless (2,263 counted in emergency shelter, 854 in transitional
housing, and 5,444 unsheltered). Sixty percent of people counted as experiencing homelessness
were in areas that became FEMA declaration areas, but only six percent of the state
experiencing homelessness were within Most Impacted and Distressed areas. This significant
shift is explained by the concentration of homeless persons in the Los Angeles CoC, which was
included in the FEMA declaration, but was not determined to be among the Most Impacted and
Distressed areas.
35
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
FIGURE 21: 2017 POINT-IN-TIME COUNT
2017 Point-in-Time Count
Type of Shelter
Scale of Data Emergency Transitional Unsheltered Total Homeless
Shelter Housing Homeless
State Wide 26,854 15,782 91,642 134,278
FEMA Declaration Counties 14,732 9,390 56,985 81,107
Most Impacted Counties 2,263 854 5,444 8,561
Source: Department of Housing and Urban Development, CoC Housing Inventory Count Reports, 2017
https://www.hudexchange.info/programs/coc/coc-housing-inventory-count-reports/
Updated PIT Counts for 2018 were not available as this Action Plan was being drafted; however,
local research provided data on trends for Sonoma County. The homeless population in Sonoma
County experienced an increase after the fires. According to the 2018 Homeless Census & Survey
Results, the homeless population increased by 161 persons from 2,835 persons in 2017 to 2,996
persons in 2018. Overall, Sonoma saw a six percent increase in homelessness in the four months
after the fires and an 11 percent increase in first time homeless persons. Chronically homeless
individuals, (people with disabilities who have been homeless a year or more) also increased by
149 persons from 2017 to 2018. Survey results show that 21,482 individuals were precariously
housed, 10,741 of which, were directly associated with the fire at the time of the survey. Of these
individuals, 39 percent lost housing in the fires and 11 percent lost housing due to economic
impact of the fires. A significant proportion of the impacted population (43 percent) are 55 years
of age or more. In July 2018, Sonoma County declared a state of emergency around
32
homelessness. Other DR-4344 and DR-4353 impacted communities reported similar issues,
with fires impacted informal housing in rural areas, increased reports of impacted residents
doubling up with family members, or even moving out of the impacted area.
Social Advocates for Youth (SAY), a provider of housing programs for youth in Sonoma County,
provided additional data to support an increase in homelessness within Sonoma County. SAY
found that 315 youths aged 12 to 24 were impacted and 100 were displacedmany of whom
were living in homeless encampments or staying on a couch and not eligible for FEMA support.
SAY reported that 81 fire impacted youths accessed its short or long term housing after the fires.
SAY also noted that the decrease in available rental housing stock resulting from fires has made
it much more difficult for it to finding housing for youth; prior to the fires, it took an average of one
to two weeks for its advocates to find housing for youth, and after the fires it now takes four to
33
eight weeks (even with increased deposits).
Mobile Housing Units
es post disaster identified a total of 774 mobile
housing units (MHU) damaged by the DR-4344 and DR-4353 disasters. As a state agency, HCD
is responsible for developing and enforcing MHU regulations and laws. As of December 2017,
HCD had identified 338 registered MHUs as completely destroyed, while the total number of units
32
https://www.pressdemocrat.com/news/8515224-181/sonoma-county-declares-homeless-emergency.
33
Social Advocates for Y-term and Long-
36
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
damaged remains unknown. 261 of the destroyed units were in Sonoma County. One mobile
three quarters of its units, which
were mostly owned or rented by low-income seniors, were destroyed by fires. It has not been
rebuilt. Also destroyed in Santa Rosa was the MHU senior living community, The Orchard. Delays
in rebuilding have resulted in a class-action lawsuit brought by residents against the park owner.
Many communities facing housing affordability crises have cited mobile home parks as a last
remaining source of affordable housing, thus the loss of these units is of particular significance.
In Santa Rosa, for instance, impacted mobile home parks were subject to a Mobile Home Rent
Control Ordinance which helps govern rents and expenses. The following table lists the number
of MHUs in impacted counties using Census ACS data. Butte, Lake and Mendocino counties have
the highest percentage of the impacted Counties, but damage to this critical stock of affordable
homes across the Counties disproportionately impact low-income households.
FIGURE 22: MOBILE HOUSING UNITS IN IMPACTED COUNTIES
Mobile Housing Units
County Number of Units % of Total Units in County
DR-4344
Butte 12,336 12.7%
Lake 8,338 23.4%
Mendocino 4,468 11.0%
Napa 3,749 6.8%
Nevada 2,948 5.5%
Orange 29,306 2.7%
Sonoma 10,175 4.9%
Yuba 2,654 9.5%
DR-4353
Los Angeles 53,701 1.5%
San Diego 43,153 3.6%
Santa Barbara 7,859 5.1%
Ventura 10,908 3.8%
Source: American Community Survey, 2012-2016 5 Year Estimates
37
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
California Social Service Programs
Disasters exacerbate preexisting conditions in communities, particularly on low-income
communities and the most vulnerable. The loss of property or possessions due to disaster can
exacerbate health and mental health issues, creating additional challenges in a household and
recovery process. Social service programs work to address these challenges by
providing stability, opportunity and promoting physical and mental wellness in communities
throughout California.
Before, during and after a disaster, social service programs allow California to ensure various
forms of assistance are available to support affected communities and individuals in effectively
identifying and addressing need. Social service professionals act as advocates and service
providers to underserved populations, enabling people to access critical goods and services in
order to become healthier and more self-sufficient. By ensuring access to needed resources,
social services can help mitigate impacts of disasters on vulnerable populations. The following
programs allow all Californians the opportunity to access aid from the local to the state level.
2-1-1 California
The State of California has an extensive 2-1-1 network that provides residents with access to
general information and referral to health and human services resources, as well as support
during disaster events; information on evacuation, shelter, food, medical and recovery
information. Approximately 96 percent of California residents have access to 2-1-1, including all
but two of the DR-4344 and DR-4353 impacted counties. The service is free and available 24
hours a day, seven days a week.
In the disaster and post-disaster period, localities utilized 2-1-1 services to varying degrees, with
many implementing other call services, such as disaster-specific emergency hotlines that were
used in place of 2-1-1. Ventura County, for instance, implemented a hotline by which 14,000 calls
were answered. Santa Barbara County reported that the County Office of Emergency Services
opened an additional disaster-related public line at the time of the Thomas Fire. Los Angeles
County reported
line. Also, some 2-1-1 services reported using a text-back service and did not differentiate
between calls and texts received in data reporting.
The array of emergency service providers across communities is reflected in the data. Reports
from 2-1-1 services in DR-4353 impacted counties indicated a 6 percent increase in call volume
during the disaster period. On the other hand, DR-4344 impacted counties experienced a 47
percent decrease in call volume during the disaster period.
In a statewide 2017 Disaster Response After Action Report, 2-1-1 California documented the
number of contacts made at 2-1-
counts 4,051 contacts for DR-4344 (with only Sonoma and Butte reporting) and 24,192 contacts
for DR-4353 (with Santa Barbara, Ventura, Los Angeles, and San Diego reporting).
38
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
34
FIGURE 23: DR-4353 2-1-1 CALL VOLUME
Number of calls Number of calls
DR-4353 Number of calls Pre-during disaster Post-Disaster
Impacted County Disaster (2017 Q3) period (2017 Q4) (2018 Q1)
Santa Barbara 1,592 6,193 8,921
35
San Diego 51,750 66,018 55,028
Ventura Not Reported
Los Angeles 112,516 103,846 96,771
Total 165,858 176,057 160,720
Source: HCD County Interviews, June-July 2018.
FIGURE 24: DR-4344 2-1-1 CALL VOLUME
Number of
calls during Number of
disaster calls Post-
DR-4344 Number of calls Pre-period Disaster
Impacted County Disaster (2017 Q3) (2017 Q4) (2018 Q1)
Nevada
Not Reported
Butte
Not
Mendocino Not Reported 120
Reported
Sonoma 11,458 5,968 6,985
Lake N/A* N/A* N/A*
Yuba N/A* N/A* N/A*
Napa Not Reported
Total 11,458 6,066 6,985
*Lake and Yuba counties do not have 2-1-1 services
The majority of 2-1-1 service providers in impacted counties were unable to provide a quantified
accounting of top caller needs in a parallel format. However, both quantified and anecdotal
accounts from Sonoma, Los Angeles, Mendocino, and Santa Barbara found housing/shelter to
be a top need during the disaster period. During the disasters, call centers including 911 and
2-1-1 were inundated with emergency calls. Local governments are working to strengthen their
emergency communications services to prepare for future disasters.
34
2-1-1 services that provided data for this Action Plan include: United Way of Wine County, Volunteer Center of
Sonoma County, Community Action Commission of Santa Barbara County, 2-1-1 San Diego, and 2-1-1 Los Angeles.
35
San Diego 2-1-1 also reported a monthly increase of 104 percent from November to December of 2017 and noted
that the high call volume was largely due to an emergency evacuation notice mistakenly sent to cell phones
countywide.
39
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
California HOPE Program
Following the disasters, the California HOPE program was launched to provide outreach and
counseling to those emotionally impacted by DR-4344 and DR-4353. California HOPE is a
federally funded program that can send crisis counselors to meet people wherever they are (at
home, school, business, etc.) to provide crisis counseling, resource navigation, and disaster
recovery education. California HOP is funded by FEMA and is administered by the California
State Mental Health Authority (CMHA). California HOPE counselors specialize in helping
survivors understand their current reactions, reduce stress, receive emotional support, prioritize
needs and solve problems, choose coping strategies, and connect with people and agencies who
can help.
Disaster CalFresh
In the 30 day period following the disaster, food stamps were available through Disaster CalFresh
(D-CalFresh), federally known as Disaster Supplemental Nutrition Assistance Program (D-
SNAP), to meet temporary nutritional needs of disaster victims. Income eligibility for D-SNAP
benefits is based on income received specifically during the disaster period. For DR-4344, 4,658
individuals were issued D-SNAP benefits, and for DR-4353, 5,366 individuals were issued D-
SNAP benefits. These benefits were provided even to those who do not meet the requirements
for traditional CalFresh benefits.
FIGURE 25: D-SNAP NEW APPLICANTS FOR DR-4344 & DR-4354
Number of Households Number of Persons
County Issued D-SNAP Benefits Issued D-SNAP Benefits
Los Angeles 0 0
San Diego 9 29
Santa Barbara 160 430
Ventura 1,764 4,907
Butte 9 20
Lake 255 532
Mendocino 60 164
Napa 209 591
Nevada 16 31
Sonoma 1,205 3,261
Yuba 27 59
Source: California Department of Social Services, August 2018
Insurance
While a standard homeowners insurance policy does cover losses from a wildfire, many policies
do not provide enough funding to replace the entire home. There are high rates of underinsured
property owners (discussed in more detail below) and certain recovery and rebuilding needs (e.g.
removal of burned vegetation from private property) that are not covered by standard
40
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
In addition, the costs associated with meeting updated building codes and standards further
exacerbate the gap between residential claim payouts and the actual cost to rebuild. Insurance
coverage
coverages. In short, the reality facing many property owners is a shortfall of insurance funds
available to rebuild their homes.
To alleviate the underinsured property issue, the state has enacted two new laws to help insured
victims of wildfires. The first, AB 1799 (Chapter 69, Statues 2018), requires that insurance
companies provide standardized information to wildfire victims after they have suffered a loss,
including information on the coverage they have paid for, their full insurance policy,
endorsements, and their declaration page to better inform wildfire victims.
The second, AB 1797 (Chapter 205, Statues 2018), requires that insurers writing residential
property insurance conduct a replacement cost estimate on an every-other year basis. This would
ensure policy holders are covered with current and timely estimates that accurately reflect their
These measures are forward looking and help relieve future issues relative to underinsured
losses. However, homeowners currently seeking assistance through their insurance provider are
not being adequately covered to fully recover from their losses.
i. California Department of Insurance
The California Department of Insurance (CDI)
system of insurance regulators and monitorsmain function is to protect consumers by
overseeing insurance companies, performing financial reviews and examining insurers doing
business in California. CDI enforces insurance laws and has authority over how insurers and
licensees conduct business in California.
HCD requested the following data from CDI to further inform analysis of the needs of impacted
communities and have a better understanding of financial resources that have been provided to
date. Data was requested in two tiers based on the importance of the data to completing the
analysis of unmet needs. Tier 1 data was the highest priority and most important for the analysis.
Tier 1 Data Request:
Payments and claims
o Number of payments resulting from claims.
Property conditions
o Number of impacted single and multifamily properties.
o Number of owner occupied properties and whether they are primary or secondary
residences.
o Number of impacted rental units.
Tier 2 Data Request:
Payments and claims
41
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
o Comparison of payments to coverage limits.
o Identified cause of damage.
o Number of appealed claims or claims not accepted by homeowners.
o Number of mediation settlements.
o Number of claims paid directly to lenders in a forced mortgage payment.
Property conditions
o Construction type for each property.
o Material used to construct each property.
CDI responded to the data request from HCD on June 20, 2018. Unfortunately, the data CDI
collects is not as detailed as that requested, therefore, responses to many of the insurance
claim questions were limited.
California Department of Insurance Report Findings
CDI released Trial by Fire in 2018 that discusses the many ways in which climate change
36
increases risk for insurers in California. The report notes that, while current legislative proposals
seek to specifically address wildfire-related insurance issues, climate change risks continue to
multiply and combine, making it difficult for insurers to offer affordable insurance. The report also
finds that insurers currently lack incentives to engage in analysis or implementation of large-scale
resilience measures, which would aid in reducing risk.
The report discusses the potential for greenhouse gas reductions to reduce fire risk, and thus also
reduce insurance risk. The report finds that in high fire risk parts of California, the acreage burned
by wildfires is projected to quadruple by the end of the century under current emissions standards.
The result is a projected 51 percent increase in residential premiums. The report also states that
aggressive emission reduction efforts could stabilize the rate of wildfire acreage burned by the
mid-century.
The report also discusses the potential for insurers to increase coverage costs or remove
coverage from the marketplace altogether as physical risks of climate change become more
severe. It finds that in response to recent wildfires, major insurers have started to withdraw from
covering properties and have significantly increased premiums in the wildland urban interface
area where destructive wildfires are more prevalent. To preserve affordability, reforms will be
necessarythe report notes that planning and building code improvements and resilient
CDI has proposed the following legislative reforms for insurance in high risk fire areas:
Requiring insurers to issue or renew property insurance policies for residents in state
identified high
ld be issued by CDI.
36
California Department of Insurance, Trial by Fire; Managing Climate Risks Facing Insurers in the Golden State, 2019.
42
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
Offering insurance premium credits to policyholders who face significant premium
increases due to wildfire risk and who meet mitigation and defensible space criteria.
risk models (used to determine availability and premium
levels) only if they properly account for property area factors like fuel density, ground
slope, accessibility to emergency responders, and mitigation efforts.
ii. DR-4344 and DR-4353 Insurance Claims
A total of 53,169 claims were filed with participating insurance companies for all personal and
commercial lines of insurance, as a result of the October and December 2017 wildfires. There
were approximately 39,034 residential claims, 4,991 commercial claims, 7,480 commercial and
personal auto claims, and 1,664 claims for all other lines of insurance.
Participating insurance companies have recorded over $10.4 billion in direct incurred losses to
residential property related to the October and December wildfires. These amounts are subject to
change as more claims are reported, settled, and closed.
A significantly greater proportion of claims, including claims resulting in total loss, are for
residential property insurance. Most of these losses are from wildfire and smoke impacts.
FIGURE 26: TOTAL NUMBER OF REPORTED CLAIMS AND DIRECT INCURRED LOSSES BY
INSURANCE TYPE
Number of ClaimsPercentage of Direct Incurred
Losses
80%
73%
85%
70%
90%
80%
60%
70%
50%
60%
40%
50%
30%
40%
20%14%
30%
9%
20%
10%
12%
3%
10%
2%
1%
0%
0%
ResidentialCommercialCommercialAll Other
PersonalPropertyandLinesResidentialCommercialCommercialAll Other
PropertyPersonalPersonalPropertyand PersonalLines
AutoPropertyAuto
Source: California Department of Insurance, May 2018
The Montecito mudslides resulted in 2,520 claims filed for all personal and commercial lines of
insurance. This included 1,674 residential personal property claims, 329 commercial property
claims, 754 commercial and personal auto claims and 80 claims for all other lines of insurance.
Direct incurred losses to residential property for the Montecito mudslides are over $540 million.
This amount is subject to change as more claims are reported, settled and closed. HCD will
43
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
continue to work with CDI to evaluate available DR-4344 and DR-4353 insurance claim
information as it becomes available.
iii. Residential Insurance
State of California
California residential property owners filed 39,034 residential personal property claims resulting
from the October and December wildfires. Of these claims, 6,885 resulted in total loss and
approximately $10.6 billion was incurred in direct losses.
DR-4344
As seen in the following figure, DR-4344 accounted for 49 percent of total claims, 86 percent of
claims resulting in total loss, and 80 percent of residential direct incurred losses in the state. DR-
4344 incurred approximately $8.6 billion in direct loss. Most of the claims within DR-4344 were
from Sonoma County, which also had the highest number of claims that resulted in total loss (84
percent). In total, DR-4344 incurred approximately $8.5 billion in direct losses. More than half of
this amount went to Sonoma County ($6.9 billion), followed by Napa County ($1.2 billion). Butte
County incurred the least loss with just 59 claims, 16 of which resulted in total loss and $5.4 million
in direct residential losses.
United Policyholders, a non-profit insurance information resource, conducted a survey from
August to October 2018 of households who had filed insurance claims as a result of DR-4344 to
assess progress a year after the disaster. Survey results represent 555 households or 1,335
individuals:
53 percent of respondents reported that they had not settled the dwelling portion of their
claim.
62 percent of respondents still planned to rebuild.
Of the 17 percent that did not plan to rebuild, 67 percent reported that their insurance
company had restricted their benefits to buy elsewhere.
66 percent of respondents reported being underinsured to cover the full cost of
37
rebuilding.
This survey further illustrates the problem with underinsurance in impacted areas and adds
additional context to the unmet needs analysis performed to inform the Action Plan.
DR-4353
DR-4353 accounted for 30 percent of total insurance claims, with 12 percent of claims categorized
as a total loss, and 18 percent of direct incurred losses for a total of $1.9 billion. Within DR-4353,
residents of Ventura County filed the highest number of claims, a significant proportion of which,
were claims resulting in total loss (79 percent). Ventura County incurred $1.4 billion in direct
losses, the highest amount within DR-4353. San Diego County had the lowest number of
37
United PoliNorth Bay Fires 12 Month Survey Results
44
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
residential personal property direct loss in DR-4353, with 70 claims claiming a total of $90.7 million
in direct losses.
Most Impacted and Distressed Areas
The total claims filed within the Most Impacted and Distressed areas represented 66 percent of
claims filed in California. 95 percent of these claims resulted in total loss and approximately $10.4
billion was incurred in direct losses to residential personal property. Approximately $1 billion was
incurred as a direct loss in the 94558 zip code, located in Napa County. This figure was the highest
among zip codes. The 95422 zip code in Lake County, incurred the lowest amount of direct loss
of DR-4344 impacted counties at $48.3 million. The total direct loss to residential personal
property within the Most Impacted and Distressed areas represented 98 percent of all direct
incurred losses statewide.
FIGURE 27: INSURANCE CLAIMS AND LOSSES IN DISASTER AREAS
Residential Personal Property
Total Number Number of Claims Direct Incurred
of Claims resulting in Total Loss Losses
State Total 39,034 6,885 $10,644,793,283
Federally Declared Disaster Areas
DR-4344 19,118 5,916 $8,553,899,283
Butte County 59 16 $5,399,325
Lake County 256 97 $48,363,120
Mendocino County 546 200 $142,895,509
Napa County 2,545 472 $1,206,434,647
Nevada County 82 32 $18,851,507
Orange County 461 29 $75,813,493
Sonoma County 14,779 4,963 $6,987,811,497
Yuba County 390 107 $68,330,185
DR-4353 11,821 796 $1,867,230,202
Los Angeles County 3,053 63 $115,774,721
San Diego County 1,152 70 $90,756,438
Santa Barbara County 2,768 36 $243,723,765
Ventura County 4,848 627 $1,416,975,278
45
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
DR-4344 and DR-4353 Total 30,939 6,712 $10,421,129,485
Most Impacted and Distressed Areas
County
Sonoma County 14,779 4,963 $6,987,811,497
Ventura County 4,848 627 $1,416,975,278
Zip Code
95470 (Mendocino County) 454 190 $136,433,298
95901 (Yuba County) 341 102 $65,773,458
94558 (Napa County) 1,927 384 $1,025,101,359
95422 (Lake County) 244 97 $48,302,660
93108 (Santa Barbara) 3,392 196 $758,500,141
Most Impacted and
Distressed Total 25,985 6,559 $10,438,897,691
Source: California Department of Insurance, May 2018
iv. Property and Casualty Insurance
The CDI data shows that between 2016 and 2017 incurred loss as a result of fire increased 134
percent, from $386 million to $902 million. In addition, incurred loss for Homeowners Multiple-
Peril insurance also significantly increased going from approximately $4 billion 2016 to $15 billion
in 2017 or 281 percent. Multiple peril insurance coverage bundles together multiple coverages
that typically would be needed with each other, such as fire, lightning, explosion/implosion.
Statewide, the increase in loss has outpaced the increase in premiums paid from policy holders.
The earned premium from 2016 to 2017 increased only 0.17 percent, rising from $931,691,877
to $933,262,145. The average earned premium since 1991 is $762,902,274 and has not varied
greatly since a highpoint in 2007 of $1,167,122,132.
The CDI approximates the health of the insurance industry using a combination of factors. These
factors include 1) expense ratios, or the cost of salaries and benefits for insurance company staff,
2) defense and cost containment, or the cost of case research, including legal fees and specific
costs of deciding individual cases, and 3) loss ratio, or the cost of premiums earned by insurance
companies divided by the cost of losses incurred and paid.
According to the combined ratio calculation, California insurance industry has overextended by
a combined ratio of 132.14 percent in 2017, meaning the total losses paid out by insurance
companies, combined with their operating costs, have exceeded the amount earned through
premium collection. This ratio is applied industrywide and not to a specific insurance company.
Insurance companies are able to absorb losses such as these due to years in which the combined
ratio is less than 100 percent, allowing insurance companies to save and invest their profits.
46
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
However, multiple years with high combined ratios could eventually lead to problems paying
insurance claims. The 2017 combined ratio is a historic high for the dataset provided by the CDI,
which extends to 1991.
v. Small Business Assistance (SBA) Disaster Home Loans
Another resource for homeowners that sustained damage from the wildfires are SBA disaster
loans. These loans are the basic form of federal disaster assistance for homeowners with good
credit history and income, whose private property sustained damage that is not fully covered by
insurance. Homeowners and renters whose property was damaged by a presidentially declared
disaster can apply for an SBA low interest loan. Interest rates on these loans are determined by
law and are assigned on a case by case basis.
Interest rates are 1.75 percent if the applicant does not have credit available elsewhere and 3.5
percent if credit is available elsewhere for loans related to the disasters. Home loans are limited
to the lesser of $200,000 or the uninsured disaster loss for the repair or replacement of real estate,
38
and $40,000 maximum to repair or replace personal property, including vehicles. Mitigation
loans are another source of funding from the SBA and are available to qualified applicants to
cover the cost of improvements that protect the property against future damage.
Examples of work that mitigation loans fund include retainage walls, seawalls, sump pumps, and
other items that help reduce future losses. Mitigation loan funds are in addition to the SBA disaster
home loan and cannot exceed 20 percent of the home loan amount.
State of California
The State of California received 4,148 SBA home loan applications for assistance after the
October wildfires. 1,406 loans were approved as of June 17, 2018, totaling $163.2 million. 1,265
applications were declined, 23 were in process, and 966 applications were withdrawn.
Additionally, 488 applications were issued a summary decline. A summary decline is issued if the
ability to repay the loan is not evident after a preliminary analysis of the home loan application.
The applicant is then referred to the Individuals and Households Program (IHP), for further
assistance.
DR-4344
SBA received 3,314 home loan applications within the DR-4344 counties in response to the
disasters in October of 2017. As of June 17, 2018, 1,055 of these applications have been
approved, 1,027 have been declined, 14 applications were in process, and 834 applications have
been withdrawn. 384 applications were issued a summary decline.
SBA approved home loans within DR-4344 amount to $126.3 million. A breakdown of the
approved loans is categorized by county in the following table.
38
Federal Register Notice 82 FR 48874, U.S. Small Business AdministraCalifornia
Declaration # 15352 and #15353
47
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
FIGURE 28: DR-4344 TOTAL HOME LOANS APPROVED BY SBA
Total Home Loans Approved by SBA
County Total Home Loans
Butte County $532,100
Lake County $453,900
Mendocino County $6,182,800
Napa County $6,776,400
Nevada $137400
Orange County $353100
Sonoma County $107,943,700
Yuba County $3,968,000
Total $126,347,400
Source: U.S. Small Business Administration, 2018
DR-4353
Within DR-4353, SBA received 834 home loan applications in response to the wildfires and
corresponding disasters in December 2017. As of June 17, 2018, 351 of these applications have
been approved, 238 have been declined, 9 applications were in process, and 132 applications
have been withdrawn; 104 applications were issued a summary decline.
SBA approved home loans within DR-4353 amount to $36.9 million. A breakdown of the approved
loans is categorized by county in the table on the following page.
FIGURE 29: DR-4353 TOTAL HOME LOANS APPROVED BY SBA
Total Home Loans Approved by SBA
County Total Home Loans
Los Angeles County $1,688,200
San Diego County $4,234,100
Santa Barbara County $6,844,000
Ventura County $24,122,100
Total $36,888,400
Source: U.S. Small Business Administration, 2018
48
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
Most Impacted and Distressed Areas
Between November 2017 and June 2018, 3,818 home applications were received within the Most
Impacted and Distressed areas. Of these applications, 1,319 home loan applications have been
approved, 1,152 were declined, 19 were in process, and 895 applications have been withdrawn;
433 applications were issued a summary decline.
SBA approved home loans for the Most Impacted and Distressed areas amount to $155.4 million.
A breakdown of the approved loans is categorized by county and zip code in the following table.
FIGURE 30: TOTAL HOME LOANS APPROVED BY SBA IN MOST IMPACTED AREAS
Total Home Loans Approved by SBA
County Total Home Loans
Sonoma County $107,943,700
Ventura County $24,122,100
Zip Code
95470 (Mendocino County) $5,954,000
95901 (Yuba County) $3,739,300
94558 (Napa County) $6,696,800
95422 (Lake County) $405,900
93108 (Santa Barbara) $6,490,500
Total $155,352,300
Source: U.S. Small Business Administration, 2018
vi. Public Housing Assistance (PHA) Data
No public housing units were impacted by DR-4344 or DR-4353, however Housing Choice
Voucher program units were minimally impacted by both disasters.
Despite minimal physical damage to units, an overarching theme reported by many local housing
authorities was the loss of rental housing stock available for Housing Choice Voucher holders.
Sonoma County reported that the voucher holder success rate for finding a unit declined to 42
percent after the disaster. Mendocino County similarly reported that their voucher holder success
rate had dropped from around 60 percent to the 30 to 40 percent range. The Santa Rosa Housing
Authority saw a 112 percent increase in the number of applicants for their Housing Choice
Voucher program from May 2016 to May 2018. Napa County noted that damage to rental housing
stock has seemingly caused the overall vacancy rate to drop from two percent to one percent
post disaster and a subsequent increase in rent. Yuba County reported no damage to public
housing but did note severe impact to a renter occupied trailer park, where many renters did not
The following
49
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
figures provide an overview of the number of HUD assisted properties in the disaster impacted
counties.
DR-4344
10.5 percent (30,832) of -4344. DR-
4344 also contains 10.5 percent (28,827) of
public housing.
DR-4353
DR-stance population - 41.8
percent (122,353) ,406) of
its LIHTC units and 6.3 percent (1,920) of public housing dwelling units.
Collectively, 52.3 percent (153,185) of Housing Choice Voucher participants reside within the
federally declared disaster areas. They also contain 46.2 percent (126,233) of LIHTC units and
7.4 percent (2,255) of public housing dwelling units statewide.
Most Impacted and Distressed Areas
Most Impacted and Distressed areas contain 4.5 percent (13,236) of Housing Choice Voucher
participants, 5.0 percent (13,524) LIHTC units and 1.2 percent (358) of public
housing dwelling units.
FIGURE 31: HUD ASSISTED HOUSING IN IMPACTED AREAS
Total
Impacted Total
Housing Total Impacted
Total Choice Total Public Public
Housing Voucher Total Impacted Housing Housing
Choice Program LIHTC LIHTC Dwelling Dwelling
Vouchers Units Units Units Units Units
State of California 292,639 39 273,297 2 30,561 0
Federally Declared Disaster Areas
DR-4344 30,832 38 28,827 0 335 0
Butte County 2,041 0 1,894 0 27 0
Lake County 237 2 742 0 15 0
Mendocino County 1,046 0 642 0 13 0
Napa County 1,373 3 1,504 2 18 0
Nevada County 289 0 1,214 0 20 0
50
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
Total
Impacted Total
Housing Total Impacted
Total Choice Total Public Public
Housing Voucher Total Impacted Housing Housing
Choice Program LIHTC LIHTC Dwelling Dwelling
Vouchers Units Units Units Units Units
Orange County 20,911 0 16,108 0 151 0
Sonoma County 4,228 33 5,921 0 80 0
Yuba County 707 0 802 0 11 0
DR-4353 122,353 1 97,406 0 1,920 0
Los Angeles County 82,477 0 66,608 0 1,499 0
San Diego County 27,184 0 22,231 0 47 0
Santa Barbara County 5,723 1 2,829 0 96 0
Ventura County 6,969 0 5,738 0 278 0
DR-4344 and DR-
4353 Total 153,185 39 126,233 2 2,255 0
Most Impacted and Distressed Areas
County
Sonoma County 4,228 33 5,921 0 80
Ventura County 6,969 0 5,738 0 278
Zip Code
95470 44 0 - -
95901 578 0 505 0 -
94558 1,048 0 764 0 -
95422 157 0 596 0 -
93108 212 0 - -
Most Impacted and
Distressed Areas Total 13,236 33 13,524 358
Source: Source: Department of Housing and Urban Development, egis-hud.opendata.arcgis.com
51
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
Public Housing Authority Consultation
To support the unmet needs assessment, HCD reached out to 12 Housing Authorities within the
impacted areas to understand the unmet needs faced by PHAs as a result of the disasters. The
authorities HCD contacted are identified in Figures 32 and 33.
FIGURE 32: PUBLIC HOUSING AUTHORITIES IN DR-4344 AREA
DR-4344 Public Housing Authority
Butte County Housing Authority of the County of Butte
Lake County Lake County Department of Social Services, Area Agency on Aging
Mendocino County Community Development Commission of Mendocino County (CDC)
Napa County Housing Authority of the City of Napa
Nevada County -
Orange County Housing Authority of City of Anaheim,
Sonoma County Sonoma County Housing Authority,
City of Santa Rosa Department of Housing and Community Services
Yuba County Yuba County Health and Human Services
FIGURE 33: PUBLIC HOUSING AUTHORITIES IN DR-4353 AREA
DR-4353 Public Housing Authority
Los Angeles County Housing Authority of the County of Los Angeles
San Diego County Housing Authority of the County of San Diego
Santa Barbara County Housing Authority of County of Santa Barbara
Ventura County Housing Authority of City of San Buenaventura
Housing Authority of City of Santa Paula
7. Impact on Vulnerable Populations
The American Public Health Association has found that low-income immigrants are much less
likely to receive general public benefits such as cash benefits, food stamps, and health coverage.
Post-disaster low-income immigrants face additional barriers to disaster relief based on
immigration status, limited English proficiency, and fear of compromising future efforts for
39
permanent legal status. The Public Policy Institute of California reported that as of 2014 an
39
ddressing the Needs of Immigrants in Response to Natural and Human-
Mhttps://www.apha.org/policies-and-advocacy/public-health-policy-
52
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
estimated 2.35 to 2.6 million undocumented workers were living in California, comprising a quarter
40
of all undocumented immigrants in the US and one in ten workers in California. Ineligible for
FEMA aid, and unlikely to apply for other public assistance, it is unknown how many
undocumented immigrants were impacted by 2017 wildfires.
Community organizations in Northern and Southern California formed to provide private aid to the
impacted undocumented population; the 805 UndocuFund in Santa Barbara/Ventura, and the
UndocuFund for Fire Relief in Sonoma County. As of July 2018, 805 UndocuFund had provided
direct aid to over 200 families and still had a waiting list of 1,100 families. As of October 2018,
UndocuFund Sonoma County had provided aid to almost 1,900 families. UndocuFund Sonoma
County reported that after receiving assistance, families continued to face struggles in securing
41
adequate housing, transportation, and mental health support.
Lost wages and the inability to apply for unemployment has impacted undocumented workers in
the agricultural industry. Napa reported that the greatest fire impact in their community was to
low-income workers employed in the wine and hospitality industries, disproportionately impacted
by wage losses due to existing financial burden and lack of reserves. In Ventura, 140 farms
experienced physical and production losses, resulting in an estimated loss of $200 million. In
2016, the Farm Bureau of Ventura County estimated that their farms employed 36,000 field
42
workers, 91 percent of whom were born in Mexico. Though invisible in reported loss data,
undocumented immigrants are disproportionately employed in the agriculture industry, sustaining
economic and other losses in Ventura and other impacted jurisdictions.
Population with Disabilities
Disabled people are among the groups considered as being more at risk of suffering negative
effects from natural disasters, such as earthquakes, landslides, floods and droughts, etc. Indeed,
disabled people are often not reached in time by the early warning systems that alert the public,
43
which contributes to their vulnerability. Some of the reasons disabled people experience
difficulty and are vulnerable include: inability to evacuate immediately without difficulty in the
event of a sudden disaster; absence of an individual preparedness plan for natural disasters;
availability of another person to help them evacuate; lack of awareness of their comm
disaster preparedness plan and; lack of consultation during the preparation of disaster
preparedness plans.
44
The assesses six disability types:
Hearing Difficulty, deaf or having serious difficulty hearing.
statements/policy-database/2014/07/23/17/36/addressing-the-needs-of-immigrants-in-response-to-natural-and-
humanmade-disasters-in-the-us, November 2006.
40
http://www.ppic.org/publication/undocumented-immigrants-in-california/, March 2017.
41
UndocuFund for Fire Relief in Sonoma Counthttp://undocufund.org/impact/.
42
Frequently Asked Questions about Ventura County Agriculture
43
https://ideas4development.org/en/persons-disabilities-among-first-victims-natural-disasters/ December 2014.
44
https://www.census.gov/topics/health/disability/guidance/data-collection-acs.html.
53
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
Vision difficulty, blind or having serious difficulty seeing, even when wearing glasses.
Cognitive Difficulty because of a physical, mental, or emotional problem, having difficulty
remembering, concentrating, or making decisions.
Ambulatory Difficulty, having serious difficulty walking or climbing stairs.
Self-care difficulty, having difficulty bathing or dressing.
Independent living difficulty, because of a physical, mental, or emotional problem, having
difficulty doing errands alone such shopping.
As seen in Figure 34 which shows the number and percentage of noninstitutionalized persons
with a disability within the impacted counties, the proportion of disabled persons within both DR-
4344 and DR-4353 impacted counties is approximately 10 percent.
In DR-4344 Counties with the highest percentages of disabled persons include Lake, Butte,
Mendocino and Yuba. The proposed CDBG-DR programs detailed in the Action Plan articulate
prioritization for persons with disabilities impacted by the disasters. Programs have an obligation
to comply with all relevant federal laws that prohibit discrimination on the basis of disability and
require physical accessibility and the provision/allowance of reasonable accommodations and
reasonable modifications, including the federal Fair Housing Act, Section 504 of the
Rehabilitation Act of 1973, and the Americans with Disabilities Act
FIGURE 34: DR-4344 NONINSTITUTIONALIZED PERSONS WITH A DISABILITY
DR-4344 Total Civilian Total Civilian Percent of Total
Noninstitutionalized Noninstitutionalized Noninstitutionalized
Population Population with a Disability Population with a Disability
Butte County 221,452 38,196 17.2%
Lake County 63,400 13,627 21.5%
Mendocino
14,598 16.9%
County 86,630
Napa County 138,899 15,370 11.1%
Nevada County 97,667 14,411 14.8%
Orange County 3114,968 265,805 8.5%
Sonoma County 493,344 58,655 11.9%
Yuba County 71,472 12,114 16.9%
Total 4,287,832 432,776 10.1%
Source: American Community Survey, 2012-2016 5 Year Estimates
54
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
The disabled population within each DR-4353 county is roughly the same; around 10 percent.
Though this is a relatively small proportion of the population, they would require special
monitoring as they are particularly vulnerable.
FIGURE 35: DR-4353 NONINSTITUTIONALIZED PERSONS WITH A DISABILITY
Total Civilian Percent of Total
Total Civilian Noninstitutionalized Noninstitutionalized
Noninstitutionalized Population with a Population with a
DR-4353 Population Disability disability
9,988,629 984,716 9.9%
Los Angeles County
3,154,251 310,902 9.9%
San Diego County
Santa Barbara
432,111 42,011 9.7%
County
836,448 87,687 10.5%
Ventura County
14,411,439 1,425,316 9.9%
Total
Source: American Community Survey, 2012-2016 5 Year Estimates
Elderly Population
Senior households also face special challenges and are disproportionately affected in the face of
disaster. Challenges range from owner occupied households not having insurance as the
mortgage is likely paid off, to persons unable to take medication due to lack of lack of electricity,
which is needed to properly store medications. The following table shows that within DR-4344,
people aged 65 and over comprise 14.3 percent of the population, 42.3 percent of whom live
alone.
FIGURE 36: POPULATION 65 YEARS AND OVER
Percent of Population 65
Population 65 Years Percent of Total Population Years and Over Living
DR-4344 and Over 65 Years and Over Alone
Butte County 38,145 17.0 49.2%
Lake County 13,122 20.5 49.5%
Mendocino County 16,542 18.9 53.5%
Napa County 23,949 17.0 46.8%
Nevada County 23,093 23.4 44.8%
Orange County 412,701 13.2 38.5%
Sonoma County 83,344 16.7 52.7%
55
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
Yuba County 8,463 11.5 42.3%
Total 619,359 14.3 42.3%
Source: American Community Survey, 2012-2016 5 Year Estimates
The elderly population within DR-4353 comprises 12.5 percent, of whom 40.2 percent live alone,
as seen in Figure 37.
FIGURE 37: POPULATION 65 YEARS AND OVER
Percent of Population 65
Population 65 Years Percent of Population Years and Over Living
DR-4353 and Over 65 Years and Over Alone
Los Angeles County 1,227,202 12.2 39.6%
San Diego County 413,435 12.7 41.4%
Santa Barbara
County 61,517 14.0 47.1%
Ventura County 114,620 13.6 38.9%
Total 1,816,774 12.5 40.2%
Source: American Community Survey, 2012-2016 5 Year Estimates
Population with Limited English Proficiency
Limited English Proficiency (LEP) persons are people who, as a result of national origin, do not
speak English as their primary language and who have limited ability to speak, read, write, or
understand English. LEP persons are especially vulnerable in the face of disaster as they may
not be able to effectively participate in or benefit from federally assisted programs. Title VI of the
Civil Rights Act of 1964 requires recipients of federal financial assistance to take reasonable steps
to ensure meaningful access of LEP persons.
HCD conducted a four-factor analysis using 2011 to 2015 ACS data to determine the proportion
of population within impacted counties that were LEP. The analysis uses thresholds of a minimum
of 1,000 persons or at least five percent of the population who speak a language other than
English at home and also speak English less than very to determine the proportion of
persons who are LEP.
Results of the analysis showed that within DR-4344, Lake, Mendocino, Napa, Orange, Sonoma
and Yuba counties and in DR-4353, Los Angeles, San Diego, Santa Barbara and Ventura
counties met the 1,000 persons or five percent LEP persons threshold for Spanish language only.
No other languages spoken at home met the threshold within impacted counties. The following
tables show the proportions of persons who speak Spanish at home and speak English less than
very well within the impacted counties.
Within DR-4344, Napa and Orange counties have the highest populations of LEP persons, both
exceeding 10 percent, while all counties within DR-4353 have greater than 10 percent of LEP
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persons. These persons may require special attention and outreach for participation in federal
assistance programs. HCD will ensure that all citizens have equal access to information about
the programs, including persons with disabilities (vision and hearing impaired) and LEP. A
Spanish version of the Action Plan will also be available. Language access services and the
availability of accessible features and reasonable accommodations for persons with disabilities
will be provided to applicants through program case management. HUD LEP Guidance will be
included within program policies (https://www.hud.gov/sites/documents/FINALLEP2007.PDF).
FIGURE 38: DR-4344 SPANISH LANGUAGE SPOKEN AT HOME BY ABILITY TO SPEAK ENGLISH
(AGES 5+)
Estimate Speak English Less than Percent Speak English Less than
DR-4344
Butte County 6,134 2.9%
Lake County 3,444 5.7%
Mendocino County 7,070 8.6%
Napa County 18,708 14.1%
Nevada County 1,709 1.8%
Orange County 342,794 11.7%
Sonoma County 42,419 9.1%
Yuba County 4,700 7.0%
Total 426,978 10.6%
Source: American Community Survey, 2012-2016 5 Year Estimates
FIGURE 39: DR-4353 SPANISH LANGUAGE SPOKEN AT HOME BY ABILITY TO SPEAK ENGLISH
(AGES 5+)
Estimate Speak English Less than Percent Speak English Less than
DR-4353
Los Angeles County 1627,354 17.3%
San Diego County 305,260 10.1%
Santa Barbara County 62,844 15.4%
Ventura County 105,811 13.5%
Total 2,101,269 15.4%
Source: American Community Survey, 2012-2016 5 Year Estimates
Since persons who speak Spanish at home and speak English very well were the only
group to meet the threshold within impacted counties, HCD will conduct targeted outreach to
these persons, such as translating pertinent materials to Spanish and having a Spanish language
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translator available at public meetings. HCD will also provide translation services for additional
languages if requested in advance.
8. Analysis of Housing Unmet Need
Overview of Data Sources
Both DR-4344 and DR-4353 led to significant impacts to housing. The geographic spread of the
disasters across the State of California also presents challenges for having consistent data to
understand housing unmet needs. This section examines the data available to understand
impacts to housing across the disaster area. Sources include: FEMA Individual Assistance, SBA,
California Department of Forestry and Fire Protection (CAL FIRE) Damage Inspection, and
insurance claim information provided by the California Department of Insurance.
Limitations of Data
As with all disasters, data availability and quality are critical to understanding damages and
provide a portrait of unmet recovery needs. To fully understand the disaster, HCD will use a
combination of data sources. The following provides an overview of pros and cons of using
particular data sources:
FEMA Individual Assistance (IA) Households voluntarily register for FEMA Individual
Assistance. Total FEMA IA registrations for both DR-4353 and DR-4344 was 29,363
applicants. However, of the 29,363 applicants, only 3,048 households have a FEMA
Verified Loss (FVL) over $0. While the gap between the number of applicants and
households with a verified loss does not represent the full scale of the disaster impacts,
the data available at the household level, including income and damage, allows for an
analysis that follows the unmet needs calculation outlined in the Federal Register
Notice. FEMA IA includes both renters and owners. FEMA Verified Loss awards only
provide assistance for repair and replacement to make the home habitable.
Small Business Administration Similar to FEMA IA, the SBA disaster loan program
is a voluntary program available to impacted households. As a loan program, SBA
residential loan registrations skew towards homeowners. However, compared to FVL
inspections, which only cover the cost for repair and replacement, SBA loan amounts
are based on an inspection that covers the full cost to restore a home. To date, 3,971
households have registered for SBA home loans.
CAL FIRE Damage Inspection As the state fire agency, CAL FIRE deploys
inspectors after all disasters within the State of California. Using ArcGIS, inspectors
use parcel maps to document damage by property. The damage inspection includes
parcel, address, structure type, construction type, damage categories, and vegetation
clearance information for all impacted properties. This parcel by parcel survey includes
commercial, mobile home, outbuildings and detached structures, and residential
structures. For purposes of this analysis, HCD limited the CAL FIRE data to residential
structures, including Single Family, Multifamily, and Mobile Home structures. This
parcel level assessment provides a more robust picture of structural damage but does
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not include damage estimate amounts or information on the household resident. The
Damage Inspection Worksheet can be found in Appendix D.
California Department of Insurance Claims While floods and hurricanes can rely on
National Flood Insurance Program data, fire damage must be collected from individual
insurance companies. HCD requested address level insurance claim information for
disaster impacted households through the California Department of Insurance, but
household level information on claims was not available. However, the CA Department
of Insurance collected information from individual insurance companies on claims by
zip code. As better data becomes available, HCD will provide an updated estimate of
claims by household. This data covers a large period of time and does not guarantees
that claims are disaster related.
This section presents an analysis of FEMA IA, SBA, CAL FIRE and CA Department of Insurance
data to reflect damage caused by DR-4344 and DR-4353 as well as demonstrate the ongoing
unmet recovery needs of residents impacted by the disasters. Ultimately, no one data source
accurately captures the population impacted by DR-4344 and DR-4353. This Action Plan and
unmet needs analysis captures a point in time and reflects the best available data at the time of
its publication. In addition to using the process outlined for understanding housing unmet needs
data. However, in an effort to understand the application population for housing programs, HCD
is proposing a program survey period prior to launching its Homeowner Rehabilitation and
Reconstruction Program to capture an accurate portrait of remaining unmet housing recovery
needs.
FEMA Individual Assistance
The IA data provided by FEMA on May 24, 2018, was used to quantify housing applicants
impacted by DR-4344 and DR-4353. This analysis updates the Methodology for Funding
Allocation under Public Law 115-123 provided by HUD to HCD in April 2018, which used FEMA
IA data from February 2018. This section presents the unmet needs calculation for renter and
owner households. FEMA received 29,363 total applicants for both DR-4344 and DR-4353,
including 18,035 owner occupied households (61 percent) and 11,251 renter occupied
households (38 percent). Of the 29,363 total FEMA IA applicants, only 3,971 (14 percent) of
applicants had an FVL above $0. FVL is based on calculations taken from an inspector. The
Stafford Act limits FEMA home repair assistan
pre-disaster home to a safe, sanitary, and secure condition, not necessarily pre-disaster
conditions. Of households with an FVL above $0, 1,037 were owner occupied (34 percent) and
2,009 (66 percent) were renter occupied.
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FIGURE 40: TOTAL FEMA INDIVIDUAL ASSISTANCE APPLICATIONS
FEMA Individual
Assistance 4344 4353 Total
Total Registrations 25,292 3,904 29,196
Total FVL Over $0 2,217 831 3,048
Total with Unmet Needs 4,673 727 5,400
Average FVL $34,605 $25,385 $29,995
Source: FEMA, May 2018
i. Damage Categories
The Federal Register Notice provides damage categories for both owner occupied and renter
occupied households for calculating unmet recovery needs. The following outlines the damage
categories by owner occupied and renter occupied households:
Owner Occupied Households
Minor Low:
o Less than $3,000 of FEMA inspected real property damage
Minor High:
o $3,000 to $7,999 of FEMA inspected real property damage
Major Low:
o $8,000 to $14,999 of FEMA inspected real property damage
Major High:
o $15,000 to $28,800 of FEMA inspected real property damage
Severe:
o Greater than $28,800 of FEMA inspected real property damage or determined
destroyed
Renter Occupied Households
Minor Low:
o Less than $1,000 of FEMA inspected personal property damage
Minor High:
o $1,000 to $1,999 of FEMA inspected personal property damage
Major Low:
o $3,500 to $4,999 of FEMA inspected personal property damage
Major High:
o $5,000 to $8,999 of FEMA inspected personal property damage
Severe:
o Greater than $9,000 of FEMA inspected personal property damage
For its unmet housing need calculation, HUD only considers Major Low, Major High and Severe
damage categories for both owner and renter households. These multipliers are based on the
average unmet housing needs less assistance from FEMA and SBA provided for repair and
reconstruction to homes with serious unmet needs. The following s
unmet housing needs multipliers by damage category for the State of California.
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FIGURE 41: SERIOUS UNMET HOUSING NEED MULTIPLIERS (PROVIDED BY HUD)
State Major Low Major High Severe
California $40,323 $55,812 $124,481
The following figure provides a breakdown of total unmet needs for owner occupied and renter
occupied households using FEMA IA data and the unmet needs multipliers previous provided.
These totals are for households with a FVL over $0. Only a fraction of the FEMA registrants has
a FVL above $0, with 1,037 owner occupied households and 2,009 renter occupied households,
for a total of 3,046 households across DR-4344 and DR- 4353 disaster areas.
FIGURE 42: FEMA IA DAMAGE CATEGORY BY OWNER AND RENTER HOUSEHOLDS
FEMA IA Damage
Category Owner Occupied Renter Occupied Total
Minor-High 102 235 337
Minor-Low 249 182 431
Major-High 59 590 649
Major-Low 38 311 349
Severe 589 691 1,280
Grand Total 1,037 2,009 3,046
Source: FEMA May 2018
The following figures show maps for both DR-4344 and DR-4353 disaster impacts. The maps
include Major-Low, Major-High, and Severe damaged owner occupied and renter occupied
properties by Census Tract. Light blue shows tracts with under 25 FEMA IA Major/Severe
properties, green indicates 26 to 50 properties, dark grey 51 to 100 properties, and dark purple
shows the highest concentration of damage with 100 to 391 properties by census tract.
Figure 43 shows the concentration of damage for DR-4344 impacted counties in Northern
California. In addition to the damage categories, the map shows Most Impacted and Distressed
areas using a cross hatch. These areas are by zip code and by county (Sonoma).
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FIGURE 43: FEMA IA MAJOR/SEVERE DAMAGE BY COUNTY (4344) NORTHERN CALIFORNIA
Source: FEMA, U.S. Census Bureau, ESRI
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The scope of DR- 4344 that spread across northern California counties also included Orange
County in southern California. The following figure shows the FEMA IA registrations that have
Major/Severe damage in Orange County. Only one census tract, noted in blue, shows the FEMA
IA registrations in Orange County.
FIGURE 44: FEMA IA MAJOR/SEVERE DAMAGE BY CENSUS TRACT (4344) ORANGE COUNTY
ONLY
Source: Source: FEMA, U.S. Census Bureau, ESRI
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State of California 2018 CDBG-DR Action Plan
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Figure 45 shows the FEMA IA registrations with Major/Severe damage for DR-4353 in Southern
California. The green areas show areas with the most FEMA IA registrations with Major/Severe
damage. The cross hatched areas show the Most Impacted and Distressed Areas in Southern
California, including Ventura County and Montecito in Santa Barbara County.
FIGURE 45: FEMA IA MAJOR/SEVERE DAMAGE BY COUNTY (4353)
Source: Source: FEMA, U.S. Census Bureau, ESRI
The following figure provides an overview of owner occupied household unmet need for Major
Low, Major High and Severe damage categories. HUD requires that HCD must spend a minimum
of 70 percent of the total CDBG-DR grant to benefit LMI populations. Based on the self-reported
FEMA IA data for owner occupied households, 53 percent of owner occupied households are
below the 80 percent Area Median Income threshold. Thirty-six percent of owner occupied FEMA
IA registrants have a household income over 80 percent Area Median Income. Based on the
limited population of voluntary FEMA IA registrants, the owner occupied household unmet need
across both disasters is $78,144,491.
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ii. Owner occupied Households
FIGURE 46: FEMA IA OWNER OCCUPIED HOUSEHOLDS WITH UNMET NEEDS
Total % Total % Total Unmet
Owner Occupied Major/Severe Count Unmet Need Need
Under 30% AMI 140 20% $16,198,011 21%
30 to 50% AMI 102 15% $11,704,718 15%
50 to 80% AMI 123 18% $14,409,690 18%
Over 80% AMI 247 36% $27,781,138 36%
No Income
Reported 74 11% $8,050,934 10%
Total 686 $78,144,491
Source: FEMA, May 2018
Of the 18,035 owner occupied households that registered for FEMA IA, 1,037 owner occupied
households have a registered FVL. Of those 1,037 owner occupied households, 23 percent (239)
households did not have insurance. This figure does not reflect the reality on the ground for owner
occupied households impacted by DR-4344 and DR-4353.
FIGURE 47: FEMA IA OWNER OCCUPIED HOUSEHOLDS BY DAMAGE CATEGORY NO
INSURANCE
Owner occupied, No % No
Insurance Major/Severe Insurance
Under 30% AMI 70 29%
30 to 50% AMI 51 21%
50 to 80% AMI 36 15%
Over 80% AMI 49 21%
No Income Reported 33 14%
Total 239
Source: FEMA, May 2018
iii. Renter occupied Households
Of the 3,046 households registered with FEMA IA that have an FVL, 2,009 (66 percent) are renter
occupied households. While owner occupied households face strong obstacles to rebuild, renter
occupied households are less likely to have insurance that covers losses during a disaster. Of the
renter occupied FEMA IA registrants, 62 percent have a household income under 80 percent Area
Median Income. Within the LMI renter occupied households, renters earning under 30 percent
Area Median Income represent 28 percent of the total Major-Low, Major-High, and Severe
households that registered with FEMA IA. Using the limited sample size of renter occupied
households that registered for FEMA IA and have an FVL above $0 and Major or Severe damage,
renter occupied households show $131,485,904 in total damage.
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FIGURE 48: FEMA IA RENTER OCCUPIED UNMET NEED BY INCOME CATEGORY
Total
Major/Severe Total
Income Applicants % Total Damage % Total
Under 30% AMI 452 28% $33,620,164 26%
30 to 50% AMI 247 16% $20,161,466 15%
50 to 80% AMI 291 18% $25,279,796 19%
Over 80% AMI 379 24% $33,846,198 26%
No Income Reported 223 14% $18,578,280 14%
Total 1,592 $131,485,904
Source: FEMA, May 2018
The Federal Register Notice allocates $124 million in CDBG-DR Funds for the State of California.
This $124 million is intended to address the remaining unmet needs of communities most
e number of housing
units with unmet needs times the estimate cost to repair those units less repair funds already
HUD, the following section provides an overview
needs methodology.
analysis limits the unmet needs for owner occupied households to those without insurance that
have Major or Severe damage categories and renter occupied households to those with Major or
Severe damage categories and household incomes under 50 percent AMI. HCD does not believe
this presents an accurate portrait of damages for owner occupied or renter occupied households.
For owner occupied households, limiting the analysis to homeowners without insurance
undercounts the true impacts for homeowners across the State of California that have identified
underinsurance as a major issue with rebuilding post FEMA 4344 and 4353 disasters. For renter
occupied households, limiting the analysis to 50 percent AMI and below does not reflect the high
cost areas involved in these disasters. Furthermore, as described in Section IV Proposed
Disaster Recovery Programs, HCD will target renters at 80 percent AMI and below through its
Multifamily Program guidelines.
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FIGURE 49: FEMA IA BY DAMAGE CATEGORY (NO INSURANCE, UNDER 50 PERCENT AMI)
Damage Owners without Rental - Under 50% AMI
Category Insurance Only Total
FEMA Verified Total Total Total
Count Count Count
Loss Damage Damage Damage
Major-Low
10 $403,230 177 $7,137,171 187 $7,540,401
Major-High
38 $2,120,856 267 $14,901,804 305 $17,022,660
Severe 191 $23,775,871 255 $31,742,655 446 $55,518,526
Total 239 $26,299,957 699 $53,781,630 938 $80,081,587
The following figure presents both owner occupied and renter occupied FEMA IA registrants
including the count of properties with Major Low, Major High and Severe Verified Losses using
the HUD provided damage multipliers. The first figure shows a breakdown of owner occupied,
renter occupied and total households with FVL over $0. In total, 2,278 households have an FVL
over $0 and fall into Major or Severe damage categories. Figure 41 shows the HUD Serious
Unmet Housing Need Multipliers. Based on FEMA IA applicants, the current damage estimate
using HUD Multipliers is $209,630,395 for both owner-occupied and renter-occupied households
across the 4344 and 4353 disaster areas.
iv. Unmet Needs by Owner Occupied and Renters
FIGURE 50: FEMA IA BY DAMAGE CATEGORY
Damage Category Owner Rental Total
FEMA Verified Loss Count Total Damage Count Total Damage Count Total Damage
Major-Low 38 $1,532,274 311 $12,540,453 349 $14,072,727
Major-High 59 $3,292,908 590 $32,929,080 649 $36,221,988
Severe 589 $73,319,309 691 $86,016,371 1,280 $159,335,680
Total 686 $78,144,491 1,592 $131,485,904 2,278 $209,630,395
Source: FEMA, May 2018
The following figure presents owner occupied, renter occupied and total households that
registered for FEMA IA, have an FVL over $0, and have remaining unmet needs. In total 1,941
households including 672 owner occupied households (26 percent) and 1,269 renter occupied
households (74 percentdology, of
$185,906,989. The $124 million of CDBG-DR funds are intended to address unmet recovery
needs and address housing needs first.
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HCD believes that the number of FEMA IA registrations severely undercounts the damage caused
by the 4344 and 4353 disasters and does not represent a full picture of unmet recovery needs
from these disasters. However, even when using the narrow approach of households that signed
up for FEMA IA, have an FVL over $0, meet the Major/Severe damage category threshold, and
show an unmet recovery need, the $124 million allocated will not cover the $185,906,989 in
housing unmet recovery need.
FIGURE 51: FEMA IA UNMET NEED BY CATEGORY FOR 4344 AND 4353
Damage
Owner Rental Total
Category
FEMA
Unmet
Need Count Unmet Need Count Unmet Need Count Unmet Need
Major-Low 32 $1,290,336 222 $8,951,706 254 $10,242,042
Major-High 52 $2,902,224 448 $25,003,776 500 $27,906,000
Severe 588 $73,194,828 599 $74,564,119 1,187 $147,758,947
Total 672 $77,387,388 1,269 $108,519,601 1,941 $185,906,989
Source: FEMA, May 2018
Small Business Administration Disaster Loans
SBA offers home loans to residents within disaster impacted areas and received a total of 3,971
applicants for homeowner assistance. Of the total applicants, 2,263 were owner occupied (68
percent) and 1,276 were renter occupied (32 percent). However, of the 3,971 applicants, only
2,281 have a verified loss over $0 (57 percent). Nearly all the properties with a verified loss are
owner occupants (2,263), while very few renters have verified losses (16 percent).
While FEMA IA only considers the cost to make a home habitable, SBA inspections account for
presumed to reflect the full cost to repair the home, which is generally more than the FEMA
45
estimates on the cost to make the home Within the SBA disaster home loan, HCD
considers the following as real estate verified losses:
Real Estate Repair Verified loss to rehabilitate real estate
Manufactured Housing Verified loss to rehabilitate/replace manufactured housing
Reconstruction Verified loss to rebuild real estate on current site
The following figure provides a breakdown of the different cost categories available within the
SBA disaster home loan data, showing the median cost to rebuild based on verified loss by type
of loss.
45
Federal Registrar Notice 83 FR 40314, Appendix A, HUD https://www.gpo.gov/fdsys/pkg/FR-2018-08-14/pdf/2018-
17365.pdf, August 2018.
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FIGURE 52: SBA DISASTER HOME LOAN MEDIAN COST TO REBUILD BY TYPE
Median Verified
Type of Loss Loss
46
Real Estate Loss $314,968
Manufactured
Housing $112,925
Real Estate Repair $15,500
Reconstruction $329,789
Source: SBA, August 2018
The following figure shows the average real estate loss by county impacted by DR-4344 and DR-
47
4353.
FIGURE 53: SBA AVERAGE REAL ESTATE LOSS BY IMPACTED COUNTY
Count of Real
Average Real Estate Loss Estate Loss
County
Butte $134,187 25
Lake $154,014 85
Los Angeles $157,753 87
Mendocino $242,176 221
Napa $319,230 208
Nevada $181,050 17
Orange $257,701 25
San Diego $221,828 91
Santa Barbara $281,938 174
Sonoma $359,745 2,634
Ventura $377,694 488
Yuba $182,945 90
Statewide $338,142 4,145
Source: SBA, August 2018
The following figure shows the total number of applicants fo
46
Real Estate Loss is defined as a median of the following types of rebuild types: Manufactured Housing, Real Estate
Repair and Reconstruction.
47
Includes Manufactured Housing, Real Estate Repair and Reconstruction.
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State of California 2018 CDBG-DR Action Plan
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by County and provides a comparison of the total number of applicants with real estate losses for
all loans.
FIGURE 54: SBA APPLICANTS & REAL ESTATE LOSS BY COUNTY FOR 4344 AND 4353
SBA
Total with
County
SBA - Total Real Estate
Applicants Losses
Butte 25 10
Lake 85 27
Los Angeles 87 43
Mendocino 221 100
Napa 208 111
Nevada 17 8
Orange 25 5
San Diego 91 62
Santa Barbara 174 78
Sonoma 2,634 1,567
Ventura 488 317
Yuba 90 43
Total 4,145 2,371
Source: SBA, August 2018
However, the following figure provides an additional break down of these figures, showing the
total number approved and denied loans by type of loss. Of 3,292 SBA disaster home loan
applications, 1,730 loans were denied. Common reasons for denial of SBA loans include lack of
repayment ability, lack of credit, and ineligible properties (including second homes).
FIGURE 55: SBA LOAN STATUS BY TYPE OF VERIFIED LOSS
Type of Loss Loan Status Description Count
SBA Applicants with a real
Approved estate verified loss 639
Real Estate Loss
SBA Applicants without a real
Denied estate verified loss (estimate) 624
SBA Applicants with verified
Reconstruction
Approved Reconstruction Losses 823
Loss
Denied 1,030
SBA applicants with verified
Manufactured
Approved Manufactured Home Loss 100
Loss
Denied 76
Total Verified Loss of FEMA
Total Approved Applicants referred to SBA 1,562
Total
Total Denied 1,730
Total 3,292
Source: SBA, August 2018
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i. SBA Ratio
HUD has accepted an SBA Ratio as a subset of FEMA IA applicants that have both an SBA-
established Verified Loss and a FEMA Real Property FEMA Verified Loss to establish a ratio,
including Major and Severe HUD-defined damage categories. This ratio allows HCD to use the
SBA inspection, which covers the cost of bringing the home back to pre-disaster condition, while
FEMA inspections are based on the amount needed for a homeowner to move back into the
home. The following figure shows the number of households that registered with both FEMA IA
and SBA and calculates the SBA Ratio. The SBA helps provide a more consistent damage
estimate for properties inspected by both SBA and FEMA IA.
FIGURE 56: SBA RATIO CALCULATION
Number of Total Real
Registrations (Both Total SBA Property FEMA
Damage Category FEMA & SBA) Verified Loss Verified Loss
Major-High 16 $2,659,873 $341,247
Major-Low 12 $2,228,662 $121,349
Severe 249 $72,838,580 $35,880,682
SBA Ratio
Average of Severe
Properties Only 249 $292,524 $144,099
SBA Ratio (SBA FVL/FEMA Real Property FVL) 2.03
Source: SBA, August 2018; FEMA, May 2018
ii. Renter occupied households
In addition to SBA home loans, SBA offers disaster business loans to businesses in impacted
areas. The economic impact section provides a more detailed analysis of business impacts and
unmet needs. However, the business loans include applicants for real estate related businesses,
which provide insight into impacts to rental properties and landlords. To understand businesses
that rent properties, HCD examines the following North American Industry Classification System
48
categories:
Lessors of Residential Buildings and Dwellings (NAICS Code 531110).
Lessors of Other Real Estate Property - includes manufactured, renting as industry
(NAICS Code 531190).
48
US Census Bureau, North American Industry Classification System, https://www.census.gov/cgi-
bin/sssd/naics/naicsrch?input=planning&search=2017+NAICS+Search&search=2017.
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Using these categories, the following figure shows that a total of 194 businesses applied for
SBA business loans to assist with recovery from the 4344 and 4353 disasters. A majority of
these applications (175) are for lessors of residential buildings and dwellings.
FIGURE 57: SBA COMMERCIAL LOAN REAL ESTATE BY NAICS CODE
Disaster
SBA Application Type
4344 4353 Total
Lessors of Residential Buildings and
Dwellings (NAICS Code 531110) 143 32 175
Lessors of Other Real Estate Property
- includes manufactured, renting as
industry (NAICS Code 531190) 14 5 19
Total 157 37 194
Source: SBA, August 2018
California Department of Forestry and Fire Protection Damage Assessment
Data
CAL FIRE conducts a parcel survey of properties impacted by fires and natural disasters using
ArcGIS and ArcCollector. The Damage Inspection Worksheet includes property addresses, the
incident (disaster) name, and selected information about the damaged property. For DR-4344
49
and DR-4353, CAL FIRE surveyed a total of 12,550 properties. This on-the-ground analysis has
its limitations: they are not conducted by building inspectors, the assessment is done immediately
post-disaster, and inspectors are only able to survey properties that are accessible. Despite these
factors, the data presents a clearer picture of damage than either SBA or FEMA IA. CAL FIRE
damage assessments are conducted by inspectors on the ground post-disaster, while SBA and
FEMA IA are voluntary application processes. The following figure breaks down the structures
surveyed.
FIGURE 58: CAL FIRE DAMAGE BY PROPERTY CATEGORY
% of Inspected
Structure Type Inspected Properties Properties
Commercial 303 2%
Mobile Home 774 6%
Multifamily 243 2%
Other 41 0%
50
Outbuilding 3,243 26%
Single Family 7,946 63%
Total 12,550
49
CAL FIRE conducted Damage Inspections of all fires and mudslides identified in FEMA 4344 and 4353 disaster
declarations. This data was compiled to present a full picture of the statewide disaster.
50
Outbuilding is defined as a building or structure that is less than 120 square feet in size and not used for human
habitation.
https://govt.westlaw.com/calregs/Document/ID3038F208C5911E2BD79AA7206D382EB?viewType=FullText&originat
ionContext=documenttoc&transitionType=CategoryPageItem&contextData=(sc.Default)
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Source: CAL FIRE Damage Assessment, August 2018
For purposes of the housing unmet needs analysis, HCD only focuses on structures categorized
as Mobile Homes, Multifamily, or Single Family. Combined, these residential categories total
8,963 residential structures. The following table provides an additional breakdown of these
residential properties, showing the number of residential structures by damage category. The
number of destroyed properties reflect the fire severity, with a total of 7,503 destroyed properties
statewide (84 percent of residential properties surveyed).
FIGURE 59: CAL FIRE RESIDENTIAL STRUCTURE DAMAGE SURVEY BY COUNTY
10-26-51-No No
County 1-9% 25% 50% 75% Destroyed Access Damage Total
Butte 0 2 0 0 36 0 0 38
Lake 5 0 0 0 131 0 0 136
Los Angeles 32 20 7 9 66 0 68 202
Mendocino 12 3 1 0 313 0 0 329
Napa 61 20 4 4 622 0 287 998
Nevada 0 3 0 0 29 0 0 32
San Diego 29 21 2 2 114 0 0 168
Santa Barbara 127 108 1 97 158 2 2 495
Sonoma 218 56 19 11 5,143 0 68 5,515
Ventura 95 52 25 14 748 0 2 936
Yuba 0 0 1 0 143 0 0 144
Total 579 285 60 137 7,503 2 427 8,993
Source: CAL FIRE Damage Assessment, August 2018
Homeowner Insurance
HCD requested address level information about claims and payouts from the California
Department of Insurance, but as of the date of this publication the payout data is not available.
However, the Department of Insurance provided zip-code level data received from private
insurance companies immediately post disaster for DR-4344 and DR-4353. This data is limited to
claims in or around the disaster incident periods, not for a broad time period. The Department of
Insurance defines Residential Personal Property as Homeowners; Condominium Unit Owners;
Mobile Home; Tenants/Renters; Dwelling Fire and Allied Lines; and Lender/Force-Placed and
Real Estate Owned (REO).
The following figure shows the total number of residential insurance claims by county and the total
number of residential claims that resulted in a total loss. While this does not show the full picture,
nor provide payout data needed for the unmet needs calculation, it does provide information about
the level of damage and number of residential households with insurance in the disaster impacted
areas.
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FIGURE 60: RESIDENTIAL INSURANCE CLAIMS RESULTING FROM 4344 AND 4353 DISASTERS
Insurance - Total Total Number of
Number of Residential Residential Claims
County Claims Resulting in a Total Loss
Butte 59 16
Lake 256 97
Los Angeles 3,053 63
Mendocino 546 200
Insurance - Total Total Number of
Number of Residential Residential Claims
County Claims Resulting in a Total Loss
Nevada 82 32
Insurance - Total Total Number of
Number of Residential Residential Claims
County Claims Resulting in a Total Loss
Orange 461 29
San Diego 1,152 70
Santa
Barbara 2,925 42
Sonoma 14,779 4,963
Ventura 4,848 627
Yuba 390 107
Total 31,096 6,718
Source: California Department of Insurance, May 2018.
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The following figure provides additional detail on the number of claims, total losses and direct
incurred losses for residential properties who filed insurance claims related to DR-4344 and DR-
4353. The Average Loss calculation divides the Direct Incurred Loss column by the Total Number
of Claims. Across the impacted counties, the total Average Loss is $335,427.
FIGURE 61: RESIDENTIAL INSURANCE CLAIMS BY COUNTY
Number of
Total
Claims Direct Incurred Average
County Number of
Resulting in Losses Loss
Claims
Total Loss
Butte 59 16 $5,399,325 $91,514
Lake 256 97 $48,363,120 $188,918
Los Angeles 3,053 63 $115,774,721 $37,922
Mendocino 546 200 $142,895,509 $261,713
Napa 2,545 472 $1,206,434,647 $474,041
Nevada 82 32 $18,851,507 $229,896
Orange 461 29 $75,813,493 $164,454
San Diego 1,152 70 $90,756,438 $78,782
Santa Barbara 2,925 42 $253,033,508 $86,507
Sonoma 14,779 4,963 $6,987,811,497 $472,820
Ventura 4,848 627 $1,416,975,278 $292,280
Yuba 390 107 $68,330,185 $175,206
Total 31,096 6,718 $10,430,439,228 $335,427
Source:
California Department of Insurance, May 2018.
Summary of Impacts
The following figure compiles each data source described above to compare the damages for
each impacted county. This demonstrates that no data source accurately captures the population
impacted by these disasters. Due to these inconsistencies, HCD is proposing a program survey
period, prior to launching its Owner Occupied Rehabilitation and Reconstruction Program to
capture an accurate portrait of owner occupied and rental-occupied households with unmet
housing recovery needs. Section IV Proposed Disaster Recovery Programs, part 2a provides
further details about the program survey.
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FIGURE 62: IMPACT SUMMARY BY DATA SOURCE
CA Department of FEMA Individual
Insurance Assistance CAL FIRE SBA
Number of
Claims Total with % of Total
Resulting FEMA % of Residential % of Total Real Real
in Total % Total Verified Total - Damaged Damaged Estate Estate
County Loss Claims Loss Claims Properties Properties Losses Losses
Butte 16 0% 35 1% 38 0% 10 0%
Lake 97 1% 76 2% 136 2% 27 1%
Los Angeles 63 1% 71 2% 134 2% 43 2%
Mendocino 200 3% 225 7% 329 4% 100 4%
Napa 472 7% 145 5% 711 8% 111 5%
Nevada 32 0% 25 1% 32 0% 8 0%
Orange 29 0% 2 0% 0 0% 5 0%
San Diego 70 1% 97 3% 168 2% 62 3%
Santa
Barbara 42 1% 314 10% 491 6% 78 3%
Sonoma 4,963 74% 1,590 52% 5,447 64% 1,567 66%
Ventura 627 9% 349 11% 934 11% 317 13%
Yuba 107 2% 117 4% 144 2% 43 2%
Total 6,718 3,046 8,564 2,371
Source: CAL FIRE Damage Assessment, August 2018; FEMA, May 2018; SBA, August 2018; CDI, May 2018
Alternative Methodology
The previous section provided a description of housing impacts from DR-4344 and DR-4353 using
r, as noted, the limited number of FEMA IA registrations
with verified losses and the over emphasis on homeowners of the SBA data requires an
alternative methodology for capturing an accurate portrait of unmet recovery needs for housing
impacted by the disasters.
i. Basis for Number of Homes Destroyed
FEMA IA data shows that 1,177 owner occupied homes fall into the Major or Severe damage
homeowner insurance data p
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State of California 2018 CDBG-DR Action Plan
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that resulted from total loss. Lastly, CAL FIRE data shows 7,4
is an 11 percent difference between homeowner insurance total loss claims and CAL FIRE
Commission data and CAL FIRE data provide a more accurate pictures of destroyed homes than
FEMA IA data. FEMA IA is dependent upon the homeowner to apply for assistance. Due to many
homeowners not applying for FEMA, it appears that FEMA data underrepresents the extent of
damage.
CAL FIRE numbers are based
outlines a methodology using CAL FIRE numbers as the basis for total number of destroyed
homes. In addition to homes categorized as destroyed, CAL FIRE data shows an additional 137
damaged residential structures in the 51 to 75 percent range. HCD assumes that this level of
damage would lead to a total reconstruction of the home. Using the CAL FIRE residential damage
survey as the basis of analysis, a total of 7,611 homes were destroyed and need reconstruction
as a basis.
ii. Basis for Cost of Reconstruction
While the actual cost of reconstruction cannot be determined until a home is assessed under
Owner Occupied Rehabilitation and Reconstruction Program and a scope of work is
established, this se
reconstruction that reflects the impacts of DR-4344 and DR-4353.
Small Business Administration Ratio The FEMA Real Property Verified Loss for
homes with Severe damage is $145,287. Multiplying this by the SBA Ratio for Severe
51
homes, 2.03, shows an average cost of reconstruction as $294,933.
Small Business Administration, Average Real Property Verified Loss for Severe
Homes - Looking at SBA applications alone, the average Real Property Verified Loss for
52
Severe homes with SBA inspections is $314,968.
2012-2016 American Community Survey (ACS) Median Home Value HCD
compared the number of homes using ACS data to the number of CAL FIRE homes
categorized as Destroyed by impacted County. Assuming that two thirds of the home
value is for the residential structure, the weighted average of home values in impacted
counties is $298,352.
Figure 63 below provides detail on the price by impacted county. For this analysis HCD
assumes that the structure comprises an average of 66% of the Median Home value. Taking
66% of the Median Home Value from the Figure below ($459,650) gives the weighted home
value of $298,352.
51
Methodology outlined in Figure 56.
52
Further detail available in Figure 52.
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State of California 2018 CDBG-DR Action Plan
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FIGURE 63: MEDIAN HOME VALUE, 2012-2016 ACS 5 YEAR ESTIMATE
County Median
Butte $228,500
Lake $167,300
Los Angeles $465,000
Mendocino $319,100
Napa $503,100
Nevada $355,900
Orange $584,200
San Diego $454,600
Santa Barbara $480,000
Sonoma $464,700
Ventura $481,400
Yuba $190,700
Median Home Value $459,650
CA Insurance Commission Data HCD assumes that the average residential structure
53
claim is a proxy for reconstruction cost, putting the reconstruction cost at $325,168.
Taking the median value of the four proposed approaches:
Small Business Administration Ratio - $294,933
Small Business Administration, Average Real Property Verified Loss for Severe Homes -
$310,133
2012-2016 American Community Survey (ACS) Median Home Value - $298,352
CA Insurance Commission Data - $325,168
o Median Value: $304,242
Based on this analysis, HCD will use a median value of $300,000 for the basis of average cost of
reconstruction.
iii. Calculating Total Cost of Reconstruction
Using the number of destroyed residential properties surveyed by CAL FIRE (7,474), multiplied
by the average cost of reconstruction ($300,000), the total cost of owner occupied reconstruction
from DR-4344 and DR-4353 is $2,283,300,000.
53
Further detail available in Figure 61.
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State of California 2018 CDBG-DR Action Plan
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FEMA awards and SBA loans provide some relief towards this total, and thus parts of these
awards are subtracted as Duplication of Benefits. FEMA structural awards total $20,699,188.
SBA awards for structural damage (amount for manufactured homes and reconstruction) amount
to $561,591,003. It should be noted that this does discount applicants who were offered a loan
but declined the loan. Congress recently approved substantial changes under HR 302, enacted
as PL 115-254 on October 5, 2018, regarding how SBA loans are calculated as Duplication of
Benefits. The methodology presented is a conservative approach. Unmet needs will be
recalculated after HUD provides proper guidance based upon the changes in PL 115-254.
Thus, unmet need for reconstruction after subtracting out FEMA and SBA awards and loans is
potentially $1,701,009,809. Note that this does not subtract out for pay out of claims by private
homeowner insurance. The data set provided does not provide sufficient enough details to
determine what that amount may be, as only 22 percent
Total Loss.following figure shows the Alternative Methodology calculation:
FIGURE 64: ALTERNATIVE OWNER OCCUPIED CALCULATION
Total Cost of Reconstruction (excluding housing rehabilitation) - CAL FIRE
# of residential structures in CAL FIRE data listed as "Destroyed" 7,474
54
# of residential structures in CAL FIRE data listed as "51-75%" damaged 137
Total # of Residential Structure with Severe Damage or Destroyed 7,611
Average basis of reconstruction cost $300,000
Total Severe Damaged/Destroyed Properties Times the Avg
Reconstruction Cost $2,283,300,000
Subtraction for Duplication of Benefits
55
Private Insurance Towards Reconstruction $0
FEMA Awards for Structural Damage (IHP) $20,699,188
56
SBA Awards for Structural Damage $561,591,003
Total Subtraction for Duplication of Benefits $582,290,191
Single Family Reconstruction Unmet Need $1,701,009,809
Source: CAL FIRE Damage Assessment, August 2018; FEMA, May 2018; SBA, August 2018; CDI, May 2018
Infrastructure Impact
DR-4344 and DR-4353 both caused extensive impact to California infrastructure. The disasters
resulted in damage to roads, signage, bridges, schools, landfills and sanitation facilities, public
parks, and other infrastructure systems. The most widespread damage was to roads, which were
impacted both as a direct result of fires and by heavy emergency vehicle use and debris removal
during the immediate recovery period. Los Angeles County, for example, sustained substantial
54
HCD assumes that housing policies will follow standard practice for reconstruction at 50%+ damage to home value.
55
The California Department of Insurance does not collect address level claim or payout information. The Department
only has data at the zip code level. HCD is committed to updating this data through collaboration with the insurance
industry and Duplication of Benefits verification for owner occupied applicants.
56
Total of SBA Loans for Manufactured and Reconstruction Awards minus applicants that declined the loan.
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State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
damage to private roads. They noted that in order for the county to provide maintenance for the
roads, they would need to bring the roads to county code standards, increasing the cost and
amount of work required. The County estimated this cost at over $4 million, which is not reflected
in FEMA Public Assistance cost data as Los Angeles County was not eligible for Public Assistance
-4353 Disaster Declaration. The January 9 debris flow in Santa Barbara County
affected much of the county and devastated the Montecito area, altering topography and
57
impacting 50 miles of county roads, 200 culverts, and 20 bridges. Many local jurisdictions
reported that they expended resources from agencies not typically associated with emergency
measures to address local needs, draining resources from regular operations.
While the rebuilding and rehabilitation of damaged infrastructure is critical to recovery, housing is
the priority of this Action Plan, and infrastructure damages will likely not be fully addressed by
these funds. The forthcoming $88 million in mitigation funding is may further assist in
infrastructure recovery.
i. FEMA Public Assistance
The FEMA Public Assistance (PA) program is designed to provide immediate assistance to the
impacted jurisdictions for emergency work (under FEMA Sections 403 and 407) and permanent
work (Sections 406 and 428) on infrastructure and community facilities. Data from these programs
was used to establish the impact of the disasters on infrastructure and identify the unmet need.
Although there is a clear need for infrastructure repair and improvements, this Action Plan focuses
on unmet recovery needs with prioritization given to housing recovery and housing related
infrastructure projects.
Section IV, Proposed Disaster Recovery Programs. One reason for this prioritization is that
although total project costs have been calculated, project eligibility has not been determined for
all project worksheets submitted. Therefore, the local share figures are preliminary and likely to
increase substantially moving forward. Furthermore, some impacted communities have not
submitted disaster-related infrastructure projects for FEMA PA funding.
57
Memorandum to County Board of Supervisors, March 13, 2018.
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State of California 2018 CDBG-DR Action Plan
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The following chart provides a breakdown of the approved FEMA cost share by disaster.
FIGURE 65: FEMA COST SHARE BY DISASTER
Disaster 4344 4353
Federal State/Local Federal State/Local
Category A 90% 10% 90% 10%
58
Category B 75% 25% 100% 0%
Category C 90% 10% 75% 25%
Category D 90% 10% 75% 25%
Category E 90% 10% 75% 25%
Category F 90% 10% 75% 25%
Category G 90% 10% 75% 25%
Source: FEMA, August 2018
FEMA PA projects fall under the following categories:
Emergency Protective Work
o Category A Debris Removal
o Category B Emergency Protective Measures
Permanent Work
o Category C Roads and Bridges
o Category D Water Control Facilities
o Category E Public Buildings and Contents
o Category F Public Utilities
o Category G Parks, Recreational, and Other Facilities
As of August 2018, $74.2 million in permanent work FEMA PA project costs had been identified
and submitted for DR-4344. This includes a state share of $5.6 million and a local share of $1.9
million. The communities in DR-4353 identified $12.5 million in permanent work FEMA PA project
costs, including a local share of $781,956. The total state and local share for DR-4344 and DR-
4353 is $10.5 million.
Since the damage caused by DR-4353 and DR-4344 was primarily due to fires, not flooding, HCD
is currently prioritizing FEMA PA match for Category D and F projects only as they help address
the unmet housing need. Maintenance drainage by the grantee is limited to those facilities that
are located within public rights of way, or drainage easements that are deeded to the city, state,
or locality. The state is proposing to use CDBG-DR funding to assist with matching funds for
infrastructure projects that directly tie to housing recovery.
58
Category B work for 4344 is covered at 100% for 30 days, with the 30-day timeframe selected by the applicant.
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FIGURE 66: LOCAL SHARE UNMET NEEDS FOR FEMA PUBLIC ASSISTANCE 4344 ONLY,
AUGUST 2018
Category Projects Total Cost State Share Local Share
A 22 $182,950,620 $18,295,062 $0
59
B 101 $140,127,539 $0 $0
C 32 $14,253,485 $1,069,011 $356,337
D 4 $348,823 $26,162 $8,721
E 53 $33,953,185 $2,546,489 $848,830
F 30 $11,306,594 $847,995 $282,665
G 21 $14,352,143 $1,076,411 $358,804
Total 263 $397,292,389 $23,861,129 $1,855,356
Source: FEMA, August 2018
FIGURE 67: LOCAL SHARE UNMET NEEDS FOR FEMA PUBLIC ASSISTANCE 4353 ONLY,
AUGUST 2018
Category Projects Total Cost State Share Local Share
A 29 $58,290,173 $4,371,763 $1,457,254
B 67 $124,103,447 $0 $0
C 10 $3,247,422 $608,892 $202,964
D 7 $1,509,200 $282,975 $94,325
E 25 $2,211,264 $414,612 $138,204
F 22 $4,611,521 $864,660 $288,220
G 13 $931,892 $174,730 $58,243
Total 173 $194,904,918 $6,717,631 $2,239,210
Source: FEMA, August 2018
FIGURE 68: LOCAL SHARE UNMET NEEDS FOR FEMA PUBLIC ASSISTANCE 4344 AND 4353,
AUGUST 2018
Total State & Local Share -
Category
Projects Unmet Need
A 51 $24,124,079
B 168 $0
C 42 $2,237,204
D 11 $412,182
E 78 $3,948,135
F 52 $2,283,540
G 34 $1,668,187
Total 436 $34,673,327
Source: CalOES
59
While the Category B work for 4344 is only covered 100% for 30 days for 4344, this analysis assumes that
applicants had their State and Local Share covered. HCD will update this as new data becomes available.
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State of California 2018 CDBG-DR Action Plan
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These are preliminary calculations based on current best available data
system, and HCD expects the unmet needs to increase as additional projects are approved by
FEMA. The state will work with government agencies, nonprofit organizations, and other entities
eligible for FEMA PA to gather additional information related to local match. The running estimate
of unmet needs will be updated as projects are reviewed and approved through the FEMA project
worksheet process.
Economic Impact
its strength, the disasters had a
substantial impact on local businesses, employees, and key industries. The agricultural and
tourism industries were impacted by the disasters. These industries are still recovering from the
events of 2017 and the wildfires burning in the summer of 2018. The perception that areas are
unsafe or the air quality is poor will continue to impact tourism; a key economic driver in the state.
The effects on the agricultural industry are also ongoing due to the destructive nature of fire and
the interconnection between agriculture and tourism in heavily impacted areas. For example,
wineries and Sonoma and Napa County are still working to demonstrate that they are open for
business and ready to serve clientele.
The following section provides a high level analysis of the economic impact caused by the wildfires
and mudflows in 2017. This Action Plan primarily addresses the unmet housing and infrastructure
recovery needs and does not address the economic recovery need. If additional recovery funds
become available, programs may be created to assist in the economic recovery of impacted
areas.
, placing more price pressure on the existing housing
stock. In Butte County, the repairs to the Oroville Dam increases the difficulty of finding skilled
workers for repairs or home construction. In other areas, such as Sonoma County where they
serve as a supplier of affordable homes for Napa and Marin, the statistics do not tell the whole
story.
i. Employment and Business Establishments
leading up to the disasters in 2017 was thriving according to indicators
provided by the California Employment Development Department. Employment increased by 1.9
percent from 2016 to 2017 reaching 18.4 million people. During the same period the
unemployment rate decreased from 5.5 percent in 2016 to 4.8 percent in 2017.
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DR-4344 & DR-4353
All counties within DR-4344 and DR-4353 experienced job growth, a reduction in unemployment
rate and increases in number of business establishments and annual payroll between 2016 and
2017.
FIGURE 69: DR-4344 2016-2017 EMPLOYMENT
Employment Unemployment Number of Business
Rate Establishments
County 2017 2016 2017 2016 2017 2016
Butte County 97,100 95,200 5.7 6.6 9,025 4,627
Lake County 28,010 27,200 5.7 6.7 2,339 1,085
Mendocino County 38,220 37,650 4.5 5.3 4,192 2,439
Napa County 71,200 70,000 3.7 4.3 7,064 4,216
Nevada County 46,670 46,000 4.1 4.8 5,262 3,013
Orange County 1,562,600 1,537,700 3.5 4.0 135,374 94,703
Sonoma County 254,000 249,800 3.4 4.0 22,032 13,887
Yuba County 26,400 25,700 7.5 8.6 1,580 802
Sources: U.S. Census Bureau, 2016 County Business Patterns: 2016 Annual Payroll, Number of Business
Establishments; California Employment Development Department
FIGURE 70: DR-4353 2016-2017 EMPLOYMENT
Unemployment Number of Business
Employment Rate Establishments
County
2017 2016 2017 2016 2017 2016
Los Angeles County 4,883,600 4,789,500 4.7 5.3 358,738 269,489
San Diego County 1,521,500 1,496,200 4.0 4.7 116,070 83,146
Santa Barbara County 207,300 205,200 4.5 5.1 17,269 11,640
Ventura County 407,100 404,400 4.5 5.2 29,612 20,909
Sources:
U.S. Census Bureau, 2016 County Business Patterns: 2016 Annual Payroll, Number of Business Establishments;
California Employment Development Department
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Most Impacted and Distressed
Most Impacted and Distressed areas saw economic growth between 2016 and 2017.
FIGURE 71: MOST IMPACTED AND DISTRESSED AREA 2016-2017 EMPLOYMENT
Number of
Unemployment Business
Employment Rate Establishments
2017 2016 2017 2016 2017 2016
County
Sonoma County 254,000 249,800 3.4 4.0 22,032 13,887
Ventura County 407,100 404,400 4.5 5.2 29,612 20,909
Zip Code
95470 966 785 9.3 135 89
95901 11,696 6,664 9.2 986 477
94558 30,653 24,785 3.8 2,671 1,712
95422 3,313 2,084 12.8 395 188
93108 6,346 6,339 3.7 665 587
Sources:
1. State of California Employment Development Department: 2016 Employment, Unemployment Rate
2. U.S. Census Bureau, 2016 ZIP Code Business Patterns
3. ESRI Total Residential Population forecasts for 2017: Unemployment Rate, Establishments
4. U.S. Census Bureau, 2016 County Business Patterns: 2016 Establishments and Payroll
Althou
economic loss for workers and businesses as a result of 2017 fires and mudslides. The City of
Napa Housing Division reported that low-income workers in the wine and hospitality industries
were hardest hit by the loss of wages during the fires. These residents are less likely to have
financial reserves and other resources to draw from during an emergency.
emergency call center conducted a survey of 489 impacted households which reported 63 percent
of respondents lost wages as a result of the fires. Sonoma County reported that 4,751 disaster-
60
related unemployment claims were filed in October 2017 alone. HCD and Los Angeles County
distributed a survey to households in the impacted region, more than half of whom reported that
that they lost income as a result of the fires.
The University of California at Santa Barbara conducted a survey of 293 businesses in the Santa
Barbara area. Respondents reported laying off 213 employees collectively and 60 percent of all
respondents reported having to close for at least some period as a result of the fires and
60
85
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
61
mudslides. The Small Business Development Center for Santa Barbara and Ventura Counties
estimated an impact on 17,000 jobs in Ventura County. Additionally, the Coast Village Association
of Montecito, in Santa Barbara County, estimated $15 million in combined revenue loss for the
62
28-day business closure due to fire and mudflow.
Sonoma Human Services identified 1,401 businesses that had been affected by fires in Sonoma
County which collectively employed 9,311 persons. The Sonoma County Economic Development
Board conducted a survey of 194 businesses in January 2018, 84 percent of which reported
63
suffering direct impact from the fires.
Many impacted jurisdictions reported significant losses in sales, property, and occupancy taxes
as a result of business closures and tourism decrease. The City of Santa Rosa anticipated a loss
64
of over $5 million in annual taxes. Napa County anticipated over $3 million in annual tax revenue
65
loss. Montecito saw a 92 percent decrease in occupancy tax from January 2017 to January
66
2018. These examples serve to illustrate economic loss on a local level that was, and continues
to be, devastating for business owners and workers in impacted communities.
ii. Disaster Unemployment Assistance
Disaster Unemployment Assistance is one key indicator of employment impacts after a disaster.
The following provides an analysis of disaster unemployment data for the impacted counties. The
Disaster Unemployment Assistance program (DUA), administered by the California Employment
Development Department (EDD) on behalf of FEMA, provides temporary unemployment benefits
to jobless workers and self-employed people whose jobs or work hour losses are a direct result
of the wildfires.
In California, the process for filing DUA claims is the same as for regular claims. When
applications are received, EDD first reviews the application to determine if the individuals qualify
for regular state unemployment insurance. If individuals qualify for regular state benefits, they
move on through that process. If individuals do not qualify for regular unemployment insurance
or disability insurance, then EDD will determine eligibility for disaster unemployment benefits.
Therefore, DUA claims are a subset of all applicants and do not account for the full scope of
individuals who filed for unemployment assistance due to the disasters.
The deadline for applications was December 18, 2017. As of July 31, 2018, 9,904 claims were
filed for regular unemployment assistance and 1,067 DUA claims were filed. Of the DUA claims,
467 people were approved for assistance and received at least one payment, totaling $1.3 million.
61
UCSB Economic Forecast Project. http://www.efp.ucsb.edu/home.
62
Small BuThomas Fire Disaster Response and
Business Recovery Summary
63
Sonoma Co
64
https://www.pressdemocrat.com/news/7751921-181/sonoma-county-facing-21-million December 2017.
65
https://napavalleyregister.com/news/local/october-wildfires-destroyed-million-in-napa-county-assessed-property-
value/article_d80f2af0-d463-5c09-8fd4-64be028f6a6b.html December 2017.
66
Visit Santa Barbara, 2017-2018 Q3 Report.
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State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
Sonoma County had the most DUA claims filed and received 80 percent of authorized DUA funds
Within DR-4344. Ventura County received the most Regular Unemployment Claims, although
Santa Barbara County filed the most DUA claims and received almost half (47 percent) of
authorized DUA funds in DR-4353. The following figure provides a breakdown of unemployment
claims by county.
FIGURE 72: DISASTER UNEMPLOYMENT CLAIMS IN IMPACTED AREAS
DUA DUA Claimants
Claimants who Certified at
Regular DUA who Least Once, and Total DUA
UI Claim Claims Certified at Received at Least Benefits
County Applications Filed least once One Payment Authorized
DR-4344 7,251 661 343 251 $669,878
Butte 10 0 0 0 $0
Lake 122 13 12 8 $19,526
Mendocino 111 22 11 5 $8,089
Napa 2,011 119 59 42 $8,938
Nevada 5 1 1 1 $3,059
Orange 20 2 0 0 $0
Sonoma 4,943 501 257 193 $534,660
Yuba 29 3 3 2 $5,606
DR-4353 2,653 406 253 216 $629,694
Los Angeles 41 7 5 4 $13,687
San Diego 20 5 4 4 $16,378
Santa Barbara 724 181 113 97 $300,031
Ventura 1,102 133 78 70 $166,233
Los Angeles,
Santa Barbara, $133,365
Ventura* 766 80 53 41
DR-4344 and
DR-4353 Total 9,904 1,067 596 467 $1,299,572
Source: California Employment Development Department, August 2018 *Claims made after flooding and mudflows
iii. Commercial Property Insurance
Commercial property insurance is another indicator to establish the impact and need in
communities effected by a disaster. The California Department of Insurance reported that
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State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
insurance companies paid approximately $1.5 billion in direct losses for commercial property
owners due the events associated with DR-4344 and DR-4353 as of May 2018. A total of 4,991
claims were filed, including 343 total loss claims.
DR-4344
More than half (54 percent) of statewide commercial property claims originated within DR-4344.
Sonoma County accounted for 66 percent of all claims. The majority of claims resulting in total
loss were in Sonoma and Napa Counties, which also accounted for the majority of the incurred
direct loss. Collectively, Sonoma and Napa Counties made up $1 billion of the total $1.1 billion in
direct incurred losses within DR-4344. Nevada County had the least commercial damage,
incurring just $125,500 in reported direct losses.
DR-4353
Impacts to commercial property within DR-4353 were less severe compared to DR-4344.
Approximately 22 percent of the total claims filed within the state originated in DR-4353. Ventura
County comprised most of these claims, filing 651 out of the total 1,105 claims filed within DR-
4353. Total loss claims and payments were concentrated in Ventura County as well; 52 of the 78
total loss claims originated in Ventura County and $234 million out of $283 million, was paid out
to commercial property owners. The total amount of direct incurred losses in DR-4344, comprised
Most Impacted and Distressed Areas
Claims filed within the Most Impacted and Distressed areas represented 65 percent of total claims
filed statewide. Total Loss claims were 78 percent of total loss claims in the state and direct
incurred losses were 85 percent of direct losses statewide. Zip code 94558, in Napa County
incurred significantly greater loss than all other zip codes that comprise the Most Impacted and
Distressed areas, incurring $191 million in direct losses. This amount was 61 percent greater than
the second highest amount of direct losses, which was in zip code 93108, in Santa Barbara county
(approximately $74 million). Zip code 95422, in Lake County incurred the least loss ($237,753) of
all Most Impacted and Distressed areas zip codes.
FIGURE 73: COMMERCIAL PROPERTY INSURANCE CLAIMS
Commercial Property
Total Number of Number of Claims Direct Incurred
Claims resulting in Total Loss Losses
Total 4,991 343 $1,553,602,443
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State of California 2018 CDBG-DR Action Plan
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Federally Declared Disaster Areas
DR-4344 2,730 231 $1,102,785,460
Butte County 16 4 $3,321,299
Lake County 9 0 $243,453
Mendocino County 68 5 $21,454,292
Napa County 776 63 $277,424,959
Nevada County 4 0 $125,500
Orange County 18 3 $4,826,805
Sonoma County 1,806 152 $792,618,229
Yuba County 33 4 $2,883,923
DR-4353 1,105 78 $282,494,781
Los Angeles County 93 7 $15,969,330
San Diego County 56 4 $5,560,041
Santa Barbara County 305 15 $26,650,957
Ventura County 651 52 $234,314,453
DR-4344 and DR-4353 Total 3,835 309 $1,385,280,241
Most Impacted and Distressed Areas
County
Sonoma County 1,806 152 $792,618,229
Ventura County 651 52 $234,314,453
Zip Code
95470 51 5 $20,615,112
95901 30 4 $2,714,615
94558 352 39 $191,123,732
95422 6 0 $237,753
93108 348 14 $73,769,222
Most Impacted and Distressed
Total 3,244 266 $1,315,393,116
Source: California Department of Insurance, May 2018
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State of California 2018 CDBG-DR Action Plan
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iv. Agricultural Impacts
Californiarobust agricultural economy is a major economic driver throughout the state and the
country. The agricultural economy in California out earns all other states in farm income. In 2017,
or their output; an
67
increase of almost 6 percent over 2016. California produces over 400 commodities. Over one
third of the vegetables and two thirds of the fruit crops in the United States are grown in California.
rry crop is one of .
Farmers in Mendocino, Napa, Sonoma, Lake and Santa Barbara grow grapes, another of the
Ranchers of cattle and calves produce $2.53 billion in receipts annually, and
many graze animals in fire prone areas.
Based on data received to date, the estimated loss of crops and livestock totaled an estimated
$259 million due to the October and December 2017 wildfires. HCD is continuing to work with
local counties and their partners to gain a clearer understanding of impacts and unmet needs
FIGURE 74: DR-4344 AGRICULTURAL LOSSES
County Total Estimated
County Impact Cost Data Source
Rangeland
Butte County Crops N/A N/A
Lake County Agricultural
Lake County Rangeland $14,000 Commissioner & Sealer
Wine Grapes
California County
Rangeland
Mendocino County Cattle $646,941 Disaster Report
Wine Grapes
Vineyard
Pasture Land
2017 Fire Damage
Animal
Assessment Record
Napa County Other $20,917,634* Tracker
Nevada County Department
of Agriculture, Weights &
Nevada County Beehives $4,500 Measures
67
Based on USDA ERS figures published August 30, 2018 from California Department of Food and Agriculture,
California Agricultural Production Statistics, www.cdfa.ca.gov/Statistics.
90
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
Orange County No Reported Loss N/A N/A
Crops
California Department of
Livestock & Poultry
Forestry and Fire Protection
Sonoma County Other $20,917,633 (CAL FIRE)
Yuba County N/A N/A -
Estimated Total $42,500,708
Source: HCD interviews with City/County Government, June-July 2018.
FIGURE 75: DR-4353 AGRICULTURAL LOSSES
County Total Estimated
County Impact Cost Data Source
Los Angeles County No Impact NA Los Angeles County
San Diego County No Reported Loss N/A N/A
Crops
California County
Livestock & Poultry $16,875,218
Agricultural Commissioner
Santa Barbara County Farm Facilities Disaster Report
Crops
California County
Livestock & Poultry $200,062,156
Agricultural Commissioner
Ventura County Farm Facilities Disaster Report
Estimated Total $216,937,374
Source: Source: HCD interviews with City/County Government, June-July 2018.
v. Tourism
The wildfires and subsequent mudslides had the greatest impact on counties that are known for
major tourism destinations, including Sonoma, Napa, Ventura, and Santa Barbara Counties.
Overall, sm industry generates significant revenue for businesses, produces tax
revenue for state and local government, and directly supports over 1 million jobs. The industry
comprises 4.8 $2.7 trillion economy. In 2016, 20.9 percent (7.8 million) of
overseas visitors to the United States indicated California as a destination on their U.S. trip.
Total direct travel spending was $132.4 billion in 2017, a three percent increase in real (inflation
68
adjusted) dollars.
68
-largest economy, surpassing the United
http://www.latimes.com/business/la-fi-california-economy-gdp-20180504-story.html.
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State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
Employment
The tourism industry employs over 27,000 people with an annual payroll of $2.1 billion throughout
69
California. Within DR-4344, 5,296 people were employed in the tourism industry in 2016,
generating $394,843,000. Orange County was the largest contributor, with 4,913 persons
70
employed and a payroll upwards of $340 million. In 2016, a total of 11,650 people were
employed in the tourism industry in DR-4353, generating $632.9 million. Los Angeles county had
71
the largest industry with over 9,000 persons employed and generating upwards of $543 million.
In 2016, direct travel generated employment was 1,096,000 and travel-generated state and local
72
tax revenue was $10.3 billion, more than seventy percent of which, was paid by visitors.
Estimated Tourism Impacts
Tourism is an economic driver in all the impacted counties. According to the California Travel
Impacts report sponsored by Visit California, the estimated annual tourist spending in the
73
impacted areas is $62.7 billion. A model was created to estimate the impact on tourism due to
the wildfires and other disasters in 2017. The model was informed by surveys and other reports
from local jurisdictions including a recent study conducted by Visit California that found 11 percent
74
of travelers said wildfires prompted them to cancel trips to California.
Impacts from a loss of tourist spending are estimated at $309.7 million over three months during
and after the wildfires. Estimated annual tourist spending was broken down into monthly spending
estimates and adjusted to reflect the relative impact of the disaster on each county. The following
tables provide an overview of estimated losses by each county included in the disaster
declarations. Impacts include estimates of annual tourist spending and tax revenues provided by
the California Travel Impacts report from May 2018.
The impact for counties located in DR-4344 are estimated at $158.8 million for the months of
October, November and December. Impacts account for losses in both tourist spending and tax
revenue for each county. A higher rate of loss was applied to counties with larger impacts and
established tourism areas.
69
U.S. Census Bureau, 2016 County Business Patterns.
70
U.S. Census Bureau, 2016 County Business Patterns.
71
U.S. Census Bureau, 2016 County Business Patterns.
72
California tourism industry grows for the 7th straight
73
https://industry.visitcalifornia.com/Research/Economic-
Impact?sort=county®ion=Mendocino, May 2018.
74
ourism
https://media.visitcalifornia.com/Story-
Inspiration/Press-Releases/The-West-is-Open-for-Business, August 2018.
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State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
FIGURE 76: ESTIMATED TOURISM IMPACTS DR-4344
Estimated
Estimated Total Impact -
Estimated Tourist Estimated Estimated Estimated Tourism
Annual Tourist Spending per Spending Decline Tax Loss Spending
Spending Quarter Loss Oct-Dec Oct-Dec Oct - Dec and Taxes
DR-4344 $16,177,000,000 $4,044,250,000 $119,005,833 2.9% $39,828,667 $158,834,500
Butte $307,000,000 $76,750,000 $4,349,167 5.7% $1,354,333 $5,703,500
Lake $167,000,000 $41,750,000 $2,226,667 5.3% $602,667 $2,829,333
Mendocino $386,000,000 $96,500,000 $5,468,333 5.7% $1,966,333 $7,434,667
Napa $1,354,000,000 $338,500,000 $33,850,000 10.0% $12,210,000 $46,060,000
Nevada $318,000,000 $79,500,000 $4,240,000 5.3% $1,360,000 $5,600,000
Orange $11,625,000,000 $2,906,250,000 $19,375,000 0.7% $6,132,667 $25,507,667
Sonoma $1,934,000,000 $483,500,000 $48,350,000 10.0% $15,840,000 $64,190,000
Yuba $86,000,000 $21,500,000 $1,146,667 5.3% $362,667 $1,509,333
Source: Dean Runyan Associates, Inc., GCR, Inc.
The impact for counties located in DR-4344 are estimated at $150.8 million for the months of
December, January, and February. Impacts for these counties followed the same methodology.
FIGURE 77: ESTIMATED TOURISM IMPACTS DR-4344
Estimated Estimated Estimated Total
Estimated Tourist Impact on Estimated Estimated Loss - Tourism
Annual Tourist Spending per Spending Decline Tax Loss Spending and
Spending Quarter Dec-Feb Dec-Feb Dec-Feb Taxes
DR-4353 $46,473,000,000 $11,618,250,000 $113,173,750 1.0% $37,616,333 $150,790,083
Los Angeles $26,855,000,000 $6,713,750,000 $11,189,583 0.2% $3,801,000 $14,990,583
San Diego $15,802,000,000 $3,950,500,000 $6,584,167 0.2% $1,995,333 $8,579,500
Santa
Barbara $2,121,000,000 $530,250,000 $53,025,000 10.0% $18,360,000 $71,385,000
Ventura $1,695,000,000 $423,750,000 $42,375,000 10.0% $13,460,000 $55,835,000
Source: Dean Runyan Associates, Inc., GCR, Inc.
Overall, the model estimates a one percent decline in tourism spending due to the wildfires and
mudflows of 2017 for a total impact of $309.6 million.
FIGURE 78: ESTIMATED TOURISM IMPACTS
Estimated
Estimated Total Impact -
Estimated Tourist Estimated Tourism
Annual Tourist Spending per Spending Estimated Estimated Spending and
Spending Quarter Loss Decline Tax Loss Taxes
DR-4344 $16,177,000,000 $4,044,250,000 $119,005,833 3% $39,828,667 $158,834,500
DR-4353 $46,473,000,000 $11,618,250,000 $113,173,750 1% $37,616,333 $150,790,083
Total $62,650,000,000 $15,662,500,000 $232,179,583 1% $77,445,000 $309,624,583
Source: Dean Runyan Associates, Inc., GCR, Inc.
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State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
Small Business Administration (SBA) Business Disaster Loans
The SBA offers Business Physical Disaster Loans and Economic Injury Disaster Loans (EIDL) to
businesses to repair or replace disaster damaged property owned by the business, including real
estate, inventories, supplies, machinery, equipment and working capital until normal operations
resume. Businesses of all sizes are eligible. Private, nonprofit organizations such as charities,
churches, and private universities are also eligible. The law limits these business loans to $2
million and the amount cannot exceed the verified uninsured disaster loss.
The total verified loss for real estate for both federally declared disaster areas was $178.3 million
and all other business content was $20.3 million. The SBA has approved over $26.9 million in
business loans as of July 15, 2018. The breakdown of total loans by county and federally declared
disaster areas can be seen in the following table.
FIGURE 79: TOTAL BUSINESS LOANS APPROVED BY SBA
Total Business Loans Approved by SBA (as of 07/15/18)
Number of Approved Total Approved Business Loan
Loan Applications Amount (Current Amount)
State of California 290 $26,874,600
DR-4344 176 $19,931,400
DR-4353 114 $6,943,200
Most Impacted and Distressed Areas 223 $25,511,600
Source: U.S. Small Business Administration
Note: State values are the sum of declared disaster areas.
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State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
FIGURE 80: SBA BUSINESS/EIDL LOAN APPROVAL MAP
Source: U.S. Small Business Administration Business Loans, 2018, ESRI
95
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
State of California
The State of California has received a total of 7,465 SBA Disaster loan applications for disasters
DR-4344 and DR-4353 since October 2017. As of July 15, 2018, 290 loans were approved,
totaling $26.9 million; 376 applications were declined, 1,959 were in process, and 281 applications
were withdrawn.
DR-4344
As of July 15, 2018, SBA has issued 3,430 business loan applications within DR-4344. Of these,
176 applications have been approved totaling $19.9 million, 238 applications have been declined,
1,743 were in process and 192 applications were withdrawn.
FIGURE 81: DR-4344 BUSINESS LOANS APPROVED BY SBA
Total Business Loans Approved by SBA (as of 07/15/18)
Number of Approved Loan Total Approved Business Loan
County Applications Amount (Current Amount)
Butte County 1 $114,400
Lake County 1 $206,500
Mendocino County 4 $544,000
Napa County 23 $931,600
Nevada County 1 $22,700
Orange County 1 $40,100
Sonoma County 143 $17,598,400
Yuba County 2 $473,700
Total 176 $19,931,400
Source: U.S. Small Business Administration, 2018
DR-4353
Within DR-4353, SBA has issued 1,129 business loan applications. Of these, 114 applications
have been approved totaling $6.9 million; 138 applications have been declined, 216 were in
process and 89 applications were withdrawn.
96
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
FIGURE 82: DR-4354 BUSINESS LOANS APPROVED BY SBA
Total Business Loans Approved by SBA (as of 07/15/18)
County Number of Approved Loan Total Approved Business Loan
Applications Amount (Current Amount)
Los Angeles County 3 $65,300
San Diego County 6 $721,700
Santa Barbara County 68 $2,313,100
Ventura County 37 $3,843,100
Total 114 $6,943,200
Source: U.S. Small Business Administration, 2018
Most Impacted and Distressed Areas
Within the Most Impacted and Distressed areas, SBA has issued 3,676 applications within the
Most Impacted and Distressed areas have received $25.5million in disaster business loans. As
of July 15, 2018, 276 have been declined, 1,401 were in process and 230 applications were
withdrawn.
FIGURE 83: BUSINESS LOANS APPROVED BY SBA IN MOST IMPACTED AND DISTRESSED AREAS
Total Business Loans Approved by SBA (as of 07/15/18)
Number of Approved Loan Total Approved Business Loan
Applications Amount (Current Amount)
County
Sonoma County 143 $17,598,400
Ventura County 37 $3,843,100
Zip Code
93108 27 $2,224,100
94558 9 $621,800
95422 1 $206,500
95470 4 $544,000
95901 2 $473,700
Total 223 $25,511,600
Source: U.S. Small Business Administration, 2018
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State of California 2018 CDBG-DR Action Plan
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Impact on Public Services
State and federal agencies joined to provide emergency services immediately after disasters DR-
4344 and DR-4353. FEMA provided immediate public assistance debris removal and emergency
protective measures, soon followed by Individual Assistance (IA), and the State Operations
Center was activated to support emergency management coordination and mutual aid requests
for impacted communities.
The California Office of Emergency Services (CalOES) led the sThe
Inland, Coastal, and Southern Regional Emergency Operations Centers were also activated, and
the California National Guard mobilized to support disaster response and relief efforts. SBA, HUD,
and US Department of Agriculture (USDA Rural Housing) were all mission-assigned within weeks
of the disasters to provide housing support. HUD, HCD, The California Department of Social
Services (CA-DSS), and the California Housing Finance Agency (CalHFA) collaborated to
coordinate services for individuals leaving temporary shelters and find assistance for homeowners
to begin rebuilding. The presidential disaster declaration that authorized FEMA IA also served to
trigger the Disaster Case Management program, whereby local and state government and private
organizations could apply for funding to increase disaster case management services available
for impacted individuals.
Local government and community members provided critical services immediately after both
disasters, evacuating neighborhoods, coordinating shelters and supplies, and getting information
to Recovery & Resiliency Framework, discusses its
immediate response activities in Sonoma County. They discuss adopting emergency ordinances
to facilitate immediate housing, distributing 10,000 masks within the first 72 hours of fires,
establishing emergency shelters and Local Assistance Centers, replacing burned documents for
75
fire victims, and holding community meetings, among countless other activities.
Local public service providers in both DR-4344 and DR-4353-affected areas increased their
capacity and organized together to serve the needs of the thousands of individuals and families
that were impacted by wildfires and mudslides. The Rebuilding our Community (ROC) coalition
formed to serve Sonoma County, joining faith based, nonprofit, governmental, business and other
organizations to serve recovery needs from disaster case management, to rebuilding, and mental
health care. Catholic Charities of California is the lead disaster case management organization
for many counties in Northern California recovering from DR-4344. Catholic Charities serves low-
income and extremely low-income individuals and households (many of which included members
who were disabled, elderly, and/or had limited English proficiency) in Sonoma, Lake, Mendocino,
and Napa counties. Catholic Charities managed cases for 1,160 households in these four
counties. Most households served by Catholic Charities were renters and had no insurance, and
had not received FEMA, SBA, or supplemental grant funding. Red Cross served impacted
communities in Southern California.
Ventura County agencies, departments, and organizations joined to open local assistance centers
that would serve 1,950 families, and also formed the Ventura County Recovers coalition, which
75
Sonoma County Recovery and Resiliency Framework Draft, September 2018.
98
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
launched a website to centralize recovery resources, and distributed a needs survey to 1,800
76
individuals who had registered for their online notification system. Santa Barbara also opened
a Local Recovery and Assistance Center, where local, state and federal representatives provided
information on rebuilding, permitting, and health and human services, among other recovery
needs. In Ventura and Santa Barbara Counties, the 805 UndocuFund formed to provide aid to
undocumented individuals and families that were impacted by the Thomas Fire and subsequent
77
mudslides, serving over 200 families, still with a waitlist of 1,100 as of July 2018. The
UndocuFund for Fire Relief in Sonoma County had provided direct assistance to 1,900 families
78
as of October 2018. The Ventura County Community Foundation and Santa Barbara Foundation
both raised funding for local nonprofits to help increase their capacity for disaster support.
The California Department of Human Development (CHD) provided assistance to 1,500 families
in Sonoma County, primarily low-income and Latino, 1,000 of which had at least one immigrant
member and 700 of which had at least one undocumented member. CHD found an unmet need
in multilingual, culturally sensitive mental health services, particularly for childrenthis need is
also reflected in data reports from the Sonoma Crisis Counseling Assistance and Training
Program (CCP), where only 13 percent of the individuals served in fire related counseling were
79
Latino and one percent were children. CCP reported a total of 2,540 fire-related service
encounters (individual/family crisis counseling, group/public education, and brief intervention)
from January to May 2018, serving a total of 3,732 individuals.
Public services remain critical for addressing both short and long term recovery efforts in impacted
areas. To date, HCD has engaged public service agencies throughout the Action Plan process
and will continue to consult throughout the development of program guidelines and project
implementation.
Mitigation and Resilience
FEMA provides public assistance via a number of programs. The Hazard Mitigation Grant
Program (HMGP) serves as a resource to fund programs that reduce the risk of loss of life and
property and is offered following a presidential major disaster declaration. HMGP funds, provided
at the amount of FEMA disaster recovery assistance under the presidential declaration, are
allocated based on a sliding scale formula based on an appropriate percentage of the estimated
total federal assistance (less administrative costs) wherein each individual activity is required to
have at least a 25 percent non-federal cost share. The HMGP funding ceiling is estimated by
FEMA at 90-days post disaster until a lock in ceiling is established six months after the disaster
declaration. Twelve months after the disaster declaration a final review of the lock in ceiling
determines an official final amount of HMGP fund availability. The final amount will not be less
than the six-month lock-in amount.
76
Ventura County, Ventura County Recovers: The Thomas Fire 6-month Review, June 2018.
77
3 Months after the Mudslide Update 2018
78
http://undocufund.org/impact/.
79
CCP Data Report: Sonoma-Complex Fires, January 2018-May 2018. Provided by Sonoma County in July 2018.
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State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
FIGURE 84: DR-4344 AND DR-4353 HMGP PROJECTS
Total
Total Project Applicant
Disaster Geography Project Federal Share
Cost Request Match
Count
156 $371,667,296 $219,149,823 $150,942,773
MID
4353
268 $684,373,547 $358,839,590 $323,759,256
Statewide
250 $705,421,206 $426,630,514 $293,808,374
MID
4344
489 $1,486,192,403 $884,447,791 $617,633,844
Statewide
406 $1,077,088,502 $645,780,337 $444,751,147
Total
MID
4353 & 4344
757 $2,170,565,950 $1,243,287,381 $941,393,100
Statewide
Source: FEMA Public Assistance, August 2018
HMGP application data was requested from
(CalOES) to evaluate unmet needs based on local matching dollar amounts. Data was evaluated
by categorizing the applications by hazard, location within declaration areas, location within most
impacted areas, project category, total cost, and by unmet need dollar amount. In August 2018,
a total of 757 HMGP project applications were submitted to CalOES, 489 of which are from DR-
4344 and 268 from DR-4353. The statewide total federal dollar amount was $1,243,287,381.38
and the local matching (unmet) amount was $941,393,100.12. Within most impacted areas there
were 406 applications statewide, 250 within DR-4344 and 156 in DR-4353. DR-4344 most
impacted area applications total $426,630,513.89 in federal funds and $293,808,373.89 in unmet
local matching funds. In DR-4353 most impacted areas federal funds total $219,149,823.25 and
local matching amounts to $150,942,772.75. Further information on how the projects were
categorized in evaluating unmet need follows.
Unmet Needs Summary
understanding of the impacts and remaining unmet needs related to the October and December
2017 disasters. The impacted communities continue to face a daunting rebuilding and recovery
process, and there remain significant unmet recovery needs. While CDBG-DR funds will not make
any one of the impacted communities whole, the resources will provide critical support to
individuals and communities. The following figure provides a summary of disaster impacts from
DR-4344 and DR-
80
August 14, 2018 Federal Register Notice. The Federal Register Notice allocated $212 million in
CDBG-DR funding, with $124 million to address unmet recovery needs (addressed in this Action
Plan) and $88 million to address mitigation (to be addressed in a subsequent Action Plan). Using
this conservative estimate, the total unmet recovery needs are over $1 billion.
80
Ibid 9, https://www.gpo.gov/fdsys/pkg/FR-2018-08-14/pdf/2018-17365.pdf
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State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
FIGURE 85: UNMET NEEDS SUMMARY HUD METHODOLOGY
Unmet Need
Resources (Total Impact less % of
Category Data Source Total Impact Available Applied Resources) Total
Housing FEMA IA $209,630,395 $23,723,406 $185,906,989 18%
$592,197,307 $557,523,980 $34,673,327
FEMA PA 3%
Infrastructure FEMA HMGP $1,118,748,393 $648,572,968 $ 470,175,423 45%
SBA
Economic Commercial Loss $123,619,322 $33,084,100 $90,535,222 9%
Agriculture Local $259,438,082 N/A $259,438,082 25%
Total $2,303,633,499 $1,262,904,454 $1,040,729,043
Given the data challenges presented in the housing unmet needs section, including the limited
FEMA IA and SBA home loan registrations, HCD proposes the following Alternative Methodology
for a more holistic portrait of unmet recovery needs. The Housing category includes the
Alternative Methodology of using the boots on the ground damage assessment conducted by CAL
FIRE across the disaster impacted communities. HCD believes this shows a more accurate
portrait of total housing impacts from the disasters. Using the Alterative Methodology, the State
of California faces a total of $2,555,831,863 in unmet recovery needs related to DR-4344 and
DR-4353.
FIGURE 86: UNMET NEEDS SUMMARY ALTERNATIVE METHODOLOGY
Unmet Need
Resources (Total Impact less % of
Category Data Source Total Impact Available Applied Resources) Total
Alternative
Housing $2,283,300,000 $582,290,191 $1,701,009,809 67%
Methodology
FEMA PA $592,197,307 $557,523,980 $34,673,327 1%
Infrastructure
FEMA HMGP $1,118,748,393 $648,572,968 $ 470,175,423 18%
SBA Commercial
Economic $123,619,322 $33,084,100 $90,535,222 4%
Loss
Agriculture Local $259,438,082 N/A $259,438,082 10%
$4,377,303,104 $1,821,471,239 $2,555,831,863
Total
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State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
III. General Requirements
1. Rehabilitation/Reconstruction of Public Housing, Affordable Housing
and other forms of Assisted Housing
Identification of Impacted Areas
For the purposes of assessing impacts to public housing, affordable housing, and other forms of
assisted housing, HCD consulted with local governments and Public Housing Authorities in the
following areas:
Butte County
Lake County
Mendocino County
Napa County
Nevada County
Orange County
Sonoma County
Yuba County
Los Angeles County
San Diego County
Santa Barbara County
Ventura County
Public Housing Needs
To assess the unmet recovery needs for public housing units, HCD requested data from Public
Housing Authorities in disaster impacted areas as well as from HUD field offices in Northern and
Southern California, including damages to public housing units (if any) and the resources needed
to repair the units. As reflected in the needs assessment, there were no reported damages to
public housing units; therefore, there are no identified public housing unmet needs. Furthermore,
Mendocino County, Sonoma County and the City of Santa Rosa received a total of $3,475,850 in
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voucher funding to assist existing and new families in the Housing Choice Voucher program.
Sources of Funding for Affordable Housing Unmet Needs
HCD has allocated $66.7 million dollars in CDBG-DR funding to address the unmet rental housing
needs by providing gap funding for multifamily developments in the impacted areas. However,
this funding will not meet full need for affordable housing identified in this Action Plan. To meet
the identified unmet needs, HCD will leverage its portfolio of programs targeted at creating
81
l
https://www.hud.gov/press/press_releases_media_advisories/HUD_No_18_122?hootPostID=71a5d371c73641ff2c04
3ac362ef3a1d.
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affordable housing as additional sources of funding to address disaster impacts. A full list of the
leveraged programs is outlined in part 8 of this section.
Affordable Rental Housing Needs
A total of 39 Housing Choice Voucher units were damaged in DR-4344 and DR-4353. Combined
with the extremely low pre-disaster vacancy rates, Housing Choice Voucher holders are faced
with steep decreases in the number of available units. Demand for rental housing far exceeded
availability in MID areas after the fires, as displaced residents looked for new accommodations.
Costs of renting increased by 23 and 35 percent in the weeks after the fires hit Napa and Sonoma
82
Counties according to Zillow Research, and those without rental insurance or income to afford
83
the increase struggled to find housing options in their community. While HCD has not allocated
funds to directly address impacts to the private market units occupied by the Housing Choice
Voucher holders, HCD has identified $66.7 million dollars for multifamily housing to create rental
units, including the creation of units that will be available to Housing Choice Voucher holders and
other individuals who receive housing subsidies. This allocation will not be enough to solve the
need of affordable housing in MID areas, but will assist those displaced by the disasters to return
home, help stabilize the rental markets, and provide an opportunity for communities to address
the issue as developments are planned.
Affordable Rent, Tenant Income Limits, and Minimum Affordability Period
Multifamily developments funded under this CDBG-DR grant will adhere to standard requirements
set by HCD to ensure compliance with not only the CDBG-DR requirements, but also the specific
requirements set by the governing federal income limits. All requirements of the multifamily
program will be outlined in detail in the program manual and application guidelines for
subgrantees. At a minimum, the following thresholds must be adhered to in all programs:
HCD will determine affordable rents in multifamily projects by calculating the Fair Market
Rents (FMR)
o FMRs are the standard for the Housing Choice Voucher program, as well as to
determine initial renewal rents for some expiring project-based Section 8 contracts,
to determine initial rents for housing assistance payment (HAP) contracts in the
Moderate Rehabilitation Single Room Occupancy program (Mod Rehab),
determining rent ceilings for rental units in both the HOME Investment Partnerships
Program (HOME) and the Emergency Solution Grants (ESG) program, for the
calculation of maximum award amounts for CoC recipients and the maximum
amount of rent a recipient may pay for property leased with CoC funds, and
calculation of flat rents in Public Housing units.
82
https://www.zillow.com/research/california-wildfires-rents-17054/
83
Chri
November 20, 2017. https://www.csmonitor.com/USA/Society/2017/1120/With-rents-soaring-after-fires-can-Santa-
Rosa-make-room-for-middle-class
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o Affordability is also determi
income. Per HUD definitions, housing costs are a cost burden when greater than
HCD will determine the percent of units in any approved multifamily development that will
be leased to tenants with an income of up to 80 percent of the area median income based
on regulatory and program requirements.
Multifamily developments must meet the following affordability requirement: a minimum
affordability period of 15 years for the rehabilitation or reconstruction of multifamily rental
projects with eight or more units and a minimum affordability period of 20 years for the
new construction of multifamily rental units with five or more units. If a rental project that
requires rehabilitation or reconstruction is subject to existing affordability requirements
associated with other funding sources, HCD will allow that the 15-year affordability period
required by the CDBG-DR funding may run concurrently (or overlap) with the affordability
requirements associated with such other funding.
While HCD does not anticipate funding single family new construction, should single-
family units be constructed under this grant, they will also be subject to a minimum
affordability period of five years. If units are rentals, the above income and FMR terms will
apply. However, the affordability period does not apply to rehabilitation or reconstruction
of single-family housing.
Fair Housing
HCD will follow policies and procedures for compliance with Affirmatively Furthering Fair Housing
(AFFH) requirements during the planning and implementation of all the activities listed in this
Action Plan. Such policies and procedures involve a review that includes an assessment of the
demographics of the proposed housing project area, socioeconomic characteristics,
environmental hazards or concerns, and other factors material to the AFFH determination.
Programs are required to comply with all relevant fair housing laws, including the federal Fair
Housing Act, Title VI of the Civil Rights Act of 1964, Section 504 of the Rehabilitation Act of
1973, and the Americans with Disabilities Act. These laws prohibit discrimination in housing and
federally assisted programs on the bases of race, color, national origin, religion, sex, disability
and familial status. The federal obligation to affirmatively further fair housing stems from the Fair
Housing Act. State fair housing laws, including the California Fair Employment and Housing Act,
are also required for Fair Housing compliance.
Multifamily program applications should demonstrate that the proposed projects are likely to
lessen area racial, ethnic, and low-income concentrations, and/or promote affordable housing in
low- poverty, nonminority areas in response to natural hazard related impacts.
Demonstrable Hardship
A demonstrable hardship is defined as
prohibits or severely affects their ability to provide and maintain a minimal standard of living or
basic necessities, such as food, housing, clothing and transportation, causing economic distress
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well beyond mere inconvenience. A demonstrable hardship must be occurring after the fires and
must be documented with objective evidence.
The demonstrable hardship must be of a severe, involuntary and unexpected nature, and not
generally for the same reasons shared with other households affected by the disaster. Examples
of a demonstrable hardship may include job loss, failure of a business, divorce, severe medical
illness, injury, death of a family member or spouse, unexpected and extraordinary medical bills,
disability, substantial income reduction, unusual and excessive amount of debt due to a natural
disaster, etc. However, there is no one event that automatically defines a demonstrable hardship.
HCD will consider each
documentation can be provided showing the cause and any other factors relevant to the issue of
demonstrable hardship.
Not Suitable for Rehabilitation
HCD defines a structure as not suitable for rehabilitation in two scenarios:
The cost for rehabilitation is over 50 percent of the pre-disaster fair market value of
the home.
The cost for rehabilitation exceeds the cost to reconstruct the home.
2. Housing for Vulnerable Populations
Emergency Shelters and Transitional Housing
Information on damages to emergency shelters and transitional housing was requested as part
of the data request HCD sent to each jurisdiction in the disaster impacted areas. There were no
reports of damages to shelters or transitional housing; therefore, HCD has not allocated funding
to address the rehabilitation, reconstruction, or replacement of emergency shelters and
transitional housing.
Permanent Supportive Housing
HCD has allocated nearly $67 million for the development of multifamily housing. Through
requirements outlined in the program guidelines and coordination with subgrantees in project
development and implementation, units addressing the special needs of persons who are not
homeless but require supportive housing (e.g., elderly, persons with disabilities, persons with
alcohol or other drug addiction, persons with HIV/AIDS and their families, and public housing
residents) will be included in CDBG-DR funded multifamily housing developments.
Specific locations and quantities of permanent supportive housing (PSH) units, along with
services provided to individuals and families occupying PSH units, will be determined through an
assessment of local needs completed in the project planning phase. Furthermore, the inclusion
of PSH units in multifamily projects will be considered in the evaluation of project proposals. See
Section IV for additional details on the multifamily program.
In addition, HCD has a suite of programs targeted at providing supportive housing to vulnerable
populations. The programs include:
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No Place Like Home (NPLH): $1.8 billion available to counties to acquire, design,
construct, rehabilitate, or preserve permanent supportive housing for persons who are
experiencing homelessness, chronic homelessness or who are at risk of chronic
homelessness, and who are in need of mental health services.
Supportive Housing Multifamily Housing Program: provides low-interest loans to
developers of permanent affordable rental housing that contain supportive housing units.
Additional details on these programs can be found under Leveraging Funds in part 8 below.
Housing for Homeless and Persons At-Risk of Homelessness
HCD recognizes the critical importance of providing housing opportunities for individuals and
families that are homeless or at risk of homelessness. In addition to the NPLH program noted
above, on Program (VHHP) funds the
construction of multifamily housing with 50 percent of the funds reserved for extremely low-income
veterans. Additional details on VHHP can be found in part 8, Leveraging Funds.
HCD reached out to CoCs across the disaster impacted areas to understand the impacts to pre-
disaster homeless persons and has partnered with organizations providing disaster case
management services to understand populations that, but for temporary disaster assistance, are
at-risk of homelessness. These conversations have also included the needs of individuals and
families that are precariously housed due to localized housing shortages and lack of available
resources, among other factors.
HCD is committed, to address the needs of homeless persons and persons at risk of
homelessness. Furthermore, HCD will continue to coordinate with CoCs and organizations
providing disaster case management services over the course of the program design process to
ensure that the needs of these populations are addressed as directly as possible.
Promote Housing for Vulnerable Populations
In August 2018, the State of California published its Fourth Climate Change Assessment that
provides information about climate impacts including the ongoing threat of wildfire to the State of
California. The document outlines the ongoing threat of climate change for vulnerable populations
throughout the state, noting that \[c\]limate change will make forests more susceptible to extreme
wildfires. By 2100, if greenhouse gas emissions continue to rise, one study found that the
frequency of extreme wildfires burning over approximately 25,000 acres would increase by nearly
50 percent, and that average area burned statewide would increase by 77 percent by the end of
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With the smoke from fires and other High Heat Events (HHE) the health risks
increase to vulnerable populations. As California is already experiencing these effects, the state
will use a host of tools developed for climate change when they evaluate proposals for multifamily
housing.
For example, the California Healthy Places Index (HPI) is an interactive online data and GIS
mapping tool that allows users to easily visualize the social and economic conditions that shape
84
Ibid 5, pg. 9 http://www.climateassessment.ca.gov/state/docs/20180827-StatewideSummary.pdf.
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health in each neighborhood in California. HPI is validated with life expectancy and provides
census tract rankings across the state. As of 2017, the HPI platform also includes climate change
indicators. This tool provides graphic overlays of climate risks, vulnerabilities and indicators of
adaptive capacity, along with the healthy places index score, and other key decision support
layers. HPI moves data into action by providing policy briefs outlining best practices to address
risks associated with climate indicators. HCD may also use the Equity Checklist, intended to assist
agencies to ensure that plans and investments identify and protect the st vulnerable
populations. This checklist can be used alongside any decision-making process to improve
equitable outcomes.
The Integrated Climate Adaptation and Resiliency Program (ICARP) Technical Advisory Council
produced a vision statement including the following principle: Prioritize actions that promote
equity, foster community resilience, and protect the most vulnerable. Explicitly include
P defines
vulnerable communities as those that experience heightened risk and increased sensitivity to
climate change and have less capacity and fewer resources to cope with, adapt to, or recover
from climate impacts. Factors noted to be exacerbated by climate impact include, but are not
limited to, race, class, sexual orientation and identification, national origin, and income inequality.
The ICARP provides a suite of climate vulnerability assessment tools to help identify vulnerable
communities on a state, local and regional level by 1) analyzing climate risk, and 2) analyzing
adaptive capacity. Tools include:
85
Cal-Adapt
Cal-Adapt is the sFourth Climate
Change Assessment (released in August 2018), which includes new projections of climate
scenarios at the neighborhood level and wildfire projections for the entire state. Viewers for key
climate variables and many data sets are available to the public. The platform also includes a web
Application Programming Interface (API) to allow users to build their own applications. Accessible
data includes annual averages, extreme heat, sea level rise, snowpack, wildfire, cooling degree
days and heating degree days, downscaled climate projections, and more.
Urban Heat Island Index for California
The Urban Heat Island Index, developed by the California Environmental Protection Agency,
quantifies the extent and severity of urban heat islands for individual cities, including urban heat
island interactive maps that show the urban heat island effect for each census tract in and around
most urban areas throughout the state. This can also help identify and prioritize areas across the
state for adaptation efforts such as urban greening and cool roofs and pavements.
CalEnviroScreen
CalEnviroScreen 3.0 is a screening tool that identifies communities most affected by and
vulnerable to the effects of many sources of pollution and population-based disparities. It
85
Cal-Adapt, www.cal-adapt.org. Accessed December 2018.
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aggregates state-wide environmental, health, and socioeconomic information to produce scores
for every census tract in the state. A census tract with a high score is considered more
disadvantaged than a community with a low score as a result of pollution burden and population
characteristics. When overlaid with climate impact and exposure data, CalEnviroScreen can
provide insight into built and environmental exposure factors that contribute to vulnerability.
California Building Resilience Against Climate Effects
The California Building Resilience Against Climate Effects (CalBRACE) Project developed climate
change and health indicator narratives and data to provide local health departments and partners
with tools to better understand the people and places in their jurisdictions that are more
susceptible to adverse health impacts associated with climate change, specifically extreme heat,
wildfire, sea level rise, drought, and poor air quality. The assessment data, known as Climate
Change & Health Vulnerability Indicators for California (CCHVI), can be used to screen and
prioritize where to focus deeper analysis and plan for public health actions to increase resilience.
Government Alliance on Race Racial Equity Toolkit
The Government Alliance on Race and Equity (GARE) is a national network of government
working to achieve racial equity and advance opportunities for all. The Racial Equity Toolkit is
designed to integrate explicit consideration of racial equity in decisions, including policies,
practices, programs, and budgets. Use of a racial equity tool can help to develop strategies and
86
actions that reduce racial inequities and improve success for all groups.
HCD will utilize these tools throughout the lifecycle of its CDBG-DR funded projects and
programs. Most critically, the tools will be employed during the project planning stage as a means
of evaluating the impacts of planning decisions and how they may affect racial, ethnic, and low-
income concentrations. Furthermore, the tools will be used to assess specific project details,
including location, design, and construction materials, among others to ensure affordable housing
is made available where it is most needed and constructed in a manner resilient to natural
hazards.
General Plans
All city and county governments in California are required to produce and periodically update
general plans - documents that act as long-term blueprints for each c
growth (see Section III, part 6 for additional details on the general plan). Each general plan is
required to include a chapter on the housing element, the guidelines of which are designed and
updated by the Office of Planning and Research to achieve the state housing goal of prioritizing
The housing
element guidelines
86
ICARP, Defining Vulnerable Communities in the Context of Climate Adaptation. Accessed December 2018.
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87
HCD reviews housing elements to determine if they are adequate. Housing law was strengthened
to give HCD various incentives and powers to ensure that enough affordable housing sites are
identified and other requirements.
3. Displacement of Persons and/or Entities
HCD develops all programs with the intent to minimize displacement of persons or entities,
following its Residential Antidisplacement and Relocation Assistance Plan (RARAP) in
accordance with 24 CFR part 42.325. All program guidelines, applications, and technical
assistance provided will include policies around displacement. HCD will minimize displacement
of persons or entities as a result of the implementation of CDBG-DR projects by ensuring that all
programs are administered in accordance with the Uniform Relocation Assistance and Real
Property Acquisition Policies Act (URA) of 1970, as amended (49 CFR Part 24) and §104(d) of
the Housing and Community Development Act of 1974 and the implementing regulations at 24
CFR Part 570.496(a). All recovery programs outlined in this Action Plan will be implemented with
the goal of minimizing displacement of families from their home, whether rental or owned, and/or
their neighborhoods. HCD will coordinate with HUD-certified housing counseling organizations to
ensure that information and services are made available to both renters and homeowners as
appropriate and/or required.
The relocation assistance requirements at § 104(d)(2)(A) of the Housing and Community
Development Act and 24 CFR 42.350 are waived to the extent that they differ from the
requirements of the URA and implementing regulations at 49 CFR part 24, as modified by the
Notice, for activities related to disaster recovery. Without this waiver, disparities exist in relocation
assistance associated with activities typically funded by HUD and FEMA (e.g. buyouts and
relocation).
The impacts of the disasters are vast and, in many cases, have destroyed homes. In the instance
that homes may be rehabilitated, HCD will opt for rehabilitation to minimize the displacement of
the homeowner. Additionally, the required affordability periods of 15 and 20 years for multifamily
rental units will also assist with prevention of displacement.
4. Protection of People and Property
The State of California has a long history of promoting building design and zoning to protect
people and property from harm due to natural disaster. Since the mid-1980s the state has
California Fire Safe Council was established to promote fire safety and to support local
community fire safe councils. In 2005 a comprehensive set of state legislation passed to require
homeowners to maintain defensible space and established local Fire Safe Councils. At the
87
Office of Planning and Research, Required Elements: Designing Healthy, Equitable, Resilient, and Economically
Vibrant Places http://www.opr.ca.gov/docs/OPR_C4_final.pdf.
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same time the WUI codes were adopted requiring local jurisdi
s
Wildland-Urban Interface Requirements
The WUI is the area where structures meet or intermingle with undeveloped wildland vegetation.
These structures are vulnerable to fire damage, as they are close to fire hazards. In 2003, The
California State Fire Marshall, in consultation with the Director of Forestry and Fire Protection and
HCD, was tasked with developing statewide fire protection requirements for roofs, exterior walls,
structure projections, and structure opening of buildings located in WUI Fire Areas. These
requirements became fully effective in 2007, and all new homes built must meet these building
requirements.
Through a collaborative effort of the California Department of Forestry and Fire Protection, Office
of the State Fire Marshal, local fire districts, building associations and other public safety
organizations, the WUI codes have been development to encourage ignition resistant construction
i
standards to maximize ignition resistance.
The WUI codes are a requirement for new buildings in Fire Hazard Severity Zones in State
Responsibility Areas (where the state is primarily responsible for the prevention and suppression
of forest fires), and otherwise adopted at the discretion of local districts responsible for their own
fire protection. A majority of impacted areas are located in State Responsibility Areas.
Building standards include specific regulation of materials and design for roofing, attic ventilation,
88
exterior walls, decking and underfloor.
flammable vegetation within 30 feet of buildings and modify vegetation within 100 feet around
buildings to create a defensible space for firefighters to safely protect vulnerable property and to
reduce fuels by which fire may continue to grow or spread.
In accordance with the Federal Register Notice requirement to support the adoption and
enforcement of modern and/or resilient building codes and mitigation of hazard risk, structures
located in any Fire Hazard Severity Zone within State Responsibility Areas, any Local Agency
Very-High Fire Hazard Severity Zone, or any Wildland Urban Interface Fire Area designated by
the enforcing agency. The following maps show the fire hazard areas for the counties impacted
by the DR-4344 and DR-4353 disasters.
88
-Urban Interface
http://www.fire.ca.gov/fire_prevention/downloads/BSR_fact_sheet.pdf, May 2007.
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FIGURE 87: FIRE HAZARD SEVERITY ZONES IN STATE RESPONSIBILITY AREAS
Source: CAL FIRE, U.S. Census Bureau
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5. Construction Standards
The State Housing Law Program under HCD continuously refines the building standards to ensure
they comply with new or changing laws and regulations and develops statewide building
standards for new construction of all building types and accessories. The State Housing Law
Program also develops the building standards necessary to provide accessibility in the design
and construction of all housing other than publicly funded housing. The building standards are
published as the California Building Standards Code under the California Code of Regulations,
Title 24, and construction standards in the Standard Agreement must meet or exceed all
applicable requirements for housing or building construction.
All new construction is required to pass quality inspections and code enforcement inspections
over the development of the project, in addition to meeting accessibility requirements of both the
federal Fair Housing Act and Section 504 of the Rehabilitation Act of 1973. HCD will require a
post construction warranty period of one-year for all work performed, including any work
completed by subcontractors.
Green Building Standards
HUD requires all rehabilitation, reconstruction, and new construction to be designed to incorporate
principles of sustainability, including water and energy efficiency, resilience, and mitigating the
impact of future disasters. Wherever feasible, the State of California follows best practices, such
as those provided by the U.S. Department of Energy, Home Energy Professionals: Professional
Certifications and Standard work specifications.
For CDBG-DR funded projects, HUD requires green building standards for replacement and new
construction of residential housing.
i. 2019 Building Energy Efficiency Standards
The State of California intends to promote high quality, durable and energy efficient construction
methods in areas impacted by the 2017 fires. All newly constructed buildings must meet locally
adopted building codes, standards and ordinances. In May 2018, the California Energy
Commission adopted new building standards that will require all newly constructed homes to
include solar photovoltaic systems, effective January 1, 2020. Homes built with the 2019
standards will use approximately 53 percent less energy than those built under current 2016
standards. The California Energy Commission estimates a cost of $9,500 per home for initial solar
89
installation.
ii. Green Building Standards
All new construction of residential buildings or reconstruction of substantially damaged buildings
must incorporate the s
and adopted
89
California Energy Commission, May 9, 2018 News Release & 2019 Building Energy Efficiency Standards,
Frequently Asked Questions,
https://www.energy.ca.gov/title24/2019standards/documents/2018_Title_24_2019_Building_Standards_FAQ.pdf.
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to address five divisions of building construction and improve public health, safety and general
welfare. The divisions addressed are as follows: planning and design, energy efficiency, water
efficiency and conservation, material conservation and resource efficiency, and environmental
quality. CALGreen applies to the planning, design, operation, construction, use, and occupancy
of nearly every newly-constructed building or structure in the state, as well as additions and
alterations to existing
90
size.
Residential Construction Standards
All residential construction projects will comply with the housing construction codes of the State
of California, including all units developed under the Owner Occupied Housing Recovery Program
or the Multifamily Housing Recovery Program. Housing construction codes for building in
California follow federal and state laws, regulations, and adaptions for construction of single family
and multifamily units.
Cnced in the Guide to California
91
Housing Codes.
Building Standards and CalGreen.
Small Business Rehabilitation Construction Standards
an eligible cost. If there are program changes which include construction as an eligible cost, HCD
will amend the Action Plan and incorporate small business construction standards.
Elevation Standards
HCD will require its subgrantees and contractors to comply with the national floodplain elevation
standards for new construction, repair of substantially damaged structures, or substantial
improvements to residential structures in flood hazard areas. All structures designed for
residential use within a 100 year (or one percent annual chance) floodplain will be elevated with
the lowest floor at least two feet above the base flood elevation level and comply with the
requirements of 83 FR 5850 and 83 FR 5861.
Property owners receiving assistance through the Owner Occupied Housing Recovery Program
will be required to acquire and maintain flood insurance if their properties are located in a FEMA
designated special flood hazard area.
Costs of elevation will be included as part of the overall cost of rehabilitation of a property. Many
homes in the impacted areas with substantial damage need updates to meet current federal, state
and local code requirements when repaired. If a home is within a 100-year floodplain, a cost
estimate will be completed and compared with local and national averages comparable to the
90
California Department of H
http://www.hcd.ca.gov/building-standards/calgreen/index.shtml.
91
California Department of Housing and Community Development, A Guide to California Housing Construction
Codes, http://www.hcd.ca.gov/building-standards/state-housing-law/docs/HCDSHL600.pdf, January 2014.
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ation. Any building
that has a total cost of repairs greater than 50 percent of the pre-disaster value of the property is
considered substantially damaged and will require the entire home to be brought into code
compliance.
Where a neighborhood or large tract of houses have substantial damage and also require
elevation, the overall impact of elevation on the long term affordability and maintenance of the
housing stock for that area will be considered in determining the best and most reasonable way-
forward to provide repairs.
Appeals Process
HCD will provide a mechanism for homeowners to appeal the quality of the rehabilitation work
and file complaints. HCD plans to procure a program implementation contractor to implement the
owner occupied housing program. HCD, along with the program implementation contractor, will
develop a robust appeals process that will be outlined in the program manual.
The appeals process will include at a minimum a two-level process which includes a program
appeals process and state level appeals process. Prior to an appeals process, program staff will
work with homeowners and contractors to resolve issues and ensure the work completed meets
code requirements and program standards. Contractors will be required to provide a one-year
warranty period on work performed and will be required to address concerns
about the quality and timeliness of the work. The program will develop detailed procedures
around process for homeowners the quality of rehabilitation work completed on their home if it
does not meet program standards. The program staff will be required to review and manage the
appeals process. In the event that an appeal is not resolved in the program appeals process, the
state appeals process will be activated. Further details on the appeals processes will be outlined
in the program guidelines. In the event that an economic revitalization program that funds
business repair work is implemented, the program will have a similar appeals process. Information
about the appeals process and filing a complaint will be provided to homeowners with program
materials and guidelines. The process and expectations will also be explained to contractors and
included within the construction contracts.
6. Planning and Coordination
California has long experienced the hazards of earthquakes, flooding, wildfires and droughts.
While it continuously works to mitigate the effects of these events in its planning, zoning, building
standards and infrastructure investments, it also seeks ways to understand the long-term
implications of climate change and the increase in natural hazards on the state. Growth is also a
consistent factor in California. The state must work across agencies and jurisdictions to identify
and help manage the needs of expanding or changing communities and the impacts of climate
change on infrastructure, services, and housing. Planning efforts at the state and local levels that
increase collaboration between agencies, and the public and private sectors help communities
address the needs caused by growth, as well as provide opportunities to increase resilience
against climate change and natural hazards.
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Long-term Recovery Planning
HCD is participating in a long-term planning process called the California Disaster Recovery
Framework (CDRF), similar to the FEMA National Disaster Recovery Framework, along with other
state agencies involved in recovery efforts and federal partners. A long-term recovery plan is in
development through the CDRF and will be adopted once completed.
HCD has also evaluated its internal capacity for long-term planning and administration of CDBG-
DR to determine where capacity might be strained and additional resources would be needed to
manage grant funds effectively and compliantly. Currently, HCD manages a large portfolio of
CDBG projects as well as a $70 million CDBG National Disaster Resilience (NDR) grant.
Furthermore, in November 2018 the citizens of California passed a $4 billion bond measure for
affordable housing programs, infill infrastructure projects, and
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program. These programs, along with the anticipation of $212 million in CDBG-DR funding, has
led to a large-scale plan for HCD to increase capacity in the coming months and years (and
coordinate efforts across the department).
A Disaster Recovery Section within HCD has been established to solely manage the CDBG-DR
funds. The section will house 10 new positions created by HCD to administer the CDBG-DR grant.
In addition, HCD plans to procure contractors to provide technical assistance and manage
applicant-based programs run by HCD. HCD has developed milestones in its implementation plan
that describe when and how it will address the capacity gaps identified and when it will bring key
staff on board.
Statewide Planning Efforts
i. Integrated Climate Adaptation and Resiliency Program
The Integrated Climate Adaptation and Resiliency Program (ICARP) was established by Senate
Bill (SB) 246 to develop a cohesive and coordinated response to the impacts of climate change
across the state. Through its activities, ICARP develops strategies to coordinate climate
activities at state, regional and local levels, while advancing social equity.
ICARP has two components: the State Adaptation Clearinghouse and the Technical Advisory
Council (TAC). The State Adaptation Clearinghouse is a centralized source of information and
resources to assist decision makers at the state, regional, and local levels when planning for
and implementing climate adaptation projects to promote resilience across California.
The TAC brings together local government, practitioners, scientists, and community leaders to
help coordinate activities that better prepare California for the impacts of a changing climate.
(TAC members bring expertise in the intersection of climate change and the sector-based areas
Research (OPR) in its goal to facilitate coordination among state, regional, and local adaptation
and resilience efforts, with a focus on opportunities to support local implementation actions that
improve the quality of life for present and future generations.
92
California Secretary of State, https://vote.sos.ca.gov/returns/ballot-measures, Accessed December 2018.
115
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
ii. California General Plan Guidelines
The OPR is statutorily required by Government Code § 65040.2 to adopt and periodically revise
the State General Plan Guidelines (GPG) for the preparation and content of general plans for all
-term blueprint for
ision of future growth. The GPG serves as the
general plan. The 2017 version includes legislative changes, new guidance, policy
recommendations, external links to resource documents, and additional resources.
iii. Safeguarding Climate Action Team
The Safeguarding California Climate Action Team (SafeCAT) was established to provide a
venue for cross-sector collaboration and information sharing on development of the
Safeguarding California plan, Executive Order B-30-15 TAG guidance implementation, and
engagement with local and regional agencies. Co-led by the Office of Planning and Research
and California Natural Resources Agency, the SafeCAT meets quarterly to provide updates on
adaptation-related guidance documents, report updates, programs, etc., and provides a venue
to discuss other collaborative efforts involving all agency members. The SafeCAT, together with
the ICARP and its associated TAC, provide a suite of agency bodies and resources to foster
information sharing and engagement with local and regional governments working to address
the impacts of climate change. CalOES participates in the SafeCAT meetings as well and sits
on the aforementioned TAC for the ICARP.
iv. California Adaptation Planning Guide
The California Adaptation Planning Guide (APG) serves as a foundational resource for climate
adaptation planning in California. This document presents the basis for climate change adaptation
planning in California and introduces a step by step process for local and regional climate
vulnerability assessment and adaptation strategy development. The document is intended as a
starting point for all communities seeking climate adaptation planning guidance.
v. Safeguarding California Plan
The Safeguarding California Plan: 2018 Update is the s
agencies are doing and will do to protect communities, infrastructure, services, and the natural
environment from climate change impacts.
programmatic and policy responses across different policy areas, but it also discusses the
ongoing related work to with coordinated local and regional adaptation action and developments
in climate impact science.
vi. Executive Order B-30-15
Executive Order B-30-15 directed state agencies to integrate climate change into all planning and
investment, including accounting for current and future climate conditions in infrastructure
investment. OPR was directed to convene a Technical Advisory Group (TAG) to develop guidance
to support implementation of the Executive Order. The TAG included members from nearly every
state agency, local and regional governments, non-governmental and community-based
organizations, and the private sector. The TAG met from April 2016 through January 2017 and
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State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
d Investing for a Resilient California: A
conditions to plan for and how state agencies should approach planning differently in light of a
changing climate.
vii. Assembly Bill (AB) 2800
Bill AB 2800 states
climate change when planning, designing, building, operating, maintaining and investing in state
-Safe Infrastruct California
Secretary for Natural Resources per AB 2800 released recommendations on infrastructure design
and planning on September 5, 2018.
93
viii. Cal-Heat
Cal-Heat is a new tool funded by the Fourth Climate Assessment to inform local public health
nitiatives to save lives during climate exacerbated extreme heat events.
ix. Coastal Storm Modeling System
The Coastal Storm Modeling System (CoSMoS) model, partly funded by the Fourth Climate
Assessment, provides information about the complex interplay of coastal dynamics and climate
94
x. Adaptation Capability Advancement Toolkit
The Adaptation Capability Advancement Toolkit, termed Adapt-CA, was created to help local
governments overcome common organizational barriers and advance their capability to
implement climate change adaptation measures. The Toolkit can help local governments assess
their existing capabilities for climate adaptation and identify concrete actions to advance their
capabilities for more effective planning and implementation of climate change adaptation
activities. California Emergency Response Infrastructure Climate Vulnerability Tool (CERI-
95
Climate).
California owns or operates over 600 facilities that are critical to the state's ability to respond to
disasters. CERI-Climate is a decision-support tool that helps evaluate the risk to these facilities
from flood and wildfire and how climate change may affect these risks.
Coordination with Local and Regional Planning Efforts
i. Safety Elements
The Safety Element is a state mandated element of a CountyGeneral Plan intended to
address protection of the community from natural hazards. The plan must include a safety
element for protection from risks of various geologic hazards, flooding, and wildland and urban
fires.
93
Cal-Heat, www.cal-heat.org.
94
Adapt-CA, http://arccacalifornia.org/adapt-ca/.
95
CERI-Climate, https://public.tableau.com/profile/rand4185#!/vizhome/CJ302-1000_CERI-Climate_20180227/Title.
117
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
part of its overall General Plan, thus, HCD partners with local governments as they develop,
amend, and adopt their General Plans. The following table summarizes Safety Elements by
County including the year the County last updated its Safety Element.
FIGURE 88: SAFETY ELEMENTS BY IMPACTED COUNTY
County Safety Element Impact
Butte
Policies to project the community through the year 2030.
96
2016
Covers noise, floods, seismic and geologic hazards, fires, hazardous
materials, disaster preparedness, and community health.
Lake County
Provides goal, policies, and implementation measures designed to
97
2008
protect public health, safety, and welfare of community from.
unreasonable risks while minimizing damage to structures, property, and
infrastructure resulting from natural and manmade hazards.
County Safety Element Impact
Los Angeles
Identifies environmental hazards including seismic activity, geotechnical
98
1990
hazards, floods, and fires.
Outlines regulations in place to mitigate risks and identifies agencies that
provide oversight.
Mendocino
Sets policy to minimize natural hazard risks (e.g., earthquakes, wildfire,
99
2009
flooding) as well as manmade hazards and nuisances (e.g., noise, poor
air quality, hazardous materials).
Nevada
Centered on emergency preparedness for natural hazards including
100
2014
seismic activity, floods, fires, and severe weather and manmade
environmental hazards including airport and military airspace hazards,
hazardous materials, and public safety services and facilities issues.
96
Butte County General Plan 2030, Ch. 11 Health And Safety Element,
http://www.buttecounty.net/Portals/10/Planning/General%20Plan/2018%20Updated%20GP/11_Health_Safety_PRR.
pdf.
97
Lake County General Plan, Chapter 7 Health and Safety,
http://www.lakecountyca.gov/Assets/Departments/CDD/2008+General+Plan+Final+Version/2008+General+Plan+Doc
s/Chapter+7+-+Health+and+Safety.pdf.
98
Los Angeles County General Plan, Safety Element, http://planning.lacounty.gov/assets/upl/project/gp_web90-
safety-element.pdf December 1990.
99
Mendocino County General Plan Update, 4.6 Geology, Soils, and Mineral Resources
https://www.mendocinocounty.org/home/showdocument?id=6412, September 2008.
100
Nevada County General Plan Volume 1, Chapter 10: Safety
https://www.mynevadacounty.com/DocumentCenter/View/12582/Chapter-10-Safety-2014-PDF.
118
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
Designed to mitigate disasters by addressing the impacts of developing
in high-risk areas, management of the natural environment as it pertains
to potential hazards, and by outlining a rapid response system that
includes assuring the supporting infrastructure necessary for disaster
responses as well as a logistical plan.
Napa
Identifies earthquakes, fires, floods, liquefactions, and dam inundation as
101
2009
potential risks to public safety.
References the Napa Operational Area Hazard Mitigation Plan
(NAOHMP), adopted in 2004, as the primary resource for detailed
analyses of each of the potential hazard types.
Policies related to interdepartmental cooperation in hazard mitigation
efforts, information dissemination, risk evaluation, and the need for
individual/community disaster plans are outlined in the safety element.
Santa
Identifies known and potential hazards, outlines existing resources and
Barbara
policies, provides information on existing partnerships, jurisdictions,
102
2015
emergency response plans, and additional recommendations.
County Safety Element Impact
Sonoma,
Intended to protect community from unreasonable risks from seismically
103
2014
induced surface rupture, ground shaking, ground failure, tsunami, dam
failure, slope instability leading to mudslides, landslides, subsidence and
other known geologic hazards, flooding and fire.
Includes maps of known hazards and assesses evacuation routes, water
supply needs, road widths, clearances around structures and items
related to potential catastrophic events.
Ventura
Designed to inventory and monitor natural and man-made resources with
104
2016
discretionary development as it pertains to environmental concerns in
mind.
101
Napa County General Plan, Safety, https://www.countyofnapa.org/DocumentCenter/View/3326/Safety-Element-
PDF June 2009.
102
Santa Barbara County Comprehensive Plan, Seismic Safety & Safety Element,
http://longrange.sbcountyplanning.org/programs/genplanreformat/PDFdocs/Seismic.pdf February 2015
103
County of Sonoma Public Safety Element, https://sonomacounty.ca.gov/PRMD/Long-Range-Plans/General-
Plan/Public-Safety/ September 2014.
104
Ventura County General Plan, https://docs.vcrma.org/images/pdf/planning/plans/Goals-Policies-and-Programs.pdf
December 2016.
119
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
Specific hazard mitigation goals aim to minimize the risk to the
community, society, and structures that result from disasters by
identifying programs for investigation and alleviation of risks, providing
guidance for discretionary development toward the same end, and by
outlining specific policies for risk reduction.
Yuba
Identifies goals, objectives, and implementation plan for seismic safety,
105
2011
fire hazards, flood hazards, and airport hazards in the safety element.
Reviews jurisdictions and emergency services.
ii. Regional Housing Need Allocation
Regional Housing Need Allocation (RHNA) is the state-mandated process to identify the total
number of housing units (by affordability level) that each jurisdiction must accommodate in its
General Plan Housing Element. As part of this process, HCD identifies the total housing need for
each county. Counties must then develop a methodology to distribute this need in a manner that
is consistent with the development pattern as dictated by the Safety Element. Once a local
government has received its final RHNA, it must revise its Housing Element to show how it plans
to accommodate its portion of the region's housing need. HCD is the state agency responsible for
oversight of the RHNA process, and will ensure coordination with the CDBG-DR funds.
7. Resilience to Natural Hazards
Together with HUD, HCD has created a set of guidelines for long-term recovery, which includes
strategies to ensure that all selected activities promote long-
provides for HCD to offer resilience technical
assistance to impacted communities in the rebuilding process, including workshops on resilient
construction materials, and develop and disseminate information on the mitigation effects of
universal resilient design in rebuilding and rehabilitation process. HCD will also support local
governments in updating their Hazard Mitigation Plans and assist other state agencies in
developing strategies to leverage multiple federal funding sources, including Mitigation, to aid in
resilient recovery.
CalOES and FEMA developed
( which summarizes phases of disaster response, including long-term recovery
as the final phase. The Plan notes that the Housing Task Force, established by the state and
FEMA and inclusive of both short- and long-term committees, will support local jurisdictions in
implementation of sustainable and resilient permanent housing solutions that are in line with
mitigation priorities. The Plan also discusses the activities of the Joint Hazard Mitigation Branch
(HM) that was established in November 2017 to implement long-term mitigation solutions
throughout DR-4344, and then DR-4353, recovery. HM, in collaboration with FEMA PA, will insure
that selected infrastructure projects include Hazard Mitigation measures wherever possible.
105
Yuba County General Plan, Public Health and Safety, http://yubavision2030.org/GPU%20-
%20DOCUMENTS/Adopted%202030%20General%20Plan/9_PUBLIC_HEALTH_AND_SAFETY_ELEMENT.pdf.
120
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
In implementation of mitigation measures, the state will work with existing local recovery plans
identified mitigation priorities as much as possible. Santa Barbara County, for example, has
created a Recovery Strategic Plan, which includes a specific strategy for long-term flood control
mitigation in Montecito, and strategy for working with utility providers to rebuild more resilient
infrastructure systems. Similarly, Sonoma County issued its draft Recovery & Resiliency
Framework in September 2018. HCD will work with local plans to implement most effective and
locally vital resilience measures.
8. Leveraging Funds
Over the last three decades, HCD has provided more than $3 billion in funding for the
development of affordable housing and associated infrastructure. As an agency, HCD manages
non-entitlement programs, providing leadership and policies to preserve and expand safe and
affordable housing opportunities and promote strong communities for all Californians. By
administering programs that provide grants and loans from both state and federal housing
programs, HCD has the opportunity to leverage existing programs, increasing the impact of
CDBG-DR funding.
To maximize the impact of the CDBG-DR funding provided to the state, there will be an ongoing
commitment to identify and leverage other federal and non-federal funding sources. Further, HCD
will utilize existing relationships and strive to create new partnerships with other federal and state
agencies, corporations, foundations, nonprofits, and other stakeholders as a means of leveraging
all viable sources of funding. For its infrastructure needs, the state will prioritize leverage funding
that provides infrastructure improvements directly benefiting housing recovery needs.
CDBG-DR funds will be used to address critical unmet needs that remain following the infusion
of funding from other federal sources, including FEMA and the SBA. Existing state resources and
other funds from the disaster appropriation will also be examined in an effort to ensure that all
available funding is used where it is most needed.
Furthermore, the state has designed all housing programs in this Action Plan to cover the gap in
funding remaining after insurance, private funds, and other assistance has been applied to each
project. Understanding the limited funding for recovery, the state will encourage all program
applicants to seek out other funding sources to meet their full recovery needs.
The state has authorized many housing programs that may complement the recovery effort.
These programs are either competitive or issued based on a formula allocation; no loans or grants
are made directly to individual households. Cities, counties, qualified CHDOs, affordable housing
corporations, and other qualified applicants may apply to build more affordable housing in their
community to speed recovery. The programs detailed here are currently funded by HCD.
Affordable Housing and Sustainable Communities
106
Affordable Housing and Sustainable Communities (AHSC) funds land use, housing,
transportation, and land preservation projects that support infill and compact development and
106
http://www.hcd.ca.gov/grants-funding/active-funding/ahsc.shtml.
121
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
reduce greenhouse gas emissions. Funds are available in the form of loans and/or grants in two
kinds of project areas: Transit Oriented Development (TOD) Project Areas and Integrated
Connectivity (ICP) Project Areas. There is an annual competitive funding cycle.
No Place Like Home
107
NPLH provides counties with funding to acquire, design, construct, rehabilitate, or preserve
permanent supportive housing for persons who are experiencing homelessness, chronic
homelessness or who are at risk of chronic homelessness, and who are in need of mental health
services. It is funded by $1.8 billion in bond funding from the Mental Health Services Act. For
round two, $191 million will be distributed by formula allocation to each county based on their
2017 homeless PIT Count with a minimum allocation per county of $500,000. Funds will be
available through 2021 on a noncompetitive basis.
Supportive Housing Multifamily Housing Program
108
The Supportive Housing Multifamily Housing Program (SHMHP) provides low interest loans to
developers of permanent affordable rental housing that contains supportive housing units. The
number of supportive units in a project must be at least five, or 35 percent of the total number of
units, whichever is greater, and they must have associated supportive services for households
that are currently homeless, moving from shelters or transitional housing, or have a specified
disability. Funds may be used for new construction, rehabilitation, acquisition and rehabilitation,
or conversion of nonresidential structures. Eligible costs include facilities for childcare, afterschool
care, and social service facilities integrally linked to the restricted housing units.
Veterans Housing and Homelessness Prevention Program
109
The Veterans Housing and Homeless Prevention Program (VHHP) was originally part of a bond
passed to fund homeownership programs. The 2008 economic downturn greatly diminished
demand for this program and the legislature reshaped the program to fund construction of
multifamily housing with 50 percent of the funds reserved for extremely low-income veterans.
VHHP is a competitive program with a current round of $75 million in the 2018 NOFA.
Building Jobs and Homes Act - Senate Bill 2 Programs
The legislature passed a document recording fee to fund specific housing programs. Beginning
in 2019, 70 percent of these funds will be locally administered; divided between larger jurisdictions
receiving funds directly and non-entitlement jurisdictions competing for funds at the state level.
The eligible uses include multifamily housing development, capitalization of supportive housing,
rehabilitation of foreclosed or vacant homes, moderate income housing programs, homelessness
programs, and incentives for permitting new housing.
The remaining 30 percent of funds will be administered between HCD and California Housing
Finance Authority (CalHFA). HCD may use ten percent for farmworker housing through the
107
http://www.hcd.ca.gov/grants-funding/active-funding/nplh.shtml.
108
http://www.hcd.ca.gov/grants-funding/active-funding/shmhp.shtml.
109
http://www.hcd.ca.gov/grants-funding/active-funding/vhhp.shtml.
122
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
SERNA program and five percent for a production incentive program to encourage local
jurisdictions to approve housing permits. CalHFA may use 15 percent of the funds to build middle-
income rental housing in mixed-use developments.
The legislature also placed a $4 billion housing bond on the November 2018 ballot, known as
The availability of these funds is
dependent on voter passage in November 2018. The first billion dollars in bond proceeds is
allocated to CalVet for homes and farm purchase assistance for veterans. The remaining funds
will be allocated to HCD:
$1.5 billion for Multifamily Housing Program.
$450 million for Transit Oriented Development Housing Program (TOD) and Infill
Infrastructure.
$450 million for CalHome and Building Equity and Growth in Neighborhoods (BEGIN).
$300 million for Joe Serna Farmworker Housing Grant (SERNA).
$300 million for Local Housing Trust Fund Matching Grant.
FIGURE 89: SUMMARY OF STATE HOUSING RELATED PROGRAMS COMPLEMENTARY TO
CDBG-DR
Currently
Funding Source Available Future Funding Population Served
Two types of project
NOFA 2017 $255 areas: Transit Oriented
million; Development and
Affordable Housing applications due Integrated Connectivity
and Sustainable January 2018; with emphasis on
Communities Awards in June Annually; amount available varies; disadvantaged
110
(AHSC) 2018 award max $20 million communities
Supportive housing for
mentally ill persons;
HCD NOFA Fall $1.8 billion for multiple funding housing must have low
111
No Place Like Home 2018 rounds barrier entry
Distributed by formula
HCD NOFA
allocation to each
Summer 2018;
county based on their
Rolling 2017 homeless Point-In-
application for Time Count with a
No Place Like Home counties through minimum allocation per
(Non-competitive) 2021 $190 million county of $500,000.
110
idib 93.
111
ibid 94.
123
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
Grants to local public
agencies and nonprofit
developers to assist
State funds individual home
distributed to 7 rehabilitation, including
DR-4344 manufactured homes
CalHome disaster counties by HCD not on permanent
special purpose April 11, 2018 Approx. $6 million foundations
Funds may be used for
new construction,
rehabilitation,
acquisition/rehabilitation,
or conversion. Eligible
costs include facilities
for child-care, after-
school care, and social
service facilities
Supportive Multifamily The last NOFA integrally linked to the
112
Housing Program was in 2016 restricted housing units.
83 percent flows to entitlement
jurisdictions on quarterly basis
May be used for low-
income affordable
70 percent of beginning in 2019; 10 percent
approximately allocation to non-entitlement homes; supportive
$250 million jurisdictions; 7 percent competitive housing and homeless
SB 2 Local funds annually among non-entitlement jurisdictions programs;
10 percent of
approximately
$250 million
SB 2 Farmworker annually Available in 2019
5 percent of
approximately
SB 2 Production $250 million
Incentive Program annually Available in 2019
15 percent of
approximately
SB 2 CalHFA Mixed $250 million
Use annually Available in 2019
112
ibid 95.
124
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
Current HCD
NOFA of $75
million for
Veterans Housing and multifamily Veteran multifamily
Homelessness housing HCD anticipates awarding housing; 50 percent
Prevention Program construction for approximately $300 million in reserved for ELI
113
(VHHP) veterans subsequent years funding rounds. veterans and families
$1.5 billion
available in
multiple rounds
First NOFA likely
Multifamily Housing of competitive
Program grants January 2019
SERNA Farmworker
Housing Program $300 million First NOFA likely December 2019
Transit Oriented
Development Housing
Program (TOD) and
Infill Infrastructure $450 million NOFA July 2019
CalHome and Building
Equity and Growth in
Neighborhoods
(BEGIN) $450 million NOFA June 2019
Local Housing Trust
Fund Matching Grants $300 million NOFA August 2019
Source: Department of Housing and Community Development, 2018
HCD works with each of the 538 regional governments in California to determine their housing
needs and then reviews every city and county's housing plan (the housing element of the general
plan) to determine whether the plan complies with state law. HCD also administers several
federally funded programs to serve lower income populations. In 2018 HCD has made $183
million available through the following programs, all of which may be complementary to the
recovery effort:
Housing Investments Partnerships Program (HOME)
114
HOME assists cities, counties, and nonprofit community housing development organizations
(CHDOs) to create and retain affordable housing for lower income renters or owners. HOME
funds are available as loans for housing rehabilitation, new construction, and acquisition and
rehabilitation of single and multifamily projects and as grants for tenant based rental
assistance. At least 50 percent of the amount is awarded to rural applicants and 15 percent is
113
ibid 96.
114
estment Partnership Program
http://www.hcd.ca.gov/grants-funding/active-funding/home.shtml.
125
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
set aside for CHDOs. Funding is announced annually through a Notice of Funding Availability
and is available to California communities that do not receive HOME funding directly from HUD.
CalHome Disaster Special Purpose
CalHome Disaster Special Purpose program provides grants to local public agencies
and nonprofit developers to assist individual home rehabilitation, including manufactured homes
not on permanent foundations. Funds can also be used to assist in the development of multiple-
unit ownership projects. Northern California counties eligible to receive housing assistance
through FEMA Individual Assistance pursuant to Federal Disaster Declaration DR-4344 are
eligible to receive these funds. CalHome Disaster Special Purpose funds can only be used as
gap financing, which means insurance proceeds or other financing provided for the purpose of
repair or reconstruction have been applied to the owner owned rehabilitation or reconstruction
prior to CalHome funds being used. CalHome funds cannot be awarded in excess of the
homeowner's demonstrated funding need for the rehabilitation or reconstruction of a similarly
sized home based on a qualified contractor bid.
National Housing Trust Fund Program
115
National Housing Trust Fund is a permanent federal program with dedicated source(s) of
funding to increase and preserve the supply of affordable housing, with an emphasis on rental
housing for extremely low-income households (ELI households, with incomes of 30 percent of
area median or less). California typically receives approximately $10 million for this competitive
program.
Emergency Solution Grants Program
Emergency Solution Grants Program (ESG) makes grant funds available for projects serving
homeless individuals and families through eligible nonprofit organizations or local
governments. ESG funds can be used for supportive services, emergency shelter/transitional
housing, homelessness prevention assistance, and providing permanent housing. Funding is
announced annually through a Notice of Funding Availability and is available in California
communities that do not receive ESG funding directly from HUD.
FIGURE 90: SUMMARY OF FEDERALLY FUNDED PROGRAMS ADMINISTERED BY HCD
Funding Distribution
Funding Source Available Future Funding Population Served Method
80 percent of funds to
Community Federal funds
Most Impacted and
Development distributed to 13 $124 million
D
Block Grant-localities named distributed to HUD approves
percent to low-
Disaster by HUD April 10, localities in HCD
income households
Recovery 2018 Action Plan Plan
HUD funds for Low-income Competitive;
HOME Annually
non-entitlement homeowners and 50 percent
115
webpage http://www.hcd.ca.gov/grants-funding/active-funding/nhtf.shtml.
126
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
Cities, counties renters; Loans for rural
and CHDOs; homeowners to requirement;
rehabilitate housing 15 percent
or rental assistance CHDO
to renters requirement
Extremely Low-Competitive
National Housing Annually Income (ELI) 30 application
Trust Fund announced via Approx. $10 percent of Median through MHP
Program HCD NOFA million annually Income or less program
IV. Proposed Disaster Recovery Programs
1. Allocation of Funds
The primary consideration in developing effective CDBG-DR programming is the unmet needs
analysis. Programs are developed to address the most severe unmet needs and in full compliance
with the Federal Register Notice. Therefore, addressing the unmet housing recovery need is the
primary focus of the Action Plan. In addition to the unmet need, CDBG-DR funded programs must
also consider eligible CDBG activities, must be responsive to CDBG national objectives, must
comply with all regulatory guidance issued to HCD, and must consider best practices established
through similar recovery initiatives.
Grants under the Appropriations Act are only available for activities authorized under Title I of the
Housing and Community Development Act of 1974 related to disaster relief, long term recovery,
restoration of infrastructure and housing, and economic revitalization in the Most Impacted and
Distressed areas resulting from an eligible disaster. Further, CDBG-DR funds may not be used
for activities reimbursable by or for which funds are made available by FEMA, the US Army Corps
of Engineers (USACE), or other Federal funding sources.
The allocations for each recovery program are based on the unmet needs analysis, which
identified housing as a serious unmet recovery need. HCD opens the Action Plan, and the
associated program funding allocations, for public comment in November 2018. Input received
from the public comment period will be used to adjust the program allocations, if needed, to be
responsive to the needs of impacted residents of the state.
The primary recovery needs include owner occupied housing rehabilitation and reconstruction,
rental housing, and infrastructure repair. In accordance with the Federal Register Notice directive
to first address the unmet housing recovery need, this Action Plan primarily addresses the
housing need, including a portion of CDBG-DR funding of critical infrastructure to ensure that
housing recovery is possible in areas where infrastructure damage has prevented housing
recovery to date. Therefore, any infrastructure projects funded with this allocation of CDBG-DR
will have a documented contribution to the long-term recovery and restoration of housing.
These programs are funded proportionate to the anticipated need and after accounting for
necessary administrative costs, indirect costs, and planning costs.
127
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
The total CDBG-DR allocation set forth in PL 115-123 is $124,155,000. HCD will set aside five
percent of these funds ($6,207,750) for administrative costs associated with disaster recovery.
The remaining $117,947,250 will be allocated to housing and infrastructure recovery activities.
Following the unmet needs analysis, 92 percent of available CDBG-DR funding is allocated to
unmet housing recovery needs and three percent is allocated to local governments to assist with
infrastructure repair. These infrastructure repairs will be designed to make a positive impact to
the long-term recovery and restoration of housing.
FIGURE 91: CDBG-DR FUNDING SUMMARY
Percentage of Percentage of
Program Unmet Need Unmet Need Program Allocation Total
Total CDBG-DR Funds $1,040,729,043 $124,155,000
Administration N/A N/A $6,207,750 5.0%
Program Allocations N/A N/A $117,947,250 95.0%
Housing Programs $185,906,989 18% $114,415,447 92.2%
Infrastructure $34,673,327 3% $3,531,803** 2.8%
Mitigation $470,175,423 45% N/A*
Economic Revitalization $90,535,222 9% $ - 0%
Agriculture $259,438,082 25% $ - 0%
Total CDBG-DR Funds $1,040,729,043 100% $124,155,000 100.0%
*Mitigation will be addressed in the subsequent mitigation
** Funding for PA Match Program is limited to the match required for categories D and F
At this time, HCD commits to directing 70 percent of allocated CDBG-DR funds to low and
moderate income (LMI) individuals or areas in accordance with Section 103 of the Housing and
Community Development Act of 1974. Funded activities that do not predominantly benefit LMI
persons will address a different national objective and be related to the unmet recovery need.
Additionally, HCD commits to directing 80 percent of all CDBG-DR funding to the Most Impacted
and Distressed areas as identified by HUD in 83 FR 40314. These Most Impacted and Distressed
areas include Sonoma County, Ventura County, and the zip codes 95470, 95901, 94558, 95422,
and 93108. A map of the Most Impacted and Distressed areas is available at Figure 7: Most
Impacted Counties & Zip Codes in Section II, part 2 of this plan.
Where possible, proposed activities must consider projects or programs that improve hazard
mitigation to reduce future losses. Specific code compliance to achieve hazard mitigation, such
as WUI codes, will be implemented where applicable according to local code and the unique
needs of impacted communities.
128
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
FIGURE 92: CDBG-DR PROGRAMS SUMMARY
Summary Most Impacted and Distressed LMI Requirements
% Total Maximum $ % LMI
Minimum $ to $ LMI
Item Breakdown Total $ CDBG-DR Outside of (Minimu
MID (Minimum)
Funds MID m)
Total CDBG-DR
Funds $124,155,000 100.00% $99,324,000 $24,831,000 $86,908,500 70.00%
Administration
Costs $6,207,750 5.00% $4,966,200 $1,241,550 $4,345,425 70.00%
Housing
Programs $114,415,447 92.16% $91,532,358 $22,883,089 $82,563,075 72.16%
Owner Occupied
Rehab and
Reconstruction
$47,627,648 38.36% $38,102,118 $9,525,530 $34,368,480 72.16%
Multifamily
Housing $66,787,799 53.79% $53,430,239 $13,357,560 $48,194,595 72.16%
Infrastructure
Program $3,531,803 2.84% $2,825,442 $706,361 $0 0.00%
FEMA PA Match
Program $3,531,803 2.84% $2,825,442 $706,361 $0 0.00%
Method of Distribution
HCD will distribute grant funds to beneficiaries using one of two methods: 1) HCD administered
programs and 2) local government (known aadministered projects.
HCD Administered
HCD will directly operate an Owner Occupied Housing Rehabilitation and Reconstruction
Program. HCD CDBG-DR Program Implementation staff will engage impacted homeowners
statewide to apply for assistance. HCD will procure a qualified vendor to perform full scale
program management duties to augment HCD capacity and ensure high quality customer service
delivery. Program staff will work with the procured vendor to maintain program timeliness, provide
oversight, and ensure all levels of the program are compliant.
Subgrantee Administered
Subgrantees will engage with HCD to ensure that local infrastructure recovery and multifamily
housing needs are addressed. HCD will establish programs through which subgrantees will
submit project proposals for funding. HCD will vet projects for CDBG-DR compliance and
eligibility, ensuring that proposed projects adhere to federal requirements and the requirements
set forth in the Action Plan. The implementation and management of individual projects will be
the responsibility of participating subgrantees, while HCD will provide monitoring and broad
oversight of subgrantee administered funds.
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Criteria to Determine Method of Distribution
Distribution methods are sensitive to the needs of the affected population as well as the capacity
of the units of local government that will engage in the recovery process. Proper distribution
ensures that CDBG-DR funds will be used to maximum benefit to address unmet housing
recovery and infrastructure repair needs.
HCD assessed its internal capacity during the capacity assessment required by the Federal
Register Notice. The capacity assessment concluded that, with organizational and staffing
adjustments at HCD, a large statewide program could be successfully operated and administered
directly by HCD.
HCD also assessed the capacity of local governments to administer CDBG-DR funded programs
during recovery planning and coordination discussions. Topics covered included knowledge of
and experience with key grant administration requirements, managing programs similar to what
HCD was considering for inclusion in the Action Plan, and ability to add capacity and subject
matter expertise through hiring or procurement.
Through the conversations and working sessions, HCD gained a clear understanding of local
strengths and how best to leverage the capacity and expertise at the local level. These
assessments concluded that local governments are best positioned to operate and manage
project specific funding related to infrastructure repair and multifamily housing.
Program Allocations
Allocations for the recovery programs are based on needs as identified through an analysis of
FEMA IA and FEMA PA claims. As shown in Section II Needs Assessment, the total unmet
recovery needs surpass the CDBG-DR funds allocated to the state by HUD. HCD based
programming decisions on best available data from multiple sources, including FEMA, SBA,
private insurance, state agencies, and local governments, broad engagement with the public and
stakeholders, and exhaustive conversations about program typologies and design options to
maximize the benefits of the available funding.
For housing, funds for the owner-occupied housing recovery program were determined based on
the unmet housing recovery need for homeowners. The state will prioritize homeowners based
on tiers which are outlined in Figure 94: Owner occupied Housing Recovery Applicant
Prioritization. The multifamily program allocation was developed by using the allocations are
based by using the dollar amount of FEMA IA assistance for rental households in counties and
entitlement areas.
Infrastructure funding is allocated according to the FEMA PA match requirement for PA categories
D (water control facilities) and F (Utilities). These unmet recovery needs closely align to the
housing recovery need. The objective of the PA Match Program is to fully meet the match for D
and F projects in impacted areas, and therefore the allocation for infrastructure recovery is equal
to this match need. Infrastructure projects will be selected to directly improve and support the
housing recovery, thus serving those with the most need.
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Unmet Needs
According to the unmet needs analysis, housing presents the greatest unmet recovery need other
than mitigation and agriculture recovery. In anticipation of future mitigation funds in accordance
with PL 115-123, this Action Plan does not address the mitigation need directly. Other state and
local resources will be assessed to address the agriculture unmet need. The analysis detailed in
Section II Needs Assessment identifies the methodology and results of the unmet needs relative
to housing, infrastructure, and economic recovery.
2. Housing Recovery Programs
HCD proposes two housing recovery programs to address the unmet recovery need: an Owner
Occupied Housing Rehabilitation and Reconstruction Program and a Multifamily Housing
Program.
Together, the housing programs will receive $114,415,447 of the received CDBG-DR funds. This
represents approximately 92 percent of the CDBG-DR funds allocated in PL 115-123 to the State
of California. The unmet needs analysis identified a total housing unmet recovery need of
$185,906,989 for both owner-occupied and rental dwellings.
At the outset of program launch, an interest survey will be conducted to identify demand for the
program and inform the need for additional programming considerations, such as funding small
rental recovery programs and homeowner reimbursement payments from the allocation of owner
occupied recovery programming. The survey will assist in ascertaining the specific recovery
needs of impacted property owners as well as identify demographic information to assist in
targeting recovery funds to vulnerable populations. Additionally, HCD has consulted with housing
counseling agencies in the development of this Action Plan and will continue to work with these
agencies as the housing recovery programs are implemented. HCD will follow policies and
procedures for compliance with Affirmatively Furthering Fair Housing (AFFH) requirements during
the planning and implementation of each housing activity to lessen area racial, ethnic, and low-
income concentrations, and/or promote affordable housing across the disaster-affected areas.
Programs will also be developed with the intent to minimize displacement of persons or entities
following 24 CFR part 42.325, 49 CFR part 24 of the URA, 104(d) of the HCDA, and regulations
under 24 CFR part 570.496(a).
All projects under the housing programs will faffirmative marketing procedures for
outreach to protected class groups least likely to apply. Additionally, materials will be provided in
other languages, such as Spanish, to accommodate LEP persons. Language access services for
persons who are LEP and the availability of accessible features and reasonable accommodations
for persons with disabilities will be provided through case management.
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FIGURE 93: TOTAL UNMET HOUSING RECOVERY NEED
Unmet Need
(Total Impact Less Applied
Category Total Impact Resources Available
Resources)
Housing $209,630,395 $23,723,406 $185,906,989
Owner Occupied Housing Rehabilitation and Reconstruction Program
The primary objective of the Owner Occupied Housing Rehabilitation and Reconstruction
Program is the provision of decent, safe, and sanitary housing in the areas impacted by the
October and December 2017 disasters. Additionally, the program is designed to ensure that the
housing needs of very-low, low-, and moderate-income households and vulnerable populations,
including individuals that were made homeless as a result of the disaster, are addressed to the
greatest extent feasible. Furthermore, the program aims to not only address disaster-related
damages but also to mitigate potential future damage.
The program will provide rehabilitation or reconstruction assistance to eligible applicants based
on the extent of damage to their primary residences. Reconstruction is permissible where the total
cost of rehabilitation is greater than the cost to reconstruct or where rehabilitation is otherwise
technically infeasible. Reconstruction is defined as the rebuilding of a structure on the same site
in substantially the same manner. A reconstructed property must not increase the number of
dwellings on site, although the number of rooms may increase or decrease. The maximum
amount of assistance is $150,000 per damaged structure, after applying any duplication of
benefits to the cost of the total rehabilitation or reconstruction. As a standard practice, program
applicants requiring more than the $150,000 cap on assistance must fund the remainder of their
project with private funds or other resources; however, exceptions to the maximum award will be
considered on a case-by-case basis. In situations where the applicant has a demonstrable
hardship, the specific conditions will be evaluated to determine how best to proceed. A
demonstrable hardship is a substantial or unexpected change in the a
the disaster, that prohibits or severely affects their ability to provide a minimal standard of living
or the basic necessities of life, including, food, housing, clothing, and transportation. Such
instances typically include job loss, business failure, divorce, severe medical illness, and
disability. Program staff will evaluate instances of demonstrable hardship on a case-by-case basis
after review of the circumstances. The criteria for documenting such hardship will be included in
the program guidelines. Applicants with an approved demonstrable hardship may have the award
cap increased up to the amount required to complete the repair or reconstruction of their property.
To safeguard the CDBG-DR investment in the property, HCD will require a deed restriction on
properties funded through the program. The deed restriction will remain in effect for a period of
two years following the date of receipt of the certificate of occupancy of the rehabilitated or
reconstructed structure. For the length of the deed restriction, the property cannot be sold, cannot
be used as a second home, cannot be converted into rental property, and otherwise cannot have
its use changed by the property owner. Compliance with the deed restriction will be monitored
annually by HCD, and failure to comply with the deed restriction will result in grant fund recovery.
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The deed restriction may be relieved on a case-by-case basis by HCD in certain circumstances.
The specific language and requirements in the deed restriction will be set forth in the program
manual and will be available for applicants to review prior to participating in the program.
Eligible Activity
42 USC 5305(a)(4) authorizes the clearance, demolition, removal, reconstruction, and
rehabilitation (including rehabilitation which promotes energy efficiency) of buildings and
improvements (including interim assistance, and financing public or private acquisition for
reconstruction or rehabilitation, and reconstruction or rehabilitation, of privately-owned properties,
and including the renovation of closed school buildings). Additionally, the state will incorporate
the waivers and alternative requirements in federal register notices 83 FR 5844 83 FR 40314.
National Objective
In accordance with 24 CFR 570.208 and Section 104(b)(3) of the Housing and Community
Development Act (HCDA), all CDBG-DR funded activities must satisfy a national objective. All
Owner Occupied Housing Rehabilitation and Reconstruction activities will meet either the urgent
need or LMI housing national objective criteria related to disaster recovery. As stated in the Needs
Assessment, the location of the disasters presents unique challenges for addressing housing
impacts. The disasters impacted households of all incomes and landscapes, including dense
urban neighborhoods and rural communities. While there are regional differences in the housing
markets, all the impacted areas struggle to provide an adequate supply of affordable homes to
area residents. Thus, the prioritization criteria for participation in the Owner Occupied Housing
Rehabilitation and Reconstruction program will ensure that sufficient housing recovery
programming will be directed toward LMI beneficiaries.
Delivery
The Owner Occupied Housing Rehabilitation and Reconstruction Program is delivered at the state
level housing subject matter experts and contract managers. The
application process will invite impacted residents statewide to apply for assistance. The state will
procure a qualified vendor to perform full scale program management duties, including marketing
and distribution of the program survey, overseeing intake, completing eligibility and benefit
determinations, providing case management through the process, quality control to prevent fraud,
waste, and abuse, construction monitoring, and construction management. Applicants will have
assigned case managers to support them through the recovery process from application to
construction and project closeout.
In addition, the procured program management consultant will support program marketing and
outreach efforts, ensuring vital information on the program is made available to impacted
residents and encouraging participation in the program. The program management consultant will
affirmative marketing procedures for outreach to protected class groups least likely
to apply to the Owner Occupied Rehabilitation and Reconstruction Program. Additionally,
materials will be provided in languages other than English, such as Spanish, to accommodate
LEP persons. Language access services for persons who are LEP and the availability of
accessible features and reasonable accommodations for persons with disabilities will be provided
to applicants through case management.
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HCD is evaluating options relative to procuring construction contractors that will perform the
rehabilitation and reconstruction work under the program. Whether construction contractors are
procured as part of an overall program management team or via a separate procurement, HCD
will engage in a contractor outreach effort to ensure opportunities available for such firms are
widely publicized. HCD will ensure that contractor outreach will also include advising minority and
women-owned businesses of contracting opportunities available for federally assisted projects.
In determining rehabilitation or reconstruction with each applicant, HCD will ensure the program
management consultant, case managers and procured construction contractors will pursue
actions under this activity that minimize displacement.
Applicant Eligibility
Applicants will be eligible to participate in the program if they meet the following criteria:
Must have owned the damaged home at the time of the qualifying disaster.
Must have occupied the home as their primary residence at the time of the qualifying
disaster.
The home must have been damaged as a result of the qualifying disaster and located in
an impacted county or zip code.
Must be current on property taxes or have an approved payment plan or tax exemption.
The property must have been correctly permitted and permissible for the zoning area or
local development standard.
The property must be a single-family dwelling, such as a stick built, modular, or mobile
home (i.e. not a condominium, duplex, fourplex, or other multi-owner property).
HCD will assess applicant eligibility on a case-by-case basis according to the eligibility criteria
fully defined in the program manual.
The survey period will inform the possible use of owner occupied recovery funds to pay for
homeowner reimbursement payments. As noted above, distribution of the program survey will
be marketed by the selected program management consultant. Distribution will also be
supported through relationships with HUD approved housing counseling agencies built during
the development of the Action Plan. Once the survey period has been conducted to understand
the current recovery needs of potential applicants, a more in-depth program design will be
conducted that will inform applicant eligibility. Appendix B includes information regarding the
public and stakeholder outreach to date. If significant need for reimbursements is identified,
reimbursements may be paid through the owner occupied recovery program. If a decision is
made to fund reimbursement, applicants who began work after the disaster of their own initiative
would be eligible for reimbursement payments for eligible costs incurred up to a year after the
116
disaster. Reimbursement payments will follow the guidance issued by HUD in CPD-15-07.
Full eligibility criteria will be provided in the program guidelines.
116
HUD CPD Notice 15--Application Costs of Homeowners, Businesses, and Other
Qualifying Entities to CDhttps://www.hudexchange.info/resources/documents/Notice-
CPD-15-07-Guidance-for-Charging-Pre-Application-Costs.pdf, September 2015.
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The survey period will also inform the use of program funds to fund recovery of small rental
property (i.e. one to four units). Small rental recovery funding will assist applicants who were the
owner of record of rental properties at the time of the disaster. Properties must meet the following
conditions:
Properties containing between one and four dwelling units prior to DR-4344 or DR-4353.
A dwelling unit is defined as having complete independent living facilities for one or more
persons, including permanent provisions for living, sleeping, eating, cooking and
sanitation.
Properties located in disaster impacted areas.
Properties that sustained damage as a result of the qualifying event.
Properties that have access to water, sewer, and electricity.
Rent to own, lease to own, or bond for deed properties are not eligible for assistance.
Rentals containing up to four units providing affordable rents to low- to moderate-income renters
according to rent and income limit requirements will receive funding priority. HCD will prioritize
funding for units with accessibility access compliant with Section 504 of the Rehabilitation Act and
the federal Fair Housing Act.
All requirements of the Owner Occupied program will be outlined in detail in the program manual
and guidance provided to homeowners.
Applicant Prioritization
Program applicants will be prioritized in accordance with the tiers outlined in Figure 94: Owner
occupied Housing Recovery Applicant Prioritization. In addition to the prioritization methodology,
funding decisions will account for the requirement to expend 80 percent of the grant in HUD
designated Most Impacted and Distressed areas as well as the requirement for 70 percent of the
total CDBG-DR funding to benefit LMI populations. Applicant prioritization criteria will be assessed
during a survey of potential program applicants.
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FIGURE 94: OWNER OCCUPIED HOUSING RECOVERY APPLICANT PRIORITIZATION
Applicant Prioritization Tiers
Owner-occupant Household
Property Damaged by
Geography Income
DR-4344 or DR-4353
All Areas That
7 Most
Received a
Impacted Major or Severe
Federal LMI Only All Incomes
Counties and Damage
Disaster
Zip Codes Only
Declaration
Tier 1
X X X
Tier 2
X X X
Tier 3
X X
Tier 4
X X
Tier 5
X X X
Tier 6
X X X
Tier 7
X X
Tier 8
X X
Within each tier, owner occupied households with a household member that is disabled or has
access or functional needs are given priority. Major or Severe Damage is a primary consideration
for funding. HCD equates Major or Severe Damage in this prioritization context with the FEMA
Substantial Damage definition of a structure that has sustained damage greater than 50 percent
of its pre-disaster value. Currently, the data available do not specify amounts of damage for
individual houses in MID areas. The results of the program survey should fill this gap and provide
clarity on the levels of damage on homes within each tier. As results of the survey become
available, HCD will develop criteria for damage assessments and prioritization for Owner
Occupied r
Eligible and Ineligible Costs
HCD commits to funding activities eligible under Title I of the Housing and Community
Development Act of 1974 or those activities specified by waiver in 83 FR 5851. Eligible scopes
of work and eligible costs include:
Permitting, design, and planning
Reasonable relocation payments directly to displaced owners during construction
Replacement of damaged or destroyed necessary equipment, such as HVAC units
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Repairs to or replacement of damaged on-site utilities such as water, sewer, electric,
and gas
Repairs to disaster damaged primary structures with standard grade materials
Reconstruction of the disaster damaged primary structure with standard grade materials
Upgrades required to meet current building code
Site work to meet WUI standards for homes in high risk areas
Handicap accessibility features (if applicable)
Lead-based paint and asbestos abatement (if applicable)
Ineligible items include:
Repair or replacement of auxiliary structures, such as detached garages or carports,
storage units, outhouses, or sheds
Materials greater than standard grade unless required by the local jurisdiction or by State
law, such as certain green building requirements
Partial or incomplete repairs or reconstructions of properties
Multifamily, condominiums, duplexes, triplexes, fourplexes or other rental property
Repair or replacement of luxury or non-critical items, such as swimming pools and security
systems
Repair or replacement of personal property or building contents
New home purchase or new construction off-site of the damaged structure
Mortgage payment assistance and forced mortgage payoffs
Assistance for second homes
Rental payment assistance
HCD will also ensure that construction costs are reasonable and consistent with current market
costs for the area where the property will be rehabilitated or reconstructed.
Form of Assistance
Assistance is provided in the form of a grant directly to qualifying applicants after a contractor has
been selected to perform the scope. The scope of work is determined by a site inspection
performed by qualified construction estimators. Once the scope of work has been determined,
the applicant signs a three-party construction agreement between the applicant, contractor, and
HCD. The assistance is provided on a reimbursement basis via two party check to the applicant
and the contractor engaged to perform the work.
Timeline
The Owner Occupied Housing Rehabilitation and Reconstruction Program is expected to
commence in quarter two of 2019 and remain operational through the end of the grant term.
Construction timeframes vary depending on whether the applicant is rehabilitating or
reconstructing their property. Typical timeframes for reconstruction are 240 to 360 days from
permitting to final inspection. Typical construction timeframe for rehabilitation is 120 to 180 days
from permitting to final inspection. Routine and periodic milestone inspections will be performed
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by construction monitors to ensure timely completion of construction scopes in accordance with
construction plans and industry standards for safety and craftsmanship.
Unmet Needs
The unmet needs analysis indicated that the owner occupied recovery need is less than the rental
housing recovery need. Therefore, of the two housing recovery programs, the Owner Occupied
Housing Rehabilitation and Reconstruction Program is funded less than the Multifamily Program,
which will address the unmet rental need. The Owner Occupied Housing Rehabilitation and
Reconstruction Program will receive $47,627,648 of the total CDBG-DR allocation.
The public comment period will be used to better inform housing needs and may adjust program
funding levels.
FIGURE 95: UNMET OWNER OCCUPIED HOUSING RECOVERY NEED
Identified Unmet CDBG-DR
Category
Need Funded
Owner Occupied Housing Recovery $77,387,388 $47,627,648
Multifamily Housing Program
Multifamily housing projects are funded to meet the unmet rental housing need, including the
needs of individuals displaced from rental mobile homes and individuals made homeless as a
result of the disaster. Preference will be given to individual renter households who were displaced
due to the disasters, including those at risk for or experiencing homelessness. Multifamily projects
include apartment complexes and mixed-use developments. These developments are also
intended to help replace the rental housing units available to Housing Choice Voucher holders
that were lost. However, this program will not include the rehabilitation, reconstruction, or
replacement of shelters or transitional housing since there were no reports of damages to these
facilities (refer to Section III, part 2(a)). The objective of the CDBG-DR funds is to provide
necessary gap financing for large scale housing developments.
Program guidelines will be established that outline the requirements of the program and rules for
specific projects, including general eligibility, specific eligible and ineligible costs, and the criteria
for evaluating project proposals. In addition, the guidelines will outline requirements relative to a
minimum percentage of affordable units, the percentage of affordable versus market rate units,
requirements for deep affordability, requirements for permanent supportive housing units, as well
as the per unit maximum (see Prioritization section below for further details). Multifamily program
applications will include affirmative marketing plans according to affirmative marketing
procedures and requirements for all CDBG-assisted housing with five or more units, including
efforts to reach those least likely to apply and LEP persons. Applications should also demonstrate
that the proposed projects will affirmatively further fair housing, and are likely to lessen area racial,
ethnic, and low-income concentrations, and/or promote affordable housing in low-poverty,
nonminority areas in response to natural hazard related impacts. Projects should also be
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designed with the established community in mind to lessen the displacement of families and must
commit to the affordability periods of 15 and 20 years according to the project type. If other funds
requiring a longer affordability period are committed to the project, the longest affordability period
will prevail for the project. Local governments helping to administer multifamily housing projects
approval.
HCD will leverage internal resources, bring on staff to increase capacity and expertise, and
procure a consultant to provide technical assistance, maintaining the responsibility of overseeing
the program and compliance of individual projects. Local jurisdictions will be responsible for
implementation and oversight of approved projects, with regular monitoring by the state.
Per unit maximum assistance will be consistent with HOME limits established by HUD for each
117
participating jurisdiction. These limits are found in 83 CFR 25683. If HUD has issued a regional
per-unit subsidy increase for the participating subgrantee, the alternative subsidy amount may be
used, up to 240 percent of the HOME subsidy limit. The minimum threshold for multifamily housing
project participation is a total project cost of $250,000 per project.
FIGURE 96: PER UNIT CDBG-DR FUNDING LIMIT
Bedrooms CDBG-DR Funding Limit/Unit
0 $61,28
1 $70,250
2 $85,424
3 $110,512
4+ $121,307
118
The appropriate HOME cost allocation will be used on a per-project basis to ensure that CDBG-
DR funds are applied to a proportionate share of total development cost. Individual projects are
not subject to a funding cap, but subgrantees may not request CDBG-DR funds greater than the
allocations indicated in the Allocation Methodology section and Figure 97 below. Furthermore,
projects are subject to the per-unit limit in Figure 96 above.
If subgrantees are not able to provide qualifying projects, HCD may re-allocate funds to other
projects or subgrantees in accordance with the prioritization criteria defined below.
Eligible Activity
42 USC 5305(a)(4) authorizes the clearance, demolition, removal, reconstruction, and
rehabilitation (including rehabilitation which promotes energy efficiency) of buildings and
improvements (including interim assistance, and financing public or private acquisition for
117
-https://www.hudexchange.info/resource/2315/home-per-
unit-subsidy/.
118
U.S. Department of -assisted
units in multi-
https://www.hudexchange.info/resources/documents/Notice-CPD-16-15-Allocating-Eligible-Costs-and-Identifying-
HOME-Assisted-Units-in-Multi-Unit-HOME-Rental-and-Homeownership-Development-Projects.pdf
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reconstruction or rehabilitation, and reconstruction or rehabilitation, of privately owned properties,
and including the renovation of closed school buildings).
The eligibility of housing projects is further established in 83 CFR 40315, which requires grantees
to address unmet housing recovery needs with CDBG-DR funds.
National Objective
In accordance with 24 CFR 570.208, all CDBG-DR funded activities must satisfy a national
objective. For the multifamily program, all projects will meet the low to moderate income housing
national objective. While proposed projects may be mixed-income units, CDBG-DR funds will only
be applied to the affordable units for occupation by low- to moderate-income households.
Allocation Methodology
Funding is available to subgrantees based on a formula to determine a proportionate share of the
total program allocation based on the impacts to that jurisdiction. HCD used a methodology to
calculate the allocations based on the FEMA IA applicants below 120 percent area median
income with a FEMA verified loss (FML) greater than $0 with a major high, major low, or severe
damage designation. The sum of this FEMA IA funds disbursed
divided by the total unmet need for rental housing is the proportionate share of funding. This
allocation also ensures that nearly 95 percent of multifamily housing recovery funds are spent in
MID areas.
FIGURE 97: MULTIFAMILY HOUSING RECOVERY BY SUBGRANTEE ALLOCATION
$ Outside % Outside
Allocation Summary Total $ $ to MID % to MID
of MID of MID
Sonoma County $4,698,809 $4,698,809 100% $0 0%
City of Santa Rosa $38,469,772 $38,469,772 100% $0 0%
Ventura County $2,756,047 $2,756,047 100% $0 0%
City of Ventura $4,601,064 $4,601,064 100% $0 0%
Mendocino County $6,591,778 $6,235,730 95% $356,048 5%
Yuba County $1,666,091 $1,622,677 97% $43,413 3%
Napa County $420,094 $0 0% $420,094 100%
City of Napa $2,889,774 $2,851,517 99% $38,257 1%
Lake County $1,157,983 $1,114,570 96% $43,413 4%
Santa Barbara County $588,504 $57,028 10% $531,476 90%
City of Santa
$848,011 $848,011 100% $0 0%
Barbara
Butte County $679,013 $0 0% $679,013 100%
Los Angeles County $590,987 $0 0% $590,987 100%
Nevada County $424,028 $0 0% $424,028 100%
San Diego County $405,845 $0 0% $405,845 100%
Total $66,787,799 $63,255,225 94.71% $3,532,575 5.29%
Delivery
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The Multifamily Housing Program is administered and monitored by HCD. However, CDBG-DR
funds are subgranted to local governments. HCD will publish program guidelines that will include
the process for local governments to submit project proposals. Local governments are responsible
for determining how to select projects within their jurisdictions (e.g. through an RFP, NOFA, or
similar solicitation process) and prioritize the use of the allocated funding (through cost estimates
and analysis).
Once local governments have selected projects, they will submit proposals to HCD for review and
approval. The review process will ensure compliance with the established program guidelines,
regulatory requirements, and broader recovery goals. In reviewing the proposed projects
submitted by local governments, newly constructed or substantially rehabilitated multifamily
housing must comply with the accessibility requirements of both the federal Fair Housing Act and
Section 504 of the Rehabilitation Act of 1973. As projects are approved, HCD will enter into a
funding to the project, establish timelines and milestones, and reiterate relevant compliance
requirements.
Subgrantees will operate the approved multifamily housing project(s) in accordance with their
local requirements, the established program guidelines, and as set forth in a Standard Agreement
between HCD and the subgrantee. Their role will include the procurement of qualified developers
and/or construction contractors, project management, environmental reviews, compliance
monitoring (including Section 3 and applicable labor and wage requirements), construction
management, and project closeout. Subgrantees can open solicitations to qualified developers.
Procurements of developers and contractors must adhere to the procurement requirements set
forth in 2 CFR Part 200.218 200.326. Construction advertisement and procurement will include
notifying minority and women-owned businesses of contracting opportunities available for
federally assisted projects. HCD will review developer experience as a part of the project review
process to ensure that developers have multifamily housing development experience. Qualified
developers must have completed at least three multifamily developments, at least one of which
included affordable rental units.
Multifamily developments funded under this CDBG-DR grant will adhere to standard requirements
set by HCD to ensure compliance, as well as specific requirements set by the governing federal
income limits. All requirements of the multifamily program will be outlined in detail in the program
manual and application guidelines for subgrantees. HCD will provide technical assistance to
ensure compliance with CDBG-DR requirements and consistency with the program guidelines. In
addition, regular monitoring of the subgrantee and specific projects will be conducted to test
compliance and ensure timely project completion.
Eligibility
Eligibility of multifamily housing project proposals will be assessed by HCD. Specific eligibility
criteria include:
The proposed project must be located in a Most Impacted and Distressed area, or
otherwise have been impacted by DR-4344 or DR-4353.
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The proposed project must have a minimum of eight total units.
The proposed project must have a minimum of four affordable units or 30 percent of units
must be affordable units, whichever is greater.
The proposed project must meet one of the HCD project types defined
119
-5).
All sources of funding required to complete the project must be identified and secured or
readily accessible.
The proposed project must be cost reasonable, which is what a reasonable person would
pay in the same or similar circumstances for the same or similar item or service. Cost
reasonableness may be documented by comparing costs between vendors or by
comparing submitted costs to an independent cost estimate.
The proposed project must not exceed the HOME per-unit subsidy limit.
The proposed project must meet the following affordable rent requirements and tenant
income limits over the duration of the minimum affordability period. At a minimum, the
following thresholds must be adhered to in all projects:
o HCD will determine the percent of units in an approved multifamily development
that will be leased to tenants with an income of up to 80 percent of the area median
income based on regulatory and program requirements.
o Affordable rents in multifamily projects will be determined by calculating FMR along
o Multifamily developments must meet the following affordability requirement: a
minimum affordability period of 15 years for the rehabilitation or reconstruction of
multifamily rental projects with eight or more units and a minimum affordability
period of 20 years for the new construction of multifamily rental units with five or
more units. Multifamily projects with funding sources that require longer
affordability periods will have the longer affordability period prevail over the 15- or
20-year requirement.
HCD will monitor subgrantees to ensure that appropriate environmental reviews, award closings,
monitoring, and closeout are conducted on a per-project basis. HCD will also monitor to ensure
that the specific requirements of other funding sources committed to the project are also
satisfactorily met. A monitoring plan will be established with the subgrantee upon closing of the
grant award.
Details on affordable rent requirements, tenant income limits, and minimum affordability period
can also be found under Section III, part 1(e).
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Prioritization
Evaluation criteria will be fully defined in the program guidelines; however, initial prioritization will
ultimately occur at the local level through the selection of projects to propose to HCD for funding.
Subgrantees may not receive CDBG-DR funds in excess of the amounts allocated to them in the
Allocation Methodology outlined above and as expressed in Figure 97. Projects proposed in MID
areas will be prioritized above those that are proposed outside of MID areas by subgrantee, and
non-MID allocated funds may be used in MID areas. Subgrantees will provide their own priority
ranking for HCD to review, but HCD will ultimately prioritize the following projects:
1. Projects providing permanent supportive housing (PSH) units. The HCD Supportive
Housing Multifamily Housing Program (SHMHP) defines a PSH Multifamily Housing
project as a project with a minimum of five supportive housing units, or a minimum of 40
percent of total units, whichever is greater, and must have associated supportive services
for the intended target population living in the restricted units, pursuant to California Health
and Safety Code Section 50675.14. If proposed projects have fewer than five supportive
housing units or 40 percent of total units available as supportive housing, these projects
will remain higher priority than a project with a comparable number of affordable rent units.
2. Projects providing housing for Extremely Low-Income (ELI) individuals or families. ELI is
defined as income less than 30% of the area median income or the federal poverty level,
whichever is higher for the area of the proposed project.
3. Projects providing units of Transitional Housing (TH). California Health and Safety Code
Section 50801(i) defines TH as housing with supportive services for up to 24 months that
is exclusively designated and targeted for recently homeless persons. Transitional
housing includes self-sufficiency development services, with the ultimate goal of moving
recently homeless persons to permanent housing as quickly as possible, and limits rents
and service fees to an ability-to-pay formula reasonably consistent with the United States
for low-income persons. Rents and service fees paid for transitional housing may be
reserved, in whole or in part, to assist residents in moving to permanent housing.
4. Projects providing a greater ratio of affordable rent units to total units.
In addition to the prioritization criteria above and the LMI requirement for CDBG-DR funded units,
initial occupancy of multifamily units will require prioritization for individuals and families that were
impacted by the disasters to the greatest extent possible. Examples of renters impacted by the
disasters include renters that have lost rental units or have been displaced due to the impacts of
DR-4344 and DR-4353.
Prior to receiving an award, HCD will conduct an underwriting analysis. A pro forma must be
provided along with the project proposal. The specific requirements of the pro forma will be
detailed in the funding application. A review of the pro forma and the project will be used to
prioritize projects. Subgrantees may provide up to three alternatives to each proposed project to
allow for ranked prioritization from HCD in consideration of those alternatives. HCD will also
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assess subgrantee capacity to execute and monitor the proposed project(s) as a factor in
prioritization review.
Eligible and Ineligible Costs
HCD commits to funding activities eligible under Title I of the Housing and Community
Development Act of 1974 or those activities specified by waiver in 83 FR 5851. Selected projects
will be funded through completion in accordance with their financing needs. Alternate forms of
funding, such as private investment, must be expended before CDBG-DR funds are released.
HCD, in coordination with the subgrantee, will perform a check for duplication of benefit prior to
issuing an award to ensure that duplicative assistance is not provided for multifamily housing.
DOB checks will be maintained in the project file. Complete lists of eligible and ineligible costs will
be provided in the program guidelines.
Eligible costs include:
Architectural and engineering design
Permitting fees
Developer fees
Mobilization, site prep, and clean up
Construction costs
Ineligible costs include:
Pre-proposal costs and proposal development costs
Land acquisition costs
Advances on construction
Facility operating or maintenance expenses
HCD reserves the right to question the applicability and eligibility of costs on a per-proposal basis.
HCD will also ensure that construction costs are reasonable and consistent with current market
costs for the area where the multifamily construction will take place and HCD will require that
construction contractors or developers present a plan to control costs over the duration of the
project.
Form of Assistance
Selected proposals will be funded by grant on a reimbursement basis via a Standard Agreement
between HCD and the subgrantee. Specific payment terms and conditions are outlined in the
Standard Agreement. The Standard Agreement will define financial and property management
requirements as well as remedies to correct deficient or non-compliant projects. Standard
Agreements will also contain CDBG-DR recapture provisions for non-performance or breach of
subgrantee responsibility. HCD will monitor construction agreements between the subgrantee
and the developer or contractor to ensure that proper financial controls and safeguards are in
place to protect CDBG-DR funds.
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Timeline
The multifamily housing program is expected to launch in Quarter 2 of 2019. Proposals are
expected to be submitted by Quarter 4 of 2019 for selection and construction will continue through
the end of the grant term, or until all projects are complete and funds are expended. Individual
construction timeframes will be specific to each selected proposal.
Unmet Needs
The unmet needs analysis indicated that the need for rental housing recovery is greater than the
need for owner occupied housing recovery. Multifamily housing projects will be funded to address
the unmet housing recovery need. Of the $114,415,447 identified to address the housing recovery
need, $66,787,799 will be used to address the rental housing recovery need through multifamily
housing development.
FIGURE 98: UNMET RENTAL HOUSING RECOVERY NEED
Identified CDBG-DR
Category
Unmet Need Funded
Rental Housing Recovery $108,519,601 $66,787,799
3. Infrastructure Recovery Programs
FEMA-Public Assistance Match Infrastructure Program
In some cases, damaged public utilities are critical to the restoration of housing services in
impacted areas. HCD will provide impacted local governments funds to ensure that critical utility
and water control infrastructure recovery needs are met. CDBG-DR funds will be used to fund the
non-federal share match on approved FEMA Public Assistance (PA) projects. At this time, the
program will only fund the local portion of the non-federal share match for FEMA categories D
(water control facilities) and F (utilities) that are clearly established by the potential subgrantee to
further the housing recovery process.
Examples of potential PA Match projects include, but are not limited to, sewer and water systems
necessary to complete housing recovery. HCD understands that FEMA PA match amounts are
ever-changing and will continue to assess the funds allocated to this program.
Program guidelines will be established that outline the requirements of the program and rules for
specific projects, including general eligibility, specific eligible and ineligible costs, and the criteria
for evaluating project proposals.
DR-4353 and DR-4344 include wildfires, mudflows, debris flows, and limited flooding. The fires
exacerbated the mudslides and flooding. HCD is not proposing the construction or rehabilitation
of storm water management systems in impacted areas. HCD proposes using CDBG-DR funds
as a match for approved FEMA PA projects (Category D and F only).
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In terms of flood risks, Government Code Section 65302(2)(d)(3) states that the conservation
element shall identify rivers, creeks, streams, flood corridors, riparian habitats, and land that may
accommodate floodwater for purposes of groundwater recharge and stormwater management.
Additional section 65302(4)(g)(2) states the safety element upon the next revision of the housing
element shall set comprehensive goals, policies, and objectives based on the information
identified for the protection of the community from the unreasonable risks of flooding. These codes
point to HCDility to identify and create plans to address flooding; however, they do
not explicitly require the construction or rehabilitation of storm water management systems in the
event of a natural disaster. An environmental review for each project will bring awareness of the
impacts and compliance required for the development. Projects will need to employ technology
that will improve the resilience of the system in the long term and lessen any effects of the
installation.
HCD will leverage internal resources, bring on staff to increase capacity and expertise, and
procure a consultant to provide technical assistance to eligible jurisdictions, maintaining the
responsibility of overseeing the program and compliance of individual projects. HCD will accept
applications from local jurisdictions. Eligible cities and counties may work in coordination with
other local entities with projects that may qualify under FEMA PA categories D and F, such as
school or water districts, and can tie their project to housing recovery. Jurisdictions may include
these projects in the application to HCD and explain the prioritization of funds. Local jurisdictions
will be responsible for implementation and oversight of approved projects, with regular monitoring
by the state.
Projects will need to be compliant with applicable CDBG and CDBG-DR regulations. Local
their own with
approval. Projects selected should be designed to improve and support
housing recovery, serving those with the greatest need.
HCD will review proposals for the use of funds with local governments and provide technical
assistance and oversight to ensure that local governments receiving funds execute their
infrastructure recovery effectively. All funded projects will be approved by HCD before funds are
sub-granted. The limit of PA Match funds for each participating subgrantee is determined by the
confirmed amount of required match.
Eligible Activity
Infrastructure repair is an eligible activity according to 42 USC 5305(a)(2), which authorizes the
acquisition, construction, reconstruction, or installation (including design features and
improvements with respect to such construction, reconstruction, or installation that promote
energy efficiency) of public works, facilities (except for buildings for the general conduct of
government), and site or other improvements.
In addition, CDBG-DR funds may be used as the non-federal cost share match for FEMA-PA
projects.
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National Objective
PA Match funded projects do not relieve the necessity of meeting a CDBG national objective and
must also meet applicable CDBG-DR requirements. PA Match funding requires a case-by-case
analysis of FEMA-PA project worksheets as well as the funding scenario for the local government.
HCD funds infrastructure repair based on either benefit to a low- and -moderate income area
(LMA) or the urgent need national objective. It is the responsibility of the local government to
substantiate LMA or urgent need as part of its proposal to HCD. As stated in the Needs
Assessment, the vast majority of counties designated within DR-4344 and DR-4353 do not meet
the threshold of 50 percent of LMI persons. However, approximately 64 percent of persons in zip
code 95422, located in Clearlake are considered LMI. Additionally, the majority of funding
associated with the Multifamily Housing Program will directly benefit renters, particularly LMI
populations. The Owner-Occupied Program will employ a tiered eligibility approach to prioritize
LMI homeowners. Thus, all FEMA PA Match program funding must tie back to the long-term
recovery as well as the restoration of housing.
Allocation Methodology
HCD will make funding available to impacted jurisdictions based on the local match requirement
for FEMA PA Category D and F projects. The maximum assistance allowable per project is the
amount necessary to meet the match requirement on a project by project basis based on the
funding cap for each county. FEMA PA Match program funding may be increased to fund
additional D and F projects, based on information received from FEMA, CalOES, and local
municipalities impacted by disaster.
FIGURE 99: PA MATCH PROGRAM ALLOCATION BY SUBGRANTEE ALLOCATION
Allocation Summary FEMA PA Match (D & F Only)
Lake County $6,637
Los Angeles County $0
Mendocino County $18,770
Napa County $309,660
Nevada County $0
Orange County $1,446
San Diego County $0
Santa Barbara County $472,780
Sonoma County $1,238,072
Ventura County $1,470,533
Yuba County $13,905
Total $3,531,803
Delivery
HCD will establish an application phase for impacted municipalities to request funding to satisfy
PA Match. HCD will provide technical assistance and coordinate closely with local governments
during the application phase.
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Once proposals have been reviewed, HCD will provide funds to subgrantees for the delivery of
infrastructure repair programming in accordance with a Standard Agreement with the local
government. Monthly progress reports will be required from the subgrantee, and reimbursement
will be provided to the subgrantee based on the documented completion of agreed upon project
milestones. As projects are selected, HCD will continue to provide technical assistance and
complete regular monitoring throughout the project lifecycle.
Eligibility
Proposed projects will be assessed by HCD. Specific eligibility criteria include:
The proposed project must be located in a Most Impacted and Distressed area, or
otherwise have been impacted by DR-4344 or DR-4353.
The proposed project must be approved for FEMA PA funds.
All sources of funding required to complete the project must be identified and secured or
readily accessible.
The proposed project must relate to infrastructure necessary to continue addressing the
housing recovery need.
Prioritization
Evaluation criteria will be fully defined in the program guidelines; however, prioritization will
ultimately occur at the local level through the selection of projects to propose to HCD for funding.
Eligible jurisdictions may submit applications with multiple proposed projects that meet categories
D and F requirements and support housing recovery. The application will require the jurisdictions
to prioritize the requests in the event that not all projects are eligible or can be funded.
Eligible and Ineligible Costs
HCD commits to funding activities eligible under Title I of the Housing and Community
Development Act of 1974 or those activities specified by waiver in 83 FR 5851. CDBG-DR funds
may fund the following activities:
Required FEMA PA local non-federal share match funding for approved projects under
FEMA categories D (water control facilities) and F (utilities), including repair, replacement,
or relocation of damaged public utilities, such as power lines, gas lines, and sewer and
water lines.
Other FEMA PA non-federal share match funding for categories other than D and F, such
as category C (roads and bridges), if additional funding is made available.
Ineligible costs include:
Required FEMA PA match funding for approved projects under categories other than D
(water control facilities) and F (utilities).
Increases in scope or modifications to PA projects.
Repair or replacement of private roads and bridges.
Repair, replacement, or relocation of private utilities.
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Repair, replacement, or relocation of public utilities not directly damaged by a qualifying
disaster and not necessary for the repair or reconstruction of damaged housing.
HCD is prioritizing infrastructure needed to support the rebuilding of homes, and not funding any
storm water management systems at this time. HCD does follow state law for the development of
storm water management systems. As such, unless there is a maintenance easement that is
dedicated and deeded to the cities and counties, the state cannot legally perform maintenance or
work on areas within private property. In most cases, the private property owner is responsible
for addressing localized drainage problems and maintaining the portion of the drainage system
that is located on their property.
HCD will also ensure that construction costs are reasonable and consistent with market costs for
the location of the infrastructure project during the time of the infrastructure recovery work. HCD
will require that the construction contractor implement cost control measures or verify that
reimbursable costs were correctly controlled during the project. Standard Agreements with
jurisdictions will include subrogation clauses in case of the event of non-compliance with the
applicable requirements and regulations.
Furthermore, HCD will adopt the benefit-cost analysis conducted by local jurisdictions to comply
with the requirements of FEMA PA projects. The completed BCA will be required as part of the
application package submitted to HCD.
Timeline
If HUD approves this Action Plan and the Implementation and Capacity document in the first
quarter of CY 2019, the application period will open in quarter two of CY 2019. Applications will
be accepted, and technical assistance will be provided for 120 days, or until sufficient proposals
are received and approved to expend the entire allocation of FEMA PA Match funds. Individual
project completion timeframes will be determined on a case-by-case basis with the subgrantee,
in accordance with their agreement.
Unmet Needs
Funding PA Match for infrastructure recovery is consistent with the requirement to address
housing recovery needs first. Necessary infrastructure recovery must be complete before housing
recovery is complete. The unmet needs assessment identified $3,270,188 to address the required
match for PA categories D and F. Of the CDBG-DR funds received, $3,531,803 will be used for
PA Match, which includes an estimated 8 percent of the total provided for match to cover
associated activity delivery costs.
FIGURE 100: UNMET INFRASTRUCTURE RECOVERY NEED
Identified Unmet CDBG-DR
Category
Need (PA Only) Funded
Infrastructure Recovery $3,270,188 $3,531,803
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4. Economic Revitalization Programs
HCD acknowledges the unmet economic revitalization need. However, in accordance with
guidance set forth in the Federal Register Notice, CDBG-DR funds must first meet the unmet
housing recovery need. The CDBG-DR funds available are not sufficient to fully address the
unmet housing recovery need; therefore, there are no funds currently allocated to administering
an economic revitalization program. If program needs change or additional funds become
available, an economic revitalization program may be developed using CDBG-DR funds to
support economic recovery in disaster impacted areas.
HCD has developed two programs that may be used to address the unmet economic recovery
need if future funding were made available: 1) Workforce Recovery, and 2) Small Business
Recovery.
Workforce Recovery Program
The primary objective of the Workforce Recovery Program is to prepare low and moderate-income
ort. Often times
following disaster, construction trades and other vital recovery contractors face a workforce
shortage. Workforce recovery programs aim to augment capacity by increasing the stock of vital
labor.
The Workforce Recovery Program partners with existing workforce training programs and
providers to deliver free training to eligible participants. Eligible participants will be trained in
construction trades to assist in the recovery effort to speed construction projects and other
recovery initiatives to completion and to provide ongoing economic benefits to LMI residents.
Program guidelines will be established that outline the requirements of the program and rules for
specific projects, including general eligibility, specific eligible and ineligible costs, and the criteria
for evaluating project proposals.
Eligible Activity
Title I of the HCD Act 105(a)17 authorizes economic revitalization as an eligible CDBG-DR funded
activity. Additionally, economic revitalization is specifically mentioned as an eligible use of CDBG-
DR funds in the Federal Register Notice 83 FR 5844.
National Objective
In accordance with 24 CFR 570.208, all CDBG-DR funded activities must satisfy a national
objective. The Workforce Recovery satisfies the benefit to low-to-moderate income jobs.
Allocation Methodology
No program funds are currently allocated to the Workforce Development Program. If additional
CDBG-DR funds become available in the future, and the unmet housing recovery need is fully
satisfied, HCD will explore options to utilize the Workforce Recovery Program defined herein.
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Delivery
The program is monitored at the state level but is delivered and administered through the use of
local not-for-profit organizations acting as subrecipients to HCD. A Notice of Funding Availability
(NOFA) will be used to solicit application for funding from local workforce development and
training organizations.
Eligibility
Workforce Recovery Program applicants must demonstrate that 51 percent of their current
program participants are LMI or that they will establish a program in which 51 percent of their
participants are LMI. The applicant must demonstrate a sufficient pass/fail rate and demonstrate
evidence of competitive advantage from completing a course of study, including employment
records or a record of application for employment to relevant fields.
Prioritization
In accordance with HUD requirements, 80 percent of available funding must be expended in the
Most Impacted and Distressed areas. Additional priorities will include subrecipients serving
predominately LMI areas, as well as entities with a demonstrated history of successful workforce
development programming. Success of the proposed training program will be assessed as
responses to the NOFA are reviewed. Prioritization criteria will be fully defined in the NOFA.
Individuals impacted by the disaster will be targeted by outreach and specific marketing
campaigns to benefit fully from the Workforce Recovery Program. Marketing and outreach
guidance will be developed to specifically target these populations as program design begins.
FIGURE 101: WORKFORCE REOVERY PROGRAM PRIORITIZATION
Workforce Development Program Prioritization Tiers
Location of the Training Income of the
Site Beneficiary
7 Most All Areas LMI All
Impacted That Only Incomes
Counties Received a
and Zip Federal
Codes Disaster
Declaration
Tier 1 X X
Tier 2 X X
Tier 3 X X
Tier 4 X X
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Eligible and Ineligible Costs
HCD commits to funding activities eligible under Title I of the Housing and Community
Development Act of 1974 or those activities specified by waiver in 83 FR 5851. Qualifying
workforce recovery programs are reimbursed for salaries and benefits for instructors, operating
costs for educational programming, supplies, materials, and required equipment. Workforce
recovery programming includes, but is not limited to, training in the following areas:
Masonry
Roofing
Carpentry
Concrete and flatwork
Plumbing
Heating, Ventilation, and Air Condition (HVAC)
Electricity
On-the-job Training (OJT)
Form of Assistance
Qualifying organizations receive funding from HCD to execute programming as a reimbursement
for costs incurred.
Small Business Recovery Program
The primary objective of the Small Business Recovery Program is to provide funding to eligible
small businesses located within impacted areas to assist them with ongoing operations and speed
their recovery. Assistance is issued to qualifying small businesses to reimburse the costs of lost
or damaged inventory, stock, and equipment.
Program guidelines will be established that outline the requirements of the program and rules for
applicants, including general eligibility, specific eligible and ineligible costs, and the criteria for
evaluating applications.
Eligible Activity
42 USC 5305(a)(17) authorizes the provision of assistance to private, for-profit entities, when the
assistance is appropriate to carry out an economic development project (that shall minimize, to
the extent practicable, displacement of existing businesses and jobs in neighborhoods).
National Objective
The Small Business Recovery Program will meet the LMI national objective. The mechanism for
meeting the LMI national objective will be the creation and retention of jobs for LMI individuals.
Participating small businesses will have their job creation and retention monitored to demonstrate
compliance.
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Allocation Methodology
No program funds are currently allocated to the Small Business Recovery Program. If additional
CDBG-DR funds become available in the future and the unmet housing recovery need is fully
satisfied, HCD will explore options to utilize the Small Business Recovery Program defined herein.
Delivery
The Small Business Recovery Program is implemented at the state level. Affected small
businesses apply to HCD for assistance and are provided up to $50,000 for recovery needs
including repair or replacement of damaged equipment, stock, and materials lost due to the
qualifying disaster. Awards are calculated in accordance to the eligibility and underwriting
guidance outlined in the Federal Register Notice. Additional details will be included in program
guidelines.
Eligibility
Small Business Recovery Program applicants must conform to Small Business Administration
(SBA) industry-specific definitions for small businesses. Applicants must demonstrate adverse
impacts from the disaster, including damage or loss to equipment, stock, and materials necessary
for ongoing business continuity. Assistance is provided after an analysis of other benefits received
to prevent a duplication of benefits.
Prioritization
Program funding prioritization first accounts for expending grant funds in the Most Impacted and
Distressed areas. Applications for assistance from businesses which meet the SBA definition of
a small business will be prioritized. Otherwise, applications for assistance are prioritized in the
order in which they are received. Applicants that are not responsive or found to be ineligible are
moved off the list after due diligence by their assigned case manager. If funds remain after serving
the Most Impacted and Distressed areas, qualifying applicants outside of the Most Impacted and
Distressed areas may be served.
Eligible and Ineligible Costs
HCD commits to funding activities eligible under Title I of the Housing and Community
Development Act of 1974 or those activities specified by waiver in 83 FR 5851. Eligible costs
include:
Payment for working capital
Replacement of inventory or stock destroyed by the qualifying event
Replacement of supplies and materials needed for business continuity
Ineligible costs include:
New equipment that serves as an upgrade to undamaged property or property that did not
exist prior to the qualifying event
Unsubstantiated or unsupported costs
Construction activities
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Form of Assistance
Qualifying applicants receive assistance from HCD as a deferred forgivable loan to execute
programming or as a reimbursement for costs incurred. All costs are reviewed by the program to
ensure eligibility.
5. Remaining Unmet Needs
Additional unmet recovery needs persist in impacted areas of the state. These unmet recovery
needs include agriculture losses reported by local impacted entities. However, in focusing on
housing recovery needs, these remaining unmet needs are unaddressed by this Action Plan. If
additional funds become available or there is the ability to reprogram existing funds, remaining
unmet needs may be addressed with CDBG-DR funds.
HCD commits to working to identify additional sources of funds which may contribute to the
unaddressed unmet needs of impacted individuals and areas to speed the full recovery of the
State of California.
6. Long-term Commitments
HCD commits to funding activities which address long term recovery and restoration of housing
and infrastructure in the Most Impacted and Distressed areas. HCD leverages partnerships at
the local level to ensure that subgrantees share a commitment and responsibility to long-term
recovery and future disaster risk reduction.
V. Citizen Participation
The following Citizen Participation Plan has been developed in compliance with § 24 CFR 91.115
and applicable HUD requirements to enumerate citizen participation policies and procedures as
they relate to this Action Plan, intended to maximize the opportunity for citizen involvement in the
planning and development of the California CDBGDR recovery programincluding proposed
program activities and amount of funding.
The goal of the Citizen Participation Plan is to provide residents impacted by DR-4344 and DR-
4353 with opportunities to participate in the planning and continued -
DR recovery programs.
HCD has prioritized a robust citizen participation process to ensure all citizens and stakeholders
are provided the opportunity to contribute to and understand their recovery process. Stakeholder
briefings were held with all impacted jurisdictions over the course of September and October
2018, providing forums for structured conversations directly with key stakeholders to inform them
on the basics of CDBG-DR funds, assistance being considered for their communities, the
methods and means by which such assistance may be provided, and general process and
timeline.
Round I public meetings were held in October 2018. Targeting the most impacted geographies,
three meetings were held in Northern California and two in Southern California. Round I welcomed
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citizens into a conversation and provided a briefing to communities on the timeline, process, and
eligible uses of CDBG-DR funding.
Round II public meetings will be held in coordination with the Action Plan public comment period.
With the draft Action Plan published for public comment, Round II meetings will allow for in-person
dialogue about the proposed method of distribution, allocations, and programs.
1. Publication
Before the adoption of this Action Plan or any substantial amendments, HCD will publish the
proposed plan or amendment on the CDBG-DR Action Plan webpage
(http://www.hcd.ca.gov/community-development/disaster-recovery-programs/cdbg-dr.html). The
webpage will include links to action plans, action plan amendments, citizen participation
requirements, and activity/program information for activities described in the action plan,
including details of all contracts and ongoing procurement policies. The webpage will also store
every HUD Quarterly Performance Report (QPR), with information accounting for how funds are
being used and managed.
The Action Plan will be available for public review and comment for thirty (30) days from
November 12 through December 12, 2018. The published Action Plan will be readily accessible
to all citizens, public agencies, and other interested parties. HCD will ensure accessibly by notifying
citizens through electronic mailings, press releases, statements by public officials, media
advertisements, public service announcements, newsletters, contacts with neighborhood
organizations, and/or through social media. HCD will ensure that all citizens have equal access
to information about the programs, including persons with disabilities (vision and hearing
impaired) and LEP. A Spanish version of the Action Plan will also be available. HCD consulted
the Guidance to Federal Financial Assistance Recipients Regarding Title VI, Prohibition
January 22, 2007, in the Federal Register (72 FR 2732), to comply with citizen participation
requirements. A summary of all comments received during the public comment period will be
noted and summarized in the final Action Plan.
2. Consideration of Public Comments
The thirty (30) day public comment period of the for the Action extended from November 13, 2018
to December 12, 2018. HCD will consider all public comments received in writing, via e-mail, or
delivered in person at official public hearings regarding this Action Plan or any substantial
amendments. HCD will make public comments available to citizens, public agencies, and other
interested parties upon request.
To ensure citizens have equal access and opportunity to provide comments on the Action Plan,
HCD will post notices and work with local governments to ensure outreach to impacted residents
and vulnerable populations. Additionally, HCD conducted a four factor analysis to determine
populations with Limited English Proficiency, will translate pertinent materials into Spanish, have
American Sign Language (ASL) interpreters available and a Spanish language translator at every
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meeting. HCD will also provide translation services for additional languages if requested in
advance.
3. Citizen Complaints
HCD will provide a timely response to citizen complaints. Citizens may file a written complaint or
appeal through the Disaster Recovery email: DisasterRecovery@hcd.ca.gov
Resilience and Recovery Specialist: susan.naramore@hcd.ca.gov. Citizens may also submit
complaints by postal mail to the following address:
ATTN: Susan Naramore
Specialist - Resilience and Recovery / NDR Project Manager
Housing & Community Development
2020 W. El Camino Avenue, Suite 500
Sacramento, CA 95833
The response will be provided within fifteen working days of the receipt of the complaint, if
practicable.
4. Substantial Amendment
HCD will engage citizens throughout the disaster recovery program to maximize the opportunity
for input on proposed program changes that result in a substantial amendment Substantial
Amendments are characterized by either an addition or deletion of any CDBG-DR funded
program, any funding change greater than $3 million of the CDBG-DR allocation, or any change
in the designated beneficiaries of the program. Substantial amendments will be available on the
State of California CDBG-DR Action Plan website (http://www.hcd.ca.gov/community-
development/disaster-recovery-programs/cdbg-dr.html) for public review and comment for at
least 30 days before finalization and incorporation into the comprehensive Action Plan. A
summary of all comments received will be included in the final Substantial Amendment submitted
to HUD for approval.
5. Non-substantial Amendment
Non-substantial Amendments are minor, administrative changes that do not materially alter
activities or eligible beneficiaries. Any such amendments will be presented to HUD five days prior
to incorporation in the comprehensive Action Plan.
Every amendment to the Action Plan (substantial and non-substantial) will be numbered and
posted on the HCD website.
6. Community Consultation
To ensure HCD sufficiently assesses the recovery needs of all areas affected by the disasters,
HCD consulted with Indian Tribes, local governments, federal partners, nongovernmental
organizations, the private sector, and other stakeholders and affected citizens in the surrounding
geographic area to ensure consistency of the Action Plan with applicable regional redevelopment
plans. HCD will continually provide opportunities for partners, local governments and citizens to
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provide input into programs and ensure outreach to all minority groups and persons with
Tribal Consultation
HCD reached out to leaders from 87 tribes via mail and email in August and September 2018 (a
complete list of tribes contacted can be found in Appendix B) to determine the following:
Facility damage (emergency shelters, transitional shelters, supportive housing, or
housing for elderly/disabled).
Impacts to alternatively housed communities, including homeless encampments, single
room occupancy buildings, migrant housing, or other.
Increase in client volume because of the disaster.
Among impacted Tribal governments, the Robinson Rancheria of Pomo Indians tribe reported
numerous indirect impacts related to DR-4344. They housed 75 members of the neighboring El
Em Indian Colony who were displaced by the Sulphur Fire, and reported that the families of five
tribal members who lived off reservation were affected by the Redwood Valley Fire. The Tribe
reported that their main impact was lost revenue related to their hotel and casino. Losses were
due to housing firefighters, members of their tribe and sister tribe, and cancelled reservations due
to poor air quality. The Middletown Rancheria Band of Pomo Indians tribe reported physical
damage to the Tribe-owned Pine Casino & Hotel due to smoke and ash, with repairs covered by
insurance beyond a $10,000 deductible.
Stakeholder Consultation
HCD staff traveled around the state and visited each of the HUD identified Most Impacted and
Distressed areas. At these meetings, participants were given a brief overview of the proposed
program with an opportunity to ask any questions that they may have of staff. Most of the meeting
was open dialogue with local government officials, community leaders, and nonprofit
organizations asking questions and HCD staff providing responses. Key questions and concerns
that were raised during these meetings are described below.
Local Government Consultation
HCD has met consistently with the local governments and housing authorities for all impacted
areas allowing for point-in-time updates to the public to be directed through local governments
informing citizens of the basics of CDBG-DR funds, assistance they may be eligible to receive,
and general process and timeline. HCD leveraged existing networks and meeting schedules to
ensure engagement was convenient. In each impacted area HCD met with public official,
government departments, government agencies, community foundations and non-profit
organizations. HCD also attended community planning/recovery visioning discussions, Board of
Supervisors meetings, City Council meetings, and neighborhood/community organization
meetings.
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Public Meetings
HCD conducted extensive public and stakeholder outreach in direct coordination with impacted
local governments; the meetings are detailed in Appendix B. In its two rounds of stakeholder
meetings and public meetings, HCD presented program information for comment by stakeholders
and the public. HCD held Round I of public meetings during Action Plan development to both
provide an overview of the Action Plan process and collect input from impacted citizens and
community leaders.
The Round II public meetings were held concurrently with the draft Action Plan public comment
period, built from the feedback received in Round I and provided additional details for
consideration. HCD took the feedback on program design from Round II of the public meetings to
finalize its program design decisions. All public hearings were publicized by HCD as well as local
government partners in the applicable jurisdictions. HCD also created and passed out summary
memos on CDBG-DR funding and the proposed homeowner program, translated these
documents and the presentations into Spanish, and passed them out to each meeting attendee.
The Round I series of meetings commenced on October 2, 2018 and concluded on October 11,
2018. Round II commenced on November 25, 2018 and concluded on December 5, 2018. The
meeting schedule ran as follows:
I. Round I
a. October 2, 2018 City of Santa Rosa, Napa, and Sonoma counties
City of Santa Rosa Utilities Field Operations Center
Santa Rosa, CA
6-8pm
b. October 3, 2018 City of Clearlake, Mendocino and Lake Counties
Redwood Valley Grange
Redwood Valley, CA
6-8pm
c. October 4, 2018 Yuba, Nevada, and Butte Counties
Yuba County Board of Supervisors Chambers
Marysville, CA
6-8pm
d. October 9, 2018 Los Angeles County and City of Los Angeles
Dexter Park Recreation Center
Sylmar, CA
6-8pm
e. October 11, 2018 City of Ventura, Ventura and Santa Barbara Counties
Ventura County Government Center Hall of Administration
Ventura, CA
6-8pm
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II. Round II
a. November 25, 2018 - Sonoma County & City of Santa Rosa
City of Santa Rosa Utilities Field Operations Center Utilities Training Rooms A,
F& M, 35 Stony Point Road, Santa Rosa, CA 95401
6-8pm
b. November 29, 2018 - Mendocino & Lake Counties
Mendocino County Administration Center, Conference Room C, 501 Low Gap
Road, Ukiah, CA 95482
6-8pm
c. December 3rd, 2018 - Napa County
Napa County Health and Human Services Conference Center, 2751 Napa Valley
Corporate Drive, Napa, CA 94558
6-8pm
d. December 4th, 2018 - Yuba, Nevada & Butte Counties
Yuba County's Board of Supervisors Chambers, 915 8th Street, Marysville, CA
95901
6-8pm
th
e. December 5, 2018 - Ventura, Santa Barbara & Los Angeles Counties
City of Ventura Council Chambers, 501 Poli Street, Ventura, CA 93001, 2nd Floor
Ventura, CA
6-8pm
Interpreters were made available at the meetings to assist those participants in need of Spanish,
English or sign language. HCD accepted all comments from citizens, either sent in writing to the
designated email (DisasterRecovery@hcd.ca.gov) or shared orally at the public meetings. Only
comments submitted during the formal public comment period are included in the public comment
Appendix D to the Action Plan, coupled with a response from HCD. Stakeholder and Public
Meeting Comments
The following provides a summary of the key themes that were raised in the September and
October 2018 stakeholder meetings with each impacted community:
Assistance for Small Rental Properties Participants noted a need for a small rental
program to address rental properties under four units.
Owner Occupied Program Details Stakeholders expressed interest in seeing specific
guidelines for the owner occupied program. Areas of interest included eligible and
ineligible costs, terms of assistance, and award calculation methodology.
City and County Allocations City and County officials expressed an interest in
understanding how much CDBG-DR funding their community would receive and if both
cities and counties would both be able to apply for funding.
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Funding for Roads and Bridges Participants expressed the need for funding road
repairs and reconstruction (both public and private roads and private bridges).
Leveraging State/Local Funding Participants requested information about leveraging
funding sources with CDBG-DR funds, including CalHome programs.
Funding Timeline Participants inquired about the timeline to receive CDBG-DR funding
and when their community and residents would begin receiving funds.
Accessory Dwelling Units (ADUs) There were questions about whether ADUs would
receive funding through the CDBG-DR funding.
The following summarizes the key themes that came out of the Round I public meetings held in
October 2018:
Funding Timeline Attendees questioned when CDBG-DR funding will be available.
National Environmental Policy Act (NEPA) Stop-Work Order Concern was
expressed over this order and the time it will take HCD to complete environmental
clearance for owner occupied rehabilitation and reconstruction.
Funding for Detached Units Attendees had questions about funding for rehabilitation
and reconstruction of detached units.
Reimbursement (for work already completed) Residents are concerned they will not
be reimbursed for repair or reconstruction work they have completed using personal funds.
Allocation Methodology Residents inquired about the methodology used to distribute
funds to different programs and how that translates to funding available in their community.
Owner Occupied Funds Residents questioned if funds will be distributed to owner
occupied households as a grant or loan.
Low-to-Moderate Income Concern that household income limitations and requirements
are too low and unrealistic for the impacted areas.
Timing of CDBG-DR Funds Concern expressed that CDBG-DR funds will not be
available until after temporary housing support from other sources ends.
The following provides a summary of the key themes that were raised in the November briefings
with stakeholders from all impacted counties, including government officials, nonprofit
organizations, and elected officials.
Environmental Review & CEQA - Stakeholders were interested in whether the HUD
environmental could be used to satisfy the California Environmental Quality Act (CEQA).
Multifamily Funding - Participants expressed interest in on the fundable project types,
whether solicitation would be completed at a local level, and whether jurisdictions could
apply together.
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Information Sharing - Stakeholders requested access to the presentation deck
discussed.
The following summarizes the key themes that came out of the Round II public meetings held in
November and December 2018:
Eligibility - Participants expressed a need for the evaluation of specific community
demographics, along with post-disaster financial and housing needs when determining
eligibility.
Use of Funds - Participants were interested in how these funds will address the rising
housing costs, code costs, land shortages, residents who are unable or unwilling to
rebuild, homeless, tribal populations, and renters.
Information Sharing - Stakeholders requested more information about the
dissemination of the survey, along with how tribal, LMI, and senior communities will have
access to the survey.
Program Design - Participants raised questions about eligible projects, housing types,
contractor selection, and how the funds will flow from the state to eligible recovery
efforts.
Rental Program - Residents expressed interest in the design, implementation, eligibility,
and policies that would be associated with the rental program(s), given the varying
needs of renters.
The input received during the above referenced briefings an
recovery plan, including decisions related to funding allocations and program design. HCD will
continue to affirmatively outreach to all minority groups and persons with disabilities for future
public meetings and consultations.
7. Public Website
HCD will maintain a comprehensive website dedicated to CDBG-DR programs and related
activities, including the final Action Plan, public comments, and Citizen Participation Plan. The
website can be found at the following address: http://www.hcd.ca.gov/community-
development/disaster-recovery-programs/cdbg-dr.html. In addition to the public website, HCD will
procure a vendor to communicate with program applicants regarding their application status. This
is mentioned further in the next section.
8. Waivers
No waivers have been requested at this time.
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VI. Administration and Planning
1. Application Status
HCD is responsible for the implementation of the CBDG-DR programs and projects, including the
means of communicating with program applicants. HCD is proposing to directly implement an
Owner Occupied Rehabilitation and Reconstruction Program that will provide assistance to
eligible applicants. Oversight of the application process will be managed by HCD and its
contractors. For applicant communication in that program, HCD and its contractors commit to
sharing timely and accurate information throughout the lifecycle of the program. HCD will procure
a program implementation contractor that will be responsible for providing necessary information
to each applicant and support the applicant through the lifecycle of the program. HCD will include
standard communication requirements in the solicitation for program implementation services.
To ensure effective communication, HCD or its procured contractor will host and maintain a
website with a web-based portal at www.ReCoverCA.org for applicants to access their application
status at any time in the process. Additionally, HCD will gather information from each applicant
during the intake process that will be used for communication purposes. These communication
methods include:
Mailings to the damaged and current mailing addresses;
Emails to primary and secondary email addresses; and
Phone calls to primary and secondary phone numbers.
information updated. This system will also keep applicants apprised of key changes to their
application status.
Additionally, HCD utilizes the disaster recovery page on its website to share overall grant updates,
publication of action plan amendments, and critical grant communications. HCD will provide
hyperlinks to www.ReCoverCA.org, which will be specific to the Owner Occupied Rehabilitation
and Reconstruction Program, so that potential applicants can learn more about these programs.
The HCD website, as well as www.ReCoverCA.org, will include a link to submit contact
information so that potential applicants can receive more information about programs for which
they may qualify.
Once an applicant submits an application to a program, the file is assigned to a case manager.
The case manager are
responsible for managing communications with the applicant during the lifecycle of the program.
An applicant can communicate with the case manager via email, phone or through the web-based
applicant portal to request an application status update. Notwithstanding the ability to
communicate directly with a case manager, the web-based applicant portal will provide real-time
updates on application status. The web-based applicant portal will be designed with Personally
Identifiable Information (PII) requirements in mind to keep applicant information secure.
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Applicants with LEP who require translation or interpretation services are provided these services
in accor
updates and program materials in a format that is in accordance with the Americans with
Disabilities Act (ADA).
2. Program Budget
The grant has been allocated as shown in the table below. In determining the allocation across
programs and unmet needs, at least 70 percent of the funding will serve LMI households and
individuals, and overall 80 percent will be directed to the Most Impacted and Distressed areas.
The program allocations to housing and infrastructure are designed to alleviate needs in the Most
Impacted and Distressed areas and address the unmet needs for many LMI households. A
detailed breakdown of program allocations is included in Section IV.
FIGURE 102: CDBG-DR FUNDING SUMMARY
Total CDBG-DR Funds $ 124,155,000
Administration $ 6,207,750
Program Allocations $ 117,947,250
Housing Programs $ 114,415,447
Owner Occupied Rehab and Recon Program $ 47,627,647
Multifamily Housing Program $ 66,787,800
FEMA PA Match Program $ 3,531,803
3. Program Income
HCD manages program income through the provisions in the Standard Agreement, which all
subgrantees must sign to receive funding from HCD. Subgrantees report program income to HCD
through a request for payment and must be expended by the grantee prior to additional grant
funds being drawn. Program income may only be used for eligible project or administration costs
related to the awarded project before additional grant dollars are expended. Subgrantees provide
monthly reports to HCD on program income generated and retained. Program income remaining
at the end of each quarter is remitted to the state. HCD reports all program income to HUD through
the DRGR quarterly. If at the end of a Standard Agreement there is remaining program income,
it is returned to HCD during closeout where the Division of Administration and Management
Accounting office tracks the program income until it is obligated in a new Standard Agreement
and tracked through the Standard Agreement system of record. As HCD finalizes program
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designs and determines if program income will be generated, HCD will refine the program income
120
section of the CDBG-DR GMM to accurately describe how program income will be managed.
4. Projection of Expenditures and Outcomes
The tables below present quarterly expenditure projections for the uses of the grant proposed in
this Action Plan. The projections are based on the following approach and assumptions:
The projected expenditures were determined based on anticipated staffing needs, project
or program scale, project complexity, presumed level of effort, and the methods of delivery
outlined in Section IV.
The frequency of activities associated with each project was determined quarterly and
assigned a phase.
A phase is intended to reflect the fluctuations of expenses as activities associated with
each project are executed and a projection of the resulting drawdown schedule.
Each phase was assigned a percentage that is determined by the total project cost and
how many quarters each project would be in each phase.
The phase determinations for the FEMA PA Match Program and Multifamily Housing
Program account for the scale of the projects and the accompanying level of complexity
for planning and design, environmental reviews, and construction.
The phase anticipated for each quarter is indicated in the tables below and are defined as follows:
120
CalifornGrant Program -
Disaster Recovery (CDBG-http://www.hcd.ca.gov/community-development/disaster-recovery-
programs/cdbg-dr.html.
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FIGURE 103: BUDGET SCHEDULE KEY
Budget Schedule Key
Expenses in this phase are at a consistent or predictable
Steady S
rate.
Ramp Up RU Expenses in this phase are beginning to increase to
accommodate increased activity in the following
quarter(s).
Expenses in this phase are at a height due to increased
Height H
rate and/or size of drawdowns resulting from construction
completion benchmarks, staff hiring increases, or similar
milestones.
Ramp Down RD Expenses in this phase are beginning to decrease toward
the end of the program lifecycle.
Closeout/Monitoring C/M Expenses in this phase are relatively low due to the
decrease in drawdown frequency and size and focus on
monitoring and closeout efforts.
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VII. Certification and Risk Analysis
The Department of Housing and Community Development submitted the Certification and Risk
Analysis Implementation Plan to HUD on October 18, 2018.
1. CDBG-DR Certifications
24 CFR 91.225 and 91.325 are waived. Each grantee receiving a direct allocation under this
notice must make the following certifications with its action plan:
a. The grantee certifies that it has in effect and is following a residential antidisplacement
and relocation assistance plan in connection with any activity assisted with funding under
the CDBG program.
b. The grantee certifies its compliance with restrictions on lobbying required by 24 CFR part
87, together with disclosure forms, if required by part 87.
c. The grantee certifies that the action plan for disaster recovery is authorized under State
and local law (as applicable) and that the grantee, and any entity or entities designated by
the grantee, and any contractor, subrecipient, or designated public agency carrying out an
activity with CDBGDR funds, possess(es) the legal authority to carry out the program for
which it is seeking funding, in accordance with applicable HUD regulations and this notice.
The grantee certifies that activities to be undertaken with funds under this notice are
consistent with its action plan.
d. The grantee certifies that it will comply with the acquisition and relocation requirements of
the URA, as amended, and implementing regulations at 49 CFR part 24, except where
waivers or alternative requirements are provided for in this notice.
e. The grantee certifies that it will comply with Section 3 of the Housing and Urban
Development Act of 1968 (12 U.S.C. 1701u) and implementing regulations at 24 CFR part
135.
f. The grantee certifies that it is following a detailed citizen participation plan that satisfies
the requirements of 24 CFR 91.115 or 91.105 (except as provided for in notices providing
waivers and alternative requirements for this grant). Also, each local government receiving
assistance from a State grantee must follow a detailed citizen participation plan that
satisfies the requirements of 24 CFR 570.486 (except as provided for in notices providing
waivers and alternative requirements for this grant).
g. State grantee certifies that it has consulted with affected local governments in counties
designated in covered major disaster declarations in the non entitlement, entitlement, and
tribal areas of the state in determining the uses of funds, including the method of
distribution of funding, or activities carried out directly by the state.
h. The grantee certifies that it is complying with each of the following criteria: (1) Funds will
be used solely for necessary expenses related to disaster relief, long term recovery,
restoration of infrastructure and housing and economic revitalization in the Most Impacted
and Distressed areas for which the President declared a major disaster in 2016 pursuant
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to the Robert T. Stafford Disaster Relief and Emergency Assistance Act of 1974 (42 U.S.C.
5121 et seq.). (2) With respect to activities expected to be assisted with CDBGDR funds,
the action plan has been developed so as to give the maximum feasible priority to activities
that will benefit low and moderate income families. (3) The aggregate use of CDBGDR
funds shall principally benefit low- and moderate-income families in a manner that ensures
that at least 70 percent (or another percentage permitted by HUD in a waiver published in
an applicable Federal Register notice) of the grant amount is expended for activities that
benefit such persons. (4) The grantee will not attempt to recover any capital costs of public
improvements assisted with CDBGDR grant funds, by assessing any amount against
properties owned and occupied by persons of low- and moderate income, including any
fee charged or assessment made as a condition of obtaining access to such public
improvements, unless: (a) Disaster recovery grant funds are used to pay the proportion of
such fee or assessment that relates to the capital costs of such public improvements that
are financed from revenue sources other than under this title; or (b) for purposes of
assessing any amount against properties owned and occupied by persons of moderate
income, the grantee certifies to the Secretary that it lacks sufficient CDBG funds (in any
form) to comply with the requirements of clause (a).
i. The grantee certifies that the grant will be conducted and administered in conformity with
title VI of the Civil Rights Act of 1964 (42 U.S.C. 2000d), the Fair Housing Act (42 U.S.C.
3601 3619), and implementing regulations, and that it will affirmatively further fair
housing.
j. The grantee certifies that it has adopted and is enforcing the following policies, and, in
addition, must certify that they will require local governments that receive grant funds to
certify that they have adopted and are enforcing: (1) A policy prohibiting the use of
excessive force by law enforcement agencies within its jurisdiction against any individuals
engaged in nonviolent civil rights demonstrations; and (2) A policy of enforcing applicable
State and local laws against physically barring entrance to or exit from a facility or location
that is the subject of such nonviolent civil rights demonstrations within its jurisdiction.
k. The grantee certifies that it (and any subrecipient or administering entity) currently has or
will develop and maintain the capacity to carry out disaster recovery activities in a timely
manner and that the grantee has reviewed the requirements of this notice. The grantee
certifies to the accuracy of its Public Law 11556 Financial Management and Grant
Compliance certification checklist, or other recent certification submission, if approved by
HUD, and related supporting documentation referenced at A.1.a. under section VI and its
Implementation Plan and Capacity Assessment and related submissions to HUD
referenced at A.1.b. under section VI.
l. The grantee certifies that it will not use CDBGDR funds for any activity in an area
identified as flood prone for land use or hazard mitigation planning purposes by the State,
local, or tribal government or delineated as a Special Flood Hazard Area (or 100 year
visory maps, unless it also ensures that the
action is designed or modified to minimize harm to or within the floodplain, in accordance
with Executive Order 11988 and 24 CFR part 55. The relevant data source for this
provision is the State, local, and tribal government land use regulations and hazard
mitigation plans and the latest issued FEMA data or guidance, which includes advisory
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data (such as Advisory Base Flood Elevations) or preliminary and final Flood Insurance
Rate Maps.
m. The grantee certifies that its activities concerning lead-based paint will comply with the
requirements of 24 CFR part 35, subparts A, B, J, K, and R.
n. The grantee certifies that it will comply with environmental requirements at 24 CFR part
58.
o. The grantee certifies that it will comply with applicable laws.
The State of California Department of Housing and Community Development hereby certifies the
above, as authorized by the Executive Director.
_____________Signed version submitted to HUD__________________
2. SF-424
HCD submits this Action Plan to HUD along with a completed and executed Federal Form SF-
424.
VIII. Appendices
Appendix A: Budget Projections
Appendix B: Consultations
Appendix C: HCD Responses to Submitted Public Comments
Appendix D: CAL FIRE Damage Inspection Worksheet
Appendix E: Unmet Needs Data Excel Document
168
169
tions are
consistent or predictable rate.
lting from construction completion
relatively low due to the decrease in
oject was determined quarterly and assigned a phase.
DR Action Plan
-
evel of complexity for planning and design, environmental reviews, and construction.
tage that is determined by the total project cost and how many quarters each project
Expenses in this phase are at a Expenses in this phase are beginning to increase to accommodate increased activity in the following quarter(s).Expenses in this phase are at a height
due to increased rate and/or size of drawdowns resubenchmarks, staff hiring increases, or similar milestones.Expenses in this phase are beginning to decrease toward the end of the program
lifecycle.Expenses in this phase are drawdown frequency and size and focus on monitoring and closeout efforts.
SRUHRDC/M
Budget Projections
The projected expenditures were determined based on anticipated staffing needs, project or program scale, project complexity, presumed level of effort, and the methods of delivery outlined
in Section IV. The frequency of activities associated with each prA phase is intended to reflect the fluctuations of expenses as activities associated with each project are executed
and a projection of the resulting drawdown schedule. Each phase was assigned a percenwould be in each phase.The phase determinations for the FEMA PA Match Program and Multifamily Housing
Program account for the scale of the projects and the accompanying l
Budget Schedule KeySteadyRamp UpHeightRamp DownCloseout/Monitoring
State of California 2018 CDBG Department of Housing and Community Development 4. Appendices Appendix A: The tables below present quarterly expenditure projections for the uses of the
grant proposed in this Action Plan. The projecbased on the following approach and assumptions:The phase anticipated for each quarter is indicated in the tables below and are defined
as follows:
SSS
SS
H
RURU
Phase
Phase
7875
170
90
$86,529
Q4
Q4
$480,76$310,38
$310,387
$2,381,382$3,339,3$6,511,92
$2,381,382$1,836,664$4,614,963
$85,763,77
$112,215,215
SSS
H
RURURURU
Phase
Phase
787
90
$86,529
Q3
Q3
$480,76$310,38
$206,925
$2,381,382$3,339,3$6,511,92
$1,428,829$1,836,664$3,558,948
$92,275,701
$116,830,179
SSS
H
RURURURU
Phase
Phase
0888
70
$86,529
Q2
Q2
$176,590$310,38
$206,925
$3,393,4$3,339,39$7,219,83
$1,428,829$1,836,664$3,558,948
20192020
$98,787,62
$120,389,127
SSSS
RU
Phase
Phase
DR Action Plan
-
8
90
Q1
Q1
$176,590$310,38
$206,925$206,925
$2,381,382$3,339,3$6,207,750
$106,007,465
$123,948,075
768
Funds
Funds
$3,272,215$5,276,58
Activity $3,531,803$6,207,750
Remaining
Remaining
$42,388,60$61,277,80
$47,627,648$66,787,799
Allocation
$112,215,215
$124,155,000
Activity Allocation
Occupied
Occupied
-
-
Activity
Activity
Family
Family
-
-
State of California 2018 CDBG Department of Housing and Community Development
Total BudgetTotal Budget
OwnerRehab and ReconstructionFEMA PA Match MultiHousingAdministration
OwnerRehab and Reconstruction FEMA PA Match MultiHousing Administration
SSSS
HHH
RD
PhasePhase
782865
171
7090
Q4Q4
$480,76$310,38$105,954$310,38
$3,393,4$3,339,3$7,524,014$2,381,382$5,301,28$8,099,00
$54,376,463$24,750,86
SSSS
HHH
RD
PhasePhase
787828
9070
Q3Q3
$480,76$310,38$105,954$310,38
$2,381,382$3,339,3$6,511,92$3,393,4$5,301,28$9,111,093
$61,900,47$32,849,870
SSSSSSS
H
PhasePhase
2828
90
Q2Q2
$176,590$310,38$176,590$310,38
$2,381,382$5,301,28$8,169,64$2,381,382$3,339,3$6,207,750
20212022
$68,412,404$41,960,963
SSSSSS
HH
Phase
DR Action Plan
Phase
-
286
8
70
90
Q1
Q1
$176,590$310,38
$176,590$310,38
$3,393,4$5,301,28$9,181,729
$2,381,382$3,339,3$6,207,750
$76,582,04
$48,168,713
2685538
90
Funds Funds
$642,788
$1,957,50$4,035,03$2,793,48
RemainingRemaining
$31,850,9$47,920,24$85,763,77$20,301,28$30,638,90$54,376,463
Activity Allocation Activity Allocation
Occupied Occupied
--
ActivityActivity
Family Family
--
State of California 2018 CDBG Department of Housing and Community Development
Total BudgetTotal Budget
OwnerRehab and Reconstruction FEMA PA Match MultiHousing AdministrationOwnerRehab and Reconstruction FEMA PA Match MultiHousing Administration
RDRDRD
C/MC/MC/M
Phase
Phase
43648
172
$0
Q4Q4
$186,23$535,811$667,87$124,155
$1,327,844
$1,428,829$2,003,63$3,618,69$5,373,45
RDRDRD
C/MC/MC/M
Phase
Phase
4368
50
Q3Q3
$186,23$535,811$667,87$124,155
$1,327,844$1,327,844
$1,428,829$2,003,63$3,618,69$8,992,1
SSS
C/MC/MC/M
C/M
Phase
Phase
88
509010
$38,8
Q2Q2
$310,38$535,811$667,87$124,155
$1,327,844$2,655,688
$2,381,382$3,339,3$6,070,0
20232024
$12,610,845
SSS
RD
C/MC/MC/M
Phase
DR Action Plan
Phase
-
832
8
509010
Q1
$38,8
Q1
$535,811$667,87$186,23
$310,38
$1,389,92$3,983,532
$2,381,382$3,339,3$6,070,0
$18,680,855
284
885
$0
60
700
Funds
Funds
$77,
$558,69
$2,143,244$2,671,51$5,373,45
$9,763,66$1,551,93
Remaining
Remaining
$13,357,5$24,750,86
Activity Allocation Activity Allocation
Occupied Occupied
and
- -
ActivityActivity
Family Family
--
State of California 2018 CDBG Department of Housing and Community Development
Total BudgetTotal Budget
OwnerRehabReconstruction FEMA PA Match MultiHousing AdministrationOwnerRehab and Reconstruction FEMA PA Match MultiHousingAdministration
173
PARTIES REPRESENTEDHCD and GCRMendocino County, HCD, GCR, CalOES, FEMA, and HUD Napa City & County, HCD, GCR, CalOES,FEMA, and HUDLake County and the City of Clearlake, HCD, GCR, CalOES,
FEMA, and HUDYuba County, HCD, GCR, CalOES, FEMA, and HUD
-
DR Action
-
Impacts andImpacts and
DR
--
-
DR Certifications and
-
DR Administrative and DR Administrative and
discussed Overview of
--
Impacts and Recovery Needs,
-
n Plan, and CDBG
Overview, CDBG
Impacts and Recovery Needs, and
-
PURPOSEHCD and GCR discussed overview of GCR scope of work, CDBGImplementatioPlan.Mendocino County, HCD, GCR, CalOES, FEMA, and HUD discussed Overview of Disaster Recovery Timeline,
County's Overview, CDBGOrganizational Structures, DataRecovery Needs, and Available Data, and State and Local Coordination.Napa City & County, HCD, GCR, CalOES, FEMA, and HUD Disaster
Recovery Timeline, City and County's Overview, CDBGOrganizational Structures, DataRecovery Needs, and Available Data, and State and Local Coordination.Lake County and the City of Clearlake,
HCD, GCR, CalOES, FEMA, and HUD discussed Overview of Disaster Recovery Timeline, City and County's Administrative and Organizational Structures, DataAvailable Data, and State and Local
Coordination.Yuba County, HCD, GCR, CalOES, FEMA, and HUD discussed Overview of Disaster Recovery Timeline, City and County's Overview, CDBGDR Administrative and Organizational Structures,
Data
DR Action Plan
-
a County Disaster
MEETINGInternal Kick Off Mendocino County Disaster Recovery DiscussionNapa County Disaster Recovery DiscussionLake County/City of Clearlake Disaster Recovery DiscussionYubRecovery Discussion
CONTACT TYPEStakeholder OutreachStakeholder OutreachStakeholder OutreachStakeholder OutreachStakeholder Outreach
5/1/20185/2/20185/3/2018
4/13/20184/30/2018
DATE
State of California 2018 CDBG Department of Housing and Community Development Appendix B: Consultation Summary
174
PARTIES REPRESENTEDNevada County, HCD, GCR, CalOES, FEMA, and HUDSanta Barbara County, SBHCD, SBCO Flood Control, Ernst & Young, HCD, GCR, CalOES, FEMA, and HUD LA Field Office LA County
OEM, LA CDC, HCD, GCR, CalOES, FEMA, and HUD City of LA, HCD, GCR, CalOES, FEMA, and HUD
-
-
cts and
Impacts
-
Impa
-
Administrative
DR
-
DR Administrative and
-
Impacts and Recovery Needs, Impacts and Recovery Needs,
--
lable Data, and State and Local
ation.
PURPOSEand AvaiCoordination.Nevada County, HCD, GCR, CalOES, FEMA, and HUD discussed Overview of Disaster Recovery Timeline, County's Overview, CDBGDR Administrative and Organizational
Structures, Dataand Available Data, and State and Local Coordination.Santa Barbara County, SBHCD, SBCO Flood Control, Ernst & Young, HCD, GCR, CalOES, FEMA, and HUD LA Field Office
discussed Overview of Disaster Recovery Timeline, County's Overview, CDBGand Organizational Structures, Dataand Recovery Needs, and Available Data, and State and Local Coordination.LA
County OEM, LA CDC, HCD, GCR, CalOES, FEMA, and HUD discussed Overview of Disaster Recovery Timeline, County's Overview, CDBGOrganizational Structures, DataRecovery Needs, and Available
Data, and State and Local Coordination.City of LA, HCD, GCR, CalOES, FEMA, and HUD discussed Overview of Disaster Recovery Timeline, City and County's Overview, CDBGDR Administrative
and Organizational Structures, Dataand Available Data, and State and Local Coordin
DR Action Plan
-
MEETINGNevada County Disaster Recovery DiscussionSanta Barbara County Disaster Recovery DiscussionLos Angeles County Disaster Recovery DiscussionCity of Los Angeles Disaster Recovery
Discussion
CONTACT TYPEStakeholder OutreachStakeholder OutreachStakeholder OutreachStakeholder Outreach
5/4/20185/8/20185/9/20185/9/2018
DATE
State of California 2018 CDBG Department of Housing and Community Development
175
PARTIES REPRESENTEDYuba County, Nevada County, GCR and HCD Mendocino County, GCR and HCD City of Ventura, Ventura County, GCR and HCDSanta Barbara County, GCR and HCDCity of Santa Rosa,
GCR, Sonoma County and HCCity of Napa, Napa County, GCR and HCDButte County, GCR and HCDCity of Clearlake, Lake County, GCR and HCSan Diego County, GCR and HCD City of LA, LA County,
GCR and HCDGeneral Public, HCD, GCR
local
.
discussed
DR overview for
-
unty, GCR and HCD
holds and general public
PURPOSEYuba County, Nevada County, GCR and HCD discussed local data collected, proposed programs and next steps. Mendocino County, GCR and HCDlocal data collected, proposed programs
and next steps. City of Ventura, Ventura County, GCR and HCD discussed local data collected, proposed programs and next steps. Santa Barbara Codiscussed local data collected, proposed
programs and next steps. City of Santa Rosa, GCR, Sonoma County and HCD discussed local data collected, proposed programs and next steps. City of Napa, Napa County, GCR and HCD discussed
local data collected, proposed programs and next steps. Butte County, GCR and HCD discussed data collected, proposed programs and next steps. City of Clearlake, Lake County, GCR and
HCD discussed local data collected, proposed programs and next steps. San Diego County, GCR and HCD discussed local data collected, proposed programs and next steps. City of LA, LA
County, GCR and HCD discussed local data collected, proposed programs and next steps. HCD provided CDBGimpacted house
DR Action Plan
-
MEETINGStakeholder Briefing Webinar: Yuba & Nevada CountiesStakeholder Briefing Webinar: Mendocino CountyStakeholder Briefing Webinar: Ventura County & City of VenturaStakeholder Briefing
Webinar: Santa Barbara CountyStakeholder Briefing Webinar: City of Santa Rosa and Sonoma CountyStakeholder Briefing Webinar: City of Napa and Napa CountyStakeholder Briefing Webinar:
Butte CountyStakeholder Briefing Webinar: Lake County and City of ClearlakeStakeholder Briefing Webinar: San Diego CountyStakeholder Briefing Webinar: LA County and City of LARound
1 Public Meeting: Sonoma & Santa Rosa
CONTACT TYPEStakeholder BriefingStakeholder BriefingStakeholder BriefingStakeholder BriefingStakeholder BriefingStakeholder BriefingStakeholder BriefingStakeholder BriefingStakeholder
BriefingStakeholder BriefingPublic Meeting
9/24/20189/24/20189/25/20189/26/20189/26/20189/27/20189/27/20189/28/20189/28/201810/2/201810/2/2018
DATE
State of California 2018 CDBG Department of Housing and Community Development
176
ed Local
PARTIES REPRESENTEDGeneral Public, HCD, GCRGeneral Public, HCD, GCRGeneral Public, HCD, GCRGeneral Public, HCD, GCRImpacted Local Governments, HCDImpactGovernments, HCDGeneral Public,
HCDGeneral Public, HCDGeneral Public, HCDGeneral Public, HCDGeneral Public, HCD
DR DR
...
--
DR Unmet Needs DR Unmet Needs DR Unmet Needs DR Unmet Needs DR Unmet Needs
-----
DR overview for DR overview for DR overview for DR overview for
----
and accepted verbal and written
households and general public
d households and general public.
presented draft CDBG
ic comments.
PURPOSEHCD provided CDBGimpacted households and general publicHCD provided CDBGimpacted households and general publicHCD provided CDBGimpacted HCD provided CDBGimpacteHCD provided an
overview of the CDBGUnmet Needs Action Plan public comment draft for key local stakeholders in a statewide.HCD provided an overview of the CDBGUnmet Needs Action Plan public comment
draft for key local stakeholders in a statewide.HCD presented draft CDBGAction Plan and accepted verbal and written public comments.HCD presented draft CDBGAction Plan and accepted
verbal and written public comments.HCD Action Plan and accepted verbal and written public comments.HCD presented draft CDBGAction Plan public comments.HCD presented draft CDBGAction
Plan and accepted verbal and written publ
DR Action Plan
-
Public Meeting:
DR Action Plan DR Action Plan
--
MEETINGRound 1 Public Meeting: Mendocino & LakeRound 1 Yuba, Nevada & ButteRound 1 Public Meeting: LA & City of LARound 1 Public Meeting: Ventura, City of Ventura & Santa BarbaraStakeholder
Briefing on CDBGPublic Comment DraftStakeholder Briefing on CDBGPublic Comment DraftRound 2 Public Meeting: Sonoma County and City of Santa RosaRound 2 Public Meeting: Mendocino and
Lake CountiesRound 2 Public Meeting: Napa CountyRound 2 Public Meeting: Yuba, Nevada, and Butte CountiesRound 2 Public Meeting: Ventura, Santa Barbara, and Los Angeles Counties
CONTACT TYPEPublic MeetingPublic MeetingPublic MeetingPublic MeetingStakeholder BriefingWebinarStakeholder BriefingWebinarPublic MeetingPublic MeetingPublic MeetingPublic MeetingPublic
Meeting
10/3/201810/4/201810/9/201811/7/201811/7/201812/3/201812/4/201812/5/2018
10/11/201811/25/201811/29/2018
DATE
State of California 2018 CDBG Department of Housing and Community Development
177
Victorville Branch
United Native Housing -
Mediation Board
Pico Rivera Branch
-
Herrera
-
Ladera
-
Management International, Los Angeles
Community Development Corp.
Hca ReevesHca ScurryHca A. Jones
---
PARTIES REPRESENTEDAffordable Housing ClearinghouseCredit.Org Greenpath Financial WellnessKorean Resource CenterOrange County Fair Housing Council, IncEast La Community Corporation (Elacc)Faith
and Community Empowerment Formerly Korean Churches for Community DevelopmentGuidewell Financial Solutions, West CovinaKorean Resource CenterLos Angeles Neighborhood Housing Services,
IncMoney Montebello Housing Development Corp.New Economics for WomenNidNidNidOperation Hope Shalom Center for T.R.E.E. Of LifeThai Watts Century Latino Org.West Angeles Community Development
Corp.Northern Circle Indian Housing Authority,Development Corp.Inland Fair Housing and Mediation BoardInland Fair Housing and (San Bernardino County)Lutheran Social Services of Southern
California
DR Action Plan
-
DR Action Plan.
-
about Draft Action Plan. Email on 11/20/18 with invitation
mail communication to HUD approved Counseling Agencies
Outreach to HUD approved Counseling Agencies
to Round II Public Meetings for CDBG
HCD e
on 10/24/18
PURPOSE
State of California 2018 CDBG Department of Housing and Community Development
178
Corporation
San Diego
-
League
Band of Mission Indians
Chumash Nation
San Diego, Ca
-
Escondido Branch
-
National City
-
Solutions
Of San Francisco
Hca Inland EmpireHca SacramentoHca San Diego
---
CCS
PARTIES REPRESENTEDAgua Caliente Band of Cahuilla IndiansBarbareno/ VenturenoBarona Band of Mission IndiansBerry Creek Rancheria of Maidu IndiansBig Valley Band of Pomo IndiansCahto
TribeCampo Band of Diegueno Mission IndiansCloverdale Rancheria of Pomo IndiansCoastal Band of the
PARTIES REPRESENTEDNeighborhood Housing Services of The Inland Empire, Inc.NidNidThe Greater Sacramento Urban Credit.Org Operation HopeGreenpath Financial WellnessMoney Management International
National Asian American Coalition (Formerly Known as Mabuhay Alliance)NavicoreNidUnion Of Pan Asian CommunitiesCatholic Charities, Diocese Of Santa RosaCCabrillo Economic Development
CorporationVentura County Community Development
DR Action Plan
-
Email Week of
DR Action Plan.
-
DR Action Plan.
-
mail and mail communication to
for CDBG
Meetings for CDBG
Email on 11/20/18 with invitation to Round II Public
HCD e
Outreach to California Native Tribes
California Native Tribes on 10/07/18.
mail communication to HUD approved Counseling Agencies
Outreach to HUD approved Counseling Agencies
10/24/18.
December 12, 2018 with invitation to Round II Public Meetings
on
HCD e
PURPOSE PURPOSE
State of California 2018 CDBG Department of Housing and Community Development
179
Kizh Nation
-
the Enterprise Rancheria
San Gabriel Band of Mission Indians
Kletsel Dehe Band of Wintun Indians
-
Tongya Tribe
-
Band of Mission Indians Acjachemen Nation
Todds Valley Consolidated Tribe
-
Cosmit Band of Indians
-
PARTIES REPRESENTEDColfaxCortina Rancheria Coyote Valley Band of Pomo IndiansDry Creek Rancheria Band of Pomo IndiansElem Indian Colony Pomo TribeEstom Yumeka Maidu Tribe of Ewiiaapaayp
Band of Kumeyaay IndiansFederated Indians of Graton RancheriaFernandeno Tataviam Band of Mission IndiansGabrelino/ Tongya NationGabrieleno Band of Mission Indians Gabrieleno/ TongyaGabrielinoGreenvi
lle RancheriaHabematolel Pomo of Upper LakeHopland Band of Pomo IndiansIipay Nation of Santa YsabelInajaJamul Indian VillageJuanenoKwaaymii Laguna Band of Mission IndiansKashia Band
of Pomo Indians of the Stewarts Point RancheriaKern Valley Indian CommunityKitanemuk & Yowlumne Tejon IndiansKoi Nation of Northern CaliforniaKonKow Valley band of MaiduKumeyaay Cultural
Repatriation CommitteeLa Jolla Band of Luiseno Indians
DR Action Plan
-
Email Week of
DR Action Plan.
-
10/07/18.
for CDBG
Outreach to California Native Tribes
mail and mail communication to California Native Tribes on
December 12, 2018 with invitation to Round II Public Meetings
HCD e
PURPOSE
State of California 2018 CDBG Department of Housing and Community Development
180
Reservation
Wappo Tribe of Alexander Valley
-
River Indian Community
PARTIES REPRESENTEDLa Posta Band of Diegueno Mission IndiansLos Coyotes Band of Cahuilla and Cupeno IndiansLytton RancheriaManchester Band of Pomo IndiansManzanita Band of Kumeyaay NationMechoopda
Indian TribeMesa Grande Band of Diegueno Mission IndiansMiddletown RancheriaMishewalMooretown Rancheria of Maidu IndiansNoyoPala Band of Mission IndiansPauma Band of Luiseno IndiansPinoleville
Pomo IndiansPotter Valley TribeRedwood Valley or Litter River Band of Pomo IndiansRobinson Rancheria Band of Pomo IndiansRound Valley Indian Tribes of the Round Valley San Luis Rey
Band of Mission IndiansSan Manuel Band of Mission IndiansSan Pasqual Band of Diegueno Mission IndiansSanta Ynez Band of Chumash IndiansScotts Valley Band of Pomo IndiansSherwood Valley
Band of Pomo IndiansSoboba Band of Luiseno IndiansStrawberry Valley RancheriaSycuan Band of the Kumeyaay NationTsi Akim Maidu
DR Action Plan
-
Email Week of Email Week of
DR Action Plan.DR Action Plan.
--
California Native Tribes
10/07/18.10/07/18.
for CDBGfor CDBG
Outreach to California Native TribesOutreach to
mail and mail communication to California Native Tribes on mail and mail communication to California Native Tribes on
December 12, 2018 with invitation to Round II Public Meetings December 12, 2018 with invitation to Round II Public Meetings
HCD eHCD e
PURPOSE
State of California 2018 CDBG Department of Housing and Community Development
181
PARTIES REPRESENTEDUnited Auburn Indian Community of the Auburn RancheriaViejas Band of Kumeyaay IndiansWashoe Tribe of Nevada and CaliforniaYocha Dehe Wintun Nation
PARTIES REPRESENTEDSanta Rosa/Petaluma/Sonoma County CoCMendocino County CoCNapa City & County CoCYuba City & County/Sutter County CoCLake County CoCSanta Maria/Santa Barbara County
CoCOxnard/San Buenaventura/Ventura County CoCRoseville/Rocklin/Placer, Nevada Counties CoCChico/Paradise/Butte County CoCLos Angeles City & County CoCSan Diego City and County CoCSanta
Ana/Anaheim/Orange County CoC
DR Action Plan
-
Email Week of
DR Action Plan.
-
on 9/17/18.for CDBG
Outreach to Continuum of Care Agencies
Email communication to Continuum of Care Agencies
December 12, 2018 with invitation to Round II Public Meetings
PURPOSE PURPOSE
State of California 2018 CDBG Department of Housing and Community Development
182
Mendocino
the County of
Authority of the County of Santa Barbara
PARTIES REPRESENTEDHousing Authority of the City of AnaheimHousing Authority of the City of San BuenaventuraHousing Authority of the City of Santa PaulaHousing Housing Authority of the
County of San DiegoHousing Authority of the County of Los AngelesHousing and Area Agency on Aging of the County of LakeHousing Authority of the County of Santa RosaHousing Authority
of the County of Butte Housing Authority of the County of SonomaNapa County Housing AuthorityCommunity Development Commission of
DR Action Plan
-
DR Action Plan.
-
Email on 11/20/18 with invitation to Round II
Outreach to Public Housing Authorities
Public Meetings for CDBG
8/01/18.
Email communication to Public Housing Authorities on
PURPOSE
State of California 2018 CDBG Department of Housing and Community Development
183
Mendocino
County of Lake
the County of
Buenaventura
PARTIES REPRESENTEDHousing Authority of the City of AnaheimHousing Authority of the City of San Housing Authority of the City of Santa PaulaHousing Authority of the County of Santa BarbaraHousing
Authority of the County of San DiegoHousing Authority of the County of Los AngelesHousing and Area Agency on Aging of the Housing Authority of the County of Santa RosaHousing Authority
of the County of Butte Housing Authority of the County of SonomaHousing Authority of the City of NapaCommunity Development Commission of
DR Action Plan
-
DR Action Plan.
-
Housing Authorities
Email on 11/20/18 with invitation to Round II
Outreach to Public
Public Meetings for CDBG
8/01/18.
Email communication to Public Housing Authorities on
PURPOSE
State of California 2018 CDBG Department of Housing and Community Development
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
Appendix C: Public Comments
The following provides a summary of public comments received for the CDBG-DR Unmet
Needs Action Plan during the public comment period of November 13, 2018 through December
12, 2018. Questions are grouped by topic area.
TIMELINE
PUBLIC COMMENT: What is the anticipated timing of those funds in terms of flowing to
Sonoma County for disbursement?
HCD RESPONSE: HCD completed its public outreach and meetings on December 12, 2018
and will submit its Final Action Plan to HUD on December 18, 2018. HCD expects HUD to
approve its Action Plan in February 2019 and the Grant Agreement between HCD and HUD to
be finalized in March 2019. HCD is targeting April of 2019 to launch both the homeowner
program and multifamily program. Disbursements to impacted homeowners are likely to begin in
the Summer of 2019. The multifamily program is expected to launch in April 2019 as well with
proposals from eligible jurisdictions due by the end of 2019.
PUBLIC COMMENT: I am writing to see if you could provide me with some information about
the timeline of an RFP and/or disbursement of disaster relief funds in Sonoma County.
HCD RESPONSE: At this time, we are developing timelines for releasing Request for Proposals
(RFPs) and disbursements for disaster relief, so that once a grant agreement is signed with
HUD, funds begin to flow as soon as possible. These are the materials that we shared at the
recent public meetings
Ώ Presentation for Round II Public Meetings:
Ώ http://www.hcd.ca.gov/community-development/disaster-recovery-programs/cdbg-
dr/docs/HCD-CDBGDR-PublicMeeting-Eng.pptxCDBG-DR Fact Sheet:
http://www.hcd.ca.gov/community-development/disaster-recovery-programs/cdbg-
dr/docs/CDBG-DR-FactSheet-Eng.pdf
PUBLIC COMMENT: I am inquiring about the multi-family affordable housing funds and do not
see this timeline detailed in the material you have sent over. Will it be on a similar timeline as
the homeowner funds and most likely available for award in Summer 2019.
HCD RESPONSE: HCD expects that the multifamily program guidelines will be available on a
similar timeline as the owner-occupied program. HCD must have its Action Plan approved by
HUD before a definitive timeline can be established and does not anticipate that HUD will
approve the Action Plan before February 2019. HCD will establish a firmer timeline for the
multifamily program upon release of the multifamily program guidelines.
FUNDING DECISIONS
PUBLIC COMMENT: I was wondering what the current amount of CDBG-DR funds is projected
for Sonoma County due to the wildfires back in October 2017? The last assumption I saw/heard
was somewhere around $60 million to $80 million.
HCD RESPONSE: HCD is the grantee for the CDBG-DR funds and it will run the owner-
occupied reconstruction and rehabilitation program, the program tiering is described in Section
IV Proposed Disaster Recovery Programs, Section 2.a.
184
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
Sonoma County is eligible for funding for both the Multifamily Housing Program and the FEMA-
Public Assistance Match Infrastructure Program. For the Multifamily Program, the City of Santa
Rosa is eligible for up to $38,469,772 and Sonoma County is eligible for $4,698,809. For the
FEMA Public Assistance Match Infrastructure program, Sonoma County (including Santa Rosa)
is eligible for up to $1,238,072.
GRANT ELIGIBILITY
PUBLIC COMMENT: Is it only for individuals who lost homes or also for local governments and
developers who can fulfill the multi-unit requirement?
HCD RESPONSE: The CDBG-DR funds must be spent in a way that have a demonstrated tie-
back to the qualifying disaster(s), in this case FEMA 4344 and 4353. Individuals who lost homes
are encouraged to respond to the owner-occupied program survey that will be launched in the
first quarter of 2019. For the multifamily funds, eligible local governments may apply for funding
up to an amount as described in in Section IV Proposed Disaster Recovery Programs, Section
2.a. These multifamily funds are intended to assist renters impacted by the disasters.
PUBLIC COMMENT: Can funds be used to build accessory dwellings units (ADUs), i.e., granny
units, mother-in-law suits?
HCD RESPONSE: Under the current CDBG-DR programs, accessory dwelling units are not an
eligible cost. However, HCD is considering how to incentive ADUs within its proposed CDBG-
DR programs. Furthermore, HCD is a strong advocate for ADUs and is examining how state
funds could be used to support the development of ADUs.
PUBLIC COMMENT: Question about the slide with the most impacted and distressed areas.
Are Ventura County zip codes part of these areas?
HCD RESPONSE: HUD requires that 80 percent of CDBG-DR funding to be spent within areas
designated as Most Impacted and Distressed. HUD determined that all of Ventura County is
considered a Most Impacted and Distressed Area. For more information on Most Impacted and
Distressed Areas, refer to Section II Needs Assessment, Section Action Plan.
PUBLIC COMMENT: Will your program be limited to wildfire disasters from 2017?
HCD RESPONSE: The federal government allocated the CDBG-DR funds to address unmet
recovery needs resulting from the October 2017 wildfires (DR-4344) in Northern and Southern
California as well as the December 2017 wildfires, mudslides, and debris flows in Southern
California (DR-4353).
PUBLIC COMMENT: Is there a list of eligible disaster areas?
HCD RESPONSE: Funding will be limited to counties that received a federal disaster
declaration. 80 percent of these funds must be spent in areas that HUD has determined as the
Most Impacted and Distressed Areas. For a list of Federal Declared Disaster Areas and Most
Impacted and Distressed Areas, refer to Figure 2 in the Needs Assessment.
185
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
PUBLIC COMMENT: Have the income thresholds been set for funding eligibility?
HCD RESPONSE: All incomes are welcome to apply; however, 70% of the CDBG-DR grant
must be spent to benefit low- and moderate-income households. To see low and moderate
income household income limits by number of persons in a household, please visit:
https://www.huduser.gov/portal/datasets/il/il2018/select_Geography.odn
For its Owner-Occupied Housing Rehabilitation and Reconstruction Program, the state will
prioritize homeowners based on tiers, which are outlined in Figure 93 of the Action Plan.
PUBLIC COMMENT: What are the criteria for determining if a person is disabled?
HCD RESPONSE: Typically, HUD uses the definition of disability from 42 U.S.C. 423, which
substantial gainful activity by reason of any
medically determinable physical or mental impairment that can be expected to result in death or
While this is the typical determining factor, the criteria for determining if a person is disabled will
be outlined in the policies and procedures for each program.
PUBLIC COMMENT: Are grant recipients required to attend a public meeting in order to receive
assistance?
HCD RESPONSE: Attendance at a public meeting is not required for assistance. Homeowners
impacted by a qualifying disaster are encouraged to complete the program survey. Individual
grant determinations will be made according to the policies and procedures for each program.
PUBLIC COMMENT: What types of assistance will be made available to renters?
HCD RESPONSE: Assistance will be provided to renters through the Multifamily Housing
Program, which is outlined in Section 2 Housing Recovery Programs, Section B. The
Multifamily Housing Program will fund affordable rental units for renters earning under 80
percent area median income. The Multifamily Program guidelines, which will be released after
the Action Plan is approved, will identify specific eligibility criteria for renters.
PUBLIC COMMENT: Are investments, SSI, considered income? How is income calculated?
HCD RESPONSE: HCD currently uses the 24 CFR Part 5 income verification methodology,
which does take into account certain assets. Investments and savings are considered at 2% of
the value. Social Security and Retirement Income are included in the calculation. Income for all
household members over the age of 18 is considered in the calculation, as well as certain
assistance provided to adult household members for minors in the household. Additional details
on what is accounted for in the income calculation can be found here. HCD will outline the
method for calculating income in the Owner-Occupied program guidelines
ELIGIBLE ACTIVITIES
PUBLIC COMMENT: Mariposa wants to submit in the CDBG application for a supplemental
activity--to help about six homeowners who were displaced by the 2017 Fire. Do you have any
thoughts on supplemental activities within CDBG?
186
State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
HCD RESPONSE: The CDBG-DR funds only cover counties covered in the presidential
disaster declarations 4344 and 4353 and Mariposa County was not included. The list of eligible
disaster areas is
4344 - https://www.fema.gov/disaster/4344
4353 - https://www.fema.gov/disaster/4353
PUBLIC COMMENT: Could the program be used to pay for animal fencing and animals, which
help to clear land of underbrush and grasses?
HCD RESPONSE: The Owner-Occupied Housing Rehabilitation and Reconstruction Program
Guidelines will include a list of eligible costs for homeowners. However, CDBG-DR funds are
primarily designed for rebuilding primary residences, not for fencing or land clearing.
PUBLIC COMMENT: Could the program pay to have wells tested and parts replaced, septic
systems?
HCD RESPONSE: The Owner-Occupied Housing Rehabilitation and Reconstruction Program
Guidelines will include a list of specific eligible costs for homeowners.
PUBLIC COMMENT: Does the government provide money or materials to replace lost shrubs
and trees on hillsides (which help to prevent mudslides)?
HCD RESPONSE: The Owner-Occupied Housing Rehabilitation and Reconstruction Program
Guidelines will include a list of eligible costs for homeowners. However, CDBG-DR funds are
primarily designed for rebuilding primary residences, not for preventative landscaping.
PUBLIC COMMENT: Will new multi-family housing construction be allowed on a site not
formerly used for multi-family housing?
HCD RESPONSE: For this funding, HUD has waived the CDBG requirement that requires a
one for one replacement of housing units, which may allow a project like the one mentioned in
your comment. The details of the multifamily program will be included in program guidelines
released after the Action Plan is approved. However, multifamily housing funded through
CDBG-DR must still comply with state and local requirements including local zoning and land
use laws.
PUBLIC COMMENT: Will the costs to rehouse displaced mobile home residents, including,
potentially, development of a new mobile home park, be included as an eligible expense?
HCD RESPONSE: Assistance for displaced mobile home residents that were renters will be
provided through the construction of units within the Multifamily Housing Program, which is
outlined in Section 2 Housing Recovery Programs, Section B. The Multifamily Housing
Program Guidelines will include a list of eligible uses and costs. Displaced residents that owned
their mobile homes will be provided through the Owner-Occupied Program.
PUBLIC COMMENT: Does smoke damage count as a disaster impact?
HCD RESPONSE: Homeowners must demonstrate that their home sustained damage as a
result of a qualifying disaster to be eligible for funding from the Owner-Occupied Housing
Rehabilitation and Reconstruction Program. The program guidelines will outline specific
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State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
regarding the level of damage required for participation as well as the specific eligible costs that
the program can cover.
PUBLIC COMMENT
an ineligible cost. We would like to clarify that this does not preclude the payment structure
required to support modular housing construction, where feasible and applicable. Specifically, if
modular housing construction is feasible for a project and requires an advance payment to build
a template unit to be replicated, we would like clarification that CDBG-DR funds may be used for
this purpose.
HCD RESPONSE: Specific construction methods (and how the related costs will be addressed)
will be outlined in the program guidelines.
PUBLIC COMMENT: We ask that the CDBG-
End who have homes that are still standing within the definition of eligibility for the individual
ownership grant funds. We request that the CDBG-DR program ensure that relocation benefits
paid under the URA be made available as part of funding provided for the affordable housing
project presented by Burbank. We request any funds available for such purposes consider the
relocation needs of both renters and homeowners who have been displaced.
HCD RESPONSE:
End and is evaluating options for providing assistance. Eligibility for assistance through the
homeowner or multifamily program will be outlined in the guidelines for each program.
Determinations regarding eligibility for relocation benefits will be made in accordance with the
guidelines established by the Uniform Relocation Act (URA).
MITIGATION FUNDS
PUBLIC COMMENT: What is your current opinion on "mitigation funding" or are you saying to
wait until HUD defines and describes?
HCD RESPONSE: This Proposed Action Plan covers the $124 million for Unmet Recovery
Needs as outlined in the August 14, 2018 Federal Register Notice (
https://www.gpo.gov/fdsys/pkg/FR-2018-08-14/pdf/2018-17365.pdf ). The Department of
Housing and Urban Development will issue a separate Federal Register Notice dictating how
the $88 million in Mitigation Funding, announced here
https://www.hud.gov/states/california/news/hudno1801, will be defined. To stay updated on the
PUBLIC COMMENT: Do you happen to know if the $88M of mitigation funding will be restricted
to just fire mitigation? Or would mitigation projects for earthquake and flood be eligible as well?
HCD RESPONSE: The Department of Housing and Urban Development will issue a separate
Federal Register Notice dictating how the $88 million in Mitigation Funds may be spent. HCD
does not have specifics on the eligible uses of the Mitigation Funds at this time.
POLICY DECISIONS
PUBLIC COMMENT: Could the program include the cost of building permits when it calculates
the costs of rebuilds?
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State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
HCD RESPONSE: While the program design has not yet been finalized, it is anticipated that
construction contractors will obtain the necessary permits and include the associated costs in
their construction bids.
PUBLIC COMMENT: Can persons who lost homes rebuild on their property? Are they
eligible for the program?
HCD RESPONSE: The program guidelines for the Owner-Occupied Housing Rehabilitation and
Reconstruction Program will provide specific details on ownership and title requirements for
program eligibility.
PUBLIC COMMENT: Will eligible expenses be allowed to be reimbursed by the program,
including under the multi-family program?
HCD RESPONSE: Eligible costs incurred by the homeowner and paid for with private, non-
duplicative funds prior to applying for the program and within the first year following the disaster
MAY be eligible for a certain level of reimbursement. The survey period will inform the use of
owner-occupied recovery funds to pay for homeowner reimbursement payments. We encourage
everyone to fill out the survey to make it clear who needs reimbursement.
PUBLIC COMMENT: When will residents of mobile homes that escaped fire damage be
allowed to return to their homes?
HCD RESPONSE: At this time, HCD does not have to ability to provide a timeline for returning
to a damaged property. We recommend reaching out to your local Code Enforcement
Department or local government for more information.
PUBLIC COMMENT: A lot of funding is going to multifamily housing - how does that benefit
areas that did not have as large of an impact on rental housing?
HCD RESPONSE: The funding split between multifamily and homeowners is based on the
percentage of FEMA Individual Assistance registrations for both renters and homeowners with
structural and/or property losses. This split looks at all counties covered in the 4344 and 4353
disaster declarations. Areas that had less damage to rental housing are still eligible to apply for
the Owner-Occupied program.
PUBLIC COMMENT: ulti-Family housing, so does that mean
that residents will receive less money?
HCD RESPONSE: After the Action Plan is approved by HUD, HCD will develop guidelines for
the Multifamily Program. Local governments will submit multifamily development proposals for
review by the state. HCD encourages local governments applying for funds to engage disaster
impacted communities in its project selection process.
PUBLIC COMMENT: Can tribes apply? Are people that lived on tribal land eligible?
HCD RESPONSE: There are unique considerations involved with using CDBG-DR funding on
tribal land, including the ownership structure that is in place. Eligibility requirements will be
described in the Owner-Occupied Housing Rehabilitation guidelines.
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State of California 2018 CDBG-DR Action Plan
Department of Housing and Community Development
PUBLIC COMMENT: We write to you recommend the California Department of Housing and
Community Development include LEED certification alongside CALGreen as a performance
option for projects seeking to pursue an enhanced green building standard. By incorporating
LEED certification into the plan, the HCD will ensure compliance with CALGreen standards,
while at the same time acknowledging the significant overlap between CALGreen and LEED.
With LEED offered as an enhanced option for CDGB-DR funded projects, California will set a
bold example in encouraging the design, construction, and operation of exceptionally resilient
buildings and communities.
HCD RESPONSE: In designing and implementing its programs, HCD will emphasize the use of
high quality, durable, energy efficient, sustainable, and mold resistant materials and incorporate
Green Building Standards for replacement and new construction of residential housing. HCD is
considering all industry-recognized standards, including LEED, as required by the Federal
Register Notice, as it develops its program guidelines.
APPLICATION/SURVEY
PUBLIC COMMENT: Is there an application for assistance at this time?
HCD RESPONSE: There is no application for assistance at this point.
Plan is approved by HUD, HCD will issue a program survey to gauge demand and interest for
the Owner-Occupied program. After this survey is completed, HCD will advertise application
periods based on the Tiers outlined in the Owner-Occupied program listed in Section IV
Proposed Disaster Recovery Programs, 2, a.
PUBLIC COMMENT: How will construction contractors fit into the owner-occupied program and
how to they get involved?
HCD RESPONSE: HCD is
in the process of determining the best way to receive proposals for construction contractors.
HCD may procure one or more primary vendors who will contract directly with construction
contractors, or,when the program opens, HCD will release a request for proposals (RFPs) for
contractors and vendors to submit bids and quotes. In either instance, bids and quotes will be
evaluated based on the specific criteria provided in the published RFPs to determine the
agreement, HCD will require contractors to meet all insurance and bonding requirements as
listed in the RFP and provide HCD with all required documents proving the contractor is in good
standing and eligible to do business on federally-funded projects. HCD encourages contractors
to take steps necessary to meet these requirements and to sign up with HCD to stay
informed.
PUBLIC COMMENT: How long do we have to fill out the survey?
HCD RESPONSE: HCD will circulate the information and timing of the survey when available.
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MISCELLANEOUS
PUBLIC COMMENT: Is it appropriate for Guillon, Inc. (a developer) to partner with the city or
county to apply for funds and build affordable housing?
HCD RESPONSE: -Occupied Program, applicants will apply directly for
assistance from the state. In the Multifamily Program, local governments will apply for funding
from the state and those who receive an award will administer it. Jurisdictions will likely team up
with developers in constructing their proposals. More information about this process will be
contained in the Multif
PUBLIC COMMENT: Napa Fire Long Recovery and Solano/Napa Habitat for Humanity are
actively working and have case management in place. Please answer: 1) How can we be of
service? 2) How can we as a non-profit be used in Napa/Napa county? 3) How can we become
a grantee?
HCD RESPONSE: HCD will continue to engage with all stakeholders, including local non-
profits, as it drafts the recovery program guidelines. We encourage all stakeholders to sign up
with HCD There will be opportunities for housing developers to
partner with local governments participating in the multifamily program. HCD is limiting
subgrantee relationships to local governments.
PUBLIC COMMENT: Can you direct us to a website where we can find information on the fire
recovery?
HCD RESPONSE:
Recovery website, which can be found at:
http://www.hcd.ca.gov/community-development/disaster-recovery-programs/cdbg-dr.shtml
-DR Draft Action Plan as well as relaying
information to the public about where and when the next public meetings will be held. Finally,
the site provides links to the Federal Register Notices associated with this grant.
PUBLIC COMMENT: We would like to confirm that the public will have an opportunity to
comment on the such critical program specifics in a timely manner.
HCD RESPONSE: HCD is committed to continuing public outreach throughout the recovery
process. In addition, HCD will work with local governments in the program design process.
191
BqqfoejyE;DBMGJSFEbnbhfJotqfdujpoXpsltiffu
State of California
Department of Forestry and Fire Protection
Revision Date: November 12, 2015
Damage Inspection Worksheet
Incident Name:
Incident Number:
(print):
Inspection Date:
Physical Address
P
Latitude (Degrees Decimal Minutes): Longitude (Degrees Decimal Minutes):
R
Street Number (e.g., 1234): Street Name:
O
P
Street Type (e.g., court, hwy 50, blvd): Street Suffix (e.g., apt 23, bldg c, lot 12):
E
R
City: State: CA Zip Code:
T
APN: CAL FIRE Unit:
Y
County: Community (e.g., focus area):
Structure #
1 2 3 4 5 6
Structure Type Yr Yr Yr Yr Yr Yr
1) Single Family Residence
a) Single Story
b) Multi Story
2) Multi-Family Residence (e.g. apartment)
a) Single Story
b) Multi Story
3) Mobile Home
a) Single Wide
b) Double Wide
c) Triple Wide
d) Motor Home (if used as a residence)
4) Commercial Building (e.g., Industrial,
P
Manufacturing, Office, Retail)
R
a) Single Story
O
b) Multi Story
P
5) Non-habitable
E
a) Shop
R
b) Barn
T
c) Detached Garage
Y
d) Outbuilding >
6) Other
a) School (Educational)
b) Hospital (Medical)
c) Church
d) Miscellaneous
e) Agriculture
f) Environment
g) Infrastructure (Essential Services)
Location of Structure (Topography) 4 5 6
1 2 3
a) Chimney
b) Flat Ground
c) Ridge Top
d) Saddle
Turn Page Over and Complete the Back
3/13/19192
Construction TypesStructure # (Write in appropriate column)
(Exclude Other and Non-Habitable Structures)
1 2 3 4 5 6
1) Roof Construction
a) Combustible
b) Fire Resistant (Non-Combustible)
P
c) Unknown
R
2) Exterior Siding
O
a) Combustible
P
b) Fire Resistant (Non-Combustible)
E
c) Unknown
R
3) Window Panes
T
a) Single-Pane
Y
b) Multi-Pane
c) Unknown
4) Eaves
a) Enclosed
b) Un-Enclosed
c) Unknown
5) Deck or Porch
a) Masonry
b) Composite
c) Wood
d) Unknown
6) Vent Screens
a) Screened (Yes)
b) Un-screened (No)
c) Unknown
Photo Name/Id
(Obtain from Mobile Device Metadata)
Structure # (Write in appropriate column)
Structure(s) 1 2 3 4 5 6
Destroyed (> 75% )
D
Damaged
A
M
a) 1-9%
A
b) 10-25%
G
c) 26-50%
E
d) 51-75%
Structure With No Damage (Record information
when directed.)
I
Is Structure With No Damage Compliant
N
with PRC 4291?
S
a) Yes
P
b) No
E
c) Unknown
C
Complete for all structures 1 2 3 4 5 6
T
Vegetation Clearance
I
a) 30 60 feet
O
b) 60 100 feet
N
c) > 100 feet
d) Not Applicable
Comment:
193