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HomeMy WebLinkAboutPROJ-25-0022 Condition of Title Guarantee-APN 064-390-011CLTA Guarantee Form No. 28 –Condition of Title Guarantee Face Page (06-05-14) Order No. 2202077371-PL Ref No. 14358 Clarion Way Guarantee No. A04562-CTG-101790 CONDITION OF TITLE GUARANTEE SUBJECT TO THE EXCLUSIONS FROM COVERAGE, AND THE GUARANTEE CONDITIONS ATTACHED HERETO AND MADE A PART OF THIS GUARANTEE, GUARANTEES the Assured named in Schedule A of this Guarantee against loss or damage not exceeding the Amount of Liability stated in Schedule A sustained by the Assured by reason of any incorrectness in the Assurances set forth in Schedule A: Dated: September 25th, 2025 at 8:00:00 AM Countersigned: By Validating Officer OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY A Corporation400 Second Avenue South, Minneapolis, Minnesota 55401 (612) 371-1111 ORT 5314 Page_2_of_6 Pages OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY CLTA Guarantee Form No. 28 –Condition of Title Guarantee Schedule A (06-05-14) Schedule A Order No.2202077371-PL Ref. No.14358 Clarion Way Guarantee No.A04562-CTG-101790 Liability $500.00 Date of Guarantee September 25th, 2025 at 8:00:00 AM Fee $400.00 1. Name of Assured: J. B. Surveys, Inc. 2. The estate or interest in the Land which is covered by this Guarantee is: Fee as to Parcel(s) I and an Easement as to Parcel(s) II 3. The Land referred to in this Guarantee is situated in the unincorporated area of the County of Butte,State of California, and is described as follows: PARCEL I: Lot 146, as shown on that certain map entitled, "Paradise Pines Unit 5", which map was recorded in the office of the Recorder of the County of Butte, State of California, August 20, 1970 in Book 35 of Maps, at Pages 88, 89, 90 and 91. Certificate of Correction was recorded December 2, 1970 in Book 1648 of Butte County Official Records, at Page 2. EXCEPTING THEREFROM all minerals, oil, gas, asphaltum and other hydrocarbon substances, with provision that any and all mining operations shall be done from orifices outside the surface area of the land described herein, and that no damage shall be done to the surface of said land. PARCEL II: A non-exclusive easement over Lots A, B, C and D (the common areas) of said Paradise Pines Unit 5 for ingress, egress and the uses and purposes set forth in the Declaration of Covenants, Conditions and Restrictions. APN 064-390-011-000 4. Assurances: According to the Public Records as of the Date of Guarantee, a.Title to the estate or interest in the Land is vested in: Burell K. Carvalho, an unmarried woman b. Title to the estate or interest is subject to defects, liens or encumbrances shown in Schedule B which are not necessarily shown in the order of their priority. Page_3_of_6 Pages OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY CLTA Guarantee Form No. 28 –Condition of Title Guarantee Schedule B (06-05-14) Schedule B Order No.2202077371-PL Ref. No.14358 Clarion Way Guarantee No.A04562-CTG-101790 Liability $500.00 Date of Guarantee September 25th, 2025 at 8:00:00 AM Fee $400.00 1.Taxes and assessments, general and special, for the fiscal year 2025 -2026, as follows: Assessor's Parcel No :064-390-011-000 Code No.:093-014 1st Installment :$793.65 Marked Paid 2nd Installment :$793.65 Marked Paid Land Value :$47,572.00 Imp. Value :$100,260.00 2.The lien of supplemental taxes, if any, assessed pursuant to the provisions of Section 75, et seq., of the Revenue and Taxation Code of the State of California. The herein described property lying within the proposed boundaries of a Community Facilities District, as follows: District No :2014-1 For :Clean energy Disclosed By :Assessment map Recorded :November 15, 2015 in Book 10 of Maps of Assessment and Community Facilities Districts, Page 54 Further information may be obtained by contacting: Ygrene Energy Fund, Inc. 3. (877)819-4736 4.Regulations, levies, liens, and assessments, if any, of Del Oro Water Company. Note: Further information on said assessment can be obtained by contacting: Del Oro Water Company 5.Water rights, claims or title to water, whether or not shown by the public records. Page_4_of_6 Pages OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY CLTA Guarantee Form No. 28 –Condition of Title Guarantee Schedule B (06-05-14) 6.Any rights, easements, interests or claims that may exist or arise by reason of, or reflected by, recitals shown or noted upon a filed map, as follows: Map Entitled :Paradise Pines Unit No. 5 Filed On :August 20, 1970 in Book 35 of Maps, at Page 88, 89, 90 and 91 And as modified by instrument, recorded December 2, 1970 in Book 1648 of Official Records, Page 2 The effect of Resolution abandoning public utility easements and recreational easements, executed by the County of Butte, Recorded :June 17, 1982 in Book 2730 of Official Records, at page 527 The effect of a Notice of Intent to Preserve Interest Claimant :Paradise Pines Property Owners Association, Inc., a California non- profit corporation Recorded :September 16, 1993 in Official Records under Recorder’s Serial Number 93-39802 7.Building set-back line as shown on the filed map. Affects :Northwesterly 20 feet 8.An easement affecting that portion of said land and for the purposes stated herein and incidental purposes as shown on the filed map. For :Anchor/utility lines Affects :Northwesterly portion 9.Covenants, Conditions and Restrictions, but omitting any covenants or restrictions if any, based upon age, race, color, religion, sex, gender, gender identity, gender expression, sexual orientation, familial status, marital status, disability, veteran or military status, genetic information, national origin, source of income as defined in subdivision (p) of Section 12955 of the Government Code, or ancestry, unless and only to the extent that said covenant (a) is exempt under Title 42, Section 3607 of the United States Code or (b) relates to handicap but does not discriminate against handicapped persons, as provided in an instrument Entitled :Declaration of Covenants Conditions and Restrictions for Paradise Pines Executed by :Larwin Developments, Inc. Recorded :September 4, 1970 in Book 1632 of Official Records, Page 578 Page_5_of_6 Pages OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY CLTA Guarantee Form No. 28 –Condition of Title Guarantee Schedule B (06-05-14) And as modified by an instrument, executed by Paradise Pines Property Owners Association, recorded October 16, 1970 in Book 1639 of Official Records, at page 433 . And recorded March 16, 1971 in Book 1663 of Official Records, Page 348 . And as modified by an instrument, executed by Butte County Superior Court Judge, recorded April 9, 1984 in Book 2927 of Official Records, Page 241 . And recorded June 24, 1986 in Official Records under Recorder's Serial Number 86-19948. And as modified by an instrument, executed by Larwin Developments, Inc., recorded October 4, 1988 in Official Records under Recorder's Serial Number 88-33873. And as modified by an instrument, executed by Paradise Pines Property Owners's Association, Inc., recorded February 3, 1992 in Official Records under Recorder's Serial Number 92-4556. And as modified by an instrument, executed by Paradise Pines Property Owner's Association, Inc., recorded March 2, 1992 in Official Records under Recorder's Serial Number 92-4557. And as modified by an instrument, executed by Paradise Pines Property Owner's Association, Inc., recorded March 25, 1992 in Official Records under Recorder's Serial Number 92-12778. And as modified by an instrument, executed by Paradise Pines Property Owners' Association, Inc., recorded October 10, 1995 in Official Records under Recorder's Serial Number 95- 34666. And as modified by an instrument, executed by Paradise Pines Property Owners Association, recorded August 7, 2023 in Official Records under Recorder's Serial Number 2023-20554. Said Covenants, Conditions and Restrictions provide that a violation thereof shall not defeat or render invalid the lien of any Mortgage or Deed of Trust made in good faith and for value. Page_6_of_6 Pages OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY CLTA Guarantee Form No. 28 –Condition of Title Guarantee Schedule B (06-05-14) NOTE: "If this document contains any restriction based on age, race, color, religion, sex, gender, gender identity, gender expression, sexual orientation, familial status, marital status, disability, veteran or military status, genetic information, national origin, source of income as defined in subdivision (p) of Section 12955 of the Government Code, or ancestry, that restriction violates state and federal fair housing laws and is void, and may be removed pursuant to Section 12956.2 of the Government Code,by submitting a "Restrictive Covenant Modification" form, together with a copy of the attached document with the unlawful provision redacted to the county recorder's office. The "Restrictive Covenant Modification" form can be obtained from the county recorder's office and may be available on its internet website. The form may also be available from the party that provided you with this document. Lawful restrictions under state and federal law on the age of occupants in senior housing or housing for older persons shall not be construed as restrictions based on familial status." 10.Liens and charges for upkeep and maintenance as provided in the above mentioned Covenants, Conditions and Restrictions, if any, where no notice thereof appears on record. Notwithstanding the Mortgagee protection clause contained in the above mentioned covenants, conditions and restrictions, they provide that the liens and charges for upkeep and maintenance are subordinate only to a first mortgage. For information regarding the current status of said liens and/ or assessments Contact :Paradise Pines Property Owners Association 11.NOTE: Vesting Deed Individual Grant Deed executed by Keith E. Landsiedel and Kristina N. Landsiedel, husband and wife to Burell K. Carvalho, an unmarried woman recorded July 12, 1993 in Official Records under Recorder's Serial Number 93-028962. CLTA Guarantee Exclusions and Conditions (Rev 06-05-14) EXCLUSIONS FROM COVERAGE (Revised 06-05-14) Except as expressly provided by the assurances in Schedule A, the Company assumes no liability for loss or damage by reason of the following: (a) Defects, liens, encumbrances, adverse claims or other matters affecting the title to any property beyond the lines of the Land. (b) Defects, liens, encumbrances, adverse claims or other matters, whether or not shown by the Public Records (1) that are created, suffered, assumed or agreed to by one or more of the Assureds; or (2) that result in no loss to the Assured. (c) Defects, liens, encumbrances, adverse claims or other matters not shown by the Public Records. (d) The identity of any party shown or referred to in any of the schedules of this Guarantee. (e) The validity, legal effect or priority of any matter shown or referred to in any of the schedules of this Guarantee. (f) (1) Taxes or assessments of any taxing authority that levies taxes or assessments on real property; or, (2) proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not the matters excluded under (1) or (2) are shown by the records of the taxing authority or by the Public Records.(g) (1) Unpatented mining claims; (2) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (3) water rights, claims or title to water, whether or not the matters excluded under (1), (2) or (3) are shown by the Public Records. GUARANTEE CONDITIONS 1. DEFINITION OF TERMS The following terms when used in the Guarantee mean: (a) "the Assured": the party or parties named as the Assured in this Schedule A, or on a supplemental writing executed by the Company.(b) "Land": the Land described or referred to in Schedule A, and improvements affixed thereto which by law constitute real property. The term "land" does not include any property beyond the lines of the area described or referred to in Schedule A, nor any right, title, interest estate or easement in abutting streets, roads, avenues, alleys, lanes, ways or waterways.(c) "Mortgage": mortgage, deed of trust, trust deed, or other security instrument. (d) "Public Records": those records established under state statutes at Date of Guarantee for the purpose of imparting constructive notice of matters relating to real property to purchasers for value and without knowledge. (e)"Date of Guarantee": the Date of Guarantee set forth in Schedule A.(f)“Amount of Liability”:the Amount as stated in Schedule A. 2. NOTICE OF CLAIM TO BE GIVEN BY ASSURED An Assured shall notify the Company promptly in writing in case knowledge shall come to the Assured of any assertion of facts, or claim of title or interest that is contrary to the assurances set forth in Schedule A and that might cause loss or damage for which the Company may be liable under this Guarantee. If prompt notice shall not be given to the Company, then all liability of the Company shall terminate with regard to the matter or matters for which prompt notice is required; provided, however, that failure to notify the Company shall in no case prejudice the rights of the Assured under this Guarantee unless the Company shall be prejudiced by the failure and then only to the extent of the prejudice. 3. NO DUTY TO DEFEND OR PROSECUTE The Company shall have no duty to defend or prosecute any action or proceeding to which the Assured is a party, notwithstanding the nature of any allegation in such action or proceeding. 4. COMPANY’S OPTION TO DEFEND OR PROSECUTE ACTIONS; DUTY OF ASSURED TO COOPERATE Even though the Company has no duty to defend or prosecute as set forth in Paragraph 3 above: (a) The Company shall have the right, at its sole option and cost, to institute and prosecute any action or proceeding, interpose a defense, as limited in Paragraph 4(b), or to do any other act which in its opinion may be necessary or desirable to establish the correctness of the assurances set forth in Schedule A or to prevent or reduce loss or damage to the Assured. The Company may take any appropriate action under the terms of this Guarantee, whether or not it shall be liable hereunder, and shall not thereby concede liability or waive any provision of this Guarantee. If the Company shall exercise its rights under this paragraph, it shall do so diligently. (b) If the Company elects to exercise its options as stated in Paragraph 4(a) the Company shall have the right to select counsel of its choice (subject to the right of the Assured to object for reasonable cause) to represent the Assured and shall not be liable for and will not pay the fees of any other counsel, nor will the Company pay any fees, costs or expenses incurred by an Assured in the defense of those causes of action which allege matters not covered by this Guarantee. (c) Whenever the Company shall have brought an action or interposed a defense as permitted by the provisions of this Guarantee, the Company may pursue any litigation to final determination by a court of competent jurisdiction and expressly reserves the right, in its sole discretion, to appeal from an adverse judgment or order. CLTA Guarantee Exclusions and Conditions (Rev 06-05-14) GUARANTEE CONDITIONS (Continuation) (d) In all cases where this Guarantee permits the Company to prosecute or provide for the defense of any action or proceeding, the Assured shall secure to the Company the right to so prosecute or provide for the defense of any action or proceeding, and all appeals therein, and permit the Company to use, at its option, the name of such Assured for this purpose. Whenever requested by the Company, the Assured, at the Company’s expense, shall give the Company all reasonable aid in any action or proceeding, securing evidence, obtaining witnesses, prosecuting or defending the action or lawful act which in the opinion of the Company may be necessary or desirable to establish the correctness of the assurances set forth in Schedule A or to prevent or reduce loss or damage to the Assured.If the Company is prejudiced by the failure of the Assured to furnish the required cooperation, the Company’s obligations to the Assured under the Guarantee shall terminate. 5. PROOF OF LOSS OR DAMAGE (a) In the event the Company is unable to determine the amount of loss or damage, the Company may, at its option, require as a condition of payment that the Assured furnish a signed proof of loss. The proof of loss must describe the defect, lien, encumbrance, or other matter that constitutes the basis of loss or damage and shall state, to the extent possible, the basis of calculating the amount of the loss or damage. (b) In addition, the Assured may reasonably be required to submit to examination under oath by any authorized representative of the Company and shall produce for examination, inspection and copying, at such reasonable times and places as may be designated by any authorized representative of the Company, all records, books, ledgers, checks, correspondence and memoranda, whether bearing a date before or after Date of Guarantee, which reasonably pertain to the loss or damage. Further, if requested by any authorized representative of the Company, the Assured shall grant its permission, in writing, for any authorized representative of the Company to examine, inspect and copy all records, books, ledgers, checks, correspondence and memoranda in the custody or control of a third party, which reasonably pertain to the loss or damage. All information designated as confidential by the Assured provided to the Company pursuant to this paragraph shall not be disclosed to others unless, in the reasonable judgment of the Company, it is necessary in the administration of the claim. Failure of the Assured to submit for examination under oath, produce other reasonably requested information or grant permission to secure reasonably necessary information from third parties as required in the above paragraph, unless prohibited by law or governmental regulation, shall terminate any liability of the Company under this Guarantee to the Assured for that claim. 6. OPTIONS TO PAY OR OTHERWISE SETTLE CLAIMS: TERMINATION OF LIABILITY In case of a claim under this Guarantee, the Company shall have the following additional options: (a) To pay or tender payment of the Amount of Liability together with any costs, attorneys’ fees, and expenses incurred by the Assured that were authorized by the Company up to the time of payment or tender of payment and that the Company is obligated to pay. (b) To pay or otherwise settle with the Assured any claim assured against under this Guarantee. In addition, the Company will pay any costs, attorneys' fees, and expenses incurred by the Assured that were authorized by the Company up to the time of payment or tender of payment and that the Company is obligated to pay; or (c) To pay or otherwise settle with other parties for the loss or damage provided for under this Guarantee, together with any costs, attorneys’ fees, and expenses incurred by the Assured that were authorized by the Company up to the time of payment and that the Company is obligated to pay. Upon the exercise by the Company of either of the options provided for in 6 (a), (b) or (c) of this paragraph the Company’s obligation to the Assured under this Guarantee for the claimed loss or damage, other than the payments required to be made, shall terminate, including any duty to continue any and all litigation initiated by the Company pursuant to Paragraph 4. 7. LIMITATION OF LIABILITY (a) This Guarantee is a contract of Indemnity against actual monetary loss or damage sustained or incurred by the Assured claimant who has suffered loss or damage by reason of reliance upon the assurances set forth in Schedule A and only to the extent herein described, and subject to the Exclusions From Coverage of this Guarantee. (b) If the Company, or the Assured under the direction of the Company at the Company’s expense, removes the alleged defect, lien or, encumbrance or cures any other matter assured against by this Guarantee in a reasonably diligent manner by any method, including litigation and the completion of any appeals therefrom, it shall have fully performed its obligations with respect to that matter and shall not be liable for any loss or damage caused thereby. (c) In the event of any litigation by the Company or with the Company’s consent, the Company shall have no liability for loss or damage until there has been a final determination by a court of competent jurisdiction, and disposition of all appeals therefrom. (d) The Company shall not be liable for loss or damage to the Assured for liability voluntarily assumed by the Assured in settling any claim or suit without the prior written consent of the Company. 8. REDUCTION OF LIABILITY OR TERMINATION OF LIABILITY All payments under this Guarantee, except payments made for costs, attorneys' fees and expenses pursuant to Paragraph 4 shall reduce the Amount of Liability under this Guarantee pro tanto. 9. PAYMENT OF LOSS (a) No payment shall be made without producing this Guarantee for endorsement of the payment unless the Guarantee has been lost or destroyed, in which case proof of loss or destruction shall be furnished to the satisfaction of the Company. CLTA Guarantee Exclusions and Conditions (Rev 06-05-14) GUARANTEE CONDITIONS (Continuation) (b) When liability and the extent of loss or damage has been definitely fixed in accordance with these Conditions, the loss or damage shall be payable within thirty (30) days thereafter. 10. SUBROGATION UPON PAYMENT OR SETTLEMENT Whenever the Company shall have settled and paid a claim under this Guarantee, all right of subrogation shall vest in the Company unaffected by any act of the Assured claimant. The Company shall be subrogated to and be entitled to all rights and remedies which the Assured would have had against any person or property in respect to the claim had this Guarantee not been issued. If requested by the Company, the Assured shall transfer to the Company all rights and remedies against any person or property necessary in order to perfect this right of subrogation. The Assured shall permit the Company to sue, compromise or settle in the name of the Assured and to use the name of the Assured in any transaction or litigation involving these rights or remedies. If a payment on account of a claim does not fully cover the loss of the Assured the Company shall be subrogated to all rights and remedies of the Assured after the Assured shall have recovered its principal, interest, and costs of collection. 11. ARBITRATION Either the Company or the Assured may demand that the claim or controversy shall be submitted to arbitration pursuant to the Title Insurance Arbitration Rules of the American Land Title Association (“Rules”). Except as provided in the Rules, there shall be no joinder or consolidation with claims or controversies of other persons. Arbitrable matters may include, but are not limited to, any controversy or claim between the Company and the Assured arising out of or relating to this Guarantee, any service of the Company in connection with its issuance or the breach of a Guarantee provision, or to any other controversy or claim arising out of the transaction giving rise to this Guarantee. All arbitrable matters when the amount of liability is $2,000,000 or less shall be arbitrated at the option of either the Company or the Assured. All arbitrable matters when the amount of liability is in excess of $2,000,000 shall be arbitrated only when agreed to by both the Company and the Assured. Arbitration pursuant to this Guarantee and under the Rules shall be binding upon the parties. Judgment upon the award rendered by the Arbitrator(s) may be entered in any court of competent jurisdiction. 12. LIABILITY LIMITED TO THIS GUARANTEE; GUARANTEE ENTIRE CONTRACT (a) This Guarantee together with all endorsements, if any, attached hereto by the Company is the entire Guarantee and contract between the Assured and the Company. In interpreting any provision of this Guarantee, this Guarantee shall be construed as a whole. (b) Any claim of loss or damage, whether or not based on negligence, or any action asserting such claim, shall be restricted to this Guarantee. (c) No amendment of or endorsement to this Guarantee can be made except by a writing endorsed hereon or attached hereto signed by either the President, a Vice President, the Secretary, an Assistant Secretary, or validating officer or authorized signatory of the Company. 13. SEVERABILITY In the event any provision of this Guarantee, in whole or in part, is held invalid or unenforceable under applicable law, the Guarantee shall be deemed not to include that provision or such part held to be invalid, but all other provisions shall remain in full force and effect. 14. CHOICE OF LAW; FORUM (a) Choice of Law: The Assured acknowledges the Company has underwritten the risks covered by this Guarantee and determined the premium charged therefore in reliance upon the law affecting interests in real property and applicable to the interpretation, rights, remedies, or enforcement of Guaranties of the jurisdiction where the Land is located. Therefore, the court or an arbitrator shall apply the law of the jurisdiction where the Land is located to determine the validity of claims that are adverse to the Assured and to interpret and enforce the terms of this Guarantee. In neither case shall the court or arbitrator apply its conflicts of law principles to determine the applicable law. (b) Choice of Forum: Any litigation or other proceeding brought by the Assured against the Company must be filed only in a state or federal court within the United States of America or its territories having appropriate jurisdiction. 15. NOTICES, WHERE SENT All notices required to be given the Company and any statement in writing required to be furnished the Company shall include the number of this Guarantee and shall be addressed to the Company at the office which issued this Guarantee or to its Home Office at 400 Second Avenue South, Minneapolis, Minnesota 55401-2499, (612) 371-1111.